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78154 ZIP Code

Schertz, Texas

December 30, 2025
ZIP Code:78154
City/Town:Schertz
County:Guadalupe
State:Texas
ZIP Type:Standard
Population:40,535
Median Household Income:$95,422
Per Capita Income:$45,559
Total Housing Units:15,348
Median Home Value:$273,200
Land Area:32.9 sq miles
85.1 sq km
Water Area:0.2 sq miles
0.5 sq km
Coordinates:29.5471, -98.2626

Population Information (78154 zip code)

#%US
Total Population:40,535----
Male:20,12949.7%49.6%
Female:20,40650.3%50.4%
Median Age:37.5 yrs--38.5 yrs
Under 5 years:2,4536.1%5.7%
5 to 9 years:2,7496.8%6.0%
10 to 14 years:2,7496.8%6.5%
15 to 19 years:2,5796.4%6.6%
20 to 24 years:2,2195.5%6.7%
25 to 34 years:5,87114.5%13.7%
35 to 44 years:5,84714.4%12.9%
45 to 54 years:5,01512.4%12.4%
55 to 59 years:3,4688.6%6.5%
60 to 64 years:2,4156.0%6.4%
65 to 74 years:3,3908.4%9.7%
75 to 84 years:1,3833.4%4.8%
85 years and over:3971.0%2.0%

Housing Information (78154 zip code)

#%US
Median home value:$273,200--$281,900
Median rooms:6.4--5.5
Median rent:$1,596 / mo.--$1,268 / mo.
Total housing units:15,348----
Occupied housing units:14,58095.0%38.0%
Vacant housing units:7685.0%4.6%
Housing tenure:------
Owner-occupied:10,30770.7%64.8%
Renter-occupied:4,27329.3%35.2%

Educational Attainment (78154 zip code)

#%US
Population 25 years and over:27,786----
Less than 9th grade:3981.4%4.7%
9th to 12th grade, no diploma:1,1234.0%6.1%
High school graduate:5,63920.3%26.4%
Some college, no degree:6,30322.7%19.7%
Associate degree:3,27311.8%8.7%
Bachelor's degree:6,79624.5%20.9%
Graduate or professional degree:4,25415.3%13.7%
Percent high school graduate or higher:--94.5%89.1%
Percent bachelor's degree or higher:--39.8%34.3%

Income Information (78154 zip code)

ValueUS
Median household income:$95,422 / yr.$75,149 / yr.
Mean household income:$111,766 / yr.$105,833 / yr.
Median family income:$107,690 / yr.$92,646 / yr.
Per capita income:$45,559 / yr.$41,261 / yr.

Employment (78154 zip code)

#%US
In labor force:22,275--63.5%
Employed:20,10294.4%96.4%
Unemployed:1,1825.6%5.3%
Not in labor force:9,606----
Class of Worker:------
Private wage and salary:14,06069.9%79.7%
Government workers:4,77023.7%14.2%
Self-employed:1,2686.3%5.9%
Unpaid family workers:40.0%0.1%

Race & Ethnicity (78154 zip code)

#%US
Race (one race):------
White:24,16959.6%61.6%
Black or African American:6,04014.9%12.4%
American Indian/Alaska Native:1920.5%1.1%
Asian:1,3393.3%6.0%
Native Hawaiian/Pacific Islander:220.1%0.2%
Some other race:1,7784.4%8.4%
Two or more races:6,99517.3%10.2%
Hispanic or Latino (any race):6,52316.1%18.7%
Mexican:13,14632.4%11.2%
Puerto Rican:10,79126.6%1.8%
Cuban:5991.5%0.7%
Other Hispanic or Latino:770.2%5.0%
Not Hispanic or Latino:1,6794.1%81.1%

Income Distribution (78154 zip code)

