50701 ZIP Code
Waterloo, Iowa
December 14, 2025
| ZIP Code: | 50701 |
| City/Town: | Waterloo |
| County: | Black Hawk |
| State: | Iowa |
| ZIP Type: | Standard |
| Population: | 30,128 |
| Median Household Income: | $60,130 |
| Per Capita Income: | $39,785 |
| Total Housing Units: | 14,350 |
| Median Home Value: | $173,500 |
| Land Area: | 79.1 sq miles
204.9 sq km |
| Water Area: | 1.3 sq miles
3.5 sq km |
| Coordinates: | 42.4176, -92.3446 |
Population Information (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 30,128 | -- | -- |
| Male: | 14,925 | 49.5% | 49.6% |
| Female: | 15,203 | 50.5% | 50.4% |
| Median Age: | 37.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,846 | 6.1% | 5.7% |
| 5 to 9 years: | 1,845 | 6.1% | 6.0% |
| 10 to 14 years: | 2,091 | 6.9% | 6.5% |
| 15 to 19 years: | 1,719 | 5.7% | 6.6% |
| 20 to 24 years: | 2,058 | 6.8% | 6.7% |
| 25 to 34 years: | 4,368 | 14.5% | 13.7% |
| 35 to 44 years: | 3,410 | 11.3% | 12.9% |
| 45 to 54 years: | 3,260 | 10.8% | 12.4% |
| 55 to 59 years: | 1,813 | 6.0% | 6.5% |
| 60 to 64 years: | 1,945 | 6.5% | 6.4% |
| 65 to 74 years: | 3,456 | 11.5% | 9.7% |
| 75 to 84 years: | 1,730 | 5.7% | 4.8% |
| 85 years and over: | 587 | 1.9% | 2.0% |
Housing Information (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $173,500 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $839 / mo. | -- | $1,268 / mo. |
| Total housing units: | 14,350 | -- | -- |
| Occupied housing units: | 13,206 | 92.0% | 38.0% |
| Vacant housing units: | 1,144 | 8.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,599 | 65.1% | 64.8% |
| Renter-occupied: | 4,607 | 34.9% | 35.2% |
Educational Attainment (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 20,569 | -- | -- |
| Less than 9th grade: | 391 | 1.9% | 4.7% |
| 9th to 12th grade, no diploma: | 719 | 3.5% | 6.1% |
| High school graduate: | 6,457 | 31.4% | 26.4% |
| Some college, no degree: | 4,236 | 20.6% | 19.7% |
| Associate degree: | 2,540 | 12.3% | 8.7% |
| Bachelor's degree: | 4,211 | 20.5% | 20.9% |
| Graduate or professional degree: | 2,015 | 9.8% | 13.7% |
| Percent high school graduate or higher: | -- | 94.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 30.3% | 34.3% |
Income Information (50701 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $60,130 / yr. | $75,149 / yr. |
| Mean household income: | $89,122 / yr. | $105,833 / yr. |
| Median family income: | $78,703 / yr. | $92,646 / yr. |
| Per capita income: | $39,785 / yr. | $41,261 / yr. |
Employment (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 15,592 | -- | 63.5% |
| Employed: | 14,914 | 95.7% | 96.4% |
| Unemployed: | 678 | 4.3% | 5.3% |
| Not in labor force: | 8,477 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 12,920 | 86.6% | 79.7% |
| Government workers: | 1,437 | 9.6% | 14.2% |
| Self-employed: | 550 | 3.7% | 5.9% |
| Unpaid family workers: | 7 | 0.0% | 0.1% |
Race & Ethnicity (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 23,957 | 79.5% | 61.6% |
| Black or African American: | 3,790 | 12.6% | 12.4% |
| American Indian/Alaska Native: | 33 | 0.1% | 1.1% |
| Asian: | 605 | 2.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 141 | 0.5% | 0.2% |
| Some other race: | 347 | 1.2% | 8.4% |
| Two or more races: | 1,255 | 4.2% | 10.2% |
| Hispanic or Latino (any race): | 481 | 1.6% | 18.7% |
| Mexican: | 959 | 3.2% | 11.2% |
| Puerto Rican: | 572 | 1.9% | 1.8% |
| Cuban: | 99 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 53 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 235 | 0.8% | 81.1% |
Income Distribution (50701 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 811 | 6.1% | 4.9% |
| $10,000 to $14,999: | 585 | 4.4% | 3.8% |
| $15,000 to $24,999: | 1,104 | 8.4% | 7.0% |
| $25,000 to $34,999: | 1,058 | 8.0% | 7.4% |
