65109 ZIP Code
Jefferson City, Missouri
December 13, 2025
| ZIP Code: | 65109 |
| City/Town: | Jefferson City |
| County: | Cole |
| State: | Missouri |
| ZIP Type: | Standard |
| Population: | 40,191 |
| Median Household Income: | $71,844 |
| Per Capita Income: | $40,155 |
| Total Housing Units: | 18,112 |
| Median Home Value: | $190,600 |
| Land Area: | 80.7 sq miles
209.1 sq km |
| Water Area: | 1.7 sq miles
4.3 sq km |
| Coordinates: | 38.5735, -92.2768 |
Population Information (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 40,191 | -- | -- |
| Male: | 18,727 | 46.6% | 49.6% |
| Female: | 21,464 | 53.4% | 50.4% |
| Median Age: | 40.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,214 | 5.5% | 5.7% |
| 5 to 9 years: | 2,298 | 5.7% | 6.0% |
| 10 to 14 years: | 2,992 | 7.4% | 6.5% |
| 15 to 19 years: | 2,513 | 6.3% | 6.6% |
| 20 to 24 years: | 2,081 | 5.2% | 6.7% |
| 25 to 34 years: | 5,255 | 13.1% | 13.7% |
| 35 to 44 years: | 5,018 | 12.5% | 12.9% |
| 45 to 54 years: | 4,549 | 11.3% | 12.4% |
| 55 to 59 years: | 2,564 | 6.4% | 6.5% |
| 60 to 64 years: | 2,900 | 7.2% | 6.4% |
| 65 to 74 years: | 4,701 | 11.7% | 9.7% |
| 75 to 84 years: | 2,294 | 5.7% | 4.8% |
| 85 years and over: | 812 | 2.0% | 2.0% |
Housing Information (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $190,600 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $827 / mo. | -- | $1,268 / mo. |
| Total housing units: | 18,112 | -- | -- |
| Occupied housing units: | 16,728 | 92.4% | 38.0% |
| Vacant housing units: | 1,384 | 7.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 10,828 | 64.7% | 64.8% |
| Renter-occupied: | 5,900 | 35.3% | 35.2% |
Educational Attainment (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 28,093 | -- | -- |
| Less than 9th grade: | 767 | 2.7% | 4.7% |
| 9th to 12th grade, no diploma: | 767 | 2.7% | 6.1% |
| High school graduate: | 7,187 | 25.6% | 26.4% |
| Some college, no degree: | 5,589 | 19.9% | 19.7% |
| Associate degree: | 2,018 | 7.2% | 8.7% |
| Bachelor's degree: | 7,291 | 26.0% | 20.9% |
| Graduate or professional degree: | 4,474 | 15.9% | 13.7% |
| Percent high school graduate or higher: | -- | 94.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 41.9% | 34.3% |
Income Information (65109 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $71,844 / yr. | $75,149 / yr. |
| Mean household income: | $89,118 / yr. | $105,833 / yr. |
| Median family income: | $90,686 / yr. | $92,646 / yr. |
| Per capita income: | $40,155 / yr. | $41,261 / yr. |
Employment (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 21,092 | -- | 63.5% |
| Employed: | 20,254 | 96.5% | 96.4% |
| Unemployed: | 745 | 3.5% | 5.3% |
| Not in labor force: | 10,998 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 14,047 | 69.4% | 79.7% |
| Government workers: | 4,959 | 24.5% | 14.2% |
| Self-employed: | 1,205 | 5.9% | 5.9% |
| Unpaid family workers: | 43 | 0.2% | 0.1% |
Race & Ethnicity (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 34,286 | 85.3% | 61.6% |
| Black or African American: | 2,773 | 6.9% | 12.4% |
| American Indian/Alaska Native: | 30 | 0.1% | 1.1% |
| Asian: | 1,068 | 2.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 5 | 0.0% | 0.2% |
| Some other race: | 203 | 0.5% | 8.4% |
| Two or more races: | 1,826 | 4.5% | 10.2% |
| Hispanic or Latino (any race): | 872 | 2.2% | 18.7% |
| Mexican: | 1,398 | 3.5% | 11.2% |
| Puerto Rican: | 1,132 | 2.8% | 1.8% |
| Cuban: | 104 | 0.3% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 162 | 0.4% | 81.1% |
Income Distribution (65109 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 492 | 2.9% | 4.9% |
| $10,000 to $14,999: | 534 | 3.2% | 3.8% |
| $15,000 to $24,999: | 1,443 | 8.6% | 7.0% |
| $25,000 to $34,999: | 1,176 | 7.0% | 7.4% |
