50703 ZIP Code
Waterloo, Iowa
December 14, 2025
| ZIP Code: | 50703 |
| City/Town: | Waterloo |
| County: | Black Hawk |
| State: | Iowa |
| ZIP Type: | Standard |
| Population: | 18,587 |
| Median Household Income: | $44,834 |
| Per Capita Income: | $30,287 |
| Total Housing Units: | 8,855 |
| Median Home Value: | $86,800 |
| Land Area: | 93.2 sq miles
241.5 sq km |
| Water Area: | 1.0 sq miles
2.5 sq km |
| Coordinates: | 42.5481, -92.2864 |
Population Information (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 18,587 | -- | -- |
| Male: | 9,327 | 50.2% | 49.6% |
| Female: | 9,260 | 49.8% | 50.4% |
| Median Age: | 37.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,382 | 7.4% | 5.7% |
| 5 to 9 years: | 1,203 | 6.5% | 6.0% |
| 10 to 14 years: | 1,231 | 6.6% | 6.5% |
| 15 to 19 years: | 1,110 | 6.0% | 6.6% |
| 20 to 24 years: | 1,465 | 7.9% | 6.7% |
| 25 to 34 years: | 2,281 | 12.3% | 13.7% |
| 35 to 44 years: | 2,619 | 14.1% | 12.9% |
| 45 to 54 years: | 1,816 | 9.8% | 12.4% |
| 55 to 59 years: | 1,091 | 5.9% | 6.5% |
| 60 to 64 years: | 1,472 | 7.9% | 6.4% |
| 65 to 74 years: | 1,832 | 9.9% | 9.7% |
| 75 to 84 years: | 790 | 4.3% | 4.8% |
| 85 years and over: | 295 | 1.6% | 2.0% |
Housing Information (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $86,800 | -- | $281,900 |
| Median rooms: | 5.1 | -- | 5.5 |
| Median rent: | $915 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,855 | -- | -- |
| Occupied housing units: | 7,611 | 86.0% | 38.0% |
| Vacant housing units: | 1,244 | 14.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,334 | 56.9% | 64.8% |
| Renter-occupied: | 3,277 | 43.1% | 35.2% |
Educational Attainment (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 12,196 | -- | -- |
| Less than 9th grade: | 534 | 4.4% | 4.7% |
| 9th to 12th grade, no diploma: | 1,179 | 9.7% | 6.1% |
| High school graduate: | 4,572 | 37.5% | 26.4% |
| Some college, no degree: | 3,157 | 25.9% | 19.7% |
| Associate degree: | 1,221 | 10.0% | 8.7% |
| Bachelor's degree: | 1,013 | 8.3% | 20.9% |
| Graduate or professional degree: | 520 | 4.3% | 13.7% |
| Percent high school graduate or higher: | -- | 86.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 12.6% | 34.3% |
Income Information (50703 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $44,834 / yr. | $75,149 / yr. |
| Mean household income: | $57,279 / yr. | $105,833 / yr. |
| Median family income: | $54,295 / yr. | $92,646 / yr. |
| Per capita income: | $30,287 / yr. | $41,261 / yr. |
Employment (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 8,981 | -- | 63.5% |
| Employed: | 7,813 | 87.1% | 96.4% |
| Unemployed: | 1,160 | 12.9% | 5.3% |
| Not in labor force: | 5,607 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,729 | 86.1% | 79.7% |
| Government workers: | 615 | 7.9% | 14.2% |
| Self-employed: | 462 | 5.9% | 5.9% |
| Unpaid family workers: | 7 | 0.1% | 0.1% |
Race & Ethnicity (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,156 | 60.0% | 61.6% |
| Black or African American: | 5,136 | 27.6% | 12.4% |
| American Indian/Alaska Native: | 77 | 0.4% | 1.1% |
| Asian: | 170 | 0.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 125 | 0.7% | 0.2% |
| Some other race: | 736 | 4.0% | 8.4% |
| Two or more races: | 1,187 | 6.4% | 10.2% |
| Hispanic or Latino (any race): | 992 | 5.3% | 18.7% |
| Mexican: | 1,842 | 9.9% | 11.2% |
| Puerto Rican: | 1,331 | 7.2% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 511 | 2.7% | 81.1% |
Income Distribution (50703 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 457 | 6.0% | 4.9% |
| $10,000 to $14,999: | 698 | 9.2% | 3.8% |
| $15,000 to $24,999: | 1,040 | 13.7% | 7.0% |
| $25,000 to $34,999: | 923 | 12.1% | 7.4% |
| $35,000 to $49,999: | 1,033 | 13.6% | 10.7% |
