64505 ZIP Code
Saint Joseph, Missouri
December 30, 2025
| ZIP Code: | 64505 |
| City/Town: | Saint Joseph |
| County: | Buchanan |
| State: | Missouri |
| ZIP Type: | Standard |
| Population: | 13,944 |
| Median Household Income: | $69,717 |
| Per Capita Income: | $43,716 |
| Total Housing Units: | 5,821 |
| Median Home Value: | $172,600 |
| Land Area: | 45.6 sq miles
118.2 sq km |
| Water Area: | 0.6 sq miles
1.6 sq km |
| Coordinates: | 39.8467, -94.8239 |
Population Information (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 13,944 | -- | -- |
| Male: | 6,940 | 49.8% | 49.6% |
| Female: | 7,004 | 50.2% | 50.4% |
| Median Age: | 41.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 830 | 6.0% | 5.7% |
| 5 to 9 years: | 948 | 6.8% | 6.0% |
| 10 to 14 years: | 849 | 6.1% | 6.5% |
| 15 to 19 years: | 825 | 5.9% | 6.6% |
| 20 to 24 years: | 848 | 6.1% | 6.7% |
| 25 to 34 years: | 1,606 | 11.5% | 13.7% |
| 35 to 44 years: | 1,834 | 13.2% | 12.9% |
| 45 to 54 years: | 1,825 | 13.1% | 12.4% |
| 55 to 59 years: | 1,238 | 8.9% | 6.5% |
| 60 to 64 years: | 965 | 6.9% | 6.4% |
| 65 to 74 years: | 1,363 | 9.8% | 9.7% |
| 75 to 84 years: | 561 | 4.0% | 4.8% |
| 85 years and over: | 252 | 1.8% | 2.0% |
Housing Information (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $172,600 | -- | $281,900 |
| Median rooms: | 6.3 | -- | 5.5 |
| Median rent: | $923 / mo. | -- | $1,268 / mo. |
| Total housing units: | 5,821 | -- | -- |
| Occupied housing units: | 5,189 | 89.1% | 38.0% |
| Vacant housing units: | 632 | 10.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,685 | 71.0% | 64.8% |
| Renter-occupied: | 1,504 | 29.0% | 35.2% |
Educational Attainment (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 9,644 | -- | -- |
| Less than 9th grade: | 229 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 439 | 4.6% | 6.1% |
| High school graduate: | 3,727 | 38.6% | 26.4% |
| Some college, no degree: | 2,055 | 21.3% | 19.7% |
| Associate degree: | 587 | 6.1% | 8.7% |
| Bachelor's degree: | 1,545 | 16.0% | 20.9% |
| Graduate or professional degree: | 1,062 | 11.0% | 13.7% |
| Percent high school graduate or higher: | -- | 93.1% | 89.1% |
| Percent bachelor's degree or higher: | -- | 27.0% | 34.3% |
Income Information (64505 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $69,717 / yr. | $75,149 / yr. |
| Mean household income: | $101,141 / yr. | $105,833 / yr. |
| Median family income: | $82,679 / yr. | $92,646 / yr. |
| Per capita income: | $43,716 / yr. | $41,261 / yr. |
Employment (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,984 | -- | 63.5% |
| Employed: | 6,638 | 96.1% | 96.4% |
| Unemployed: | 272 | 3.9% | 5.3% |
| Not in labor force: | 4,213 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 5,489 | 82.7% | 79.7% |
| Government workers: | 912 | 13.7% | 14.2% |
| Self-employed: | 232 | 3.5% | 5.9% |
| Unpaid family workers: | 5 | 0.1% | 0.1% |
Race & Ethnicity (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,802 | 84.6% | 61.6% |
| Black or African American: | 370 | 2.7% | 12.4% |
| American Indian/Alaska Native: | 54 | 0.4% | 1.1% |
| Asian: | 309 | 2.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 20 | 0.1% | 0.2% |
| Some other race: | 551 | 4.0% | 8.4% |
| Two or more races: | 838 | 6.0% | 10.2% |
| Hispanic or Latino (any race): | 1,083 | 7.8% | 18.7% |
| Mexican: | 1,000 | 7.2% | 11.2% |
| Puerto Rican: | 832 | 6.0% | 1.8% |
| Cuban: | 40 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 11 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 117 | 0.8% | 81.1% |
Income Distribution (64505 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 152 | 2.9% | 4.9% |
| $10,000 to $14,999: | 129 | 2.5% | 3.8% |
| $15,000 to $24,999: | 482 | 9.3% | 7.0% |