| $35,000 to $49,999: | 2,265 | 13.5% | 10.7% |
| $50,000 to $74,999: | 2,782 | 16.6% | 16.1% |
| $75,000 to $99,999: | 2,498 | 14.9% | 12.8% |
| $100,000 to $149,999: | 3,144 | 18.8% | 17.1% |
| $150,000 to $199,999: | 1,496 | 8.9% | 8.8% |
| $200,000 or more: | 898 | 5.4% | 11.4% |
Commute to Work (65109 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 16,610 | 82.0% | 67.8% |
| Carpooled: | 1,820 | 9.0% | 8.7% |
| Public transportation: | 42 | 0.2% | 4.2% |
| Walked: | 198 | 1.0% | 2.5% |
| Other means: | 300 | 1.5% | 0.9% |
| Worked from home: | 1,290 | 6.4% | 13.8% |
| Mean travel time to work: | 17.3 min | -- | 26.7 min |
Industry (65109 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 73 | 0.4% | 1.6% |
| Construction: | 1,228 | 6.1% | 6.9% |
| Manufacturing: | 1,626 | 8.0% | 10.0% |
| Wholesale trade: | 523 | 2.6% | 2.4% |
| Retail trade: | 2,460 | 12.1% | 11.0% |
| Transportation, warehousing, utilities: | 891 | 4.4% | 5.8% |
| Information: | 261 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 1,914 | 9.4% | 6.7% |
| Professional, scientific, management: | 1,815 | 9.0% | 12.1% |
| Education, health care, social services: | 4,467 | 22.1% | 23.3% |
| Arts, entertainment, food services: | 1,208 | 6.0% | 9.0% |
| Other services: | 651 | 3.2% | 4.7% |
| Public administration: | 3,137 | 15.5% | 4.7% |
Poverty Status (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.2% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 37,109 | 92.3% | 91.3% |
| Private health insurance: | 30,300 | 75.4% | 67.6% |
| Public health coverage: | 13,177 | 32.8% | 35.9% |
| Without health insurance: | 2,601 | 6.5% | 8.7% |
Benefits & Assistance (65109 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 12,649 | 75.6% | 77.4% |
| Social Security income: | 6,068 | 36.3% | 31.0% |
| Retirement income: | 5,585 | 33.4% | 21.8% |
| Supplemental Security Income (SSI): | 582 | 3.5% | 4.5% |
| Cash public assistance income: | 89 | 0.5% | 1.8% |
| SNAP (food stamps) benefits: | 1,004 | 6.0% | 11.4% |
Housing Types (65109 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 12,072 | 66.7% | 61.4% |
| 1-unit, attached: | 671 | 3.7% | 6.1% |
| 2 units: | 1,265 | 7.0% | 3.4% |
| 3 or 4 units: | 1,512 | 8.3% | 4.3% |
| 5 to 9 units: | 670 | 3.7% | 4.6% |
| 10 to 19 units: | 614 | 3.4% | 4.3% |
| 20 or more units: | 839 | 4.6% | 9.9% |
| Mobile home: | 469 | 2.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (65109 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 33 | 0.2% | 0.6% |
| Built 2010 to 2019: | 1,230 | 6.8% | 8.2% |
| Built 2000 to 2009: | 2,620 | 14.5% | 13.5% |
| Built 1990 to 1999: | 3,084 | 17.0% | 13.2% |
| Built 1980 to 1989: | 3,090 | 17.1% | 13.2% |
| Built 1970 to 1979: | 3,208 | 17.7% | 14.6% |
| Built 1960 to 1969: | 1,874 | 10.3% | 10.2% |
| Built 1950 to 1959: | 1,656 | 9.1% | 9.9% |
| Built 1940 to 1949: | 495 | 2.7% | 4.6% |
| Built 1939 or earlier: | 822 | 4.5% | 12.0% |
Bedrooms (65109 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 206 | 1.1% | 2.4% |
| 1 bedroom: | 1,226 | 6.8% | 3.0% |
| 2 bedrooms: | 4,364 | 24.1% | 9.1% |
| 3 bedrooms: | 8,769 | 48.4% | 15.9% |
| 4 bedrooms: | 2,729 | 15.1% | 18.8% |
| 5 or more bedrooms: | 818 | 4.5% | 17.6% |
Heating Fuel (65109 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,104 | 36.5% | 47.1% |
| Bottled, tank, or LP gas: | 784 | 4.7% | 4.9% |
| Electricity: | 9,454 | 56.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 219 | 1.3% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 99 | 0.6% | 0.5% |
| No fuel used: | 68 | 0.4% | 0.2% |
Vehicles Available (65109 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 846 | 5.1% | 8.3% |
| 1 vehicle available: | 6,010 | 35.9% | 32.6% |
| 2 vehicles available: | 6,522 | 39.0% | 37.0% |
