50702 ZIP Code
Waterloo, Iowa
December 14, 2025
| ZIP Code: | 50702 |
| City/Town: | Waterloo |
| County: | Black Hawk |
| State: | Iowa |
| ZIP Type: | Standard |
| Population: | 20,818 |
| Median Household Income: | $58,418 |
| Per Capita Income: | $38,012 |
| Total Housing Units: | 9,547 |
| Median Home Value: | $139,000 |
| Land Area: | 9.8 sq miles
25.3 sq km |
| Water Area: | 0.3 sq miles
0.8 sq km |
| Coordinates: | 42.4615, -92.3137 |
Population Information (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 20,818 | -- | -- |
| Male: | 10,545 | 50.7% | 49.6% |
| Female: | 10,273 | 49.3% | 50.4% |
| Median Age: | 36.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,614 | 7.8% | 5.7% |
| 5 to 9 years: | 1,423 | 6.8% | 6.0% |
| 10 to 14 years: | 1,105 | 5.3% | 6.5% |
| 15 to 19 years: | 1,500 | 7.2% | 6.6% |
| 20 to 24 years: | 1,642 | 7.9% | 6.7% |
| 25 to 34 years: | 2,758 | 13.2% | 13.7% |
| 35 to 44 years: | 2,968 | 14.3% | 12.9% |
| 45 to 54 years: | 2,166 | 10.4% | 12.4% |
| 55 to 59 years: | 1,238 | 5.9% | 6.5% |
| 60 to 64 years: | 1,157 | 5.6% | 6.4% |
| 65 to 74 years: | 1,774 | 8.5% | 9.7% |
| 75 to 84 years: | 978 | 4.7% | 4.8% |
| 85 years and over: | 495 | 2.4% | 2.0% |
Housing Information (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $139,000 | -- | $281,900 |
| Median rooms: | 5.1 | -- | 5.5 |
| Median rent: | $871 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,547 | -- | -- |
| Occupied housing units: | 8,857 | 92.8% | 38.0% |
| Vacant housing units: | 690 | 7.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,443 | 61.5% | 64.8% |
| Renter-occupied: | 3,414 | 38.5% | 35.2% |
Educational Attainment (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 13,534 | -- | -- |
| Less than 9th grade: | 740 | 5.5% | 4.7% |
| 9th to 12th grade, no diploma: | 757 | 5.6% | 6.1% |
| High school graduate: | 4,842 | 35.8% | 26.4% |
| Some college, no degree: | 2,903 | 21.4% | 19.7% |
| Associate degree: | 1,346 | 9.9% | 8.7% |
| Bachelor's degree: | 2,267 | 16.8% | 20.9% |
| Graduate or professional degree: | 679 | 5.0% | 13.7% |
| Percent high school graduate or higher: | -- | 88.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 21.8% | 34.3% |
Income Information (50702 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $58,418 / yr. | $75,149 / yr. |
| Mean household income: | $71,165 / yr. | $105,833 / yr. |
| Median family income: | $73,533 / yr. | $92,646 / yr. |
| Per capita income: | $38,012 / yr. | $41,261 / yr. |
Employment (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 10,950 | -- | 63.5% |
| Employed: | 10,305 | 94.2% | 96.4% |
| Unemployed: | 632 | 5.8% | 5.3% |
| Not in labor force: | 5,296 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,910 | 86.5% | 79.7% |
| Government workers: | 885 | 8.6% | 14.2% |
| Self-employed: | 474 | 4.6% | 5.9% |
| Unpaid family workers: | 36 | 0.3% | 0.1% |
Race & Ethnicity (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 15,255 | 73.3% | 61.6% |
| Black or African American: | 2,554 | 12.3% | 12.4% |
| American Indian/Alaska Native: | 213 | 1.0% | 1.1% |
| Asian: | 1,008 | 4.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 330 | 1.6% | 0.2% |
| Some other race: | 582 | 2.8% | 8.4% |
| Two or more races: | 876 | 4.2% | 10.2% |
| Hispanic or Latino (any race): | 986 | 4.7% | 18.7% |
| Mexican: | 1,708 | 8.2% | 11.2% |
| Puerto Rican: | 1,072 | 5.1% | 1.8% |
| Cuban: | 317 | 1.5% | 0.7% |
| Other Hispanic or Latino: | 11 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 308 | 1.5% | 81.1% |
Income Distribution (50702 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 449 | 5.1% | 4.9% |
| $10,000 to $14,999: | 341 | 3.9% | 3.8% |