Household IncomeHouseholds%US
Less than $10,000:3912.7%4.9%
$10,000 to $14,999:1901.3%3.8%
$15,000 to $24,999:5814.0%7.0%
$25,000 to $34,999:6804.7%7.4%
$35,000 to $49,999:1,1497.9%10.7%
$50,000 to $74,999:2,69718.5%16.1%
$75,000 to $99,999:2,10414.4%12.8%
$100,000 to $149,999:3,21422.0%17.1%
$150,000 to $199,999:2,21315.2%8.8%
$200,000 or more:1,3619.3%11.4%

Commute to Work (78154 zip code)

Commute MethodWorkers%US
Drove alone:15,77778.5%67.8%
Carpooled:1,7068.5%8.7%
Public transportation:10.0%4.2%
Walked:1050.5%2.5%
Other means:2291.1%0.9%
Worked from home:3,00715.0%13.8%
Mean travel time to work:27.5 min--26.7 min

Industry (78154 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:1670.8%1.6%
Construction:1,1145.5%6.9%
Manufacturing:8374.2%10.0%
Wholesale trade:4472.2%2.4%
Retail trade:2,18210.9%11.0%
Transportation, warehousing, utilities:1,7918.9%5.8%
Information:2321.2%1.9%
Finance, insurance, real estate:1,7308.6%6.7%
Professional, scientific, management:2,22311.1%12.1%
Education, health care, social services:4,47022.2%23.3%
Arts, entertainment, food services:1,7588.7%9.0%
Other services:1,0065.0%4.7%
Public administration:2,14510.7%4.7%

Poverty Status (78154 zip code)

#%US
Poverty Rate:--6.9%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (78154 zip code)

#%US
With health insurance:36,35589.7%91.3%
Private health insurance:31,71378.2%67.6%
Public health coverage:10,79226.6%35.9%
Without health insurance:2,9647.3%8.7%

Benefits & Assistance (78154 zip code)

Households with:#%US
Earnings:12,12883.2%77.4%
Social Security income:4,00027.4%31.0%
Retirement income:4,56531.3%21.8%
Supplemental Security Income (SSI):4513.1%4.5%
Cash public assistance income:1761.2%1.8%
SNAP (food stamps) benefits:9236.3%11.4%

Housing Types (78154 zip code)

Structure TypeUnits%US
1-unit, detached:12,39280.7%61.4%
1-unit, attached:1521.0%6.1%
2 units:1180.8%3.4%
3 or 4 units:3672.4%4.3%
5 to 9 units:4853.2%4.6%
10 to 19 units:8695.7%4.3%
20 or more units:5443.5%9.9%
Mobile home:4102.7%5.8%
Boat, RV, van, etc.:110.1%0.1%

Year Structure Built (78154 zip code)

Year BuiltUnits%US
Built 2020 or later:3172.1%0.6%
Built 2010 to 2019:4,16927.2%8.2%
Built 2000 to 2009:4,37628.5%13.5%
Built 1990 to 1999:3,13620.4%13.2%
Built 1980 to 1989:1,1047.2%13.2%
Built 1970 to 1979:9976.5%14.6%
Built 1960 to 1969:3572.3%10.2%
Built 1950 to 1959:6654.3%9.9%
Built 1940 to 1949:1410.9%4.6%
Built 1939 or earlier:860.6%12.0%

Bedrooms (78154 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2951.9%2.4%
1 bedroom:7104.6%3.0%
2 bedrooms:1,74011.3%9.1%
3 bedrooms:7,51749.0%15.9%
4 bedrooms:4,55329.7%18.8%
5 or more bedrooms:5333.5%17.6%

Heating Fuel (78154 zip code)

Fuel TypeUnits%US
Utility gas:2,01513.8%47.1%
Bottled, tank, or LP gas:1571.1%4.9%
Electricity:12,28884.3%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:00.0%1.5%
Solar energy:530.4%0.1%
Other fuel:00.0%0.5%
No fuel used:670.5%0.2%

Vehicles Available (78154 zip code)

