56362 ZIP Code
Paynesville, Minnesota
December 28, 2025
| ZIP Code: | 56362 |
| City/Town: | Paynesville |
| County: | Stearns |
| State: | Minnesota |
| ZIP Type: | Standard |
| Population: | 5,659 |
| Median Household Income: | $78,033 |
| Per Capita Income: | $41,953 |
| Total Housing Units: | 2,950 |
| Median Home Value: | $238,600 |
| Land Area: | 150.1 sq miles
388.8 sq km |
| Water Area: | 8.1 sq miles
21.0 sq km |
| Coordinates: | 45.4020, -94.7122 |
Population Information (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 5,659 | -- | -- |
| Male: | 2,983 | 52.7% | 49.6% |
| Female: | 2,676 | 47.3% | 50.4% |
| Median Age: | 46.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 312 | 5.5% | 5.7% |
| 5 to 9 years: | 286 | 5.1% | 6.0% |
| 10 to 14 years: | 289 | 5.1% | 6.5% |
| 15 to 19 years: | 517 | 9.1% | 6.6% |
| 20 to 24 years: | 262 | 4.6% | 6.7% |
| 25 to 34 years: | 479 | 8.5% | 13.7% |
| 35 to 44 years: | 575 | 10.2% | 12.9% |
| 45 to 54 years: | 677 | 12.0% | 12.4% |
| 55 to 59 years: | 481 | 8.5% | 6.5% |
| 60 to 64 years: | 408 | 7.2% | 6.4% |
| 65 to 74 years: | 761 | 13.4% | 9.7% |
| 75 to 84 years: | 410 | 7.2% | 4.8% |
| 85 years and over: | 202 | 3.6% | 2.0% |
Housing Information (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $238,600 | -- | $281,900 |
| Median rooms: | 6.7 | -- | 5.5 |
| Median rent: | $725 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,950 | -- | -- |
| Occupied housing units: | 2,244 | 76.1% | 38.0% |
| Vacant housing units: | 706 | 23.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,870 | 83.3% | 64.8% |
| Renter-occupied: | 374 | 16.7% | 35.2% |
Educational Attainment (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 3,993 | -- | -- |
| Less than 9th grade: | 131 | 3.3% | 4.7% |
| 9th to 12th grade, no diploma: | 98 | 2.5% | 6.1% |
| High school graduate: | 1,347 | 33.7% | 26.4% |
| Some college, no degree: | 743 | 18.6% | 19.7% |
| Associate degree: | 587 | 14.7% | 8.7% |
| Bachelor's degree: | 751 | 18.8% | 20.9% |
| Graduate or professional degree: | 336 | 8.4% | 13.7% |
| Percent high school graduate or higher: | -- | 94.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 27.2% | 34.3% |
Income Information (56362 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $78,033 / yr. | $75,149 / yr. |
| Mean household income: | $100,121 / yr. | $105,833 / yr. |
| Median family income: | $91,568 / yr. | $92,646 / yr. |
| Per capita income: | $41,953 / yr. | $41,261 / yr. |
Employment (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,044 | -- | 63.5% |
| Employed: | 2,993 | 98.3% | 96.4% |
| Unemployed: | 51 | 1.7% | 5.3% |
| Not in labor force: | 1,611 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,308 | 77.1% | 79.7% |
| Government workers: | 372 | 12.4% | 14.2% |
| Self-employed: | 307 | 10.3% | 5.9% |
| Unpaid family workers: | 6 | 0.2% | 0.1% |
Race & Ethnicity (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 5,333 | 94.2% | 61.6% |
| Black or African American: | 66 | 1.2% | 12.4% |
| American Indian/Alaska Native: | 13 | 0.2% | 1.1% |
| Asian: | 16 | 0.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 57 | 1.0% | 8.4% |
| Two or more races: | 174 | 3.1% | 10.2% |
| Hispanic or Latino (any race): | 131 | 2.3% | 18.7% |
| Mexican: | 154 | 2.7% | 11.2% |
| Puerto Rican: | 103 | 1.8% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 14 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 37 | 0.7% | 81.1% |
Income Distribution (56362 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 31 | 1.4% | 4.9% |
| $10,000 to $14,999: | 110 | 4.9% | 3.8% |
| $15,000 to $24,999: | 142 | 6.3% | 7.0% |
| $25,000 to $34,999: | 156 | 7.0% | 7.4% |
