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56303 ZIP Code

Saint Cloud, Minnesota

December 28, 2025
ZIP Code:56303
City/Town:Saint Cloud
County:Stearns
State:Minnesota
ZIP Type:Standard
Population:25,299
Median Household Income:$64,278
Per Capita Income:$38,127
Total Housing Units:11,317
Median Home Value:$175,800
Land Area:11.0 sq miles
28.4 sq km
Water Area:0.2 sq miles
0.6 sq km
Coordinates:45.5740, -94.2153

Population Information (56303 zip code)

#%US
Total Population:25,299----
Male:12,93751.1%49.6%
Female:12,36248.9%50.4%
Median Age:37.1 yrs--38.5 yrs
Under 5 years:1,5896.3%5.7%
5 to 9 years:1,1154.4%6.0%
10 to 14 years:1,6526.5%6.5%
15 to 19 years:1,2945.1%6.6%
20 to 24 years:2,4059.5%6.7%
25 to 34 years:3,69914.6%13.7%
35 to 44 years:3,41813.5%12.9%
45 to 54 years:2,4649.7%12.4%
55 to 59 years:1,3555.4%6.5%
60 to 64 years:1,7346.9%6.4%
65 to 74 years:2,79811.1%9.7%
75 to 84 years:1,3395.3%4.8%
85 years and over:4371.7%2.0%

Housing Information (56303 zip code)

#%US
Median home value:$175,800--$281,900
Median rooms:5.5--5.5
Median rent:$929 / mo.--$1,268 / mo.
Total housing units:11,317----
Occupied housing units:10,74594.9%38.0%
Vacant housing units:5725.1%4.6%
Housing tenure:------
Owner-occupied:6,68762.2%64.8%
Renter-occupied:4,05837.8%35.2%

Educational Attainment (56303 zip code)

#%US
Population 25 years and over:17,244----
Less than 9th grade:4952.9%4.7%
9th to 12th grade, no diploma:6663.9%6.1%
High school graduate:4,53526.3%26.4%
Some college, no degree:4,49726.1%19.7%
Associate degree:1,84410.7%8.7%
Bachelor's degree:3,44120.0%20.9%
Graduate or professional degree:1,76610.2%13.7%
Percent high school graduate or higher:--93.3%89.1%
Percent bachelor's degree or higher:--30.2%34.3%

Income Information (56303 zip code)

ValueUS
Median household income:$64,278 / yr.$75,149 / yr.
Mean household income:$78,847 / yr.$105,833 / yr.
Median family income:$77,970 / yr.$92,646 / yr.
Per capita income:$38,127 / yr.$41,261 / yr.

Employment (56303 zip code)

#%US
In labor force:13,871--63.5%
Employed:13,30696.8%96.4%
Unemployed:4383.2%5.3%
Not in labor force:6,732----
Class of Worker:------
Private wage and salary:11,45886.1%79.7%
Government workers:1,55611.7%14.2%
Self-employed:2922.2%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (56303 zip code)

#%US
Race (one race):------
White:20,47480.9%61.6%
Black or African American:2,56510.1%12.4%
American Indian/Alaska Native:310.1%1.1%
Asian:6742.7%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:3301.3%8.4%
Two or more races:1,2254.8%10.2%
Hispanic or Latino (any race):5662.2%18.7%
Mexican:9943.9%11.2%
Puerto Rican:5582.2%1.8%
Cuban:1580.6%0.7%
Other Hispanic or Latino:520.2%5.0%
Not Hispanic or Latino:2260.9%81.1%

Income Distribution (56303 zip code)

Household IncomeHouseholds%US
Less than $10,000:3773.5%4.9%
$10,000 to $14,999:5314.9%3.8%
$15,000 to $24,999:1,0579.8%7.0%
$25,000 to $34,999:9378.7%7.4%
$35,000 to $49,999:1,37012.8%10.7%
$50,000 to $74,999:2,04419.0%16.1%
$75,000 to $99,999:1,82016.9%12.8%
$100,000 to $149,999:1,65015.4%17.1%
$150,000 to $199,999:4153.9%8.8%
$200,000 or more:5445.1%11.4%

Commute to Work (56303 zip code)

Commute MethodWorkers%US
Drove alone:9,97675.0%67.8%
Carpooled:1,34610.1%8.7%
Public transportation:1281.0%4.2%
Walked:3983.0%2.5%
Other means:3522.6%0.9%
Worked from home:9297.0%13.8%
Mean travel time to work:18.1 min--26.7 min

Industry (56303 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:1361.0%1.6%
Construction:1,1158.4%6.9%
Manufacturing:1,60112.0%10.0%
Wholesale trade:4163.1%2.4%
Retail trade:1,61412.1%11.0%
Transportation, warehousing, utilities:7966.0%5.8%
Information:1451.1%1.9%
Finance, insurance, real estate:8256.2%6.7%
Professional, scientific, management:8986.7%12.1%
Education, health care, social services:3,79428.5%23.3%
Arts, entertainment, food services:1,0988.3%9.0%
Other services:6184.6%4.7%
Public administration:2501.9%4.7%

Poverty Status (56303 zip code)

#%US
Poverty Rate:--13.8%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (56303 zip code)

#%US
With health insurance:23,31492.2%91.3%
Private health insurance:17,00867.2%67.6%
Public health coverage:10,15740.1%35.9%
Without health insurance:1,2374.9%8.7%

Benefits & Assistance (56303 zip code)

Households with:#%US
Earnings:8,18476.2%77.4%
Social Security income:3,26130.3%31.0%
Retirement income:2,60624.3%21.8%
Supplemental Security Income (SSI):7076.6%4.5%
Cash public assistance income:3873.6%1.8%
SNAP (food stamps) benefits:1,35412.6%11.4%

