49770 ZIP Code
Petoskey, Michigan
December 12, 2025
| ZIP Code: | 49770 |
| City/Town: | Petoskey |
| County: | Emmet |
| State: | Michigan |
| ZIP Type: | Standard |
| Population: | 17,555 |
| Median Household Income: | $76,971 |
| Per Capita Income: | $38,224 |
| Total Housing Units: | 10,041 |
| Median Home Value: | $269,800 |
| Land Area: | 109.4 sq miles
283.3 sq km |
| Water Area: | 17.9 sq miles
46.2 sq km |
| Coordinates: | 45.3312, -84.8971 |
Population Information (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 17,555 | -- | -- |
| Male: | 8,388 | 47.8% | 49.6% |
| Female: | 9,167 | 52.2% | 50.4% |
| Median Age: | 44.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 702 | 4.0% | 5.7% |
| 5 to 9 years: | 961 | 5.5% | 6.0% |
| 10 to 14 years: | 1,051 | 6.0% | 6.5% |
| 15 to 19 years: | 1,195 | 6.8% | 6.6% |
| 20 to 24 years: | 1,000 | 5.7% | 6.7% |
| 25 to 34 years: | 2,100 | 12.0% | 13.7% |
| 35 to 44 years: | 1,792 | 10.2% | 12.9% |
| 45 to 54 years: | 2,202 | 12.5% | 12.4% |
| 55 to 59 years: | 1,338 | 7.6% | 6.5% |
| 60 to 64 years: | 1,558 | 8.9% | 6.4% |
| 65 to 74 years: | 2,033 | 11.6% | 9.7% |
| 75 to 84 years: | 1,129 | 6.4% | 4.8% |
| 85 years and over: | 494 | 2.8% | 2.0% |
Housing Information (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $269,800 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $1,010 / mo. | -- | $1,268 / mo. |
| Total housing units: | 10,041 | -- | -- |
| Occupied housing units: | 7,399 | 73.7% | 38.0% |
| Vacant housing units: | 2,642 | 26.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,056 | 68.3% | 64.8% |
| Renter-occupied: | 2,343 | 31.7% | 35.2% |
Educational Attainment (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 12,646 | -- | -- |
| Less than 9th grade: | 69 | 0.5% | 4.7% |
| 9th to 12th grade, no diploma: | 405 | 3.2% | 6.1% |
| High school graduate: | 2,840 | 22.5% | 26.4% |
| Some college, no degree: | 2,618 | 20.7% | 19.7% |
| Associate degree: | 1,274 | 10.1% | 8.7% |
| Bachelor's degree: | 3,039 | 24.0% | 20.9% |
| Graduate or professional degree: | 2,401 | 19.0% | 13.7% |
| Percent high school graduate or higher: | -- | 96.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 43.0% | 34.3% |
Income Information (49770 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $76,971 / yr. | $75,149 / yr. |
| Mean household income: | $106,639 / yr. | $105,833 / yr. |
| Median family income: | $97,037 / yr. | $92,646 / yr. |
| Per capita income: | $38,224 / yr. | $41,261 / yr. |
Employment (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 9,456 | -- | 63.5% |
| Employed: | 9,234 | 97.9% | 96.4% |
| Unemployed: | 201 | 2.1% | 5.3% |
| Not in labor force: | 5,156 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,207 | 78.0% | 79.7% |
| Government workers: | 1,289 | 14.0% | 14.2% |
| Self-employed: | 720 | 7.8% | 5.9% |
| Unpaid family workers: | 18 | 0.2% | 0.1% |
Race & Ethnicity (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 16,512 | 94.1% | 61.6% |
| Black or African American: | 111 | 0.6% | 12.4% |
| American Indian/Alaska Native: | 175 | 1.0% | 1.1% |
| Asian: | 52 | 0.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 48 | 0.3% | 8.4% |
| Two or more races: | 657 | 3.7% | 10.2% |
| Hispanic or Latino (any race): | 122 | 0.7% | 18.7% |
| Mexican: | 328 | 1.9% | 11.2% |
| Puerto Rican: | 85 | 0.5% | 1.8% |
| Cuban: | 161 | 0.9% | 0.7% |
| Other Hispanic or Latino: | 34 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 48 | 0.3% | 81.1% |
Income Distribution (49770 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 189 | 2.6% | 4.9% |
| $10,000 to $14,999: | 283 | 3.8% | 3.8% |
| $15,000 to $24,999: | 435 | 5.9% | 7.0% |
| $25,000 to $34,999: | 686 | 9.3% | 7.4% |