| $50,000 to $74,999: | 1,428 | 18.8% | 16.1% |
| $75,000 to $99,999: | 922 | 12.1% | 12.8% |
| $100,000 to $149,999: | 826 | 10.9% | 17.1% |
| $150,000 to $199,999: | 207 | 2.7% | 8.8% |
| $200,000 or more: | 77 | 1.0% | 11.4% |
Commute to Work (50703 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,749 | 73.6% | 67.8% |
| Carpooled: | 1,139 | 14.6% | 8.7% |
| Public transportation: | 30 | 0.4% | 4.2% |
| Walked: | 90 | 1.2% | 2.5% |
| Other means: | 224 | 2.9% | 0.9% |
| Worked from home: | 425 | 5.4% | 13.8% |
| Mean travel time to work: | 17.1 min | -- | 26.7 min |
Industry (50703 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 74 | 0.9% | 1.6% |
| Construction: | 681 | 8.7% | 6.9% |
| Manufacturing: | 2,132 | 27.3% | 10.0% |
| Wholesale trade: | 222 | 2.8% | 2.4% |
| Retail trade: | 905 | 11.6% | 11.0% |
| Transportation, warehousing, utilities: | 383 | 4.9% | 5.8% |
| Information: | 73 | 0.9% | 1.9% |
| Finance, insurance, real estate: | 277 | 3.5% | 6.7% |
| Professional, scientific, management: | 417 | 5.3% | 12.1% |
| Education, health care, social services: | 1,198 | 15.3% | 23.3% |
| Arts, entertainment, food services: | 987 | 12.6% | 9.0% |
| Other services: | 370 | 4.7% | 4.7% |
| Public administration: | 94 | 1.2% | 4.7% |
Poverty Status (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 20.9% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 17,088 | 91.9% | 91.3% |
| Private health insurance: | 8,973 | 48.3% | 67.6% |
| Public health coverage: | 10,529 | 56.6% | 35.9% |
| Without health insurance: | 1,023 | 5.5% | 8.7% |
Benefits & Assistance (50703 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,429 | 71.3% | 77.4% |
| Social Security income: | 3,030 | 39.8% | 31.0% |
| Retirement income: | 1,693 | 22.2% | 21.8% |
| Supplemental Security Income (SSI): | 740 | 9.7% | 4.5% |
| Cash public assistance income: | 175 | 2.3% | 1.8% |
| SNAP (food stamps) benefits: | 1,968 | 25.9% | 11.4% |
Housing Types (50703 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,036 | 79.5% | 61.4% |
| 1-unit, attached: | 143 | 1.6% | 6.1% |
| 2 units: | 234 | 2.6% | 3.4% |
| 3 or 4 units: | 274 | 3.1% | 4.3% |
| 5 to 9 units: | 119 | 1.3% | 4.6% |
| 10 to 19 units: | 239 | 2.7% | 4.3% |
| 20 or more units: | 523 | 5.9% | 9.9% |
| Mobile home: | 287 | 3.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (50703 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 18 | 0.2% | 0.6% |
| Built 2010 to 2019: | 515 | 5.8% | 8.2% |
| Built 2000 to 2009: | 368 | 4.2% | 13.5% |
| Built 1990 to 1999: | 256 | 2.9% | 13.2% |
| Built 1980 to 1989: | 487 | 5.5% | 13.2% |
| Built 1970 to 1979: | 596 | 6.7% | 14.6% |
| Built 1960 to 1969: | 943 | 10.6% | 10.2% |
| Built 1950 to 1959: | 1,482 | 16.7% | 9.9% |
| Built 1940 to 1949: | 788 | 8.9% | 4.6% |
| Built 1939 or earlier: | 3,402 | 38.4% | 12.0% |
Bedrooms (50703 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 233 | 2.6% | 2.4% |
| 1 bedroom: | 1,118 | 12.6% | 3.0% |
| 2 bedrooms: | 3,338 | 37.7% | 9.1% |
| 3 bedrooms: | 3,234 | 36.5% | 15.9% |
| 4 bedrooms: | 797 | 9.0% | 18.8% |
| 5 or more bedrooms: | 135 | 1.5% | 17.6% |
Heating Fuel (50703 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,359 | 70.4% | 47.1% |
| Bottled, tank, or LP gas: | 499 | 6.6% | 4.9% |
| Electricity: | 1,578 | 20.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 18 | 0.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 40 | 0.5% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 37 | 0.5% | 0.5% |
| No fuel used: | 80 | 1.1% | 0.2% |
Vehicles Available (50703 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,022 | 13.4% | 8.3% |
| 1 vehicle available: | 2,666 | 35.0% | 32.6% |
| 2 vehicles available: | 2,406 | 31.6% | 37.0% |
