63304 ZIP Code
Saint Charles, Missouri
December 30, 2025
| ZIP Code: | 63304 |
| City/Town: | Saint Charles |
| County: | Saint Charles |
| State: | Missouri |
| ZIP Type: | Standard |
| Population: | 42,738 |
| Median Household Income: | $111,114 |
| Per Capita Income: | $54,220 |
| Total Housing Units: | 16,333 |
| Median Home Value: | $300,700 |
| Land Area: | 55.1 sq miles
142.7 sq km |
| Water Area: | 3.3 sq miles
8.5 sq km |
| Coordinates: | 38.7061, -90.6860 |
Population Information (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 42,738 | -- | -- |
| Male: | 21,093 | 49.4% | 49.6% |
| Female: | 21,645 | 50.6% | 50.4% |
| Median Age: | 42.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,946 | 4.6% | 5.7% |
| 5 to 9 years: | 2,569 | 6.0% | 6.0% |
| 10 to 14 years: | 3,034 | 7.1% | 6.5% |
| 15 to 19 years: | 3,088 | 7.2% | 6.6% |
| 20 to 24 years: | 2,247 | 5.3% | 6.7% |
| 25 to 34 years: | 4,266 | 10.0% | 13.7% |
| 35 to 44 years: | 5,649 | 13.2% | 12.9% |
| 45 to 54 years: | 6,096 | 14.3% | 12.4% |
| 55 to 59 years: | 3,308 | 7.7% | 6.5% |
| 60 to 64 years: | 3,219 | 7.5% | 6.4% |
| 65 to 74 years: | 4,196 | 9.8% | 9.7% |
| 75 to 84 years: | 2,024 | 4.7% | 4.8% |
| 85 years and over: | 1,096 | 2.6% | 2.0% |
Housing Information (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $300,700 | -- | $281,900 |
| Median rooms: | 7.2 | -- | 5.5 |
| Median rent: | $1,452 / mo. | -- | $1,268 / mo. |
| Total housing units: | 16,333 | -- | -- |
| Occupied housing units: | 15,922 | 97.5% | 38.0% |
| Vacant housing units: | 411 | 2.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 14,233 | 89.4% | 64.8% |
| Renter-occupied: | 1,689 | 10.6% | 35.2% |
Educational Attainment (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 29,854 | -- | -- |
| Less than 9th grade: | 454 | 1.5% | 4.7% |
| 9th to 12th grade, no diploma: | 689 | 2.3% | 6.1% |
| High school graduate: | 6,321 | 21.2% | 26.4% |
| Some college, no degree: | 5,899 | 19.8% | 19.7% |
| Associate degree: | 2,716 | 9.1% | 8.7% |
| Bachelor's degree: | 8,398 | 28.1% | 20.9% |
| Graduate or professional degree: | 5,377 | 18.0% | 13.7% |
| Percent high school graduate or higher: | -- | 96.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 46.1% | 34.3% |
Income Information (63304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $111,114 / yr. | $75,149 / yr. |
| Mean household income: | $148,121 / yr. | $105,833 / yr. |
| Median family income: | $127,106 / yr. | $92,646 / yr. |
| Per capita income: | $54,220 / yr. | $41,261 / yr. |
Employment (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 23,318 | -- | 63.5% |
| Employed: | 22,336 | 95.8% | 96.4% |
| Unemployed: | 982 | 4.2% | 5.3% |
| Not in labor force: | 11,226 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 18,976 | 85.0% | 79.7% |
| Government workers: | 2,261 | 10.1% | 14.2% |
| Self-employed: | 969 | 4.3% | 5.9% |
| Unpaid family workers: | 130 | 0.6% | 0.1% |
Race & Ethnicity (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 38,212 | 89.4% | 61.6% |
| Black or African American: | 1,918 | 4.5% | 12.4% |
| American Indian/Alaska Native: | 26 | 0.1% | 1.1% |
| Asian: | 824 | 1.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 151 | 0.4% | 8.4% |
| Two or more races: | 1,607 | 3.8% | 10.2% |
| Hispanic or Latino (any race): | 651 | 1.5% | 18.7% |
| Mexican: | 1,439 | 3.4% | 11.2% |
| Puerto Rican: | 745 | 1.7% | 1.8% |
| Cuban: | 129 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 85 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 480 | 1.1% | 81.1% |
Income Distribution (63304 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 239 | 1.5% | 4.9% |
| $10,000 to $14,999: | 119 | 0.7% | 3.8% |
| $15,000 to $24,999: | 437 | 2.7% | 7.0% |
| $25,000 to $34,999: | 684 | 4.3% | 7.4% |