| $35,000 to $49,999: | 595 | 8.0% | 10.7% |
| $50,000 to $74,999: | 1,383 | 18.7% | 16.1% |
| $75,000 to $99,999: | 1,129 | 15.3% | 12.8% |
| $100,000 to $149,999: | 1,226 | 16.6% | 17.1% |
| $150,000 to $199,999: | 604 | 8.2% | 8.8% |
| $200,000 or more: | 869 | 11.7% | 11.4% |
Commute to Work (49770 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,575 | 71.2% | 67.8% |
| Carpooled: | 982 | 10.6% | 8.7% |
| Public transportation: | 30 | 0.3% | 4.2% |
| Walked: | 584 | 6.3% | 2.5% |
| Other means: | 265 | 2.9% | 0.9% |
| Worked from home: | 633 | 6.9% | 13.8% |
| Mean travel time to work: | 18.6 min | -- | 26.7 min |
Industry (49770 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 89 | 1.0% | 1.6% |
| Construction: | 682 | 7.4% | 6.9% |
| Manufacturing: | 743 | 8.0% | 10.0% |
| Wholesale trade: | 107 | 1.2% | 2.4% |
| Retail trade: | 1,266 | 13.7% | 11.0% |
| Transportation, warehousing, utilities: | 326 | 3.5% | 5.8% |
| Information: | 58 | 0.6% | 1.9% |
| Finance, insurance, real estate: | 485 | 5.3% | 6.7% |
| Professional, scientific, management: | 720 | 7.8% | 12.1% |
| Education, health care, social services: | 2,454 | 26.6% | 23.3% |
| Arts, entertainment, food services: | 1,517 | 16.4% | 9.0% |
| Other services: | 320 | 3.5% | 4.7% |
| Public administration: | 467 | 5.1% | 4.7% |
Poverty Status (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 16,510 | 94.0% | 91.3% |
| Private health insurance: | 12,824 | 73.1% | 67.6% |
| Public health coverage: | 6,689 | 38.1% | 35.9% |
| Without health insurance: | 863 | 4.9% | 8.7% |
Benefits & Assistance (49770 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,437 | 73.5% | 77.4% |
| Social Security income: | 2,693 | 36.4% | 31.0% |
| Retirement income: | 2,417 | 32.7% | 21.8% |
| Supplemental Security Income (SSI): | 464 | 6.3% | 4.5% |
| Cash public assistance income: | 178 | 2.4% | 1.8% |
| SNAP (food stamps) benefits: | 374 | 5.1% | 11.4% |
Housing Types (49770 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,698 | 66.7% | 61.4% |
| 1-unit, attached: | 428 | 4.3% | 6.1% |
| 2 units: | 471 | 4.7% | 3.4% |
| 3 or 4 units: | 339 | 3.4% | 4.3% |
| 5 to 9 units: | 752 | 7.5% | 4.6% |
| 10 to 19 units: | 546 | 5.4% | 4.3% |
| 20 or more units: | 476 | 4.7% | 9.9% |
| Mobile home: | 331 | 3.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (49770 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 11 | 0.1% | 0.6% |
| Built 2010 to 2019: | 566 | 5.6% | 8.2% |
| Built 2000 to 2009: | 1,463 | 14.6% | 13.5% |
| Built 1990 to 1999: | 2,091 | 20.8% | 13.2% |
| Built 1980 to 1989: | 1,179 | 11.7% | 13.2% |
| Built 1970 to 1979: | 1,371 | 13.7% | 14.6% |
| Built 1960 to 1969: | 602 | 6.0% | 10.2% |
| Built 1950 to 1959: | 569 | 5.7% | 9.9% |
| Built 1940 to 1949: | 480 | 4.8% | 4.6% |
| Built 1939 or earlier: | 1,709 | 17.0% | 12.0% |
Bedrooms (49770 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 76 | 0.8% | 2.4% |
| 1 bedroom: | 727 | 7.2% | 3.0% |
| 2 bedrooms: | 2,503 | 24.9% | 9.1% |
| 3 bedrooms: | 4,139 | 41.2% | 15.9% |
| 4 bedrooms: | 1,940 | 19.3% | 18.8% |
| 5 or more bedrooms: | 656 | 6.5% | 17.6% |
Heating Fuel (49770 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,758 | 64.3% | 47.1% |
| Bottled, tank, or LP gas: | 1,092 | 14.8% | 4.9% |
| Electricity: | 950 | 12.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 27 | 0.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 424 | 5.7% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 130 | 1.8% | 0.5% |
| No fuel used: | 18 | 0.2% | 0.2% |
Vehicles Available (49770 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 518 | 7.0% | 8.3% |
| 1 vehicle available: | 2,570 | 34.7% | 32.6% |
| 2 vehicles available: | 2,889 | 39.0% | 37.0% |