| $35,000 to $49,999: | 208 | 9.3% | 10.7% |
| $50,000 to $74,999: | 421 | 18.8% | 16.1% |
| $75,000 to $99,999: | 349 | 15.6% | 12.8% |
| $100,000 to $149,999: | 464 | 20.7% | 17.1% |
| $150,000 to $199,999: | 241 | 10.7% | 8.8% |
| $200,000 or more: | 122 | 5.4% | 11.4% |
Commute to Work (56362 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,257 | 75.4% | 67.8% |
| Carpooled: | 164 | 5.5% | 8.7% |
| Public transportation: | 78 | 2.6% | 4.2% |
| Walked: | 73 | 2.4% | 2.5% |
| Other means: | 35 | 1.2% | 0.9% |
| Worked from home: | 338 | 11.3% | 13.8% |
| Mean travel time to work: | 25.9 min | -- | 26.7 min |
Industry (56362 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 153 | 5.1% | 1.6% |
| Construction: | 292 | 9.8% | 6.9% |
| Manufacturing: | 486 | 16.2% | 10.0% |
| Wholesale trade: | 77 | 2.6% | 2.4% |
| Retail trade: | 319 | 10.7% | 11.0% |
| Transportation, warehousing, utilities: | 186 | 6.2% | 5.8% |
| Information: | 30 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 112 | 3.7% | 6.7% |
| Professional, scientific, management: | 148 | 4.9% | 12.1% |
| Education, health care, social services: | 700 | 23.4% | 23.3% |
| Arts, entertainment, food services: | 221 | 7.4% | 9.0% |
| Other services: | 171 | 5.7% | 4.7% |
| Public administration: | 98 | 3.3% | 4.7% |
Poverty Status (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 4.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 5,303 | 93.7% | 91.3% |
| Private health insurance: | 4,590 | 81.1% | 67.6% |
| Public health coverage: | 1,821 | 32.2% | 35.9% |
| Without health insurance: | 301 | 5.3% | 8.7% |
Benefits & Assistance (56362 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,658 | 73.9% | 77.4% |
| Social Security income: | 904 | 40.3% | 31.0% |
| Retirement income: | 586 | 26.1% | 21.8% |
| Supplemental Security Income (SSI): | 64 | 2.9% | 4.5% |
| Cash public assistance income: | 35 | 1.6% | 1.8% |
| SNAP (food stamps) benefits: | 121 | 5.4% | 11.4% |
Housing Types (56362 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,476 | 83.9% | 61.4% |
| 1-unit, attached: | 65 | 2.2% | 6.1% |
| 2 units: | 14 | 0.5% | 3.4% |
| 3 or 4 units: | 10 | 0.3% | 4.3% |
| 5 to 9 units: | 46 | 1.6% | 4.6% |
| 10 to 19 units: | 153 | 5.2% | 4.3% |
| 20 or more units: | 117 | 4.0% | 9.9% |
| Mobile home: | 67 | 2.3% | 5.8% |
| Boat, RV, van, etc.: | 2 | 0.1% | 0.1% |
Year Structure Built (56362 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 14 | 0.5% | 0.6% |
| Built 2010 to 2019: | 154 | 5.2% | 8.2% |
| Built 2000 to 2009: | 419 | 14.2% | 13.5% |
| Built 1990 to 1999: | 334 | 11.3% | 13.2% |
| Built 1980 to 1989: | 251 | 8.5% | 13.2% |
| Built 1970 to 1979: | 593 | 20.1% | 14.6% |
| Built 1960 to 1969: | 275 | 9.3% | 10.2% |
| Built 1950 to 1959: | 263 | 8.9% | 9.9% |
| Built 1940 to 1949: | 178 | 6.0% | 4.6% |
| Built 1939 or earlier: | 469 | 15.9% | 12.0% |
Bedrooms (56362 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 20 | 0.7% | 2.4% |
| 1 bedroom: | 254 | 8.6% | 3.0% |
| 2 bedrooms: | 665 | 22.5% | 9.1% |
| 3 bedrooms: | 1,013 | 34.3% | 15.9% |
| 4 bedrooms: | 785 | 26.6% | 18.8% |
| 5 or more bedrooms: | 213 | 7.2% | 17.6% |
Heating Fuel (56362 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,023 | 45.6% | 47.1% |
| Bottled, tank, or LP gas: | 665 | 29.6% | 4.9% |
| Electricity: | 354 | 15.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 47 | 2.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 98 | 4.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 33 | 1.5% | 0.5% |
| No fuel used: | 24 | 1.1% | 0.2% |
Vehicles Available (56362 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 82 | 3.7% | 8.3% |
| 1 vehicle available: | 547 | 24.4% | 32.6% |