| $15,000 to $24,999: | 729 | 8.2% | 7.0% |
| $25,000 to $34,999: | 778 | 8.8% | 7.4% |
| $35,000 to $49,999: | 1,392 | 15.7% | 10.7% |
| $50,000 to $74,999: | 1,976 | 22.3% | 16.1% |
| $75,000 to $99,999: | 1,258 | 14.2% | 12.8% |
| $100,000 to $149,999: | 1,412 | 15.9% | 17.1% |
| $150,000 to $199,999: | 297 | 3.4% | 8.8% |
| $200,000 or more: | 225 | 2.5% | 11.4% |
Commute to Work (50702 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,991 | 77.5% | 67.8% |
| Carpooled: | 1,311 | 12.7% | 8.7% |
| Public transportation: | 39 | 0.4% | 4.2% |
| Walked: | 195 | 1.9% | 2.5% |
| Other means: | 7 | 0.1% | 0.9% |
| Worked from home: | 629 | 6.1% | 13.8% |
| Mean travel time to work: | 19.0 min | -- | 26.7 min |
Industry (50702 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 91 | 0.9% | 1.6% |
| Construction: | 471 | 4.6% | 6.9% |
| Manufacturing: | 2,199 | 21.3% | 10.0% |
| Wholesale trade: | 285 | 2.8% | 2.4% |
| Retail trade: | 1,330 | 12.9% | 11.0% |
| Transportation, warehousing, utilities: | 555 | 5.4% | 5.8% |
| Information: | 160 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 684 | 6.6% | 6.7% |
| Professional, scientific, management: | 861 | 8.4% | 12.1% |
| Education, health care, social services: | 2,209 | 21.4% | 23.3% |
| Arts, entertainment, food services: | 947 | 9.2% | 9.0% |
| Other services: | 321 | 3.1% | 4.7% |
| Public administration: | 192 | 1.9% | 4.7% |
Poverty Status (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 19,472 | 93.5% | 91.3% |
| Private health insurance: | 12,913 | 62.0% | 67.6% |
| Public health coverage: | 9,635 | 46.3% | 35.9% |
| Without health insurance: | 1,140 | 5.5% | 8.7% |
Benefits & Assistance (50702 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,846 | 77.3% | 77.4% |
| Social Security income: | 2,822 | 31.9% | 31.0% |
| Retirement income: | 2,010 | 22.7% | 21.8% |
| Supplemental Security Income (SSI): | 685 | 7.7% | 4.5% |
| Cash public assistance income: | 417 | 4.7% | 1.8% |
| SNAP (food stamps) benefits: | 1,441 | 16.3% | 11.4% |
Housing Types (50702 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,621 | 69.4% | 61.4% |
| 1-unit, attached: | 395 | 4.1% | 6.1% |
| 2 units: | 413 | 4.3% | 3.4% |
| 3 or 4 units: | 384 | 4.0% | 4.3% |
| 5 to 9 units: | 481 | 5.0% | 4.6% |
| 10 to 19 units: | 568 | 5.9% | 4.3% |
| 20 or more units: | 625 | 6.5% | 9.9% |
| Mobile home: | 43 | 0.5% | 5.8% |
| Boat, RV, van, etc.: | 17 | 0.2% | 0.1% |
Year Structure Built (50702 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 12 | 0.1% | 0.6% |
| Built 2010 to 2019: | 533 | 5.6% | 8.2% |
| Built 2000 to 2009: | 247 | 2.6% | 13.5% |
| Built 1990 to 1999: | 411 | 4.3% | 13.2% |
| Built 1980 to 1989: | 314 | 3.3% | 13.2% |
| Built 1970 to 1979: | 1,102 | 11.5% | 14.6% |
| Built 1960 to 1969: | 1,953 | 20.5% | 10.2% |
| Built 1950 to 1959: | 2,607 | 27.3% | 9.9% |
| Built 1940 to 1949: | 815 | 8.5% | 4.6% |
| Built 1939 or earlier: | 1,553 | 16.3% | 12.0% |
Bedrooms (50702 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 167 | 1.7% | 2.4% |
| 1 bedroom: | 1,291 | 13.5% | 3.0% |
| 2 bedrooms: | 3,431 | 35.9% | 9.1% |
| 3 bedrooms: | 3,643 | 38.2% | 15.9% |
| 4 bedrooms: | 869 | 9.1% | 18.8% |
| 5 or more bedrooms: | 146 | 1.5% | 17.6% |
Heating Fuel (50702 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,889 | 66.5% | 47.1% |
| Bottled, tank, or LP gas: | 84 | 0.9% | 4.9% |
| Electricity: | 2,873 | 32.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 11 | 0.1% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (50702 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 765 | 8.6% | 8.3% |
| 1 vehicle available: | 3,349 | 37.8% | 32.6% |
| 2 vehicles available: | 3,126 | 35.3% | 37.0% |