| 3 or more vehicles available: | 3,350 | 20.0% | 22.1% |
Home Value Distribution (65109 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 459 | 4.2% | 5.7% |
| $50,000 to $99,999: | 400 | 3.7% | 7.8% |
| $100,000 to $149,999: | 2,295 | 21.2% | 9.2% |
| $150,000 to $199,999: | 2,663 | 24.6% | 10.8% |
| $200,000 to $299,999: | 3,068 | 28.3% | 19.9% |
| $300,000 to $499,999: | 1,487 | 13.7% | 24.1% |
| $500,000 to $999,999: | 390 | 3.6% | 17.0% |
| $1,000,000 or more: | 66 | 0.6% | 5.6% |
Housing Costs (65109 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,328 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $488 / mo. | $584 / mo. |
| Median gross rent: | $827 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.55 | 2.53 |
| Average household size (renter-occupied): | 2.04 | 2.38 |
Households (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,728 | -- | -- |
| Married-couple households: | 7,736 | 46.2% | 47.5% |
| Cohabiting couple households: | 2,817 | 16.8% | 7.0% |
| Male householder, no spouse: | 2,467 | 14.7% | 5.4% |
| Female householder, no spouse: | 5,469 | 32.7% | 12.7% |
| Householder living alone: | 4,840 | 28.9% | 28.6% |
| 65 years and over living alone: | 5,567 | 33.3% | 11.8% |
| Average household size: | 2.37 | -- | 2.53 |
| Average family size: | 3.03 | -- | -- |
Marital Status (65109 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,218 | -- | -- |
| Never married: | 4,852 | 31.9% | 37.0% |
| Now married: | 8,439 | 55.5% | 49.5% |
| Separated: | 534 | 3.5% | 1.5% |
| Widowed: | 1,307 | 8.6% | 2.6% |
| Divorced: | 4,604 | 30.3% | 9.3% |
School Enrollment (65109 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,034 | -- | -- |
| Nursery school, preschool: | 393 | 4.4% | 5.8% |
| Kindergarten: | 300 | 3.3% | 5.0% |
| Elementary school (grades 1-8): | 4,577 | 50.7% | 40.5% |
| High school (grades 9-12): | 2,003 | 22.2% | 21.4% |
| College or graduate school: | 1,761 | 19.5% | 27.3% |
Veterans & Disability (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 30,998 | -- | -- |
| Veterans: | 2,787 | 9.0% | 6.3% |
| Civilian noninstitutionalized population: | 39,710 | -- | -- |
| With a disability: | 4,813 | 12.1% | 13.4% |
| Under 18 with disability: | 402 | 8.4% | 5.8% |
| 18 to 64 with disability: | 2,109 | 43.8% | 10.4% |
| 65 and over with disability: | 2,302 | 47.8% | 33.4% |
Mobility (Residence 1 Year Ago) (65109 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 34,328 | 85.4% | 86.9% |
| Different house: | 5,417 | 13.5% | 13.1% |
| Same county: | 3,277 | 60.5% | 7.0% |
| Different county: | 2,056 | 38.0% | 3.2% |
| Different state: | 667 | 12.3% | 2.5% |
| Abroad: | 84 | 1.6% | 0.4% |
Place of Birth (65109 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 38,916 | 96.8% | 86.2% |
| Foreign born: | 346 | 0.9% | 13.9% |
| Naturalized citizen: | 1,275 | 368.5% | 52.7% |
| Not a citizen: | 1,275 | 368.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,275 | 368.5% | 10.5% |
| Asia: | 111 | 32.1% | 31.3% |
| Africa: | 108 | 31.2% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 316 | 91.3% | 50.0% |
| Northern America: | 18 | 5.2% | 2.2% |
Language Spoken at Home (65109 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 37,977 | -- | -- |
| English only: | 36,098 | 95.1% | 78.3% |
| Language other than English: | 1,879 | 4.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 740 | 1.9% | 13.3% |
| Other Indo-European languages: | 335 | 0.9% | 3.5% |
| Asian/Pacific Island languages: | 770 | 2.0% | 3.5% |
| Other languages: | 34 | 0.1% | 1.0% |
Computers & Internet (65109 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,728 | 100.0% | 93.1% |
| Households with broadband internet: | 15,929 | 95.2% | 89.4% |
Jefferson City, MO65109