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76706 ZIP Code

Waco, Texas

December 30, 2025
ZIP Code:76706
City/Town:Waco
County:McLennan
State:Texas
ZIP Type:Standard
Population:40,770
Median Household Income:$39,317
Per Capita Income:$21,315
Total Housing Units:16,488
Median Home Value:$162,900
Land Area:72.3 sq miles
187.3 sq km
Water Area:2.0 sq miles
5.1 sq km
Coordinates:31.4563, -97.0844

Population Information (76706 zip code)

#%US
Total Population:40,770----
Male:20,77651.0%49.6%
Female:19,99449.0%50.4%
Median Age:23.4 yrs--38.5 yrs
Under 5 years:2,7216.7%5.7%
5 to 9 years:2,1095.2%6.0%
10 to 14 years:2,2135.4%6.5%
15 to 19 years:4,22710.4%6.6%
20 to 24 years:11,59328.4%6.7%
25 to 34 years:5,52213.5%13.7%
35 to 44 years:3,1177.6%12.9%
45 to 54 years:3,1497.7%12.4%
55 to 59 years:1,2203.0%6.5%
60 to 64 years:1,2333.0%6.4%
65 to 74 years:2,2775.6%9.7%
75 to 84 years:9052.2%4.8%
85 years and over:4841.2%2.0%

Housing Information (76706 zip code)

#%US
Median home value:$162,900--$281,900
Median rooms:5.0--5.5
Median rent:$997 / mo.--$1,268 / mo.
Total housing units:16,488----
Occupied housing units:14,39787.3%38.0%
Vacant housing units:2,09112.7%4.6%
Housing tenure:------
Owner-occupied:5,39037.4%64.8%
Renter-occupied:9,00762.6%35.2%

Educational Attainment (76706 zip code)

#%US
Population 25 years and over:17,907----
Less than 9th grade:1,6419.2%4.7%
9th to 12th grade, no diploma:1,3247.4%6.1%
High school graduate:5,64031.5%26.4%
Some college, no degree:3,59220.1%19.7%
Associate degree:1,5508.7%8.7%
Bachelor's degree:2,70715.1%20.9%
Graduate or professional degree:1,4538.1%13.7%
Percent high school graduate or higher:--83.4%89.1%
Percent bachelor's degree or higher:--23.2%34.3%

Income Information (76706 zip code)

ValueUS
Median household income:$39,317 / yr.$75,149 / yr.
Mean household income:$57,191 / yr.$105,833 / yr.
Median family income:$62,805 / yr.$92,646 / yr.
Per capita income:$21,315 / yr.$41,261 / yr.

Employment (76706 zip code)

#%US
In labor force:19,869--63.5%
Employed:18,88795.3%96.4%
Unemployed:9234.7%5.3%
Not in labor force:13,500----
Class of Worker:------
Private wage and salary:16,03084.9%79.7%
Government workers:1,8149.6%14.2%
Self-employed:1,0305.5%5.9%
Unpaid family workers:130.1%0.1%

Race & Ethnicity (76706 zip code)

#%US
Race (one race):------
White:27,34067.1%61.6%
Black or African American:5,51013.5%12.4%
American Indian/Alaska Native:660.2%1.1%
Asian:1,0222.5%6.0%
Native Hawaiian/Pacific Islander:90.0%0.2%
Some other race:1,3323.3%8.4%
Two or more races:5,49113.5%10.2%
Hispanic or Latino (any race):5,86814.4%18.7%
Mexican:13,39332.9%11.2%
Puerto Rican:11,96629.4%1.8%
Cuban:2700.7%0.7%
Other Hispanic or Latino:2010.5%5.0%
Not Hispanic or Latino:9562.3%81.1%

Income Distribution (76706 zip code)

