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95060 ZIP Code

Santa Cruz, California

December 30, 2025
ZIP Code:95060
City/Town:Santa Cruz
County:Santa Cruz
State:California
ZIP Type:Standard
Population:46,527
Median Household Income:$101,962
Per Capita Income:$43,470
Total Housing Units:20,349
Median Home Value:$1,147,700
Land Area:54.5 sq miles
141.3 sq km
Water Area:0.1 sq miles
0.2 sq km
Coordinates:36.9932, -122.0984

Population Information (95060 zip code)

#%US
Total Population:46,527----
Male:23,84351.2%49.6%
Female:22,68448.8%50.4%
Median Age:35.4 yrs--38.5 yrs
Under 5 years:1,7263.7%5.7%
5 to 9 years:1,8073.9%6.0%
10 to 14 years:1,6903.6%6.5%
15 to 19 years:2,7555.9%6.6%
20 to 24 years:8,41318.1%6.7%
25 to 34 years:6,65014.3%13.7%
35 to 44 years:5,23411.2%12.9%
45 to 54 years:5,29611.4%12.4%
55 to 59 years:2,5505.5%6.5%
60 to 64 years:2,7685.9%6.4%
65 to 74 years:4,95410.6%9.7%
75 to 84 years:1,9654.2%4.8%
85 years and over:7191.5%2.0%

Housing Information (95060 zip code)

#%US
Median home value:$1,147,700--$281,900
Median rooms:4.7--5.5
Median rent:$2,265 / mo.--$1,268 / mo.
Total housing units:20,349----
Occupied housing units:18,43090.6%38.0%
Vacant housing units:1,9199.4%4.6%
Housing tenure:------
Owner-occupied:9,39651.0%64.8%
Renter-occupied:9,03449.0%35.2%

Educational Attainment (95060 zip code)

#%US
Population 25 years and over:30,136----
Less than 9th grade:8682.9%4.7%
9th to 12th grade, no diploma:8062.7%6.1%
High school graduate:3,55911.8%26.4%
Some college, no degree:6,38621.2%19.7%
Associate degree:1,9306.4%8.7%
Bachelor's degree:8,32227.6%20.9%
Graduate or professional degree:8,26527.4%13.7%
Percent high school graduate or higher:--94.4%89.1%
Percent bachelor's degree or higher:--55.0%34.3%

Income Information (95060 zip code)

ValueUS
Median household income:$101,962 / yr.$75,149 / yr.
Mean household income:$150,053 / yr.$105,833 / yr.
Median family income:$160,357 / yr.$92,646 / yr.
Per capita income:$43,470 / yr.$41,261 / yr.

Employment (95060 zip code)

#%US
In labor force:25,913--63.5%
Employed:24,36894.0%96.4%
Unemployed:1,5456.0%5.3%
Not in labor force:14,985----
Class of Worker:------
Private wage and salary:18,14074.4%79.7%
Government workers:4,13517.0%14.2%
Self-employed:2,0828.5%5.9%
Unpaid family workers:110.0%0.1%

Race & Ethnicity (95060 zip code)

#%US
Race (one race):------
White:33,57572.2%61.6%
Black or African American:7681.7%12.4%
American Indian/Alaska Native:3880.8%1.1%
Asian:3,2817.1%6.0%
Native Hawaiian/Pacific Islander:940.2%0.2%
Some other race:3,3457.2%8.4%
Two or more races:5,07610.9%10.2%
Hispanic or Latino (any race):6,58614.2%18.7%
Mexican:9,52420.5%11.2%
Puerto Rican:6,74114.5%1.8%
Cuban:3670.8%0.7%
Other Hispanic or Latino:2540.5%5.0%
Not Hispanic or Latino:2,1624.6%81.1%

Income Distribution (95060 zip code)