| $35,000 to $49,999: | 2,025 | 15.3% | 10.7% |
| $50,000 to $74,999: | 2,359 | 17.9% | 16.1% |
| $75,000 to $99,999: | 1,641 | 12.4% | 12.8% |
| $100,000 to $149,999: | 1,827 | 13.8% | 17.1% |
| $150,000 to $199,999: | 944 | 7.1% | 8.8% |
| $200,000 or more: | 852 | 6.5% | 11.4% |
Commute to Work (50701 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,580 | 77.6% | 67.8% |
| Carpooled: | 1,247 | 8.4% | 8.7% |
| Public transportation: | 48 | 0.3% | 4.2% |
| Walked: | 344 | 2.3% | 2.5% |
| Other means: | 208 | 1.4% | 0.9% |
| Worked from home: | 1,143 | 7.7% | 13.8% |
| Mean travel time to work: | 14.7 min | -- | 26.7 min |
Industry (50701 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 140 | 0.9% | 1.6% |
| Construction: | 779 | 5.2% | 6.9% |
| Manufacturing: | 2,643 | 17.7% | 10.0% |
| Wholesale trade: | 295 | 2.0% | 2.4% |
| Retail trade: | 1,986 | 13.3% | 11.0% |
| Transportation, warehousing, utilities: | 743 | 5.0% | 5.8% |
| Information: | 283 | 1.9% | 1.9% |
| Finance, insurance, real estate: | 1,073 | 7.2% | 6.7% |
| Professional, scientific, management: | 1,339 | 9.0% | 12.1% |
| Education, health care, social services: | 3,264 | 21.9% | 23.3% |
| Arts, entertainment, food services: | 1,380 | 9.3% | 9.0% |
| Other services: | 616 | 4.1% | 4.7% |
| Public administration: | 373 | 2.5% | 4.7% |
Poverty Status (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 17.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 28,566 | 94.8% | 91.3% |
| Private health insurance: | 20,778 | 69.0% | 67.6% |
| Public health coverage: | 13,066 | 43.4% | 35.9% |
| Without health insurance: | 1,349 | 4.5% | 8.7% |
Benefits & Assistance (50701 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,806 | 74.3% | 77.4% |
| Social Security income: | 4,188 | 31.7% | 31.0% |
| Retirement income: | 3,128 | 23.7% | 21.8% |
| Supplemental Security Income (SSI): | 680 | 5.1% | 4.5% |
| Cash public assistance income: | 228 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 1,722 | 13.0% | 11.4% |
Housing Types (50701 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,028 | 62.9% | 61.4% |
| 1-unit, attached: | 628 | 4.4% | 6.1% |
| 2 units: | 413 | 2.9% | 3.4% |
| 3 or 4 units: | 477 | 3.3% | 4.3% |
| 5 to 9 units: | 1,278 | 8.9% | 4.6% |
| 10 to 19 units: | 887 | 6.2% | 4.3% |
| 20 or more units: | 1,059 | 7.4% | 9.9% |
| Mobile home: | 580 | 4.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (50701 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 18 | 0.1% | 0.6% |
| Built 2010 to 2019: | 713 | 5.0% | 8.2% |
| Built 2000 to 2009: | 1,097 | 7.6% | 13.5% |
| Built 1990 to 1999: | 1,346 | 9.4% | 13.2% |
| Built 1980 to 1989: | 979 | 6.8% | 13.2% |
| Built 1970 to 1979: | 2,833 | 19.7% | 14.6% |
| Built 1960 to 1969: | 2,130 | 14.8% | 10.2% |
| Built 1950 to 1959: | 2,097 | 14.6% | 9.9% |
| Built 1940 to 1949: | 881 | 6.1% | 4.6% |
| Built 1939 or earlier: | 2,256 | 15.7% | 12.0% |
Bedrooms (50701 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 253 | 1.8% | 2.4% |
| 1 bedroom: | 1,736 | 12.1% | 3.0% |
| 2 bedrooms: | 4,381 | 30.5% | 9.1% |
| 3 bedrooms: | 5,594 | 39.0% | 15.9% |
| 4 bedrooms: | 1,844 | 12.9% | 18.8% |
| 5 or more bedrooms: | 542 | 3.8% | 17.6% |
Heating Fuel (50701 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 8,231 | 62.3% | 47.1% |
| Bottled, tank, or LP gas: | 381 | 2.9% | 4.9% |
| Electricity: | 4,430 | 33.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 29 | 0.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 19 | 0.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 79 | 0.6% | 0.5% |
| No fuel used: | 37 | 0.3% | 0.2% |
Vehicles Available (50701 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,021 | 7.7% | 8.3% |
| 1 vehicle available: | 4,743 | 35.9% | 32.6% |
