56304 ZIP Code
Saint Cloud, Minnesota
December 28, 2025
| ZIP Code: | 56304 |
| City/Town: | Saint Cloud |
| County: | Stearns |
| State: | Minnesota |
| ZIP Type: | Standard |
| Population: | 16,884 |
| Median Household Income: | $55,586 |
| Per Capita Income: | $35,046 |
| Total Housing Units: | 7,325 |
| Median Home Value: | $199,500 |
| Land Area: | 60.6 sq miles
157.1 sq km |
| Water Area: | 2.1 sq miles
5.4 sq km |
| Coordinates: | 45.5304, -94.0572 |
Population Information (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 16,884 | -- | -- |
| Male: | 8,942 | 53.0% | 49.6% |
| Female: | 7,942 | 47.0% | 50.4% |
| Median Age: | 31.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 984 | 5.8% | 5.7% |
| 5 to 9 years: | 1,156 | 6.8% | 6.0% |
| 10 to 14 years: | 1,080 | 6.4% | 6.5% |
| 15 to 19 years: | 1,052 | 6.2% | 6.6% |
| 20 to 24 years: | 1,896 | 11.2% | 6.7% |
| 25 to 34 years: | 2,973 | 17.6% | 13.7% |
| 35 to 44 years: | 2,125 | 12.6% | 12.9% |
| 45 to 54 years: | 1,721 | 10.2% | 12.4% |
| 55 to 59 years: | 876 | 5.2% | 6.5% |
| 60 to 64 years: | 767 | 4.5% | 6.4% |
| 65 to 74 years: | 1,150 | 6.8% | 9.7% |
| 75 to 84 years: | 568 | 3.4% | 4.8% |
| 85 years and over: | 536 | 3.2% | 2.0% |
Housing Information (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $199,500 | -- | $281,900 |
| Median rooms: | 4.6 | -- | 5.5 |
| Median rent: | $916 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,325 | -- | -- |
| Occupied housing units: | 6,933 | 94.6% | 38.0% |
| Vacant housing units: | 392 | 5.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,889 | 41.7% | 64.8% |
| Renter-occupied: | 4,044 | 58.3% | 35.2% |
Educational Attainment (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,716 | -- | -- |
| Less than 9th grade: | 482 | 4.5% | 4.7% |
| 9th to 12th grade, no diploma: | 1,018 | 9.5% | 6.1% |
| High school graduate: | 3,062 | 28.6% | 26.4% |
| Some college, no degree: | 2,650 | 24.7% | 19.7% |
| Associate degree: | 952 | 8.9% | 8.7% |
| Bachelor's degree: | 1,839 | 17.2% | 20.9% |
| Graduate or professional degree: | 713 | 6.7% | 13.7% |
| Percent high school graduate or higher: | -- | 86.0% | 89.1% |
| Percent bachelor's degree or higher: | -- | 23.8% | 34.3% |
Income Information (56304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $55,586 / yr. | $75,149 / yr. |
| Mean household income: | $69,703 / yr. | $105,833 / yr. |
| Median family income: | $62,433 / yr. | $92,646 / yr. |
| Per capita income: | $35,046 / yr. | $41,261 / yr. |
Employment (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 9,115 | -- | 63.5% |
| Employed: | 8,451 | 92.7% | 96.4% |
| Unemployed: | 664 | 7.3% | 5.3% |
| Not in labor force: | 4,312 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,079 | 83.8% | 79.7% |
| Government workers: | 959 | 11.3% | 14.2% |
| Self-employed: | 405 | 4.8% | 5.9% |
| Unpaid family workers: | 8 | 0.1% | 0.1% |
Race & Ethnicity (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 10,901 | 64.6% | 61.6% |
| Black or African American: | 3,439 | 20.4% | 12.4% |
| American Indian/Alaska Native: | 248 | 1.5% | 1.1% |
| Asian: | 808 | 4.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 262 | 1.6% | 8.4% |
| Two or more races: | 1,226 | 7.3% | 10.2% |
| Hispanic or Latino (any race): | 560 | 3.3% | 18.7% |
| Mexican: | 658 | 3.9% | 11.2% |
| Puerto Rican: | 403 | 2.4% | 1.8% |
| Cuban: | 56 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 199 | 1.2% | 81.1% |
Income Distribution (56304 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 516 | 7.4% | 4.9% |
| $10,000 to $14,999: | 140 | 2.0% | 3.8% |
| $15,000 to $24,999: | 650 | 9.4% | 7.0% |
| $25,000 to $34,999: | 612 | 8.8% | 7.4% |
| $35,000 to $49,999: | 1,221 | 17.6% | 10.7% |
