49721 ZIP Code
Cheboygan, Michigan
December 12, 2025
| ZIP Code: | 49721 |
| City/Town: | Cheboygan |
| County: | Cheboygan |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 14,034 |
| Median Household Income: | $58,163 |
| Per Capita Income: | $30,991 |
| Total Housing Units: | 8,634 |
| Median Home Value: | $161,200 |
| Land Area: | 266.7 sq miles
690.9 sq km |
| Water Area: | 38.4 sq miles
99.4 sq km |
| Coordinates: | 45.5742, -84.4554 |
Population Information (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 14,034 | -- | -- |
| Male: | 7,033 | 50.1% | 49.6% |
| Female: | 7,001 | 49.9% | 50.4% |
| Median Age: | 52.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 526 | 3.7% | 5.7% |
| 5 to 9 years: | 567 | 4.0% | 6.0% |
| 10 to 14 years: | 613 | 4.4% | 6.5% |
| 15 to 19 years: | 650 | 4.6% | 6.6% |
| 20 to 24 years: | 675 | 4.8% | 6.7% |
| 25 to 34 years: | 1,479 | 10.5% | 13.7% |
| 35 to 44 years: | 1,341 | 9.6% | 12.9% |
| 45 to 54 years: | 1,851 | 13.2% | 12.4% |
| 55 to 59 years: | 1,094 | 7.8% | 6.5% |
| 60 to 64 years: | 1,139 | 8.1% | 6.4% |
| 65 to 74 years: | 2,567 | 18.3% | 9.7% |
| 75 to 84 years: | 1,155 | 8.2% | 4.8% |
| 85 years and over: | 377 | 2.7% | 2.0% |
Housing Information (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $161,200 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $779 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,634 | -- | -- |
| Occupied housing units: | 5,696 | 66.0% | 38.0% |
| Vacant housing units: | 2,938 | 34.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,744 | 83.3% | 64.8% |
| Renter-occupied: | 952 | 16.7% | 35.2% |
Educational Attainment (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 11,003 | -- | -- |
| Less than 9th grade: | 232 | 2.1% | 4.7% |
| 9th to 12th grade, no diploma: | 920 | 8.4% | 6.1% |
| High school graduate: | 3,807 | 34.6% | 26.4% |
| Some college, no degree: | 2,450 | 22.3% | 19.7% |
| Associate degree: | 1,235 | 11.2% | 8.7% |
| Bachelor's degree: | 1,462 | 13.3% | 20.9% |
| Graduate or professional degree: | 897 | 8.2% | 13.7% |
| Percent high school graduate or higher: | -- | 89.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 21.4% | 34.3% |
Income Information (49721 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $58,163 / yr. | $75,149 / yr. |
| Mean household income: | $74,539 / yr. | $105,833 / yr. |
| Median family income: | $69,417 / yr. | $92,646 / yr. |
| Per capita income: | $30,991 / yr. | $41,261 / yr. |
Employment (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,152 | -- | 63.5% |
| Employed: | 5,683 | 93.3% | 96.4% |
| Unemployed: | 411 | 6.7% | 5.3% |
| Not in labor force: | 6,038 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 4,537 | 79.8% | 79.7% |
| Government workers: | 790 | 13.9% | 14.2% |
| Self-employed: | 351 | 6.2% | 5.9% |
| Unpaid family workers: | 5 | 0.1% | 0.1% |
Race & Ethnicity (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 12,980 | 92.5% | 61.6% |
| Black or African American: | 115 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 306 | 2.2% | 1.1% |
| Asian: | 64 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 3 | 0.0% | 0.2% |
| Some other race: | 37 | 0.3% | 8.4% |
| Two or more races: | 529 | 3.8% | 10.2% |
| Hispanic or Latino (any race): | 165 | 1.2% | 18.7% |
| Mexican: | 293 | 2.1% | 11.2% |
| Puerto Rican: | 159 | 1.1% | 1.8% |
| Cuban: | 33 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 16 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 85 | 0.6% | 81.1% |
Income Distribution (49721 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 185 | 3.2% | 4.9% |
| $10,000 to $14,999: | 322 | 5.7% | 3.8% |
| $15,000 to $24,999: | 469 | 8.2% | 7.0% |