VehiclesHouseholds%US
No vehicle available:2231.5%8.3%
1 vehicle available:3,78926.0%32.6%
2 vehicles available:6,76946.4%37.0%
3 or more vehicles available:3,79926.1%22.1%

Home Value Distribution (78154 zip code)

Value RangeOwner Units%US
Less than $50,000:1911.9%5.7%
$50,000 to $99,999:1621.6%7.8%
$100,000 to $149,999:6896.7%9.2%
$150,000 to $199,999:7987.7%10.8%
$200,000 to $299,999:4,48843.5%19.9%
$300,000 to $499,999:3,29432.0%24.1%
$500,000 to $999,999:5795.6%17.0%
$1,000,000 or more:1061.0%5.6%

Housing Costs (78154 zip code)

ValueUS
Median owner costs (with mortgage):$1,982 / mo.$1,828 / mo.
Median owner costs (no mortgage):$665 / mo.$584 / mo.
Median gross rent:$1,596 / mo.$1,268 / mo.
Average household size (owner-occupied):2.822.53
Average household size (renter-occupied):2.602.38

Households (78154 zip code)

#%US
Total households:14,580----
Married-couple households:8,94161.3%47.5%
Cohabiting couple households:3,89326.7%7.0%
Male householder, no spouse:1,77712.2%5.4%
Female householder, no spouse:3,09421.2%12.7%
Householder living alone:5,62838.6%28.6%
65 years and over living alone:3,58324.6%11.8%
Average household size:2.76--2.53
Average family size:3.14----

Marital Status (78154 zip code)

Population 15 years and over#%US
Total:16,039----
Never married:4,83530.1%37.0%
Now married:9,42458.8%49.5%
Separated:3542.2%1.5%
Widowed:1,1947.4%2.6%
Divorced:3,61222.5%9.3%

School Enrollment (78154 zip code)

Population 3 years and over#%US
Enrolled in school:11,117----
Nursery school, preschool:7456.7%5.8%
Kindergarten:5995.4%5.0%
Elementary school (grades 1-8):4,41739.7%40.5%
High school (grades 9-12):2,05718.5%21.4%
College or graduate school:3,29929.7%27.3%

Veterans & Disability (78154 zip code)

#%US
Civilian population 18 years and over:30,081----
Veterans:6,11020.3%6.3%
Civilian noninstitutionalized population:39,319----
With a disability:4,96012.6%13.4%
Under 18 with disability:4459.0%5.8%
18 to 64 with disability:2,76455.7%10.4%
65 and over with disability:1,75135.3%33.4%

Mobility (Residence 1 Year Ago) (78154 zip code)

Population 1 year and over#%US
Same house:33,72483.2%86.9%
Different house:6,30115.5%13.1%
Same county:2,50739.8%7.0%
Different county:3,54056.2%3.2%
Different state:95015.1%2.5%
Abroad:2544.0%0.4%

Place of Birth (78154 zip code)

#%US
Native born:38,03393.8%86.2%
Foreign born:2,0585.1%13.9%
Naturalized citizen:2,502121.6%52.7%
Not a citizen:2,502121.6%47.3%
Foreign-born by region:------
Europe:2,502121.6%10.5%
Asia:22310.8%31.3%
Africa:150.7%5.5%
Oceania:50.2%0.5%
Latin America:1,19157.9%50.0%
Northern America:170.8%2.2%

Language Spoken at Home (78154 zip code)

Population 5 years and over#%US
Total:38,082----
English only:30,49680.1%78.3%
Language other than English:7,58619.9%21.5%
By language:------
Spanish:6,22516.3%13.3%
Other Indo-European languages:6991.8%3.5%
Asian/Pacific Island languages:6471.7%3.5%
Other languages:150.0%1.0%

Computers & Internet (78154 zip code)

Households%US
Households with a computer:14,580100.0%93.1%
Households with broadband internet:14,33298.3%89.4%