| $50,000 to $74,999: | 1,190 | 17.2% | 16.1% |
| $75,000 to $99,999: | 1,050 | 15.1% | 12.8% |
| $100,000 to $149,999: | 989 | 14.3% | 17.1% |
| $150,000 to $199,999: | 313 | 4.5% | 8.8% |
| $200,000 or more: | 252 | 3.6% | 11.4% |
Commute to Work (56304 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,681 | 79.1% | 67.8% |
| Carpooled: | 638 | 7.5% | 8.7% |
| Public transportation: | 139 | 1.6% | 4.2% |
| Walked: | 417 | 4.9% | 2.5% |
| Other means: | 91 | 1.1% | 0.9% |
| Worked from home: | 331 | 3.9% | 13.8% |
| Mean travel time to work: | 21.5 min | -- | 26.7 min |
Industry (56304 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 16 | 0.2% | 1.6% |
| Construction: | 870 | 10.3% | 6.9% |
| Manufacturing: | 1,214 | 14.4% | 10.0% |
| Wholesale trade: | 160 | 1.9% | 2.4% |
| Retail trade: | 1,275 | 15.1% | 11.0% |
| Transportation, warehousing, utilities: | 478 | 5.7% | 5.8% |
| Information: | 100 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 367 | 4.3% | 6.7% |
| Professional, scientific, management: | 572 | 6.8% | 12.1% |
| Education, health care, social services: | 2,145 | 25.4% | 23.3% |
| Arts, entertainment, food services: | 650 | 7.7% | 9.0% |
| Other services: | 485 | 5.7% | 4.7% |
| Public administration: | 119 | 1.4% | 4.7% |
Poverty Status (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 18.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 15,095 | 89.4% | 91.3% |
| Private health insurance: | 9,572 | 56.7% | 67.6% |
| Public health coverage: | 7,784 | 46.1% | 35.9% |
| Without health insurance: | 741 | 4.4% | 8.7% |
Benefits & Assistance (56304 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 5,584 | 80.5% | 77.4% |
| Social Security income: | 1,487 | 21.4% | 31.0% |
| Retirement income: | 1,103 | 15.9% | 21.8% |
| Supplemental Security Income (SSI): | 297 | 4.3% | 4.5% |
| Cash public assistance income: | 358 | 5.2% | 1.8% |
| SNAP (food stamps) benefits: | 954 | 13.8% | 11.4% |
Housing Types (56304 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,200 | 43.7% | 61.4% |
| 1-unit, attached: | 353 | 4.8% | 6.1% |
| 2 units: | 113 | 1.5% | 3.4% |
| 3 or 4 units: | 55 | 0.8% | 4.3% |
| 5 to 9 units: | 284 | 3.9% | 4.6% |
| 10 to 19 units: | 494 | 6.7% | 4.3% |
| 20 or more units: | 2,502 | 34.2% | 9.9% |
| Mobile home: | 305 | 4.2% | 5.8% |
| Boat, RV, van, etc.: | 19 | 0.3% | 0.1% |
Year Structure Built (56304 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 510 | 7.0% | 8.2% |
| Built 2000 to 2009: | 898 | 12.3% | 13.5% |
| Built 1990 to 1999: | 1,089 | 14.9% | 13.2% |
| Built 1980 to 1989: | 902 | 12.3% | 13.2% |
| Built 1970 to 1979: | 1,893 | 25.8% | 14.6% |
| Built 1960 to 1969: | 772 | 10.5% | 10.2% |
| Built 1950 to 1959: | 342 | 4.7% | 9.9% |
| Built 1940 to 1949: | 187 | 2.6% | 4.6% |
| Built 1939 or earlier: | 732 | 10.0% | 12.0% |
Bedrooms (56304 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 607 | 8.3% | 2.4% |
| 1 bedroom: | 1,342 | 18.3% | 3.0% |
| 2 bedrooms: | 2,132 | 29.1% | 9.1% |
| 3 bedrooms: | 1,821 | 24.9% | 15.9% |
| 4 bedrooms: | 926 | 12.6% | 18.8% |
| 5 or more bedrooms: | 497 | 6.8% | 17.6% |
Heating Fuel (56304 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,102 | 44.7% | 47.1% |
| Bottled, tank, or LP gas: | 357 | 5.1% | 4.9% |
| Electricity: | 3,159 | 45.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 58 | 0.8% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 39 | 0.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 141 | 2.0% | 0.5% |
| No fuel used: | 77 | 1.1% | 0.2% |
Vehicles Available (56304 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 803 | 11.6% | 8.3% |
| 1 vehicle available: | 2,817 | 40.6% | 32.6% |
| 2 vehicles available: | 2,190 | 31.6% | 37.0% |
