81321 ZIP Code
Cortez, Colorado
December 20, 2025
| ZIP Code: | 81321 |
| City/Town: | Cortez |
| County: | Montezuma |
| State: | Colorado |
| ZIP Type: | Standard |
| Population: | 14,649 |
| Median Household Income: | $59,571 |
| Per Capita Income: | $32,578 |
| Total Housing Units: | 6,507 |
| Median Home Value: | $248,100 |
| Land Area: | 419.6 sq miles
1086.8 sq km |
| Water Area: | 0.4 sq miles
1.1 sq km |
| Coordinates: | 37.3130, -108.7345 |
Population Information (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 14,649 | -- | -- |
| Male: | 7,160 | 48.9% | 49.6% |
| Female: | 7,489 | 51.1% | 50.4% |
| Median Age: | 42.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 490 | 3.3% | 5.7% |
| 5 to 9 years: | 1,009 | 6.9% | 6.0% |
| 10 to 14 years: | 1,072 | 7.3% | 6.5% |
| 15 to 19 years: | 817 | 5.6% | 6.6% |
| 20 to 24 years: | 703 | 4.8% | 6.7% |
| 25 to 34 years: | 1,713 | 11.7% | 13.7% |
| 35 to 44 years: | 1,857 | 12.7% | 12.9% |
| 45 to 54 years: | 1,390 | 9.5% | 12.4% |
| 55 to 59 years: | 720 | 4.9% | 6.5% |
| 60 to 64 years: | 1,397 | 9.5% | 6.4% |
| 65 to 74 years: | 2,179 | 14.9% | 9.7% |
| 75 to 84 years: | 927 | 6.3% | 4.8% |
| 85 years and over: | 375 | 2.6% | 2.0% |
Housing Information (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $248,100 | -- | $281,900 |
| Median rooms: | 5.2 | -- | 5.5 |
| Median rent: | $928 / mo. | -- | $1,268 / mo. |
| Total housing units: | 6,507 | -- | -- |
| Occupied housing units: | 5,662 | 87.0% | 38.0% |
| Vacant housing units: | 845 | 13.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,064 | 71.8% | 64.8% |
| Renter-occupied: | 1,598 | 28.2% | 35.2% |
Educational Attainment (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,558 | -- | -- |
| Less than 9th grade: | 257 | 2.4% | 4.7% |
| 9th to 12th grade, no diploma: | 566 | 5.4% | 6.1% |
| High school graduate: | 3,653 | 34.6% | 26.4% |
| Some college, no degree: | 2,409 | 22.8% | 19.7% |
| Associate degree: | 704 | 6.7% | 8.7% |
| Bachelor's degree: | 1,741 | 16.5% | 20.9% |
| Graduate or professional degree: | 1,228 | 11.6% | 13.7% |
| Percent high school graduate or higher: | -- | 92.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 28.1% | 34.3% |
Income Information (81321 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $59,571 / yr. | $75,149 / yr. |
| Mean household income: | $73,466 / yr. | $105,833 / yr. |
| Median family income: | $69,295 / yr. | $92,646 / yr. |
| Per capita income: | $32,578 / yr. | $41,261 / yr. |
Employment (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 6,099 | -- | 63.5% |
| Employed: | 5,717 | 93.7% | 96.4% |
| Unemployed: | 382 | 6.3% | 5.3% |
| Not in labor force: | 5,731 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,868 | 67.7% | 79.7% |
| Government workers: | 1,563 | 27.3% | 14.2% |
| Self-employed: | 255 | 4.5% | 5.9% |
| Unpaid family workers: | 31 | 0.5% | 0.1% |
Race & Ethnicity (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 11,419 | 78.0% | 61.6% |
| Black or African American: | 156 | 1.1% | 12.4% |
| American Indian/Alaska Native: | 1,212 | 8.3% | 1.1% |
| Asian: | 180 | 1.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 477 | 3.3% | 8.4% |
| Two or more races: | 1,205 | 8.2% | 10.2% |
| Hispanic or Latino (any race): | 930 | 6.3% | 18.7% |
| Mexican: | 2,497 | 17.0% | 11.2% |
| Puerto Rican: | 1,143 | 7.8% | 1.8% |
| Cuban: | 71 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 1,283 | 8.8% | 81.1% |
Income Distribution (81321 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 238 | 4.2% | 4.9% |
| $10,000 to $14,999: | 154 | 2.7% | 3.8% |
| $15,000 to $24,999: | 727 | 12.8% | 7.0% |
| $25,000 to $34,999: | 420 | 7.4% | 7.4% |
| $35,000 to $49,999: | 860 | 15.2% | 10.7% |