| 3 or more vehicles available: | 1,422 | 19.2% | 22.1% |
Home Value Distribution (49770 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 253 | 5.0% | 5.7% |
| $50,000 to $99,999: | 121 | 2.4% | 7.8% |
| $100,000 to $149,999: | 582 | 11.5% | 9.2% |
| $150,000 to $199,999: | 692 | 13.7% | 10.8% |
| $200,000 to $299,999: | 1,261 | 24.9% | 19.9% |
| $300,000 to $499,999: | 1,304 | 25.8% | 24.1% |
| $500,000 to $999,999: | 559 | 11.1% | 17.0% |
| $1,000,000 or more: | 284 | 5.6% | 5.6% |
Housing Costs (49770 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,548 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $599 / mo. | $584 / mo. |
| Median gross rent: | $1,010 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.57 | 2.53 |
| Average household size (renter-occupied): | 1.81 | 2.38 |
Households (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,399 | -- | -- |
| Married-couple households: | 3,804 | 51.4% | 47.5% |
| Cohabiting couple households: | 1,240 | 16.8% | 7.0% |
| Male householder, no spouse: | 1,040 | 14.1% | 5.4% |
| Female householder, no spouse: | 2,080 | 28.1% | 12.7% |
| Householder living alone: | 1,843 | 24.9% | 28.6% |
| 65 years and over living alone: | 2,634 | 35.6% | 11.8% |
| Average household size: | 2.33 | -- | 2.53 |
| Average family size: | 2.89 | -- | -- |
Marital Status (49770 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,079 | -- | -- |
| Never married: | 2,119 | 29.9% | 37.0% |
| Now married: | 4,235 | 59.8% | 49.5% |
| Separated: | 65 | 0.9% | 1.5% |
| Widowed: | 617 | 8.7% | 2.6% |
| Divorced: | 1,889 | 26.7% | 9.3% |
School Enrollment (49770 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,613 | -- | -- |
| Nursery school, preschool: | 150 | 4.2% | 5.8% |
| Kindergarten: | 232 | 6.4% | 5.0% |
| Elementary school (grades 1-8): | 1,528 | 42.3% | 40.5% |
| High school (grades 9-12): | 999 | 27.7% | 21.4% |
| College or graduate school: | 704 | 19.5% | 27.3% |
Veterans & Disability (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 14,096 | -- | -- |
| Veterans: | 783 | 5.6% | 6.3% |
| Civilian noninstitutionalized population: | 17,373 | -- | -- |
| With a disability: | 2,164 | 12.5% | 13.4% |
| Under 18 with disability: | 205 | 9.5% | 5.8% |
| 18 to 64 with disability: | 1,136 | 52.5% | 10.4% |
| 65 and over with disability: | 823 | 38.0% | 33.4% |
Mobility (Residence 1 Year Ago) (49770 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 15,366 | 87.5% | 86.9% |
| Different house: | 2,086 | 11.9% | 13.1% |
| Same county: | 1,031 | 49.4% | 7.0% |
| Different county: | 1,055 | 50.6% | 3.2% |
| Different state: | 201 | 9.6% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (49770 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 17,272 | 98.4% | 86.2% |
| Foreign born: | 202 | 1.2% | 13.9% |
| Naturalized citizen: | 283 | 140.1% | 52.7% |
| Not a citizen: | 283 | 140.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 283 | 140.1% | 10.5% |
| Asia: | 167 | 82.7% | 31.3% |
| Africa: | 6 | 3.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 28 | 13.9% | 50.0% |
| Northern America: | 29 | 14.4% | 2.2% |
Language Spoken at Home (49770 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 16,853 | -- | -- |
| English only: | 16,374 | 97.2% | 78.3% |
| Language other than English: | 479 | 2.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 218 | 1.3% | 13.3% |
| Other Indo-European languages: | 218 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 5 | 0.0% | 3.5% |
| Other languages: | 38 | 0.2% | 1.0% |
Computers & Internet (49770 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,399 | 100.0% | 93.1% |
| Households with broadband internet: | 6,961 | 94.1% | 89.4% |
Petoskey, MI49770