| 2 vehicles available: | 4,533 | 34.3% | 37.0% |
| 3 or more vehicles available: | 2,909 | 22.0% | 22.1% |
Home Value Distribution (50701 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 549 | 6.4% | 5.7% |
| $50,000 to $99,999: | 719 | 8.4% | 7.8% |
| $100,000 to $149,999: | 1,918 | 22.3% | 9.2% |
| $150,000 to $199,999: | 2,080 | 24.2% | 10.8% |
| $200,000 to $299,999: | 2,228 | 25.9% | 19.9% |
| $300,000 to $499,999: | 789 | 9.2% | 24.1% |
| $500,000 to $999,999: | 279 | 3.2% | 17.0% |
| $1,000,000 or more: | 37 | 0.4% | 5.6% |
Housing Costs (50701 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,361 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $606 / mo. | $584 / mo. |
| Median gross rent: | $839 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.31 | 2.53 |
| Average household size (renter-occupied): | 2.15 | 2.38 |
Households (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 13,206 | -- | -- |
| Married-couple households: | 5,552 | 42.0% | 47.5% |
| Cohabiting couple households: | 1,667 | 12.6% | 7.0% |
| Male householder, no spouse: | 2,510 | 19.0% | 5.4% |
| Female householder, no spouse: | 3,660 | 27.7% | 12.7% |
| Householder living alone: | 3,588 | 27.2% | 28.6% |
| 65 years and over living alone: | 4,039 | 30.6% | 11.8% |
| Average household size: | 2.26 | -- | 2.53 |
| Average family size: | 2.81 | -- | -- |
Marital Status (50701 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 11,968 | -- | -- |
| Never married: | 4,418 | 36.9% | 37.0% |
| Now married: | 5,841 | 48.8% | 49.5% |
| Separated: | 250 | 2.1% | 1.5% |
| Widowed: | 1,198 | 10.0% | 2.6% |
| Divorced: | 4,020 | 33.6% | 9.3% |
School Enrollment (50701 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,000 | -- | -- |
| Nursery school, preschool: | 241 | 3.4% | 5.8% |
| Kindergarten: | 389 | 5.6% | 5.0% |
| Elementary school (grades 1-8): | 3,107 | 44.4% | 40.5% |
| High school (grades 9-12): | 1,391 | 19.9% | 21.4% |
| College or graduate school: | 1,872 | 26.7% | 27.3% |
Veterans & Disability (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 23,366 | -- | -- |
| Veterans: | 1,805 | 7.7% | 6.3% |
| Civilian noninstitutionalized population: | 29,915 | -- | -- |
| With a disability: | 4,125 | 13.8% | 13.4% |
| Under 18 with disability: | 247 | 6.0% | 5.8% |
| 18 to 64 with disability: | 2,084 | 50.5% | 10.4% |
| 65 and over with disability: | 1,794 | 43.5% | 33.4% |
Mobility (Residence 1 Year Ago) (50701 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 24,573 | 81.6% | 86.9% |
| Different house: | 4,935 | 16.4% | 13.1% |
| Same county: | 3,552 | 72.0% | 7.0% |
| Different county: | 1,342 | 27.2% | 3.2% |
| Different state: | 599 | 12.1% | 2.5% |
| Abroad: | 41 | 0.8% | 0.4% |
Place of Birth (50701 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 28,201 | 93.6% | 86.2% |
| Foreign born: | 431 | 1.4% | 13.9% |
| Naturalized citizen: | 1,927 | 447.1% | 52.7% |
| Not a citizen: | 1,927 | 447.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,927 | 447.1% | 10.5% |
| Asia: | 621 | 144.1% | 31.3% |
| Africa: | 528 | 122.5% | 5.5% |
| Oceania: | 66 | 15.3% | 0.5% |
| Latin America: | 194 | 45.0% | 50.0% |
| Northern America: | 67 | 15.5% | 2.2% |
Language Spoken at Home (50701 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 28,282 | -- | -- |
| English only: | 26,155 | 92.5% | 78.3% |
| Language other than English: | 2,127 | 7.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 481 | 1.7% | 13.3% |
| Other Indo-European languages: | 1,233 | 4.4% | 3.5% |
| Asian/Pacific Island languages: | 337 | 1.2% | 3.5% |
| Other languages: | 76 | 0.3% | 1.0% |
Computers & Internet (50701 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 13,206 | 100.0% | 93.1% |
| Households with broadband internet: | 12,257 | 92.8% | 89.4% |
Waterloo, IA50701