Housing Types (56303 zip code)

Structure TypeUnits%US
1-unit, detached:7,12763.0%61.4%
1-unit, attached:6345.6%6.1%
2 units:2962.6%3.4%
3 or 4 units:1991.8%4.3%
5 to 9 units:2191.9%4.6%
10 to 19 units:7316.5%4.3%
20 or more units:2,05618.2%9.9%
Mobile home:550.5%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (56303 zip code)

Year BuiltUnits%US
Built 2020 or later:90.1%0.6%
Built 2010 to 2019:8047.1%8.2%
Built 2000 to 2009:1,88716.7%13.5%
Built 1990 to 1999:8567.6%13.2%
Built 1980 to 1989:1,69014.9%13.2%
Built 1970 to 1979:1,67114.8%14.6%
Built 1960 to 1969:1,17910.4%10.2%
Built 1950 to 1959:8857.8%9.9%
Built 1940 to 1949:9368.3%4.6%
Built 1939 or earlier:1,40012.4%12.0%

Bedrooms (56303 zip code)

Number of BedroomsUnits%US
No bedroom (studio):5915.2%2.4%
1 bedroom:1,23110.9%3.0%
2 bedrooms:3,44130.4%9.1%
3 bedrooms:3,26628.9%15.9%
4 bedrooms:2,30920.4%18.8%
5 or more bedrooms:4794.2%17.6%

Heating Fuel (56303 zip code)

Fuel TypeUnits%US
Utility gas:6,65962.0%47.1%
Bottled, tank, or LP gas:2302.1%4.9%
Electricity:3,55433.1%40.2%
Fuel oil, kerosene, etc.:920.9%4.2%
Coal or coke:00.0%0.1%
Wood:210.2%1.5%
Solar energy:00.0%0.1%
Other fuel:950.9%0.5%
No fuel used:940.9%0.2%

Vehicles Available (56303 zip code)

VehiclesHouseholds%US
No vehicle available:9729.0%8.3%
1 vehicle available:4,34840.5%32.6%
2 vehicles available:3,78935.3%37.0%
3 or more vehicles available:1,63615.2%22.1%

Home Value Distribution (56303 zip code)

Value RangeOwner Units%US
Less than $50,000:2333.5%5.7%
$50,000 to $99,999:3304.9%7.8%
$100,000 to $149,999:1,76126.3%9.2%
$150,000 to $199,999:1,74526.1%10.8%
$200,000 to $299,999:1,88928.2%19.9%
$300,000 to $499,999:6059.0%24.1%
$500,000 to $999,999:630.9%17.0%
$1,000,000 or more:610.9%5.6%

Housing Costs (56303 zip code)

ValueUS
Median owner costs (with mortgage):$1,346 / mo.$1,828 / mo.
Median owner costs (no mortgage):$522 / mo.$584 / mo.
Median gross rent:$929 / mo.$1,268 / mo.
Average household size (owner-occupied):2.302.53
Average household size (renter-occupied):2.132.38

Households (56303 zip code)

#%US
Total households:10,745----
Married-couple households:4,29239.9%47.5%
Cohabiting couple households:1,50614.0%7.0%
Male householder, no spouse:2,52723.5%5.4%
Female householder, no spouse:2,93727.3%12.7%
Householder living alone:2,77225.8%28.6%
65 years and over living alone:2,97127.7%11.8%
Average household size:2.24--2.53
Average family size:2.92----

Marital Status (56303 zip code)

Population 15 years and over#%US
Total:10,964----
Never married:4,71143.0%37.0%
Now married:4,74143.2%49.5%
Separated:2902.6%1.5%
Widowed:1,18310.8%2.6%
Divorced:3,62633.1%9.3%

School Enrollment (56303 zip code)

Population 3 years and over#%US
Enrolled in school:5,240----
Nursery school, preschool:3015.7%5.8%
Kindergarten:2003.8%5.0%
Elementary school (grades 1-8):2,25343.0%40.5%
High school (grades 9-12):88917.0%21.4%
College or graduate school:1,59730.5%27.3%

Veterans & Disability (56303 zip code)

#%US
Civilian population 18 years and over:20,096----
Veterans:1,8979.4%6.3%
Civilian noninstitutionalized population:24,551----
With a disability:3,72615.2%13.4%
Under 18 with disability:2617.0%5.8%
18 to 64 with disability:2,14157.5%10.4%
65 and over with disability:1,32435.5%33.4%

Mobility (Residence 1 Year Ago) (56303 zip code)

Population 1 year and over#%US
Same house:20,00079.1%86.9%
Different house:5,12620.3%13.1%
Same county:2,41147.0%7.0%
Different county:2,66952.1%3.2%
Different state:73914.4%2.5%
Abroad:460.9%0.4%

Place of Birth (56303 zip code)

#%US
Native born:23,55193.1%86.2%
Foreign born:4061.6%13.9%
Naturalized citizen:1,748430.5%52.7%
Not a citizen:1,748430.5%47.3%
Foreign-born by region:------
Europe:1,748430.5%10.5%
Asia:22555.4%31.3%
Africa:847208.6%5.5%
Oceania:00.0%0.5%
Latin America:33582.5%50.0%
Northern America:399.6%2.2%

Language Spoken at Home (56303 zip code)

Population 5 years and over#%US
Total:23,710----
English only:21,26989.7%78.3%
Language other than English:2,44110.3%21.5%
By language:------
Spanish:7193.0%13.3%
Other Indo-European languages:5952.5%3.5%
Asian/Pacific Island languages:4632.0%3.5%
Other languages:6642.8%1.0%

Computers & Internet (56303 zip code)

Households%US
Households with a computer:10,745100.0%93.1%
Households with broadband internet:10,22095.1%89.4%