Household IncomeHouseholds%US
Less than $10,000:1,1576.3%4.9%
$10,000 to $14,999:7534.1%3.8%
$15,000 to $24,999:9535.2%7.0%
$25,000 to $34,999:1,2666.9%7.4%
$35,000 to $49,999:1,6559.0%10.7%
$50,000 to $74,999:1,5598.5%16.1%
$75,000 to $99,999:1,6028.7%12.8%
$100,000 to $149,999:2,80515.2%17.1%
$150,000 to $199,999:2,13911.6%8.8%
$200,000 or more:4,54124.6%11.4%

Commute to Work (95060 zip code)

Commute MethodWorkers%US
Drove alone:13,78056.5%67.8%
Carpooled:1,4475.9%8.7%
Public transportation:8273.4%4.2%
Walked:1,3145.4%2.5%
Other means:1,3325.5%0.9%
Worked from home:4,78419.6%13.8%
Mean travel time to work:23.8 min--26.7 min

Industry (95060 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:3761.5%1.6%
Construction:1,2355.1%6.9%
Manufacturing:2,0578.4%10.0%
Wholesale trade:2030.8%2.4%
Retail trade:2,53310.4%11.0%
Transportation, warehousing, utilities:9844.0%5.8%
Information:9944.1%1.9%
Finance, insurance, real estate:9343.8%6.7%
Professional, scientific, management:3,83615.7%12.1%
Education, health care, social services:6,94128.5%23.3%
Arts, entertainment, food services:2,62510.8%9.0%
Other services:1,0194.2%4.7%
Public administration:6312.6%4.7%

Poverty Status (95060 zip code)

#%US
Poverty Rate:--18.2%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (95060 zip code)

#%US
With health insurance:44,41495.5%91.3%
Private health insurance:35,29675.9%67.6%
Public health coverage:14,74331.7%35.9%
Without health insurance:1,7403.7%8.7%

Benefits & Assistance (95060 zip code)

Households with:#%US
Earnings:14,69379.7%77.4%
Social Security income:5,31528.8%31.0%
Retirement income:4,12622.4%21.8%
Supplemental Security Income (SSI):6543.5%4.5%
Cash public assistance income:6063.3%1.8%
SNAP (food stamps) benefits:1,97610.7%11.4%

Housing Types (95060 zip code)

Structure TypeUnits%US
1-unit, detached:12,11059.5%61.4%
1-unit, attached:1,5247.5%6.1%
2 units:8144.0%3.4%
3 or 4 units:1,2566.2%4.3%
5 to 9 units:1,5447.6%4.6%
10 to 19 units:5932.9%4.3%
20 or more units:2,03110.0%9.9%
Mobile home:3941.9%5.8%
Boat, RV, van, etc.:830.4%0.1%

Year Structure Built (95060 zip code)

Year BuiltUnits%US
Built 2020 or later:490.2%0.6%
Built 2010 to 2019:6613.2%8.2%
Built 2000 to 2009:1,9299.5%13.5%
Built 1990 to 1999:2,02710.0%13.2%
Built 1980 to 1989:1,9489.6%13.2%
Built 1970 to 1979:3,84818.9%14.6%
Built 1960 to 1969:2,14310.5%10.2%
Built 1950 to 1959:2,65113.0%9.9%
Built 1940 to 1949:1,5927.8%4.6%
Built 1939 or earlier:3,50117.2%12.0%

Bedrooms (95060 zip code)

Number of BedroomsUnits%US
No bedroom (studio):2,0009.8%2.4%
1 bedroom:3,77718.6%3.0%
2 bedrooms:5,61327.6%9.1%
3 bedrooms:5,91129.0%15.9%
4 bedrooms:2,32111.4%18.8%
5 or more bedrooms:7273.6%17.6%

Heating Fuel (95060 zip code)

Fuel TypeUnits%US
Utility gas:10,90959.2%47.1%
Bottled, tank, or LP gas:1,5098.2%4.9%
Electricity:4,56124.7%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:7203.9%1.5%
Solar energy:1740.9%0.1%
Other fuel:280.2%0.5%
No fuel used:5292.9%0.2%

