74346 ZIP Code
Jay, Oklahoma
December 23, 2025
| ZIP Code: | 74346 |
| City/Town: | Jay |
| County: | Delaware |
| State: | Oklahoma |
| ZIP Type: | Standard |
| Population: | 7,895 |
| Median Household Income: | $46,636 |
| Per Capita Income: | $30,192 |
| Total Housing Units: | 3,755 |
| Median Home Value: | $116,900 |
| Land Area: | 227.2 sq miles
588.4 sq km |
| Water Area: | 7.7 sq miles
20.1 sq km |
| Coordinates: | 36.4394, -94.7541 |
Population Information (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 7,895 | -- | -- |
| Male: | 4,103 | 52.0% | 49.6% |
| Female: | 3,792 | 48.0% | 50.4% |
| Median Age: | 39.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 519 | 6.6% | 5.7% |
| 5 to 9 years: | 456 | 5.8% | 6.0% |
| 10 to 14 years: | 521 | 6.6% | 6.5% |
| 15 to 19 years: | 515 | 6.5% | 6.6% |
| 20 to 24 years: | 381 | 4.8% | 6.7% |
| 25 to 34 years: | 1,063 | 13.5% | 13.7% |
| 35 to 44 years: | 971 | 12.3% | 12.9% |
| 45 to 54 years: | 789 | 10.0% | 12.4% |
| 55 to 59 years: | 587 | 7.4% | 6.5% |
| 60 to 64 years: | 649 | 8.2% | 6.4% |
| 65 to 74 years: | 909 | 11.5% | 9.7% |
| 75 to 84 years: | 446 | 5.6% | 4.8% |
| 85 years and over: | 89 | 1.1% | 2.0% |
Housing Information (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $116,900 | -- | $281,900 |
| Median rooms: | 5.0 | -- | 5.5 |
| Median rent: | $700 / mo. | -- | $1,268 / mo. |
| Total housing units: | 3,755 | -- | -- |
| Occupied housing units: | 2,809 | 74.8% | 38.0% |
| Vacant housing units: | 946 | 25.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,953 | 69.5% | 64.8% |
| Renter-occupied: | 856 | 30.5% | 35.2% |
Educational Attainment (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,503 | -- | -- |
| Less than 9th grade: | 481 | 8.7% | 4.7% |
| 9th to 12th grade, no diploma: | 769 | 14.0% | 6.1% |
| High school graduate: | 1,955 | 35.5% | 26.4% |
| Some college, no degree: | 1,249 | 22.7% | 19.7% |
| Associate degree: | 299 | 5.4% | 8.7% |
| Bachelor's degree: | 376 | 6.8% | 20.9% |
| Graduate or professional degree: | 374 | 6.8% | 13.7% |
| Percent high school graduate or higher: | -- | 77.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 13.6% | 34.3% |
Income Information (74346 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $46,636 / yr. | $75,149 / yr. |
| Mean household income: | $61,625 / yr. | $105,833 / yr. |
| Median family income: | $62,353 / yr. | $92,646 / yr. |
| Per capita income: | $30,192 / yr. | $41,261 / yr. |
Employment (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,206 | -- | 63.5% |
| Employed: | 2,966 | 92.5% | 96.4% |
| Unemployed: | 240 | 7.5% | 5.3% |
| Not in labor force: | 3,098 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 1,825 | 61.5% | 79.7% |
| Government workers: | 770 | 26.0% | 14.2% |
| Self-employed: | 366 | 12.3% | 5.9% |
| Unpaid family workers: | 5 | 0.2% | 0.1% |
Race & Ethnicity (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 4,178 | 52.9% | 61.6% |
| Black or African American: | 6 | 0.1% | 12.4% |
| American Indian/Alaska Native: | 2,170 | 27.5% | 1.1% |
| Asian: | 189 | 2.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 1 | 0.0% | 0.2% |
| Some other race: | 85 | 1.1% | 8.4% |
| Two or more races: | 1,266 | 16.0% | 10.2% |
| Hispanic or Latino (any race): | 156 | 2.0% | 18.7% |
| Mexican: | 383 | 4.9% | 11.2% |
| Puerto Rican: | 331 | 4.2% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 52 | 0.7% | 81.1% |
Income Distribution (74346 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 228 | 8.1% | 4.9% |
| $10,000 to $14,999: | 344 | 12.2% | 3.8% |
| $15,000 to $24,999: | 346 | 12.3% | 7.0% |
| $25,000 to $34,999: | 227 | 8.1% | 7.4% |