| $25,000 to $34,999: | 236 | 4.5% | 7.4% |
| $35,000 to $49,999: | 844 | 16.3% | 10.7% |
| $50,000 to $74,999: | 936 | 18.0% | 16.1% |
| $75,000 to $99,999: | 806 | 15.5% | 12.8% |
| $100,000 to $149,999: | 899 | 17.3% | 17.1% |
| $150,000 to $199,999: | 380 | 7.3% | 8.8% |
| $200,000 or more: | 325 | 6.3% | 11.4% |
Commute to Work (64505 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 5,469 | 82.4% | 67.8% |
| Carpooled: | 445 | 6.7% | 8.7% |
| Public transportation: | 36 | 0.5% | 4.2% |
| Walked: | 127 | 1.9% | 2.5% |
| Other means: | 48 | 0.7% | 0.9% |
| Worked from home: | 327 | 4.9% | 13.8% |
| Mean travel time to work: | 17.5 min | -- | 26.7 min |
Industry (64505 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 52 | 0.8% | 1.6% |
| Construction: | 422 | 6.4% | 6.9% |
| Manufacturing: | 1,247 | 18.8% | 10.0% |
| Wholesale trade: | 111 | 1.7% | 2.4% |
| Retail trade: | 760 | 11.4% | 11.0% |
| Transportation, warehousing, utilities: | 567 | 8.5% | 5.8% |
| Information: | 66 | 1.0% | 1.9% |
| Finance, insurance, real estate: | 344 | 5.2% | 6.7% |
| Professional, scientific, management: | 461 | 6.9% | 12.1% |
| Education, health care, social services: | 1,758 | 26.5% | 23.3% |
| Arts, entertainment, food services: | 440 | 6.6% | 9.0% |
| Other services: | 224 | 3.4% | 4.7% |
| Public administration: | 186 | 2.8% | 4.7% |
Poverty Status (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,396 | 88.9% | 91.3% |
| Private health insurance: | 9,676 | 69.4% | 67.6% |
| Public health coverage: | 4,480 | 32.1% | 35.9% |
| Without health insurance: | 1,366 | 9.8% | 8.7% |
Benefits & Assistance (64505 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,049 | 78.0% | 77.4% |
| Social Security income: | 1,512 | 29.1% | 31.0% |
| Retirement income: | 1,552 | 29.9% | 21.8% |
| Supplemental Security Income (SSI): | 251 | 4.8% | 4.5% |
| Cash public assistance income: | 268 | 5.2% | 1.8% |
| SNAP (food stamps) benefits: | 558 | 10.8% | 11.4% |
Housing Types (64505 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,022 | 86.3% | 61.4% |
| 1-unit, attached: | 163 | 2.8% | 6.1% |
| 2 units: | 117 | 2.0% | 3.4% |
| 3 or 4 units: | 67 | 1.2% | 4.3% |
| 5 to 9 units: | 176 | 3.0% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 32 | 0.5% | 9.9% |
| Mobile home: | 223 | 3.8% | 5.8% |
| Boat, RV, van, etc.: | 21 | 0.4% | 0.1% |
Year Structure Built (64505 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 26 | 0.4% | 0.6% |
| Built 2010 to 2019: | 468 | 8.0% | 8.2% |
| Built 2000 to 2009: | 428 | 7.4% | 13.5% |
| Built 1990 to 1999: | 653 | 11.2% | 13.2% |
| Built 1980 to 1989: | 415 | 7.1% | 13.2% |
| Built 1970 to 1979: | 758 | 13.0% | 14.6% |
| Built 1960 to 1969: | 434 | 7.5% | 10.2% |
| Built 1950 to 1959: | 532 | 9.1% | 9.9% |
| Built 1940 to 1949: | 668 | 11.5% | 4.6% |
| Built 1939 or earlier: | 1,439 | 24.7% | 12.0% |
Bedrooms (64505 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 70 | 1.2% | 2.4% |
| 1 bedroom: | 268 | 4.6% | 3.0% |
| 2 bedrooms: | 1,673 | 28.7% | 9.1% |
| 3 bedrooms: | 2,529 | 43.4% | 15.9% |
| 4 bedrooms: | 878 | 15.1% | 18.8% |
| 5 or more bedrooms: | 403 | 6.9% | 17.6% |
Heating Fuel (64505 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,203 | 61.7% | 47.1% |
| Bottled, tank, or LP gas: | 174 | 3.4% | 4.9% |
| Electricity: | 1,709 | 32.9% | 40.2% |
| Fuel oil, kerosene, etc.: | 12 | 0.2% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 18 | 0.3% | 1.5% |
| Solar energy: | 8 | 0.2% | 0.1% |
| Other fuel: | 65 | 1.3% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (64505 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 189 | 3.6% | 8.3% |
| 1 vehicle available: | 1,562 | 30.1% | 32.6% |
| 2 vehicles available: | 2,300 | 44.3% | 37.0% |
