95010 ZIP Code
Capitola, California
December 30, 2025
| ZIP Code: | 95010 |
| City/Town: | Capitola |
| County: | Santa Cruz |
| State: | California |
| ZIP Type: | Standard |
| Population: | 9,243 |
| Median Household Income: | $91,771 |
| Per Capita Income: | $53,760 |
| Total Housing Units: | 4,960 |
| Median Home Value: | $878,200 |
| Land Area: | 1.4 sq miles
3.6 sq km |
| Water Area: | 0.1 sq miles
0.2 sq km |
| Coordinates: | 36.9764, -121.9547 |
Population Information (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 9,243 | -- | -- |
| Male: | 4,594 | 49.7% | 49.6% |
| Female: | 4,649 | 50.3% | 50.4% |
| Median Age: | 49.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 282 | 3.1% | 5.7% |
| 5 to 9 years: | 439 | 4.7% | 6.0% |
| 10 to 14 years: | 341 | 3.7% | 6.5% |
| 15 to 19 years: | 463 | 5.0% | 6.6% |
| 20 to 24 years: | 418 | 4.5% | 6.7% |
| 25 to 34 years: | 1,139 | 12.3% | 13.7% |
| 35 to 44 years: | 1,074 | 11.6% | 12.9% |
| 45 to 54 years: | 1,255 | 13.6% | 12.4% |
| 55 to 59 years: | 759 | 8.2% | 6.5% |
| 60 to 64 years: | 602 | 6.5% | 6.4% |
| 65 to 74 years: | 1,437 | 15.5% | 9.7% |
| 75 to 84 years: | 683 | 7.4% | 4.8% |
| 85 years and over: | 351 | 3.8% | 2.0% |
Housing Information (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $878,200 | -- | $281,900 |
| Median rooms: | 4.4 | -- | 5.5 |
| Median rent: | $2,191 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,960 | -- | -- |
| Occupied housing units: | 4,382 | 88.3% | 38.0% |
| Vacant housing units: | 578 | 11.7% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 2,044 | 46.6% | 64.8% |
| Renter-occupied: | 2,338 | 53.4% | 35.2% |
Educational Attainment (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 7,300 | -- | -- |
| Less than 9th grade: | 183 | 2.5% | 4.7% |
| 9th to 12th grade, no diploma: | 224 | 3.1% | 6.1% |
| High school graduate: | 996 | 13.6% | 26.4% |
| Some college, no degree: | 1,444 | 19.8% | 19.7% |
| Associate degree: | 954 | 13.1% | 8.7% |
| Bachelor's degree: | 2,263 | 31.0% | 20.9% |
| Graduate or professional degree: | 1,236 | 16.9% | 13.7% |
| Percent high school graduate or higher: | -- | 94.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 47.9% | 34.3% |
Income Information (95010 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $91,771 / yr. | $75,149 / yr. |
| Mean household income: | $133,024 / yr. | $105,833 / yr. |
| Median family income: | $109,315 / yr. | $92,646 / yr. |
| Per capita income: | $53,760 / yr. | $41,261 / yr. |
Employment (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,960 | -- | 63.5% |
| Employed: | 4,861 | 98.0% | 96.4% |
| Unemployed: | 99 | 2.0% | 5.3% |
| Not in labor force: | 3,143 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,430 | 70.6% | 79.7% |
| Government workers: | 922 | 19.0% | 14.2% |
| Self-employed: | 509 | 10.5% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,858 | 74.2% | 61.6% |
| Black or African American: | 0 | 0.0% | 12.4% |
| American Indian/Alaska Native: | 21 | 0.2% | 1.1% |
| Asian: | 544 | 5.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 20 | 0.2% | 0.2% |
| Some other race: | 908 | 9.8% | 8.4% |
| Two or more races: | 892 | 9.7% | 10.2% |
| Hispanic or Latino (any race): | 1,338 | 14.5% | 18.7% |
| Mexican: | 2,415 | 26.1% | 11.2% |
| Puerto Rican: | 1,816 | 19.6% | 1.8% |
| Cuban: | 78 | 0.8% | 0.7% |
| Other Hispanic or Latino: | 96 | 1.0% | 5.0% |
| Not Hispanic or Latino: | 425 | 4.6% | 81.1% |
Income Distribution (95010 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 139 | 3.2% | 4.9% |
| $10,000 to $14,999: | 59 | 1.3% | 3.8% |
| $15,000 to $24,999: | 227 | 5.2% | 7.0% |
| $25,000 to $34,999: | 209 | 4.8% | 7.4% |