| $35,000 to $49,999: | 326 | 11.6% | 10.7% |
| $50,000 to $74,999: | 563 | 20.0% | 16.1% |
| $75,000 to $99,999: | 295 | 10.5% | 12.8% |
| $100,000 to $149,999: | 362 | 12.9% | 17.1% |
| $150,000 to $199,999: | 36 | 1.3% | 8.8% |
| $200,000 or more: | 82 | 2.9% | 11.4% |
Commute to Work (74346 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,093 | 70.6% | 67.8% |
| Carpooled: | 450 | 15.2% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 129 | 4.3% | 2.5% |
| Other means: | 45 | 1.5% | 0.9% |
| Worked from home: | 210 | 7.1% | 13.8% |
| Mean travel time to work: | 28.5 min | -- | 26.7 min |
Industry (74346 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 211 | 7.1% | 1.6% |
| Construction: | 240 | 8.1% | 6.9% |
| Manufacturing: | 410 | 13.8% | 10.0% |
| Wholesale trade: | 29 | 1.0% | 2.4% |
| Retail trade: | 294 | 9.9% | 11.0% |
| Transportation, warehousing, utilities: | 115 | 3.9% | 5.8% |
| Information: | 37 | 1.2% | 1.9% |
| Finance, insurance, real estate: | 62 | 2.1% | 6.7% |
| Professional, scientific, management: | 146 | 4.9% | 12.1% |
| Education, health care, social services: | 825 | 27.8% | 23.3% |
| Arts, entertainment, food services: | 286 | 9.6% | 9.0% |
| Other services: | 197 | 6.6% | 4.7% |
| Public administration: | 114 | 3.8% | 4.7% |
Poverty Status (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 23.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 6,221 | 78.8% | 91.3% |
| Private health insurance: | 3,390 | 42.9% | 67.6% |
| Public health coverage: | 3,735 | 47.3% | 35.9% |
| Without health insurance: | 1,587 | 20.1% | 8.7% |
Benefits & Assistance (74346 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,912 | 68.1% | 77.4% |
| Social Security income: | 1,186 | 42.2% | 31.0% |
| Retirement income: | 698 | 24.8% | 21.8% |
| Supplemental Security Income (SSI): | 255 | 9.1% | 4.5% |
| Cash public assistance income: | 78 | 2.8% | 1.8% |
| SNAP (food stamps) benefits: | 594 | 21.1% | 11.4% |
Housing Types (74346 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,639 | 70.3% | 61.4% |
| 1-unit, attached: | 31 | 0.8% | 6.1% |
| 2 units: | 95 | 2.5% | 3.4% |
| 3 or 4 units: | 25 | 0.7% | 4.3% |
| 5 to 9 units: | 41 | 1.1% | 4.6% |
| 10 to 19 units: | 15 | 0.4% | 4.3% |
| 20 or more units: | 38 | 1.0% | 9.9% |
| Mobile home: | 863 | 23.0% | 5.8% |
| Boat, RV, van, etc.: | 8 | 0.2% | 0.1% |
Year Structure Built (74346 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 16 | 0.4% | 0.6% |
| Built 2010 to 2019: | 257 | 6.8% | 8.2% |
| Built 2000 to 2009: | 489 | 13.0% | 13.5% |
| Built 1990 to 1999: | 631 | 16.8% | 13.2% |
| Built 1980 to 1989: | 569 | 15.2% | 13.2% |
| Built 1970 to 1979: | 809 | 21.5% | 14.6% |
| Built 1960 to 1969: | 341 | 9.1% | 10.2% |
| Built 1950 to 1959: | 299 | 8.0% | 9.9% |
| Built 1940 to 1949: | 132 | 3.5% | 4.6% |
| Built 1939 or earlier: | 212 | 5.6% | 12.0% |
Bedrooms (74346 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 60 | 1.6% | 2.4% |
| 1 bedroom: | 428 | 11.4% | 3.0% |
| 2 bedrooms: | 1,079 | 28.7% | 9.1% |
| 3 bedrooms: | 1,747 | 46.5% | 15.9% |
| 4 bedrooms: | 371 | 9.9% | 18.8% |
| 5 or more bedrooms: | 70 | 1.9% | 17.6% |
Heating Fuel (74346 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 499 | 17.8% | 47.1% |
| Bottled, tank, or LP gas: | 641 | 22.8% | 4.9% |
| Electricity: | 1,327 | 47.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 307 | 10.9% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 35 | 1.2% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (74346 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 213 | 7.6% | 8.3% |
| 1 vehicle available: | 807 | 28.7% | 32.6% |
| 2 vehicles available: | 849 | 30.2% | 37.0% |