| $50,000 to $74,999: | 1,159 | 20.5% | 16.1% |
| $75,000 to $99,999: | 690 | 12.2% | 12.8% |
| $100,000 to $149,999: | 906 | 16.0% | 17.1% |
| $150,000 to $199,999: | 180 | 3.2% | 8.8% |
| $200,000 or more: | 328 | 5.8% | 11.4% |
Commute to Work (81321 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 4,572 | 80.0% | 67.8% |
| Carpooled: | 422 | 7.4% | 8.7% |
| Public transportation: | 5 | 0.1% | 4.2% |
| Walked: | 97 | 1.7% | 2.5% |
| Other means: | 223 | 3.9% | 0.9% |
| Worked from home: | 367 | 6.4% | 13.8% |
| Mean travel time to work: | 19.3 min | -- | 26.7 min |
Industry (81321 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 318 | 5.6% | 1.6% |
| Construction: | 412 | 7.2% | 6.9% |
| Manufacturing: | 303 | 5.3% | 10.0% |
| Wholesale trade: | 164 | 2.9% | 2.4% |
| Retail trade: | 751 | 13.1% | 11.0% |
| Transportation, warehousing, utilities: | 383 | 6.7% | 5.8% |
| Information: | 0 | 0.0% | 1.9% |
| Finance, insurance, real estate: | 301 | 5.3% | 6.7% |
| Professional, scientific, management: | 598 | 10.5% | 12.1% |
| Education, health care, social services: | 1,454 | 25.4% | 23.3% |
| Arts, entertainment, food services: | 413 | 7.2% | 9.0% |
| Other services: | 117 | 2.0% | 4.7% |
| Public administration: | 503 | 8.8% | 4.7% |
Poverty Status (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 12.1% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 12,508 | 85.4% | 91.3% |
| Private health insurance: | 7,290 | 49.8% | 67.6% |
| Public health coverage: | 7,674 | 52.4% | 35.9% |
| Without health insurance: | 2,031 | 13.9% | 8.7% |
Benefits & Assistance (81321 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,836 | 67.7% | 77.4% |
| Social Security income: | 2,590 | 45.7% | 31.0% |
| Retirement income: | 1,557 | 27.5% | 21.8% |
| Supplemental Security Income (SSI): | 338 | 6.0% | 4.5% |
| Cash public assistance income: | 94 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 765 | 13.5% | 11.4% |
Housing Types (81321 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 3,998 | 61.4% | 61.4% |
| 1-unit, attached: | 121 | 1.9% | 6.1% |
| 2 units: | 326 | 5.0% | 3.4% |
| 3 or 4 units: | 358 | 5.5% | 4.3% |
| 5 to 9 units: | 42 | 0.6% | 4.6% |
| 10 to 19 units: | 57 | 0.9% | 4.3% |
| 20 or more units: | 162 | 2.5% | 9.9% |
| Mobile home: | 1,443 | 22.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (81321 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 61 | 0.9% | 0.6% |
| Built 2010 to 2019: | 446 | 6.9% | 8.2% |
| Built 2000 to 2009: | 751 | 11.5% | 13.5% |
| Built 1990 to 1999: | 1,031 | 15.8% | 13.2% |
| Built 1980 to 1989: | 681 | 10.5% | 13.2% |
| Built 1970 to 1979: | 1,270 | 19.5% | 14.6% |
| Built 1960 to 1969: | 495 | 7.6% | 10.2% |
| Built 1950 to 1959: | 1,000 | 15.4% | 9.9% |
| Built 1940 to 1949: | 420 | 6.5% | 4.6% |
| Built 1939 or earlier: | 352 | 5.4% | 12.0% |
Bedrooms (81321 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 87 | 1.3% | 2.4% |
| 1 bedroom: | 479 | 7.4% | 3.0% |
| 2 bedrooms: | 2,078 | 31.9% | 9.1% |
| 3 bedrooms: | 3,145 | 48.3% | 15.9% |
| 4 bedrooms: | 601 | 9.2% | 18.8% |
| 5 or more bedrooms: | 117 | 1.8% | 17.6% |
Heating Fuel (81321 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 3,049 | 53.9% | 47.1% |
| Bottled, tank, or LP gas: | 1,147 | 20.3% | 4.9% |
| Electricity: | 864 | 15.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 33 | 0.6% | 4.2% |
| Coal or coke: | 16 | 0.3% | 0.1% |
| Wood: | 473 | 8.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 73 | 1.3% | 0.5% |
| No fuel used: | 7 | 0.1% | 0.2% |
Vehicles Available (81321 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 238 | 4.2% | 8.3% |
| 1 vehicle available: | 1,608 | 28.4% | 32.6% |