| $35,000 to $49,999: | 364 | 8.3% | 10.7% |
| $50,000 to $74,999: | 649 | 14.8% | 16.1% |
| $75,000 to $99,999: | 799 | 18.2% | 12.8% |
| $100,000 to $149,999: | 793 | 18.1% | 17.1% |
| $150,000 to $199,999: | 539 | 12.3% | 8.8% |
| $200,000 or more: | 604 | 13.8% | 11.4% |
Commute to Work (95010 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,662 | 54.8% | 67.8% |
| Carpooled: | 277 | 5.7% | 8.7% |
| Public transportation: | 107 | 2.2% | 4.2% |
| Walked: | 301 | 6.2% | 2.5% |
| Other means: | 146 | 3.0% | 0.9% |
| Worked from home: | 1,194 | 24.6% | 13.8% |
| Mean travel time to work: | 26.2 min | -- | 26.7 min |
Industry (95010 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 52 | 1.1% | 1.6% |
| Construction: | 216 | 4.4% | 6.9% |
| Manufacturing: | 565 | 11.6% | 10.0% |
| Wholesale trade: | 55 | 1.1% | 2.4% |
| Retail trade: | 471 | 9.7% | 11.0% |
| Transportation, warehousing, utilities: | 95 | 2.0% | 5.8% |
| Information: | 113 | 2.3% | 1.9% |
| Finance, insurance, real estate: | 437 | 9.0% | 6.7% |
| Professional, scientific, management: | 660 | 13.6% | 12.1% |
| Education, health care, social services: | 1,378 | 28.3% | 23.3% |
| Arts, entertainment, food services: | 467 | 9.6% | 9.0% |
| Other services: | 224 | 4.6% | 4.7% |
| Public administration: | 128 | 2.6% | 4.7% |
Poverty Status (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 8,839 | 95.6% | 91.3% |
| Private health insurance: | 6,360 | 68.8% | 67.6% |
| Public health coverage: | 3,910 | 42.3% | 35.9% |
| Without health insurance: | 294 | 3.2% | 8.7% |
Benefits & Assistance (95010 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 3,175 | 72.5% | 77.4% |
| Social Security income: | 1,708 | 39.0% | 31.0% |
| Retirement income: | 1,107 | 25.3% | 21.8% |
| Supplemental Security Income (SSI): | 280 | 6.4% | 4.5% |
| Cash public assistance income: | 139 | 3.2% | 1.8% |
| SNAP (food stamps) benefits: | 364 | 8.3% | 11.4% |
Housing Types (95010 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 1,737 | 35.0% | 61.4% |
| 1-unit, attached: | 307 | 6.2% | 6.1% |
| 2 units: | 414 | 8.3% | 3.4% |
| 3 or 4 units: | 1,076 | 21.7% | 4.3% |
| 5 to 9 units: | 277 | 5.6% | 4.6% |
| 10 to 19 units: | 367 | 7.4% | 4.3% |
| 20 or more units: | 363 | 7.3% | 9.9% |
| Mobile home: | 419 | 8.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (95010 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 11 | 0.2% | 0.6% |
| Built 2010 to 2019: | 185 | 3.7% | 8.2% |
| Built 2000 to 2009: | 379 | 7.6% | 13.5% |
| Built 1990 to 1999: | 548 | 11.0% | 13.2% |
| Built 1980 to 1989: | 716 | 14.4% | 13.2% |
| Built 1970 to 1979: | 1,031 | 20.8% | 14.6% |
| Built 1960 to 1969: | 984 | 19.8% | 10.2% |
| Built 1950 to 1959: | 442 | 8.9% | 9.9% |
| Built 1940 to 1949: | 164 | 3.3% | 4.6% |
| Built 1939 or earlier: | 500 | 10.1% | 12.0% |
Bedrooms (95010 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 215 | 4.3% | 2.4% |
| 1 bedroom: | 646 | 13.0% | 3.0% |
| 2 bedrooms: | 2,600 | 52.4% | 9.1% |
| 3 bedrooms: | 1,179 | 23.8% | 15.9% |
| 4 bedrooms: | 262 | 5.3% | 18.8% |
| 5 or more bedrooms: | 58 | 1.2% | 17.6% |
Heating Fuel (95010 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,974 | 67.9% | 47.1% |
| Bottled, tank, or LP gas: | 98 | 2.2% | 4.9% |
| Electricity: | 1,100 | 25.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 27 | 0.6% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 78 | 1.8% | 0.5% |
| No fuel used: | 105 | 2.4% | 0.2% |
Vehicles Available (95010 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 187 | 4.3% | 8.3% |
| 1 vehicle available: | 2,007 | 45.8% | 32.6% |
| 2 vehicles available: | 1,933 | 44.1% | 37.0% |
