89408 ZIP Code
Fernley, Nevada
December 23, 2025
| ZIP Code: | 89408 |
| City/Town: | Fernley |
| County: | Lyon |
| State: | Nevada |
| ZIP Type: | Standard |
| Population: | 23,611 |
| Median Household Income: | $84,104 |
| Per Capita Income: | $44,774 |
| Total Housing Units: | 8,835 |
| Median Home Value: | $328,200 |
| Land Area: | 464.1 sq miles
1202.1 sq km |
| Water Area: | 10.2 sq miles
26.4 sq km |
| Coordinates: | 39.6708, -119.0064 |
Population Information (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 23,611 | -- | -- |
| Male: | 12,095 | 51.2% | 49.6% |
| Female: | 11,516 | 48.8% | 50.4% |
| Median Age: | 35.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,355 | 5.7% | 5.7% |
| 5 to 9 years: | 1,775 | 7.5% | 6.0% |
| 10 to 14 years: | 1,583 | 6.7% | 6.5% |
| 15 to 19 years: | 1,657 | 7.0% | 6.6% |
| 20 to 24 years: | 1,131 | 4.8% | 6.7% |
| 25 to 34 years: | 4,048 | 17.1% | 13.7% |
| 35 to 44 years: | 3,267 | 13.8% | 12.9% |
| 45 to 54 years: | 2,842 | 12.0% | 12.4% |
| 55 to 59 years: | 1,164 | 4.9% | 6.5% |
| 60 to 64 years: | 1,297 | 5.5% | 6.4% |
| 65 to 74 years: | 2,188 | 9.3% | 9.7% |
| 75 to 84 years: | 1,131 | 4.8% | 4.8% |
| 85 years and over: | 173 | 0.7% | 2.0% |
Housing Information (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $328,200 | -- | $281,900 |
| Median rooms: | 5.7 | -- | 5.5 |
| Median rent: | $1,397 / mo. | -- | $1,268 / mo. |
| Total housing units: | 8,835 | -- | -- |
| Occupied housing units: | 8,538 | 96.6% | 38.0% |
| Vacant housing units: | 297 | 3.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,167 | 72.2% | 64.8% |
| Renter-occupied: | 2,371 | 27.8% | 35.2% |
Educational Attainment (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,110 | -- | -- |
| Less than 9th grade: | 610 | 3.8% | 4.7% |
| 9th to 12th grade, no diploma: | 1,093 | 6.8% | 6.1% |
| High school graduate: | 5,870 | 36.4% | 26.4% |
| Some college, no degree: | 4,480 | 27.8% | 19.7% |
| Associate degree: | 1,657 | 10.3% | 8.7% |
| Bachelor's degree: | 1,821 | 11.3% | 20.9% |
| Graduate or professional degree: | 579 | 3.6% | 13.7% |
| Percent high school graduate or higher: | -- | 89.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 14.9% | 34.3% |
Income Information (89408 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $84,104 / yr. | $75,149 / yr. |
| Mean household income: | $96,059 / yr. | $105,833 / yr. |
| Median family income: | $89,014 / yr. | $92,646 / yr. |
| Per capita income: | $44,774 / yr. | $41,261 / yr. |
Employment (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,161 | -- | 63.5% |
| Employed: | 11,345 | 94.6% | 96.4% |
| Unemployed: | 643 | 5.4% | 5.3% |
| Not in labor force: | 6,436 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,410 | 82.9% | 79.7% |
| Government workers: | 1,564 | 13.8% | 14.2% |
| Self-employed: | 371 | 3.3% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 18,879 | 80.0% | 61.6% |
| Black or African American: | 414 | 1.8% | 12.4% |
| American Indian/Alaska Native: | 402 | 1.7% | 1.1% |
| Asian: | 348 | 1.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 38 | 0.2% | 0.2% |
| Some other race: | 1,078 | 4.6% | 8.4% |
| Two or more races: | 2,452 | 10.4% | 10.2% |
| Hispanic or Latino (any race): | 1,861 | 7.9% | 18.7% |
| Mexican: | 4,324 | 18.3% | 11.2% |
| Puerto Rican: | 3,475 | 14.7% | 1.8% |
| Cuban: | 165 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 684 | 2.9% | 81.1% |
Income Distribution (89408 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 437 | 5.1% | 4.9% |
| $10,000 to $14,999: | 177 | 2.1% | 3.8% |
| $15,000 to $24,999: | 284 | 3.3% | 7.0% |
| $25,000 to $34,999: | 252 | 3.0% | 7.4% |
| $35,000 to $49,999: | 1,025 | 12.0% | 10.7% |