| $25,000 to $34,999: | 569 | 10.0% | 7.4% |
| $35,000 to $49,999: | 838 | 14.7% | 10.7% |
| $50,000 to $74,999: | 1,286 | 22.6% | 16.1% |
| $75,000 to $99,999: | 831 | 14.6% | 12.8% |
| $100,000 to $149,999: | 710 | 12.5% | 17.1% |
| $150,000 to $199,999: | 239 | 4.2% | 8.8% |
| $200,000 or more: | 247 | 4.3% | 11.4% |
Commute to Work (49721 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,269 | 75.1% | 67.8% |
| Carpooled: | 665 | 11.7% | 8.7% |
| Public transportation: | 59 | 1.0% | 4.2% |
| Walked: | 82 | 1.4% | 2.5% |
| Other means: | 106 | 1.9% | 0.9% |
| Worked from home: | 485 | 8.5% | 13.8% |
| Mean travel time to work: | 21.4 min | -- | 26.7 min |
Industry (49721 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 86 | 1.5% | 1.6% |
| Construction: | 544 | 9.6% | 6.9% |
| Manufacturing: | 486 | 8.6% | 10.0% |
| Wholesale trade: | 105 | 1.8% | 2.4% |
| Retail trade: | 1,045 | 18.4% | 11.0% |
| Transportation, warehousing, utilities: | 296 | 5.2% | 5.8% |
| Information: | 56 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 389 | 6.8% | 6.7% |
| Professional, scientific, management: | 376 | 6.6% | 12.1% |
| Education, health care, social services: | 1,154 | 20.3% | 23.3% |
| Arts, entertainment, food services: | 601 | 10.6% | 9.0% |
| Other services: | 260 | 4.6% | 4.7% |
| Public administration: | 285 | 5.0% | 4.7% |
Poverty Status (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 13,035 | 92.9% | 91.3% |
| Private health insurance: | 8,832 | 62.9% | 67.6% |
| Public health coverage: | 7,459 | 53.1% | 35.9% |
| Without health insurance: | 740 | 5.3% | 8.7% |
Benefits & Assistance (49721 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,565 | 62.6% | 77.4% |
| Social Security income: | 2,847 | 50.0% | 31.0% |
| Retirement income: | 2,084 | 36.6% | 21.8% |
| Supplemental Security Income (SSI): | 359 | 6.3% | 4.5% |
| Cash public assistance income: | 176 | 3.1% | 1.8% |
| SNAP (food stamps) benefits: | 749 | 13.1% | 11.4% |
Housing Types (49721 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,270 | 84.2% | 61.4% |
| 1-unit, attached: | 115 | 1.3% | 6.1% |
| 2 units: | 81 | 0.9% | 3.4% |
| 3 or 4 units: | 204 | 2.4% | 4.3% |
| 5 to 9 units: | 168 | 1.9% | 4.6% |
| 10 to 19 units: | 78 | 0.9% | 4.3% |
| 20 or more units: | 50 | 0.6% | 9.9% |
| Mobile home: | 668 | 7.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49721 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 3 | 0.0% | 0.6% |
| Built 2010 to 2019: | 248 | 2.9% | 8.2% |
| Built 2000 to 2009: | 1,140 | 13.2% | 13.5% |
| Built 1990 to 1999: | 1,642 | 19.0% | 13.2% |
| Built 1980 to 1989: | 1,054 | 12.2% | 13.2% |
| Built 1970 to 1979: | 1,209 | 14.0% | 14.6% |
| Built 1960 to 1969: | 1,060 | 12.3% | 10.2% |
| Built 1950 to 1959: | 796 | 9.2% | 9.9% |
| Built 1940 to 1949: | 438 | 5.1% | 4.6% |
| Built 1939 or earlier: | 1,044 | 12.1% | 12.0% |
Bedrooms (49721 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 115 | 1.3% | 2.4% |
| 1 bedroom: | 639 | 7.4% | 3.0% |
| 2 bedrooms: | 2,095 | 24.3% | 9.1% |
| 3 bedrooms: | 4,051 | 46.9% | 15.9% |
| 4 bedrooms: | 1,206 | 14.0% | 18.8% |
| 5 or more bedrooms: | 528 | 6.1% | 17.6% |
Heating Fuel (49721 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,919 | 68.8% | 47.1% |
| Bottled, tank, or LP gas: | 914 | 16.0% | 4.9% |
| Electricity: | 386 | 6.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 41 | 0.7% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 369 | 6.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 47 | 0.8% | 0.5% |
| No fuel used: | 20 | 0.4% | 0.2% |
Vehicles Available (49721 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 344 | 6.0% | 8.3% |
| 1 vehicle available: | 1,967 | 34.5% | 32.6% |