| $35,000 to $49,999: | 1,031 | 6.5% | 10.7% |
| $50,000 to $74,999: | 2,337 | 14.7% | 16.1% |
| $75,000 to $99,999: | 2,135 | 13.4% | 12.8% |
| $100,000 to $149,999: | 3,557 | 22.3% | 17.1% |
| $150,000 to $199,999: | 2,278 | 14.3% | 8.8% |
| $200,000 or more: | 3,105 | 19.5% | 11.4% |
Commute to Work (63304 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 17,203 | 77.0% | 67.8% |
| Carpooled: | 1,198 | 5.4% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 44 | 0.2% | 2.5% |
| Other means: | 329 | 1.5% | 0.9% |
| Worked from home: | 3,353 | 15.0% | 13.8% |
| Mean travel time to work: | 25.4 min | -- | 26.7 min |
Industry (63304 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 148 | 0.7% | 1.6% |
| Construction: | 1,497 | 6.7% | 6.9% |
| Manufacturing: | 2,756 | 12.3% | 10.0% |
| Wholesale trade: | 784 | 3.5% | 2.4% |
| Retail trade: | 2,500 | 11.2% | 11.0% |
| Transportation, warehousing, utilities: | 1,071 | 4.8% | 5.8% |
| Information: | 540 | 2.4% | 1.9% |
| Finance, insurance, real estate: | 2,281 | 10.2% | 6.7% |
| Professional, scientific, management: | 2,227 | 10.0% | 12.1% |
| Education, health care, social services: | 5,130 | 23.0% | 23.3% |
| Arts, entertainment, food services: | 1,877 | 8.4% | 9.0% |
| Other services: | 827 | 3.7% | 4.7% |
| Public administration: | 698 | 3.1% | 4.7% |
Poverty Status (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 3.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 41,298 | 96.6% | 91.3% |
| Private health insurance: | 36,785 | 86.1% | 67.6% |
| Public health coverage: | 9,629 | 22.5% | 35.9% |
| Without health insurance: | 1,363 | 3.2% | 8.7% |
Benefits & Assistance (63304 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 12,821 | 80.5% | 77.4% |
| Social Security income: | 5,187 | 32.6% | 31.0% |
| Retirement income: | 4,881 | 30.7% | 21.8% |
| Supplemental Security Income (SSI): | 528 | 3.3% | 4.5% |
| Cash public assistance income: | 189 | 1.2% | 1.8% |
| SNAP (food stamps) benefits: | 323 | 2.0% | 11.4% |
Housing Types (63304 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 14,110 | 86.4% | 61.4% |
| 1-unit, attached: | 778 | 4.8% | 6.1% |
| 2 units: | 72 | 0.4% | 3.4% |
| 3 or 4 units: | 128 | 0.8% | 4.3% |
| 5 to 9 units: | 261 | 1.6% | 4.6% |
| 10 to 19 units: | 433 | 2.7% | 4.3% |
| 20 or more units: | 505 | 3.1% | 9.9% |
| Mobile home: | 46 | 0.3% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (63304 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 108 | 0.7% | 0.6% |
| Built 2010 to 2019: | 1,379 | 8.4% | 8.2% |
| Built 2000 to 2009: | 2,006 | 12.3% | 13.5% |
| Built 1990 to 1999: | 5,113 | 31.3% | 13.2% |
| Built 1980 to 1989: | 4,729 | 29.0% | 13.2% |
| Built 1970 to 1979: | 1,942 | 11.9% | 14.6% |
| Built 1960 to 1969: | 706 | 4.3% | 10.2% |
| Built 1950 to 1959: | 260 | 1.6% | 9.9% |
| Built 1940 to 1949: | 46 | 0.3% | 4.6% |
| Built 1939 or earlier: | 44 | 0.3% | 12.0% |
Bedrooms (63304 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 249 | 1.5% | 2.4% |
| 1 bedroom: | 248 | 1.5% | 3.0% |
| 2 bedrooms: | 1,572 | 9.6% | 9.1% |
| 3 bedrooms: | 7,438 | 45.5% | 15.9% |
| 4 bedrooms: | 5,775 | 35.4% | 18.8% |
| 5 or more bedrooms: | 1,051 | 6.4% | 17.6% |
Heating Fuel (63304 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 11,902 | 74.8% | 47.1% |
| Bottled, tank, or LP gas: | 231 | 1.5% | 4.9% |
| Electricity: | 3,714 | 23.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 11 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 11 | 0.1% | 1.5% |
| Solar energy: | 9 | 0.1% | 0.1% |
| Other fuel: | 36 | 0.2% | 0.5% |
| No fuel used: | 8 | 0.1% | 0.2% |
Vehicles Available (63304 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 462 | 2.9% | 8.3% |
| 1 vehicle available: | 3,287 | 20.6% | 32.6% |
| 2 vehicles available: | 7,036 | 44.2% | 37.0% |