| $50,000 to $74,999: | 1,662 | 19.5% | 16.1% |
| $75,000 to $99,999: | 1,415 | 16.6% | 12.8% |
| $100,000 to $149,999: | 2,171 | 25.4% | 17.1% |
| $150,000 to $199,999: | 601 | 7.0% | 8.8% |
| $200,000 or more: | 514 | 6.0% | 11.4% |
Commute to Work (89408 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,797 | 77.5% | 67.8% |
| Carpooled: | 1,459 | 12.9% | 8.7% |
| Public transportation: | 229 | 2.0% | 4.2% |
| Walked: | 155 | 1.4% | 2.5% |
| Other means: | 114 | 1.0% | 0.9% |
| Worked from home: | 519 | 4.6% | 13.8% |
| Mean travel time to work: | 28.2 min | -- | 26.7 min |
Industry (89408 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 124 | 1.1% | 1.6% |
| Construction: | 727 | 6.4% | 6.9% |
| Manufacturing: | 2,366 | 20.9% | 10.0% |
| Wholesale trade: | 683 | 6.0% | 2.4% |
| Retail trade: | 1,054 | 9.3% | 11.0% |
| Transportation, warehousing, utilities: | 961 | 8.5% | 5.8% |
| Information: | 41 | 0.4% | 1.9% |
| Finance, insurance, real estate: | 433 | 3.8% | 6.7% |
| Professional, scientific, management: | 1,004 | 8.8% | 12.1% |
| Education, health care, social services: | 1,484 | 13.1% | 23.3% |
| Arts, entertainment, food services: | 1,387 | 12.2% | 9.0% |
| Other services: | 449 | 4.0% | 4.7% |
| Public administration: | 632 | 5.6% | 4.7% |
Poverty Status (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.7% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 21,112 | 89.4% | 91.3% |
| Private health insurance: | 16,684 | 70.7% | 67.6% |
| Public health coverage: | 7,373 | 31.2% | 35.9% |
| Without health insurance: | 2,326 | 9.9% | 8.7% |
Benefits & Assistance (89408 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,886 | 80.7% | 77.4% |
| Social Security income: | 2,416 | 28.3% | 31.0% |
| Retirement income: | 2,117 | 24.8% | 21.8% |
| Supplemental Security Income (SSI): | 262 | 3.1% | 4.5% |
| Cash public assistance income: | 243 | 2.8% | 1.8% |
| SNAP (food stamps) benefits: | 784 | 9.2% | 11.4% |
Housing Types (89408 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,669 | 75.5% | 61.4% |
| 1-unit, attached: | 197 | 2.2% | 6.1% |
| 2 units: | 264 | 3.0% | 3.4% |
| 3 or 4 units: | 225 | 2.5% | 4.3% |
| 5 to 9 units: | 290 | 3.3% | 4.6% |
| 10 to 19 units: | 4 | 0.0% | 4.3% |
| 20 or more units: | 130 | 1.5% | 9.9% |
| Mobile home: | 1,050 | 11.9% | 5.8% |
| Boat, RV, van, etc.: | 6 | 0.1% | 0.1% |
Year Structure Built (89408 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 110 | 1.2% | 0.6% |
| Built 2010 to 2019: | 473 | 5.4% | 8.2% |
| Built 2000 to 2009: | 3,771 | 42.7% | 13.5% |
| Built 1990 to 1999: | 2,153 | 24.4% | 13.2% |
| Built 1980 to 1989: | 997 | 11.3% | 13.2% |
| Built 1970 to 1979: | 670 | 7.6% | 14.6% |
| Built 1960 to 1969: | 417 | 4.7% | 10.2% |
| Built 1950 to 1959: | 148 | 1.7% | 9.9% |
| Built 1940 to 1949: | 82 | 0.9% | 4.6% |
| Built 1939 or earlier: | 14 | 0.2% | 12.0% |
Bedrooms (89408 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 131 | 1.5% | 2.4% |
| 1 bedroom: | 314 | 3.6% | 3.0% |
| 2 bedrooms: | 1,565 | 17.7% | 9.1% |
| 3 bedrooms: | 4,949 | 56.0% | 15.9% |
| 4 bedrooms: | 1,804 | 20.4% | 18.8% |
| 5 or more bedrooms: | 72 | 0.8% | 17.6% |
Heating Fuel (89408 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 6,437 | 75.4% | 47.1% |
| Bottled, tank, or LP gas: | 216 | 2.5% | 4.9% |
| Electricity: | 1,653 | 19.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 59 | 0.7% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 69 | 0.8% | 1.5% |
| Solar energy: | 5 | 0.1% | 0.1% |
| Other fuel: | 99 | 1.2% | 0.5% |
| No fuel used: | 0 | 0.0% | 0.2% |
Vehicles Available (89408 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 236 | 2.8% | 8.3% |
| 1 vehicle available: | 1,743 | 20.4% | 32.6% |