| 2 vehicles available: | 901 | 40.2% | 37.0% |
| 3 or more vehicles available: | 714 | 31.8% | 22.1% |
Home Value Distribution (56362 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 35 | 1.9% | 5.7% |
| $50,000 to $99,999: | 98 | 5.2% | 7.8% |
| $100,000 to $149,999: | 301 | 16.1% | 9.2% |
| $150,000 to $199,999: | 298 | 15.9% | 10.8% |
| $200,000 to $299,999: | 555 | 29.7% | 19.9% |
| $300,000 to $499,999: | 411 | 22.0% | 24.1% |
| $500,000 to $999,999: | 135 | 7.2% | 17.0% |
| $1,000,000 or more: | 37 | 2.0% | 5.6% |
Housing Costs (56362 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,485 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $562 / mo. | $584 / mo. |
| Median gross rent: | $725 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.56 | 2.53 |
| Average household size (renter-occupied): | 2.16 | 2.38 |
Households (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,244 | -- | -- |
| Married-couple households: | 1,360 | 60.6% | 47.5% |
| Cohabiting couple households: | 445 | 19.8% | 7.0% |
| Male householder, no spouse: | 327 | 14.6% | 5.4% |
| Female householder, no spouse: | 383 | 17.1% | 12.7% |
| Householder living alone: | 606 | 27.0% | 28.6% |
| 65 years and over living alone: | 874 | 38.9% | 11.8% |
| Average household size: | 2.50 | -- | 2.53 |
| Average family size: | 2.97 | -- | -- |
Marital Status (56362 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,431 | -- | -- |
| Never married: | 726 | 29.9% | 37.0% |
| Now married: | 1,429 | 58.8% | 49.5% |
| Separated: | 84 | 3.5% | 1.5% |
| Widowed: | 190 | 7.8% | 2.6% |
| Divorced: | 520 | 21.4% | 9.3% |
School Enrollment (56362 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,291 | -- | -- |
| Nursery school, preschool: | 58 | 4.5% | 5.8% |
| Kindergarten: | 47 | 3.6% | 5.0% |
| Elementary school (grades 1-8): | 448 | 34.7% | 40.5% |
| High school (grades 9-12): | 428 | 33.2% | 21.4% |
| College or graduate school: | 310 | 24.0% | 27.3% |
Veterans & Disability (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 4,471 | -- | -- |
| Veterans: | 372 | 8.3% | 6.3% |
| Civilian noninstitutionalized population: | 5,604 | -- | -- |
| With a disability: | 536 | 9.6% | 13.4% |
| Under 18 with disability: | 19 | 3.5% | 5.8% |
| 18 to 64 with disability: | 208 | 38.8% | 10.4% |
| 65 and over with disability: | 309 | 57.6% | 33.4% |
Mobility (Residence 1 Year Ago) (56362 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,220 | 92.2% | 86.9% |
| Different house: | 389 | 6.9% | 13.1% |
| Same county: | 219 | 56.3% | 7.0% |
| Different county: | 152 | 39.1% | 3.2% |
| Different state: | 24 | 6.2% | 2.5% |
| Abroad: | 18 | 4.6% | 0.4% |
Place of Birth (56362 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 5,593 | 98.8% | 86.2% |
| Foreign born: | 5 | 0.1% | 13.9% |
| Naturalized citizen: | 66 | 1320.0% | 52.7% |
| Not a citizen: | 66 | 1320.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 66 | 1320.0% | 10.5% |
| Asia: | 8 | 160.0% | 31.3% |
| Africa: | 7 | 140.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 36 | 720.0% | 50.0% |
| Northern America: | 9 | 180.0% | 2.2% |
Language Spoken at Home (56362 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,347 | -- | -- |
| English only: | 5,141 | 96.1% | 78.3% |
| Language other than English: | 206 | 3.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 151 | 2.8% | 13.3% |
| Other Indo-European languages: | 42 | 0.8% | 3.5% |
| Asian/Pacific Island languages: | 13 | 0.2% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (56362 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,244 | 100.0% | 93.1% |
| Households with broadband internet: | 2,014 | 89.8% | 89.4% |
Paynesville, MN56362