Vehicles Available (95060 zip code)

VehiclesHouseholds%US
No vehicle available:1,4557.9%8.3%
1 vehicle available:6,00332.6%32.6%
2 vehicles available:5,94132.2%37.0%
3 or more vehicles available:5,03127.3%22.1%

Home Value Distribution (95060 zip code)

Value RangeOwner Units%US
Less than $50,000:1661.8%5.7%
$50,000 to $99,999:150.2%7.8%
$100,000 to $149,999:1031.1%9.2%
$150,000 to $199,999:1271.4%10.8%
$200,000 to $299,999:1711.8%19.9%
$300,000 to $499,999:2853.0%24.1%
$500,000 to $999,999:2,31724.7%17.0%
$1,000,000 or more:6,21266.1%5.6%

Housing Costs (95060 zip code)

ValueUS
Median owner costs (with mortgage):$3,645 / mo.$1,828 / mo.
Median owner costs (no mortgage):$822 / mo.$584 / mo.
Median gross rent:$2,265 / mo.$1,268 / mo.
Average household size (owner-occupied):2.582.53
Average household size (renter-occupied):2.292.38

Households (95060 zip code)

#%US
Total households:18,430----
Married-couple households:7,09338.5%47.5%
Cohabiting couple households:2,50713.6%7.0%
Male householder, no spouse:3,83020.8%5.4%
Female householder, no spouse:5,60630.4%12.7%
Householder living alone:3,93021.3%28.6%
65 years and over living alone:5,61230.5%11.8%
Average household size:2.44--2.53
Average family size:2.93----

Marital Status (95060 zip code)

Population 15 years and over#%US
Total:20,803----
Never married:10,98952.8%37.0%
Now married:7,80937.5%49.5%
Separated:2641.3%1.5%
Widowed:1,4276.9%2.6%
Divorced:9,30044.7%9.3%

School Enrollment (95060 zip code)

Population 3 years and over#%US
Enrolled in school:14,038----
Nursery school, preschool:4383.1%5.8%
Kindergarten:2892.1%5.0%
Elementary school (grades 1-8):2,86520.4%40.5%
High school (grades 9-12):1,91513.6%21.4%
College or graduate school:8,53160.8%27.3%

Veterans & Disability (95060 zip code)

#%US
Civilian population 18 years and over:40,078----
Veterans:1,3993.5%6.3%
Civilian noninstitutionalized population:46,154----
With a disability:5,12711.1%13.4%
Under 18 with disability:891.7%5.8%
18 to 64 with disability:2,81154.8%10.4%
65 and over with disability:2,22743.4%33.4%

Mobility (Residence 1 Year Ago) (95060 zip code)

Population 1 year and over#%US
Same house:34,65574.5%86.9%
Different house:11,59924.9%13.1%
Same county:5,62048.5%7.0%
Different county:5,70549.2%3.2%
Different state:1,41612.2%2.5%
Abroad:2742.4%0.4%

Place of Birth (95060 zip code)

#%US
Native born:40,55587.2%86.2%
Foreign born:8051.7%13.9%
Naturalized citizen:5,972741.9%52.7%
Not a citizen:5,972741.9%47.3%
Foreign-born by region:------
Europe:5,972741.9%10.5%
Asia:1,214150.8%31.3%
Africa:12014.9%5.5%
Oceania:11314.0%0.5%
Latin America:2,157268.0%50.0%
Northern America:30237.5%2.2%

Language Spoken at Home (95060 zip code)

Population 5 years and over#%US
Total:44,801----
English only:34,07076.0%78.3%
Language other than English:10,73124.0%21.5%
By language:------
Spanish:6,19413.8%13.3%
Other Indo-European languages:2,0144.5%3.5%
Asian/Pacific Island languages:2,0284.5%3.5%
Other languages:4951.1%1.0%

Computers & Internet (95060 zip code)

Households%US
Households with a computer:18,430100.0%93.1%
Households with broadband internet:17,85696.9%89.4%