| 3 or more vehicles available: | 255 | 5.8% | 22.1% |
Home Value Distribution (95010 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 0 | 0.0% | 5.7% |
| $50,000 to $99,999: | 18 | 0.9% | 7.8% |
| $100,000 to $149,999: | 49 | 2.4% | 9.2% |
| $150,000 to $199,999: | 56 | 2.7% | 10.8% |
| $200,000 to $299,999: | 16 | 0.8% | 19.9% |
| $300,000 to $499,999: | 173 | 8.5% | 24.1% |
| $500,000 to $999,999: | 825 | 40.4% | 17.0% |
| $1,000,000 or more: | 907 | 44.4% | 5.6% |
Housing Costs (95010 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,566 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $874 / mo. | $584 / mo. |
| Median gross rent: | $2,191 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 1.98 | 2.53 |
| Average household size (renter-occupied): | 2.14 | 2.38 |
Households (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 4,382 | -- | -- |
| Married-couple households: | 1,472 | 33.6% | 47.5% |
| Cohabiting couple households: | 367 | 8.4% | 7.0% |
| Male householder, no spouse: | 917 | 20.9% | 5.4% |
| Female householder, no spouse: | 1,670 | 38.1% | 12.7% |
| Householder living alone: | 723 | 16.5% | 28.6% |
| 65 years and over living alone: | 1,860 | 42.4% | 11.8% |
| Average household size: | 2.07 | -- | 2.53 |
| Average family size: | 2.69 | -- | -- |
Marital Status (95010 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,945 | -- | -- |
| Never married: | 1,698 | 43.0% | 37.0% |
| Now married: | 1,711 | 43.4% | 49.5% |
| Separated: | 44 | 1.1% | 1.5% |
| Widowed: | 398 | 10.1% | 2.6% |
| Divorced: | 1,108 | 28.1% | 9.3% |
School Enrollment (95010 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 2,019 | -- | -- |
| Nursery school, preschool: | 130 | 6.4% | 5.8% |
| Kindergarten: | 43 | 2.1% | 5.0% |
| Elementary school (grades 1-8): | 654 | 32.4% | 40.5% |
| High school (grades 9-12): | 381 | 18.9% | 21.4% |
| College or graduate school: | 811 | 40.2% | 27.3% |
Veterans & Disability (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 7,918 | -- | -- |
| Veterans: | 324 | 4.1% | 6.3% |
| Civilian noninstitutionalized population: | 9,133 | -- | -- |
| With a disability: | 1,729 | 18.9% | 13.4% |
| Under 18 with disability: | 248 | 14.3% | 5.8% |
| 18 to 64 with disability: | 745 | 43.1% | 10.4% |
| 65 and over with disability: | 736 | 42.6% | 33.4% |
Mobility (Residence 1 Year Ago) (95010 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 8,144 | 88.1% | 86.9% |
| Different house: | 1,053 | 11.4% | 13.1% |
| Same county: | 743 | 70.6% | 7.0% |
| Different county: | 296 | 28.1% | 3.2% |
| Different state: | 36 | 3.4% | 2.5% |
| Abroad: | 14 | 1.3% | 0.4% |
Place of Birth (95010 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 8,187 | 88.6% | 86.2% |
| Foreign born: | 38 | 0.4% | 13.9% |
| Naturalized citizen: | 1,056 | 2778.9% | 52.7% |
| Not a citizen: | 1,056 | 2778.9% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,056 | 2778.9% | 10.5% |
| Asia: | 238 | 626.3% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 431 | 1134.2% | 50.0% |
| Northern America: | 12 | 31.6% | 2.2% |
Language Spoken at Home (95010 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,961 | -- | -- |
| English only: | 7,520 | 83.9% | 78.3% |
| Language other than English: | 1,441 | 16.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 930 | 10.4% | 13.3% |
| Other Indo-European languages: | 157 | 1.8% | 3.5% |
| Asian/Pacific Island languages: | 341 | 3.8% | 3.5% |
| Other languages: | 13 | 0.1% | 1.0% |
Computers & Internet (95010 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 4,382 | 100.0% | 93.1% |
| Households with broadband internet: | 4,248 | 96.9% | 89.4% |
Capitola, CA95010