Household IncomeHouseholds%US
Less than $10,000:2,63518.3%4.9%
$10,000 to $14,999:1,0957.6%3.8%
$15,000 to $24,999:1,52510.6%7.0%
$25,000 to $34,999:1,54610.7%7.4%
$35,000 to $49,999:1,71111.9%10.7%
$50,000 to $74,999:2,04014.2%16.1%
$75,000 to $99,999:1,2929.0%12.8%
$100,000 to $149,999:1,3359.3%17.1%
$150,000 to $199,999:7415.1%8.8%
$200,000 or more:4773.3%11.4%

Commute to Work (76706 zip code)

Commute MethodWorkers%US
Drove alone:14,10774.7%67.8%
Carpooled:1,5688.3%8.7%
Public transportation:2181.2%4.2%
Walked:1,1796.2%2.5%
Other means:3972.1%0.9%
Worked from home:9344.9%13.8%
Mean travel time to work:17.4 min--26.7 min

Industry (76706 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:2351.2%1.6%
Construction:1,2306.5%6.9%
Manufacturing:1,3066.9%10.0%
Wholesale trade:5883.1%2.4%
Retail trade:2,70314.3%11.0%
Transportation, warehousing, utilities:1,4397.6%5.8%
Information:1871.0%1.9%
Finance, insurance, real estate:9935.3%6.7%
Professional, scientific, management:1,1606.1%12.1%
Education, health care, social services:4,82425.5%23.3%
Arts, entertainment, food services:2,81814.9%9.0%
Other services:9575.1%4.7%
Public administration:4472.4%4.7%

Poverty Status (76706 zip code)

#%US
Poverty Rate:--33.1%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (76706 zip code)

#%US
With health insurance:35,13286.2%91.3%
Private health insurance:27,24666.8%67.6%
Public health coverage:10,34125.4%35.9%
Without health insurance:5,55013.6%8.7%

Benefits & Assistance (76706 zip code)

Households with:#%US
Earnings:11,95183.0%77.4%
Social Security income:2,80919.5%31.0%
Retirement income:1,69811.8%21.8%
Supplemental Security Income (SSI):8165.7%4.5%
Cash public assistance income:3582.5%1.8%
SNAP (food stamps) benefits:1,83212.7%11.4%

Housing Types (76706 zip code)

Structure TypeUnits%US
1-unit, detached:7,26144.0%61.4%
1-unit, attached:2271.4%6.1%
2 units:9005.5%3.4%
3 or 4 units:6393.9%4.3%
5 to 9 units:1,4839.0%4.6%
10 to 19 units:2,25213.7%4.3%
20 or more units:3,28619.9%9.9%
Mobile home:4402.7%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (76706 zip code)

Year BuiltUnits%US
Built 2020 or later:860.5%0.6%
Built 2010 to 2019:3,51621.3%8.2%
Built 2000 to 2009:2,04512.4%13.5%
Built 1990 to 1999:2,08312.6%13.2%
Built 1980 to 1989:2,73916.6%13.2%
Built 1970 to 1979:2,45514.9%14.6%
Built 1960 to 1969:1,6159.8%10.2%
Built 1950 to 1959:1,1156.8%9.9%
Built 1940 to 1949:2681.6%4.6%
Built 1939 or earlier:5663.4%12.0%

Bedrooms (76706 zip code)

Number of BedroomsUnits%US
No bedroom (studio):3642.2%2.4%
1 bedroom:2,33414.2%3.0%
2 bedrooms:4,52527.4%9.1%
3 bedrooms:5,30732.2%15.9%
4 bedrooms:3,74622.7%18.8%
5 or more bedrooms:2121.3%17.6%

Heating Fuel (76706 zip code)

Fuel TypeUnits%US
Utility gas:3,11721.7%47.1%
Bottled, tank, or LP gas:1511.0%4.9%
Electricity:11,00676.4%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:90.1%1.5%
Solar energy:340.2%0.1%
Other fuel:250.2%0.5%
No fuel used:550.4%0.2%

Vehicles Available (76706 zip code)