| 2 vehicles available: | 2,290 | 40.4% | 37.0% |
| 3 or more vehicles available: | 1,526 | 27.0% | 22.1% |
Home Value Distribution (81321 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 277 | 6.8% | 5.7% |
| $50,000 to $99,999: | 193 | 4.7% | 7.8% |
| $100,000 to $149,999: | 549 | 13.5% | 9.2% |
| $150,000 to $199,999: | 613 | 15.1% | 10.8% |
| $200,000 to $299,999: | 790 | 19.4% | 19.9% |
| $300,000 to $499,999: | 1,274 | 31.3% | 24.1% |
| $500,000 to $999,999: | 336 | 8.3% | 17.0% |
| $1,000,000 or more: | 32 | 0.8% | 5.6% |
Housing Costs (81321 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,337 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $379 / mo. | $584 / mo. |
| Median gross rent: | $928 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.63 | 2.53 |
| Average household size (renter-occupied): | 2.37 | 2.38 |
Households (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 5,662 | -- | -- |
| Married-couple households: | 2,692 | 47.5% | 47.5% |
| Cohabiting couple households: | 789 | 13.9% | 7.0% |
| Male householder, no spouse: | 1,011 | 17.9% | 5.4% |
| Female householder, no spouse: | 1,437 | 25.4% | 12.7% |
| Householder living alone: | 1,607 | 28.4% | 28.6% |
| 65 years and over living alone: | 2,475 | 43.7% | 11.8% |
| Average household size: | 2.55 | -- | 2.53 |
| Average family size: | 3.07 | -- | -- |
Marital Status (81321 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,867 | -- | -- |
| Never married: | 1,761 | 30.0% | 37.0% |
| Now married: | 2,929 | 49.9% | 49.5% |
| Separated: | 136 | 2.3% | 1.5% |
| Widowed: | 1,041 | 17.7% | 2.6% |
| Divorced: | 1,368 | 23.3% | 9.3% |
School Enrollment (81321 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,056 | -- | -- |
| Nursery school, preschool: | 83 | 2.7% | 5.8% |
| Kindergarten: | 280 | 9.2% | 5.0% |
| Elementary school (grades 1-8): | 1,668 | 54.6% | 40.5% |
| High school (grades 9-12): | 812 | 26.6% | 21.4% |
| College or graduate school: | 213 | 7.0% | 27.3% |
Veterans & Disability (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,531 | -- | -- |
| Veterans: | 1,192 | 10.3% | 6.3% |
| Civilian noninstitutionalized population: | 14,539 | -- | -- |
| With a disability: | 2,528 | 17.4% | 13.4% |
| Under 18 with disability: | 11 | 0.4% | 5.8% |
| 18 to 64 with disability: | 1,309 | 51.8% | 10.4% |
| 65 and over with disability: | 1,208 | 47.8% | 33.4% |
Mobility (Residence 1 Year Ago) (81321 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 13,300 | 90.8% | 86.9% |
| Different house: | 1,260 | 8.6% | 13.1% |
| Same county: | 577 | 45.8% | 7.0% |
| Different county: | 649 | 51.5% | 3.2% |
| Different state: | 388 | 30.8% | 2.5% |
| Abroad: | 34 | 2.7% | 0.4% |
Place of Birth (81321 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 14,118 | 96.4% | 86.2% |
| Foreign born: | 157 | 1.1% | 13.9% |
| Naturalized citizen: | 531 | 338.2% | 52.7% |
| Not a citizen: | 531 | 338.2% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 531 | 338.2% | 10.5% |
| Asia: | 46 | 29.3% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 324 | 206.4% | 50.0% |
| Northern America: | 26 | 16.6% | 2.2% |
Language Spoken at Home (81321 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,159 | -- | -- |
| English only: | 12,304 | 86.9% | 78.3% |
| Language other than English: | 1,855 | 13.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,014 | 7.2% | 13.3% |
| Other Indo-European languages: | 177 | 1.3% | 3.5% |
| Asian/Pacific Island languages: | 199 | 1.4% | 3.5% |
| Other languages: | 465 | 3.3% | 1.0% |
Computers & Internet (81321 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 5,662 | 100.0% | 93.1% |
| Households with broadband internet: | 5,097 | 90.0% | 89.4% |
Cortez, CO81321