| 3 or more vehicles available: | 1,123 | 16.2% | 22.1% |
Home Value Distribution (56304 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 327 | 11.3% | 5.7% |
| $50,000 to $99,999: | 42 | 1.5% | 7.8% |
| $100,000 to $149,999: | 536 | 18.6% | 9.2% |
| $150,000 to $199,999: | 545 | 18.9% | 10.8% |
| $200,000 to $299,999: | 689 | 23.8% | 19.9% |
| $300,000 to $499,999: | 582 | 20.1% | 24.1% |
| $500,000 to $999,999: | 160 | 5.5% | 17.0% |
| $1,000,000 or more: | 8 | 0.3% | 5.6% |
Housing Costs (56304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,494 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $561 / mo. | $584 / mo. |
| Median gross rent: | $916 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.63 | 2.53 |
| Average household size (renter-occupied): | 1.99 | 2.38 |
Households (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,933 | -- | -- |
| Married-couple households: | 2,021 | 29.2% | 47.5% |
| Cohabiting couple households: | 721 | 10.4% | 7.0% |
| Male householder, no spouse: | 1,811 | 26.1% | 5.4% |
| Female householder, no spouse: | 2,163 | 31.2% | 12.7% |
| Householder living alone: | 1,900 | 27.4% | 28.6% |
| 65 years and over living alone: | 1,489 | 21.5% | 11.8% |
| Average household size: | 2.26 | -- | 2.53 |
| Average family size: | 3.00 | -- | -- |
Marital Status (56304 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,240 | -- | -- |
| Never married: | 3,765 | 52.0% | 37.0% |
| Now married: | 2,428 | 33.5% | 49.5% |
| Separated: | 84 | 1.2% | 1.5% |
| Widowed: | 864 | 11.9% | 2.6% |
| Divorced: | 2,402 | 33.2% | 9.3% |
School Enrollment (56304 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 4,623 | -- | -- |
| Nursery school, preschool: | 166 | 3.6% | 5.8% |
| Kindergarten: | 306 | 6.6% | 5.0% |
| Elementary school (grades 1-8): | 1,595 | 34.5% | 40.5% |
| High school (grades 9-12): | 1,014 | 21.9% | 21.4% |
| College or graduate school: | 1,542 | 33.4% | 27.3% |
Veterans & Disability (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 13,092 | -- | -- |
| Veterans: | 620 | 4.7% | 6.3% |
| Civilian noninstitutionalized population: | 15,836 | -- | -- |
| With a disability: | 2,366 | 14.9% | 13.4% |
| Under 18 with disability: | 222 | 9.4% | 5.8% |
| 18 to 64 with disability: | 1,333 | 56.3% | 10.4% |
| 65 and over with disability: | 811 | 34.3% | 33.4% |
Mobility (Residence 1 Year Ago) (56304 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,286 | 72.8% | 86.9% |
| Different house: | 4,407 | 26.1% | 13.1% |
| Same county: | 876 | 19.9% | 7.0% |
| Different county: | 3,242 | 73.6% | 3.2% |
| Different state: | 232 | 5.3% | 2.5% |
| Abroad: | 289 | 6.6% | 0.4% |
Place of Birth (56304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 14,714 | 87.1% | 86.2% |
| Foreign born: | 221 | 1.3% | 13.9% |
| Naturalized citizen: | 2,170 | 981.9% | 52.7% |
| Not a citizen: | 2,170 | 981.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,170 | 981.9% | 10.5% |
| Asia: | 24 | 10.9% | 31.3% |
| Africa: | 1,448 | 655.2% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 186 | 84.2% | 50.0% |
| Northern America: | 15 | 6.8% | 2.2% |
Language Spoken at Home (56304 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,900 | -- | -- |
| English only: | 13,103 | 82.4% | 78.3% |
| Language other than English: | 2,797 | 17.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 482 | 3.0% | 13.3% |
| Other Indo-European languages: | 189 | 1.2% | 3.5% |
| Asian/Pacific Island languages: | 378 | 2.4% | 3.5% |
| Other languages: | 1,748 | 11.0% | 1.0% |
Computers & Internet (56304 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,933 | 100.0% | 93.1% |
| Households with broadband internet: | 6,258 | 90.3% | 89.4% |
Saint Cloud, MN56304