| 2 vehicles available: | 3,645 | 42.7% | 37.0% |
| 3 or more vehicles available: | 2,914 | 34.1% | 22.1% |
Home Value Distribution (89408 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 260 | 4.2% | 5.7% |
| $50,000 to $99,999: | 260 | 4.2% | 7.8% |
| $100,000 to $149,999: | 162 | 2.6% | 9.2% |
| $150,000 to $199,999: | 135 | 2.2% | 10.8% |
| $200,000 to $299,999: | 1,603 | 26.0% | 19.9% |
| $300,000 to $499,999: | 3,180 | 51.6% | 24.1% |
| $500,000 to $999,999: | 567 | 9.2% | 17.0% |
| $1,000,000 or more: | 0 | 0.0% | 5.6% |
Housing Costs (89408 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,658 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $474 / mo. | $584 / mo. |
| Median gross rent: | $1,397 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.84 | 2.53 |
| Average household size (renter-occupied): | 2.58 | 2.38 |
Households (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,538 | -- | -- |
| Married-couple households: | 4,647 | 54.4% | 47.5% |
| Cohabiting couple households: | 2,102 | 24.6% | 7.0% |
| Male householder, no spouse: | 1,630 | 19.1% | 5.4% |
| Female householder, no spouse: | 1,218 | 14.3% | 12.7% |
| Householder living alone: | 3,510 | 41.1% | 28.6% |
| 65 years and over living alone: | 2,588 | 30.3% | 11.8% |
| Average household size: | 2.77 | -- | 2.53 |
| Average family size: | 3.19 | -- | -- |
Marital Status (89408 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,706 | -- | -- |
| Never married: | 2,903 | 29.9% | 37.0% |
| Now married: | 5,147 | 53.0% | 49.5% |
| Separated: | 190 | 2.0% | 1.5% |
| Widowed: | 1,356 | 14.0% | 2.6% |
| Divorced: | 2,354 | 24.3% | 9.3% |
School Enrollment (89408 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,612 | -- | -- |
| Nursery school, preschool: | 378 | 6.7% | 5.8% |
| Kindergarten: | 328 | 5.8% | 5.0% |
| Elementary school (grades 1-8): | 2,694 | 48.0% | 40.5% |
| High school (grades 9-12): | 1,193 | 21.3% | 21.4% |
| College or graduate school: | 1,019 | 18.2% | 27.3% |
Veterans & Disability (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 17,786 | -- | -- |
| Veterans: | 2,283 | 12.8% | 6.3% |
| Civilian noninstitutionalized population: | 23,438 | -- | -- |
| With a disability: | 2,929 | 12.5% | 13.4% |
| Under 18 with disability: | 276 | 9.4% | 5.8% |
| 18 to 64 with disability: | 1,563 | 53.4% | 10.4% |
| 65 and over with disability: | 1,090 | 37.2% | 33.4% |
Mobility (Residence 1 Year Ago) (89408 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 19,700 | 83.4% | 86.9% |
| Different house: | 3,503 | 14.8% | 13.1% |
| Same county: | 979 | 27.9% | 7.0% |
| Different county: | 2,239 | 63.9% | 3.2% |
| Different state: | 1,198 | 34.2% | 2.5% |
| Abroad: | 285 | 8.1% | 0.4% |
Place of Birth (89408 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 22,287 | 94.4% | 86.2% |
| Foreign born: | 228 | 1.0% | 13.9% |
| Naturalized citizen: | 1,324 | 580.7% | 52.7% |
| Not a citizen: | 1,324 | 580.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,324 | 580.7% | 10.5% |
| Asia: | 42 | 18.4% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 957 | 419.7% | 50.0% |
| Northern America: | 76 | 33.3% | 2.2% |
Language Spoken at Home (89408 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 22,256 | -- | -- |
| English only: | 19,343 | 86.9% | 78.3% |
| Language other than English: | 2,913 | 13.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,441 | 11.0% | 13.3% |
| Other Indo-European languages: | 324 | 1.5% | 3.5% |
| Asian/Pacific Island languages: | 85 | 0.4% | 3.5% |
| Other languages: | 63 | 0.3% | 1.0% |
Computers & Internet (89408 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,538 | 100.0% | 93.1% |
| Households with broadband internet: | 8,279 | 97.0% | 89.4% |
Fernley, NV89408