95065 ZIP Code
Santa Cruz, California
December 30, 2025
| ZIP Code: | 95065 |
| City/Town: | Santa Cruz |
| County: | Santa Cruz |
| State: | California |
| ZIP Type: | Standard |
| Population: | 8,125 |
| Median Household Income: | $136,469 |
| Per Capita Income: | $51,806 |
| Total Housing Units: | 2,986 |
| Median Home Value: | $1,088,700 |
| Land Area: | 10.9 sq miles
28.3 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 37.0322, -121.9844 |
Population Information (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 8,125 | -- | -- |
| Male: | 3,902 | 48.0% | 49.6% |
| Female: | 4,223 | 52.0% | 50.4% |
| Median Age: | 42.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 384 | 4.7% | 5.7% |
| 5 to 9 years: | 375 | 4.6% | 6.0% |
| 10 to 14 years: | 518 | 6.4% | 6.5% |
| 15 to 19 years: | 380 | 4.7% | 6.6% |
| 20 to 24 years: | 745 | 9.2% | 6.7% |
| 25 to 34 years: | 1,048 | 12.9% | 13.7% |
| 35 to 44 years: | 1,012 | 12.5% | 12.9% |
| 45 to 54 years: | 1,050 | 12.9% | 12.4% |
| 55 to 59 years: | 565 | 7.0% | 6.5% |
| 60 to 64 years: | 426 | 5.2% | 6.4% |
| 65 to 74 years: | 995 | 12.2% | 9.7% |
| 75 to 84 years: | 403 | 5.0% | 4.8% |
| 85 years and over: | 224 | 2.8% | 2.0% |
Housing Information (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $1,088,700 | -- | $281,900 |
| Median rooms: | 5.6 | -- | 5.5 |
| Median rent: | $2,504 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,986 | -- | -- |
| Occupied housing units: | 2,871 | 96.1% | 38.0% |
| Vacant housing units: | 115 | 3.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,960 | 68.3% | 64.8% |
| Renter-occupied: | 911 | 31.7% | 35.2% |
Educational Attainment (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,723 | -- | -- |
| Less than 9th grade: | 99 | 1.7% | 4.7% |
| 9th to 12th grade, no diploma: | 137 | 2.4% | 6.1% |
| High school graduate: | 775 | 13.5% | 26.4% |
| Some college, no degree: | 1,412 | 24.7% | 19.7% |
| Associate degree: | 655 | 11.4% | 8.7% |
| Bachelor's degree: | 1,568 | 27.4% | 20.9% |
| Graduate or professional degree: | 1,077 | 18.8% | 13.7% |
| Percent high school graduate or higher: | -- | 95.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 46.2% | 34.3% |
Income Information (95065 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $136,469 / yr. | $75,149 / yr. |
| Mean household income: | $183,799 / yr. | $105,833 / yr. |
| Median family income: | $147,426 / yr. | $92,646 / yr. |
| Per capita income: | $51,806 / yr. | $41,261 / yr. |
Employment (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 4,100 | -- | 63.5% |
| Employed: | 3,941 | 96.1% | 96.4% |
| Unemployed: | 159 | 3.9% | 5.3% |
| Not in labor force: | 2,646 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 3,057 | 77.6% | 79.7% |
| Government workers: | 476 | 12.1% | 14.2% |
| Self-employed: | 404 | 10.3% | 5.9% |
| Unpaid family workers: | 4 | 0.1% | 0.1% |
Race & Ethnicity (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,092 | 75.0% | 61.6% |
| Black or African American: | 68 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 7 | 0.1% | 1.1% |
| Asian: | 233 | 2.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 1,130 | 13.9% | 8.4% |
| Two or more races: | 595 | 7.3% | 10.2% |
| Hispanic or Latino (any race): | 1,431 | 17.6% | 18.7% |
| Mexican: | 1,809 | 22.3% | 11.2% |
| Puerto Rican: | 1,383 | 17.0% | 1.8% |
| Cuban: | 4 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 422 | 5.2% | 81.1% |
Income Distribution (95065 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 29 | 1.0% | 4.9% |
| $10,000 to $14,999: | 24 | 0.8% | 3.8% |
| $15,000 to $24,999: | 94 | 3.3% | 7.0% |
| $25,000 to $34,999: | 78 | 2.7% | 7.4% |
