95354 ZIP Code
Modesto, California
December 30, 2025
| ZIP Code: | 95354 |
| City/Town: | Modesto |
| County: | Stanislaus |
| State: | California |
| ZIP Type: | Standard |
| Population: | 25,100 |
| Median Household Income: | $63,064 |
| Per Capita Income: | $39,928 |
| Total Housing Units: | 9,359 |
| Median Home Value: | $328,700 |
| Land Area: | 7.7 sq miles
19.8 sq km |
| Water Area: | 0.1 sq miles
0.2 sq km |
| Coordinates: | 37.6390, -120.9648 |
Population Information (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 25,100 | -- | -- |
| Male: | 12,025 | 47.9% | 49.6% |
| Female: | 13,075 | 52.1% | 50.4% |
| Median Age: | 34.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,752 | 7.0% | 5.7% |
| 5 to 9 years: | 2,013 | 8.0% | 6.0% |
| 10 to 14 years: | 2,032 | 8.1% | 6.5% |
| 15 to 19 years: | 1,421 | 5.7% | 6.6% |
| 20 to 24 years: | 1,268 | 5.1% | 6.7% |
| 25 to 34 years: | 4,248 | 16.9% | 13.7% |
| 35 to 44 years: | 3,318 | 13.2% | 12.9% |
| 45 to 54 years: | 3,045 | 12.1% | 12.4% |
| 55 to 59 years: | 1,499 | 6.0% | 6.5% |
| 60 to 64 years: | 1,046 | 4.2% | 6.4% |
| 65 to 74 years: | 2,272 | 9.1% | 9.7% |
| 75 to 84 years: | 924 | 3.7% | 4.8% |
| 85 years and over: | 262 | 1.0% | 2.0% |
Housing Information (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $328,700 | -- | $281,900 |
| Median rooms: | 4.8 | -- | 5.5 |
| Median rent: | $1,348 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,359 | -- | -- |
| Occupied housing units: | 8,721 | 93.2% | 38.0% |
| Vacant housing units: | 638 | 6.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 4,162 | 47.7% | 64.8% |
| Renter-occupied: | 4,559 | 52.3% | 35.2% |
Educational Attainment (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 16,614 | -- | -- |
| Less than 9th grade: | 1,507 | 9.1% | 4.7% |
| 9th to 12th grade, no diploma: | 1,701 | 10.2% | 6.1% |
| High school graduate: | 5,871 | 35.3% | 26.4% |
| Some college, no degree: | 3,657 | 22.0% | 19.7% |
| Associate degree: | 1,206 | 7.3% | 8.7% |
| Bachelor's degree: | 1,745 | 10.5% | 20.9% |
| Graduate or professional degree: | 927 | 5.6% | 13.7% |
| Percent high school graduate or higher: | -- | 80.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 16.1% | 34.3% |
Income Information (95354 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $63,064 / yr. | $75,149 / yr. |
| Mean household income: | $83,995 / yr. | $105,833 / yr. |
| Median family income: | $72,729 / yr. | $92,646 / yr. |
| Per capita income: | $39,928 / yr. | $41,261 / yr. |
Employment (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 11,481 | -- | 63.5% |
| Employed: | 10,548 | 91.9% | 96.4% |
| Unemployed: | 933 | 8.1% | 5.3% |
| Not in labor force: | 7,489 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,588 | 81.4% | 79.7% |
| Government workers: | 1,344 | 12.7% | 14.2% |
| Self-employed: | 579 | 5.5% | 5.9% |
| Unpaid family workers: | 37 | 0.4% | 0.1% |
Race & Ethnicity (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 13,275 | 52.9% | 61.6% |
| Black or African American: | 1,470 | 5.9% | 12.4% |
| American Indian/Alaska Native: | 331 | 1.3% | 1.1% |
| Asian: | 1,431 | 5.7% | 6.0% |
| Native Hawaiian/Pacific Islander: | 125 | 0.5% | 0.2% |
| Some other race: | 2,860 | 11.4% | 8.4% |
| Two or more races: | 5,608 | 22.3% | 10.2% |
| Hispanic or Latino (any race): | 7,752 | 30.9% | 18.7% |
| Mexican: | 11,601 | 46.2% | 11.2% |
| Puerto Rican: | 10,838 | 43.2% | 1.8% |
| Cuban: | 46 | 0.2% | 0.7% |
| Other Hispanic or Latino: | 53 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 664 | 2.6% | 81.1% |
Income Distribution (95354 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 462 | 5.3% | 4.9% |
| $10,000 to $14,999: | 622 | 7.1% | 3.8% |
| $15,000 to $24,999: | 683 | 7.8% | 7.0% |
| $25,000 to $34,999: | 733 | 8.4% | 7.4% |
| $35,000 to $49,999: | 810 | 9.3% | 10.7% |
| $50,000 to $74,999: | 1,743 | 20.0% | 16.1% |
| $75,000 to $99,999: | 1,015 | 11.6% | 12.8% |
| $100,000 to $149,999: | 1,550 | 17.8% | 17.1% |
| $150,000 to $199,999: | 500 | 5.7% | 8.8% |
| $200,000 or more: | 603 | 6.9% | 11.4% |
Commute to Work (95354 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 7,825 | 74.2% | 67.8% |
| Carpooled: | 1,619 | 15.3% | 8.7% |
| Public transportation: | 92 | 0.9% | 4.2% |
| Walked: | 135 | 1.3% | 2.5% |
| Other means: | 192 | 1.8% | 0.9% |
| Worked from home: | 434 | 4.1% | 13.8% |
| Mean travel time to work: | 28.5 min | -- | 26.7 min |
Industry (95354 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 218 | 2.1% | 1.6% |