| 3 or more vehicles available: | 1,617 | 18.3% | 22.1% |
Home Value Distribution (50702 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 89 | 1.6% | 5.7% |
| $50,000 to $99,999: | 1,089 | 20.0% | 7.8% |
| $100,000 to $149,999: | 2,048 | 37.6% | 9.2% |
| $150,000 to $199,999: | 1,456 | 26.7% | 10.8% |
| $200,000 to $299,999: | 630 | 11.6% | 19.9% |
| $300,000 to $499,999: | 39 | 0.7% | 24.1% |
| $500,000 to $999,999: | 31 | 0.6% | 17.0% |
| $1,000,000 or more: | 61 | 1.1% | 5.6% |
Housing Costs (50702 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,164 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $497 / mo. | $584 / mo. |
| Median gross rent: | $871 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.39 | 2.53 |
| Average household size (renter-occupied): | 2.22 | 2.38 |
Households (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,857 | -- | -- |
| Married-couple households: | 3,719 | 42.0% | 47.5% |
| Cohabiting couple households: | 1,609 | 18.2% | 7.0% |
| Male householder, no spouse: | 1,848 | 20.9% | 5.4% |
| Female householder, no spouse: | 2,452 | 27.7% | 12.7% |
| Householder living alone: | 2,637 | 29.8% | 28.6% |
| 65 years and over living alone: | 2,348 | 26.5% | 11.8% |
| Average household size: | 2.32 | -- | 2.53 |
| Average family size: | 3.06 | -- | -- |
Marital Status (50702 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,191 | -- | -- |
| Never married: | 3,416 | 41.7% | 37.0% |
| Now married: | 3,816 | 46.6% | 49.5% |
| Separated: | 86 | 1.0% | 1.5% |
| Widowed: | 742 | 9.1% | 2.6% |
| Divorced: | 2,747 | 33.5% | 9.3% |
School Enrollment (50702 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,871 | -- | -- |
| Nursery school, preschool: | 332 | 6.8% | 5.8% |
| Kindergarten: | 351 | 7.2% | 5.0% |
| Elementary school (grades 1-8): | 1,966 | 40.4% | 40.5% |
| High school (grades 9-12): | 1,015 | 20.8% | 21.4% |
| College or graduate school: | 1,207 | 24.8% | 27.3% |
Veterans & Disability (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 15,774 | -- | -- |
| Veterans: | 797 | 5.1% | 6.3% |
| Civilian noninstitutionalized population: | 20,612 | -- | -- |
| With a disability: | 3,108 | 15.1% | 13.4% |
| Under 18 with disability: | 397 | 12.8% | 5.8% |
| 18 to 64 with disability: | 1,719 | 55.3% | 10.4% |
| 65 and over with disability: | 992 | 31.9% | 33.4% |
Mobility (Residence 1 Year Ago) (50702 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 17,389 | 83.5% | 86.9% |
| Different house: | 3,101 | 14.9% | 13.1% |
| Same county: | 2,329 | 75.1% | 7.0% |
| Different county: | 696 | 22.4% | 3.2% |
| Different state: | 429 | 13.8% | 2.5% |
| Abroad: | 76 | 2.5% | 0.4% |
Place of Birth (50702 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 17,624 | 84.7% | 86.2% |
| Foreign born: | 311 | 1.5% | 13.9% |
| Naturalized citizen: | 3,194 | 1027.0% | 52.7% |
| Not a citizen: | 3,194 | 1027.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,194 | 1027.0% | 10.5% |
| Asia: | 951 | 305.8% | 31.3% |
| Africa: | 780 | 250.8% | 5.5% |
| Oceania: | 213 | 68.5% | 0.5% |
| Latin America: | 551 | 177.2% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (50702 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 19,204 | -- | -- |
| English only: | 15,280 | 79.6% | 78.3% |
| Language other than English: | 3,924 | 20.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,101 | 5.7% | 13.3% |
| Other Indo-European languages: | 1,798 | 9.4% | 3.5% |
| Asian/Pacific Island languages: | 899 | 4.7% | 3.5% |
| Other languages: | 126 | 0.7% | 1.0% |
Computers & Internet (50702 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,857 | 100.0% | 93.1% |
| Households with broadband internet: | 8,239 | 93.0% | 89.4% |
Waterloo, IA50702