VehiclesHouseholds%US
No vehicle available:9006.3%8.3%
1 vehicle available:4,97734.6%32.6%
2 vehicles available:5,23136.3%37.0%
3 or more vehicles available:3,28922.8%22.1%

Home Value Distribution (76706 zip code)

Value RangeOwner Units%US
Less than $50,000:4187.8%5.7%
$50,000 to $99,999:1,18522.0%7.8%
$100,000 to $149,999:87216.2%9.2%
$150,000 to $199,999:78414.5%10.8%
$200,000 to $299,999:1,12820.9%19.9%
$300,000 to $499,999:79014.7%24.1%
$500,000 to $999,999:1833.4%17.0%
$1,000,000 or more:300.6%5.6%

Housing Costs (76706 zip code)

ValueUS
Median owner costs (with mortgage):$1,743 / mo.$1,828 / mo.
Median owner costs (no mortgage):$589 / mo.$584 / mo.
Median gross rent:$997 / mo.$1,268 / mo.
Average household size (owner-occupied):3.022.53
Average household size (renter-occupied):2.562.38

Households (76706 zip code)

#%US
Total households:14,397----
Married-couple households:4,57331.8%47.5%
Cohabiting couple households:2,08714.5%7.0%
Male householder, no spouse:3,74926.0%5.4%
Female householder, no spouse:5,07135.2%12.7%
Householder living alone:4,06728.2%28.6%
65 years and over living alone:2,74619.1%11.8%
Average household size:2.73--2.53
Average family size:3.36----

Marital Status (76706 zip code)

Population 15 years and over#%US
Total:17,080----
Never married:10,61562.1%37.0%
Now married:5,23630.7%49.5%
Separated:2421.4%1.5%
Widowed:8615.0%2.6%
Divorced:9,05153.0%9.3%

School Enrollment (76706 zip code)

Population 3 years and over#%US
Enrolled in school:18,169----
Nursery school, preschool:6153.4%5.8%
Kindergarten:4782.6%5.0%
Elementary school (grades 1-8):3,33318.3%40.5%
High school (grades 9-12):1,7299.5%21.4%
College or graduate school:12,01466.1%27.3%

Veterans & Disability (76706 zip code)

#%US
Civilian population 18 years and over:32,321----
Veterans:1,2804.0%6.3%
Civilian noninstitutionalized population:40,682----
With a disability:4,13710.2%13.4%
Under 18 with disability:4069.8%5.8%
18 to 64 with disability:2,19653.1%10.4%
65 and over with disability:1,53537.1%33.4%

Mobility (Residence 1 Year Ago) (76706 zip code)

Population 1 year and over#%US
Same house:29,47072.3%86.9%
Different house:10,77026.4%13.1%
Same county:5,34249.6%7.0%
Different county:4,77044.3%3.2%
Different state:2,14219.9%2.5%
Abroad:6586.1%0.4%

Place of Birth (76706 zip code)

#%US
Native born:36,72390.1%86.2%
Foreign born:4791.2%13.9%
Naturalized citizen:4,047844.9%52.7%
Not a citizen:4,047844.9%47.3%
Foreign-born by region:------
Europe:4,047844.9%10.5%
Asia:33369.5%31.3%
Africa:26455.1%5.5%
Oceania:204.2%0.5%
Latin America:2,715566.8%50.0%
Northern America:7315.2%2.2%

Language Spoken at Home (76706 zip code)

Population 5 years and over#%US
Total:38,049----
English only:29,11776.5%78.3%
Language other than English:8,93223.5%21.5%
By language:------
Spanish:7,63420.1%13.3%
Other Indo-European languages:4831.3%3.5%
Asian/Pacific Island languages:4541.2%3.5%
Other languages:3610.9%1.0%

Computers & Internet (76706 zip code)

Households%US
Households with a computer:14,397100.0%93.1%
Households with broadband internet:13,42793.3%89.4%