| 3 or more vehicles available: | 1,138 | 21.9% | 22.1% |
Home Value Distribution (64505 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 193 | 5.2% | 5.7% |
| $50,000 to $99,999: | 849 | 23.0% | 7.8% |
| $100,000 to $149,999: | 499 | 13.5% | 9.2% |
| $150,000 to $199,999: | 580 | 15.7% | 10.8% |
| $200,000 to $299,999: | 582 | 15.8% | 19.9% |
| $300,000 to $499,999: | 678 | 18.4% | 24.1% |
| $500,000 to $999,999: | 248 | 6.7% | 17.0% |
| $1,000,000 or more: | 56 | 1.5% | 5.6% |
Housing Costs (64505 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,334 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $496 / mo. | $584 / mo. |
| Median gross rent: | $923 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.70 | 2.53 |
| Average household size (renter-occupied): | 2.59 | 2.38 |
Households (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,189 | -- | -- |
| Married-couple households: | 2,521 | 48.6% | 47.5% |
| Cohabiting couple households: | 796 | 15.3% | 7.0% |
| Male householder, no spouse: | 949 | 18.3% | 5.4% |
| Female householder, no spouse: | 1,121 | 21.6% | 12.7% |
| Householder living alone: | 1,636 | 31.5% | 28.6% |
| 65 years and over living alone: | 1,479 | 28.5% | 11.8% |
| Average household size: | 2.67 | -- | 2.53 |
| Average family size: | 3.03 | -- | -- |
Marital Status (64505 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,558 | -- | -- |
| Never married: | 1,689 | 30.4% | 37.0% |
| Now married: | 2,830 | 50.9% | 49.5% |
| Separated: | 152 | 2.7% | 1.5% |
| Widowed: | 871 | 15.7% | 2.6% |
| Divorced: | 1,526 | 27.5% | 9.3% |
School Enrollment (64505 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,019 | -- | -- |
| Nursery school, preschool: | 176 | 5.8% | 5.8% |
| Kindergarten: | 139 | 4.6% | 5.0% |
| Elementary school (grades 1-8): | 1,449 | 48.0% | 40.5% |
| High school (grades 9-12): | 808 | 26.8% | 21.4% |
| College or graduate school: | 447 | 14.8% | 27.3% |
Veterans & Disability (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 10,702 | -- | -- |
| Veterans: | 891 | 8.3% | 6.3% |
| Civilian noninstitutionalized population: | 13,762 | -- | -- |
| With a disability: | 1,922 | 14.0% | 13.4% |
| Under 18 with disability: | 151 | 7.9% | 5.8% |
| 18 to 64 with disability: | 1,046 | 54.4% | 10.4% |
| 65 and over with disability: | 725 | 37.7% | 33.4% |
Mobility (Residence 1 Year Ago) (64505 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 12,512 | 89.7% | 86.9% |
| Different house: | 1,347 | 9.7% | 13.1% |
| Same county: | 962 | 71.4% | 7.0% |
| Different county: | 359 | 26.7% | 3.2% |
| Different state: | 114 | 8.5% | 2.5% |
| Abroad: | 26 | 1.9% | 0.4% |
Place of Birth (64505 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 13,389 | 96.0% | 86.2% |
| Foreign born: | 117 | 0.8% | 13.9% |
| Naturalized citizen: | 555 | 474.4% | 52.7% |
| Not a citizen: | 555 | 474.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 555 | 474.4% | 10.5% |
| Asia: | 23 | 19.7% | 31.3% |
| Africa: | 5 | 4.3% | 5.5% |
| Oceania: | 14 | 12.0% | 0.5% |
| Latin America: | 260 | 222.2% | 50.0% |
| Northern America: | 7 | 6.0% | 2.2% |
Language Spoken at Home (64505 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 13,114 | -- | -- |
| English only: | 12,063 | 92.0% | 78.3% |
| Language other than English: | 1,051 | 8.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 685 | 5.2% | 13.3% |
| Other Indo-European languages: | 77 | 0.6% | 3.5% |
| Asian/Pacific Island languages: | 284 | 2.2% | 3.5% |
| Other languages: | 5 | 0.0% | 1.0% |
Computers & Internet (64505 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,189 | 100.0% | 93.1% |
| Households with broadband internet: | 4,896 | 94.4% | 89.4% |
Saint Joseph, MO64505