| 3 or more vehicles available: | 940 | 33.5% | 22.1% |
Home Value Distribution (74346 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 478 | 24.5% | 5.7% |
| $50,000 to $99,999: | 388 | 19.9% | 7.8% |
| $100,000 to $149,999: | 268 | 13.7% | 9.2% |
| $150,000 to $199,999: | 215 | 11.0% | 10.8% |
| $200,000 to $299,999: | 173 | 8.9% | 19.9% |
| $300,000 to $499,999: | 201 | 10.3% | 24.1% |
| $500,000 to $999,999: | 127 | 6.5% | 17.0% |
| $1,000,000 or more: | 103 | 5.3% | 5.6% |
Housing Costs (74346 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,162 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $359 / mo. | $584 / mo. |
| Median gross rent: | $700 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.83 | 2.53 |
| Average household size (renter-occupied): | 2.59 | 2.38 |
Households (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,809 | -- | -- |
| Married-couple households: | 1,475 | 52.5% | 47.5% |
| Cohabiting couple households: | 485 | 17.3% | 7.0% |
| Male householder, no spouse: | 476 | 16.9% | 5.4% |
| Female householder, no spouse: | 726 | 25.8% | 12.7% |
| Householder living alone: | 866 | 30.8% | 28.6% |
| 65 years and over living alone: | 1,042 | 37.1% | 11.8% |
| Average household size: | 2.76 | -- | 2.53 |
| Average family size: | 3.29 | -- | -- |
Marital Status (74346 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,329 | -- | -- |
| Never married: | 864 | 26.0% | 37.0% |
| Now married: | 1,794 | 53.9% | 49.5% |
| Separated: | 112 | 3.4% | 1.5% |
| Widowed: | 389 | 11.7% | 2.6% |
| Divorced: | 504 | 15.1% | 9.3% |
School Enrollment (74346 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,601 | -- | -- |
| Nursery school, preschool: | 158 | 9.9% | 5.8% |
| Kindergarten: | 152 | 9.5% | 5.0% |
| Elementary school (grades 1-8): | 721 | 45.0% | 40.5% |
| High school (grades 9-12): | 430 | 26.9% | 21.4% |
| College or graduate school: | 140 | 8.7% | 27.3% |
Veterans & Disability (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,061 | -- | -- |
| Veterans: | 472 | 7.8% | 6.3% |
| Civilian noninstitutionalized population: | 7,808 | -- | -- |
| With a disability: | 1,724 | 22.1% | 13.4% |
| Under 18 with disability: | 196 | 11.4% | 5.8% |
| 18 to 64 with disability: | 980 | 56.8% | 10.4% |
| 65 and over with disability: | 548 | 31.8% | 33.4% |
Mobility (Residence 1 Year Ago) (74346 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,301 | 79.8% | 86.9% |
| Different house: | 1,491 | 18.9% | 13.1% |
| Same county: | 944 | 63.3% | 7.0% |
| Different county: | 547 | 36.7% | 3.2% |
| Different state: | 389 | 26.1% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (74346 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 7,697 | 97.5% | 86.2% |
| Foreign born: | 3 | 0.0% | 13.9% |
| Naturalized citizen: | 198 | 6600.0% | 52.7% |
| Not a citizen: | 198 | 6600.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 198 | 6600.0% | 10.5% |
| Asia: | 8 | 266.7% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 95 | 3166.7% | 50.0% |
| Northern America: | 5 | 166.7% | 2.2% |
Language Spoken at Home (74346 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,376 | -- | -- |
| English only: | 7,013 | 95.1% | 78.3% |
| Language other than English: | 363 | 4.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 135 | 1.8% | 13.3% |
| Other Indo-European languages: | 14 | 0.2% | 3.5% |
| Asian/Pacific Island languages: | 119 | 1.6% | 3.5% |
| Other languages: | 95 | 1.3% | 1.0% |
Computers & Internet (74346 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,809 | 100.0% | 93.1% |
| Households with broadband internet: | 2,408 | 85.7% | 89.4% |
Jay, OK74346