| 2 vehicles available: | 2,258 | 39.6% | 37.0% |
| 3 or more vehicles available: | 1,127 | 19.8% | 22.1% |
Home Value Distribution (49721 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 366 | 7.7% | 5.7% |
| $50,000 to $99,999: | 847 | 17.9% | 7.8% |
| $100,000 to $149,999: | 960 | 20.2% | 9.2% |
| $150,000 to $199,999: | 820 | 17.3% | 10.8% |
| $200,000 to $299,999: | 792 | 16.7% | 19.9% |
| $300,000 to $499,999: | 623 | 13.1% | 24.1% |
| $500,000 to $999,999: | 238 | 5.0% | 17.0% |
| $1,000,000 or more: | 98 | 2.1% | 5.6% |
Housing Costs (49721 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,225 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $459 / mo. | $584 / mo. |
| Median gross rent: | $779 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.43 | 2.53 |
| Average household size (renter-occupied): | 2.37 | 2.38 |
Households (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,696 | -- | -- |
| Married-couple households: | 3,114 | 54.7% | 47.5% |
| Cohabiting couple households: | 836 | 14.7% | 7.0% |
| Male householder, no spouse: | 1,055 | 18.5% | 5.4% |
| Female householder, no spouse: | 1,270 | 22.3% | 12.7% |
| Householder living alone: | 1,147 | 20.1% | 28.6% |
| 65 years and over living alone: | 2,646 | 46.5% | 11.8% |
| Average household size: | 2.42 | -- | 2.53 |
| Average family size: | 2.96 | -- | -- |
Marital Status (49721 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,095 | -- | -- |
| Never married: | 1,700 | 27.9% | 37.0% |
| Now married: | 3,372 | 55.3% | 49.5% |
| Separated: | 237 | 3.9% | 1.5% |
| Widowed: | 747 | 12.3% | 2.6% |
| Divorced: | 1,259 | 20.7% | 9.3% |
School Enrollment (49721 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,274 | -- | -- |
| Nursery school, preschool: | 117 | 5.1% | 5.8% |
| Kindergarten: | 166 | 7.3% | 5.0% |
| Elementary school (grades 1-8): | 909 | 40.0% | 40.5% |
| High school (grades 9-12): | 542 | 23.8% | 21.4% |
| College or graduate school: | 540 | 23.7% | 27.3% |
Veterans & Disability (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,846 | -- | -- |
| Veterans: | 1,147 | 9.7% | 6.3% |
| Civilian noninstitutionalized population: | 13,775 | -- | -- |
| With a disability: | 2,519 | 18.3% | 13.4% |
| Under 18 with disability: | 142 | 5.6% | 5.8% |
| 18 to 64 with disability: | 1,047 | 41.6% | 10.4% |
| 65 and over with disability: | 1,330 | 52.8% | 33.4% |
Mobility (Residence 1 Year Ago) (49721 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,486 | 89.0% | 86.9% |
| Different house: | 1,473 | 10.5% | 13.1% |
| Same county: | 733 | 49.8% | 7.0% |
| Different county: | 714 | 48.5% | 3.2% |
| Different state: | 217 | 14.7% | 2.5% |
| Abroad: | 26 | 1.8% | 0.4% |
Place of Birth (49721 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 13,750 | 98.0% | 86.2% |
| Foreign born: | 65 | 0.5% | 13.9% |
| Naturalized citizen: | 284 | 436.9% | 52.7% |
| Not a citizen: | 284 | 436.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 284 | 436.9% | 10.5% |
| Asia: | 93 | 143.1% | 31.3% |
| Africa: | 5 | 7.7% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 67 | 103.1% | 50.0% |
| Northern America: | 29 | 44.6% | 2.2% |
Language Spoken at Home (49721 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,508 | -- | -- |
| English only: | 12,987 | 96.1% | 78.3% |
| Language other than English: | 521 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 194 | 1.4% | 13.3% |
| Other Indo-European languages: | 220 | 1.6% | 3.5% |
| Asian/Pacific Island languages: | 25 | 0.2% | 3.5% |
| Other languages: | 82 | 0.6% | 1.0% |
Computers & Internet (49721 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,696 | 100.0% | 93.1% |
| Households with broadband internet: | 5,095 | 89.4% | 89.4% |
Cheboygan, MI49721