| 3 or more vehicles available: | 5,137 | 32.3% | 22.1% |
Home Value Distribution (63304 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 258 | 1.8% | 5.7% |
| $50,000 to $99,999: | 159 | 1.1% | 7.8% |
| $100,000 to $149,999: | 431 | 3.0% | 9.2% |
| $150,000 to $199,999: | 1,360 | 9.6% | 10.8% |
| $200,000 to $299,999: | 4,887 | 34.3% | 19.9% |
| $300,000 to $499,999: | 4,905 | 34.5% | 24.1% |
| $500,000 to $999,999: | 1,748 | 12.3% | 17.0% |
| $1,000,000 or more: | 485 | 3.4% | 5.6% |
Housing Costs (63304 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,838 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $671 / mo. | $584 / mo. |
| Median gross rent: | $1,452 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.74 | 2.53 |
| Average household size (renter-occupied): | 2.19 | 2.38 |
Households (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 15,922 | -- | -- |
| Married-couple households: | 10,510 | 66.0% | 47.5% |
| Cohabiting couple households: | 3,660 | 23.0% | 7.0% |
| Male householder, no spouse: | 1,607 | 10.1% | 5.4% |
| Female householder, no spouse: | 3,106 | 19.5% | 12.7% |
| Householder living alone: | 5,210 | 32.7% | 28.6% |
| 65 years and over living alone: | 4,894 | 30.7% | 11.8% |
| Average household size: | 2.68 | -- | 2.53 |
| Average family size: | 3.03 | -- | -- |
Marital Status (63304 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 17,405 | -- | -- |
| Never married: | 5,014 | 28.8% | 37.0% |
| Now married: | 10,734 | 61.7% | 49.5% |
| Separated: | 306 | 1.8% | 1.5% |
| Widowed: | 1,280 | 7.4% | 2.6% |
| Divorced: | 3,885 | 22.3% | 9.3% |
School Enrollment (63304 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 10,540 | -- | -- |
| Nursery school, preschool: | 703 | 6.7% | 5.8% |
| Kindergarten: | 428 | 4.1% | 5.0% |
| Elementary school (grades 1-8): | 4,542 | 43.1% | 40.5% |
| High school (grades 9-12): | 2,753 | 26.1% | 21.4% |
| College or graduate school: | 2,114 | 20.1% | 27.3% |
Veterans & Disability (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 33,208 | -- | -- |
| Veterans: | 1,992 | 6.0% | 6.3% |
| Civilian noninstitutionalized population: | 42,661 | -- | -- |
| With a disability: | 4,706 | 11.0% | 13.4% |
| Under 18 with disability: | 455 | 9.7% | 5.8% |
| 18 to 64 with disability: | 1,884 | 40.0% | 10.4% |
| 65 and over with disability: | 2,367 | 50.3% | 33.4% |
Mobility (Residence 1 Year Ago) (63304 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 38,917 | 91.1% | 86.9% |
| Different house: | 3,434 | 8.0% | 13.1% |
| Same county: | 1,701 | 49.5% | 7.0% |
| Different county: | 1,639 | 47.7% | 3.2% |
| Different state: | 570 | 16.6% | 2.5% |
| Abroad: | 94 | 2.7% | 0.4% |
Place of Birth (63304 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 40,949 | 95.8% | 86.2% |
| Foreign born: | 539 | 1.3% | 13.9% |
| Naturalized citizen: | 1,789 | 331.9% | 52.7% |
| Not a citizen: | 1,789 | 331.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,789 | 331.9% | 10.5% |
| Asia: | 278 | 51.6% | 31.3% |
| Africa: | 225 | 41.7% | 5.5% |
| Oceania: | 22 | 4.1% | 0.5% |
| Latin America: | 319 | 59.2% | 50.0% |
| Northern America: | 89 | 16.5% | 2.2% |
Language Spoken at Home (63304 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 40,792 | -- | -- |
| English only: | 38,931 | 95.4% | 78.3% |
| Language other than English: | 1,861 | 4.6% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 642 | 1.6% | 13.3% |
| Other Indo-European languages: | 826 | 2.0% | 3.5% |
| Asian/Pacific Island languages: | 286 | 0.7% | 3.5% |
| Other languages: | 107 | 0.3% | 1.0% |
Computers & Internet (63304 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 15,922 | 100.0% | 93.1% |
| Households with broadband internet: | 15,318 | 96.2% | 89.4% |
Saint Charles, MO63304