| $35,000 to $49,999: | 213 | 7.4% | 10.7% |
| $50,000 to $74,999: | 402 | 14.0% | 16.1% |
| $75,000 to $99,999: | 277 | 9.6% | 12.8% |
| $100,000 to $149,999: | 482 | 16.8% | 17.1% |
| $150,000 to $199,999: | 442 | 15.4% | 8.8% |
| $200,000 or more: | 830 | 28.9% | 11.4% |
Commute to Work (95065 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,572 | 65.3% | 67.8% |
| Carpooled: | 236 | 6.0% | 8.7% |
| Public transportation: | 61 | 1.5% | 4.2% |
| Walked: | 68 | 1.7% | 2.5% |
| Other means: | 218 | 5.5% | 0.9% |
| Worked from home: | 726 | 18.4% | 13.8% |
| Mean travel time to work: | 25.1 min | -- | 26.7 min |
Industry (95065 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 28 | 0.7% | 1.6% |
| Construction: | 483 | 12.3% | 6.9% |
| Manufacturing: | 340 | 8.6% | 10.0% |
| Wholesale trade: | 110 | 2.8% | 2.4% |
| Retail trade: | 322 | 8.2% | 11.0% |
| Transportation, warehousing, utilities: | 110 | 2.8% | 5.8% |
| Information: | 90 | 2.3% | 1.9% |
| Finance, insurance, real estate: | 254 | 6.4% | 6.7% |
| Professional, scientific, management: | 517 | 13.1% | 12.1% |
| Education, health care, social services: | 1,000 | 25.4% | 23.3% |
| Arts, entertainment, food services: | 344 | 8.7% | 9.0% |
| Other services: | 193 | 4.9% | 4.7% |
| Public administration: | 150 | 3.8% | 4.7% |
Poverty Status (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 8.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 7,418 | 91.3% | 91.3% |
| Private health insurance: | 6,104 | 75.1% | 67.6% |
| Public health coverage: | 2,607 | 32.1% | 35.9% |
| Without health insurance: | 701 | 8.6% | 8.7% |
Benefits & Assistance (95065 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,118 | 73.8% | 77.4% |
| Social Security income: | 1,057 | 36.8% | 31.0% |
| Retirement income: | 864 | 30.1% | 21.8% |
| Supplemental Security Income (SSI): | 78 | 2.7% | 4.5% |
| Cash public assistance income: | 36 | 1.3% | 1.8% |
| SNAP (food stamps) benefits: | 93 | 3.2% | 11.4% |
Housing Types (95065 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,343 | 78.5% | 61.4% |
| 1-unit, attached: | 154 | 5.2% | 6.1% |
| 2 units: | 35 | 1.2% | 3.4% |
| 3 or 4 units: | 106 | 3.5% | 4.3% |
| 5 to 9 units: | 30 | 1.0% | 4.6% |
| 10 to 19 units: | 62 | 2.1% | 4.3% |
| 20 or more units: | 242 | 8.1% | 9.9% |
| Mobile home: | 14 | 0.5% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (95065 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 62 | 2.1% | 8.2% |
| Built 2000 to 2009: | 122 | 4.1% | 13.5% |
| Built 1990 to 1999: | 296 | 9.9% | 13.2% |
| Built 1980 to 1989: | 743 | 24.9% | 13.2% |
| Built 1970 to 1979: | 687 | 23.0% | 14.6% |
| Built 1960 to 1969: | 575 | 19.3% | 10.2% |
| Built 1950 to 1959: | 169 | 5.7% | 9.9% |
| Built 1940 to 1949: | 139 | 4.7% | 4.6% |
| Built 1939 or earlier: | 193 | 6.5% | 12.0% |
Bedrooms (95065 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 76 | 2.5% | 2.4% |
| 1 bedroom: | 330 | 11.1% | 3.0% |
| 2 bedrooms: | 646 | 21.6% | 9.1% |
| 3 bedrooms: | 1,434 | 48.0% | 15.9% |
| 4 bedrooms: | 367 | 12.3% | 18.8% |
| 5 or more bedrooms: | 133 | 4.5% | 17.6% |
Heating Fuel (95065 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,599 | 55.7% | 47.1% |
| Bottled, tank, or LP gas: | 366 | 12.7% | 4.9% |
| Electricity: | 588 | 20.5% | 40.2% |
| Fuel oil, kerosene, etc.: | 33 | 1.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 173 | 6.0% | 1.5% |
| Solar energy: | 21 | 0.7% | 0.1% |
| Other fuel: | 14 | 0.5% | 0.5% |
| No fuel used: | 77 | 2.7% | 0.2% |
Vehicles Available (95065 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 241 | 8.4% | 8.3% |
| 1 vehicle available: | 503 | 17.5% | 32.6% |