| 3 or more vehicles available: | 1,517 | 19.9% | 22.1% |
Home Value Distribution (50703 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 644 | 14.9% | 5.7% |
| $50,000 to $99,999: | 1,864 | 43.0% | 7.8% |
| $100,000 to $149,999: | 706 | 16.3% | 9.2% |
| $150,000 to $199,999: | 472 | 10.9% | 10.8% |
| $200,000 to $299,999: | 399 | 9.2% | 19.9% |
| $300,000 to $499,999: | 124 | 2.9% | 24.1% |
| $500,000 to $999,999: | 78 | 1.8% | 17.0% |
| $1,000,000 or more: | 47 | 1.1% | 5.6% |
Housing Costs (50703 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $991 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $429 / mo. | $584 / mo. |
| Median gross rent: | $915 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.45 | 2.53 |
| Average household size (renter-occupied): | 2.26 | 2.38 |
Households (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 7,611 | -- | -- |
| Married-couple households: | 2,506 | 32.9% | 47.5% |
| Cohabiting couple households: | 868 | 11.4% | 7.0% |
| Male householder, no spouse: | 1,751 | 23.0% | 5.4% |
| Female householder, no spouse: | 2,624 | 34.5% | 12.7% |
| Householder living alone: | 2,090 | 27.5% | 28.6% |
| 65 years and over living alone: | 2,147 | 28.2% | 11.8% |
| Average household size: | 2.37 | -- | 2.53 |
| Average family size: | 3.13 | -- | -- |
Marital Status (50703 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,515 | -- | -- |
| Never married: | 3,520 | 46.8% | 37.0% |
| Now married: | 2,694 | 35.8% | 49.5% |
| Separated: | 290 | 3.9% | 1.5% |
| Widowed: | 822 | 10.9% | 2.6% |
| Divorced: | 2,812 | 37.4% | 9.3% |
School Enrollment (50703 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,943 | -- | -- |
| Nursery school, preschool: | 286 | 7.3% | 5.8% |
| Kindergarten: | 253 | 6.4% | 5.0% |
| Elementary school (grades 1-8): | 2,027 | 51.4% | 40.5% |
| High school (grades 9-12): | 947 | 24.0% | 21.4% |
| College or graduate school: | 430 | 10.9% | 27.3% |
Veterans & Disability (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 14,000 | -- | -- |
| Veterans: | 942 | 6.7% | 6.3% |
| Civilian noninstitutionalized population: | 18,111 | -- | -- |
| With a disability: | 3,691 | 20.4% | 13.4% |
| Under 18 with disability: | 394 | 10.7% | 5.8% |
| 18 to 64 with disability: | 1,954 | 52.9% | 10.4% |
| 65 and over with disability: | 1,343 | 36.4% | 33.4% |
Mobility (Residence 1 Year Ago) (50703 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 14,776 | 79.5% | 86.9% |
| Different house: | 3,673 | 19.8% | 13.1% |
| Same county: | 2,831 | 77.1% | 7.0% |
| Different county: | 768 | 20.9% | 3.2% |
| Different state: | 266 | 7.2% | 2.5% |
| Abroad: | 74 | 2.0% | 0.4% |
Place of Birth (50703 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 17,518 | 94.2% | 86.2% |
| Foreign born: | 67 | 0.4% | 13.9% |
| Naturalized citizen: | 1,069 | 1595.5% | 52.7% |
| Not a citizen: | 1,069 | 1595.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,069 | 1595.5% | 10.5% |
| Asia: | 108 | 161.2% | 31.3% |
| Africa: | 160 | 238.8% | 5.5% |
| Oceania: | 58 | 86.6% | 0.5% |
| Latin America: | 608 | 907.5% | 50.0% |
| Northern America: | 0 | 0.0% | 2.2% |
Language Spoken at Home (50703 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 17,205 | -- | -- |
| English only: | 15,472 | 89.9% | 78.3% |
| Language other than English: | 1,733 | 10.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,280 | 7.4% | 13.3% |
| Other Indo-European languages: | 232 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 180 | 1.0% | 3.5% |
| Other languages: | 41 | 0.2% | 1.0% |
Computers & Internet (50703 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 7,611 | 100.0% | 93.1% |
| Households with broadband internet: | 6,696 | 88.0% | 89.4% |
Waterloo, IA50703