| 2 vehicles available: | 1,022 | 35.6% | 37.0% |
| 3 or more vehicles available: | 1,105 | 38.5% | 22.1% |
Home Value Distribution (95065 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 37 | 1.9% | 5.7% |
| $50,000 to $99,999: | 0 | 0.0% | 7.8% |
| $100,000 to $149,999: | 21 | 1.1% | 9.2% |
| $150,000 to $199,999: | 6 | 0.3% | 10.8% |
| $200,000 to $299,999: | 10 | 0.5% | 19.9% |
| $300,000 to $499,999: | 6 | 0.3% | 24.1% |
| $500,000 to $999,999: | 697 | 35.6% | 17.0% |
| $1,000,000 or more: | 1,183 | 60.4% | 5.6% |
Housing Costs (95065 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $3,741 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $883 / mo. | $584 / mo. |
| Median gross rent: | $2,504 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.68 | 2.53 |
| Average household size (renter-occupied): | 2.89 | 2.38 |
Households (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,871 | -- | -- |
| Married-couple households: | 1,545 | 53.8% | 47.5% |
| Cohabiting couple households: | 589 | 20.5% | 7.0% |
| Male householder, no spouse: | 313 | 10.9% | 5.4% |
| Female householder, no spouse: | 641 | 22.3% | 12.7% |
| Householder living alone: | 791 | 27.6% | 28.6% |
| 65 years and over living alone: | 1,151 | 40.1% | 11.8% |
| Average household size: | 2.75 | -- | 2.53 |
| Average family size: | 3.23 | -- | -- |
Marital Status (95065 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,378 | -- | -- |
| Never married: | 1,335 | 39.5% | 37.0% |
| Now married: | 1,728 | 51.2% | 49.5% |
| Separated: | 22 | 0.7% | 1.5% |
| Widowed: | 282 | 8.3% | 2.6% |
| Divorced: | 1,200 | 35.5% | 9.3% |
School Enrollment (95065 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,844 | -- | -- |
| Nursery school, preschool: | 57 | 3.1% | 5.8% |
| Kindergarten: | 48 | 2.6% | 5.0% |
| Elementary school (grades 1-8): | 767 | 41.6% | 40.5% |
| High school (grades 9-12): | 362 | 19.6% | 21.4% |
| College or graduate school: | 610 | 33.1% | 27.3% |
Veterans & Disability (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 6,555 | -- | -- |
| Veterans: | 284 | 4.3% | 6.3% |
| Civilian noninstitutionalized population: | 8,119 | -- | -- |
| With a disability: | 865 | 10.7% | 13.4% |
| Under 18 with disability: | 74 | 8.6% | 5.8% |
| 18 to 64 with disability: | 321 | 37.1% | 10.4% |
| 65 and over with disability: | 470 | 54.3% | 33.4% |
Mobility (Residence 1 Year Ago) (95065 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,883 | 84.7% | 86.9% |
| Different house: | 1,228 | 15.1% | 13.1% |
| Same county: | 850 | 69.2% | 7.0% |
| Different county: | 372 | 30.3% | 3.2% |
| Different state: | 63 | 5.1% | 2.5% |
| Abroad: | 6 | 0.5% | 0.4% |
Place of Birth (95065 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 7,268 | 89.5% | 86.2% |
| Foreign born: | 117 | 1.4% | 13.9% |
| Naturalized citizen: | 857 | 732.5% | 52.7% |
| Not a citizen: | 857 | 732.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 857 | 732.5% | 10.5% |
| Asia: | 194 | 165.8% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 464 | 396.6% | 50.0% |
| Northern America: | 69 | 59.0% | 2.2% |
Language Spoken at Home (95065 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,741 | -- | -- |
| English only: | 6,073 | 78.5% | 78.3% |
| Language other than English: | 1,668 | 21.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,313 | 17.0% | 13.3% |
| Other Indo-European languages: | 255 | 3.3% | 3.5% |
| Asian/Pacific Island languages: | 72 | 0.9% | 3.5% |
| Other languages: | 28 | 0.4% | 1.0% |
Computers & Internet (95065 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,871 | 100.0% | 93.1% |
| Households with broadband internet: | 2,821 | 98.3% | 89.4% |
Santa Cruz, CA95065