| Construction: | 785 | 7.4% | 6.9% |
| Manufacturing: | 1,136 | 10.8% | 10.0% |
| Wholesale trade: | 208 | 2.0% | 2.4% |
| Retail trade: | 1,157 | 11.0% | 11.0% |
| Transportation, warehousing, utilities: | 955 | 9.1% | 5.8% |
| Information: | 133 | 1.3% | 1.9% |
| Finance, insurance, real estate: | 443 | 4.2% | 6.7% |
| Professional, scientific, management: | 1,152 | 10.9% | 12.1% |
| Education, health care, social services: | 2,049 | 19.4% | 23.3% |
| Arts, entertainment, food services: | 1,175 | 11.1% | 9.0% |
| Other services: | 705 | 6.7% | 4.7% |
| Public administration: | 432 | 4.1% | 4.7% |
Poverty Status (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 15.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 23,857 | 95.0% | 91.3% |
| Private health insurance: | 11,892 | 47.4% | 67.6% |
| Public health coverage: | 13,736 | 54.7% | 35.9% |
| Without health insurance: | 1,229 | 4.9% | 8.7% |
Benefits & Assistance (95354 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,451 | 74.0% | 77.4% |
| Social Security income: | 2,759 | 31.6% | 31.0% |
| Retirement income: | 1,507 | 17.3% | 21.8% |
| Supplemental Security Income (SSI): | 1,051 | 12.1% | 4.5% |
| Cash public assistance income: | 480 | 5.5% | 1.8% |
| SNAP (food stamps) benefits: | 1,719 | 19.7% | 11.4% |
Housing Types (95354 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,745 | 72.1% | 61.4% |
| 1-unit, attached: | 734 | 7.8% | 6.1% |
| 2 units: | 264 | 2.8% | 3.4% |
| 3 or 4 units: | 388 | 4.1% | 4.3% |
| 5 to 9 units: | 330 | 3.5% | 4.6% |
| 10 to 19 units: | 161 | 1.7% | 4.3% |
| 20 or more units: | 690 | 7.4% | 9.9% |
| Mobile home: | 47 | 0.5% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (95354 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 262 | 2.8% | 8.2% |
| Built 2000 to 2009: | 189 | 2.0% | 13.5% |
| Built 1990 to 1999: | 645 | 6.9% | 13.2% |
| Built 1980 to 1989: | 988 | 10.6% | 13.2% |
| Built 1970 to 1979: | 2,299 | 24.6% | 14.6% |
| Built 1960 to 1969: | 500 | 5.3% | 10.2% |
| Built 1950 to 1959: | 1,150 | 12.3% | 9.9% |
| Built 1940 to 1949: | 1,312 | 14.0% | 4.6% |
| Built 1939 or earlier: | 2,014 | 21.5% | 12.0% |
Bedrooms (95354 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 325 | 3.5% | 2.4% |
| 1 bedroom: | 1,229 | 13.1% | 3.0% |
| 2 bedrooms: | 3,432 | 36.7% | 9.1% |
| 3 bedrooms: | 3,517 | 37.6% | 15.9% |
| 4 bedrooms: | 779 | 8.3% | 18.8% |
| 5 or more bedrooms: | 77 | 0.8% | 17.6% |
Heating Fuel (95354 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,825 | 66.8% | 47.1% |
| Bottled, tank, or LP gas: | 106 | 1.2% | 4.9% |
| Electricity: | 2,680 | 30.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 19 | 0.2% | 0.1% |
| Other fuel: | 49 | 0.6% | 0.5% |
| No fuel used: | 42 | 0.5% | 0.2% |
Vehicles Available (95354 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 743 | 8.5% | 8.3% |
| 1 vehicle available: | 3,308 | 37.9% | 32.6% |
| 2 vehicles available: | 2,702 | 31.0% | 37.0% |
| 3 or more vehicles available: | 1,968 | 22.6% | 22.1% |
Home Value Distribution (95354 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 139 | 3.3% | 5.7% |
| $50,000 to $99,999: | 22 | 0.5% | 7.8% |
| $100,000 to $149,999: | 13 | 0.3% | 9.2% |
| $150,000 to $199,999: | 94 | 2.3% | 10.8% |
| $200,000 to $299,999: | 1,381 | 33.2% | 19.9% |
| $300,000 to $499,999: | 1,999 | 48.0% | 24.1% |
| $500,000 to $999,999: | 420 | 10.1% | 17.0% |
| $1,000,000 or more: | 94 | 2.3% | 5.6% |
Housing Costs (95354 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,688 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $578 / mo. | $584 / mo. |
| Median gross rent: | $1,348 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.92 | 2.53 |
| Average household size (renter-occupied): | 2.76 | 2.38 |
Households (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,721 | -- | -- |
| Married-couple households: | 3,360 | 38.5% | 47.5% |
| Cohabiting couple households: | 1,487 | 17.1% | 7.0% |
| Male householder, no spouse: | 1,876 | 21.5% | 5.4% |
| Female householder, no spouse: | 2,839 | 32.6% | 12.7% |
| Householder living alone: | 2,909 | 33.4% | 28.6% |
| 65 years and over living alone: | 2,640 | 30.3% | 11.8% |
| Average household size: | 2.84 | -- | 2.53 |
| Average family size: | 3.62 | -- | -- |
Marital Status (95354 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 9,037 | -- | -- |
| Never married: | 3,250 | 36.0% | 37.0% |
| Now married: | 4,202 | 46.5% | 49.5% |
| Separated: | 296 | 3.3% | 1.5% |
| Widowed: | 1,073 | 11.9% | 2.6% |
| Divorced: | 3,514 | 38.9% | 9.3% |
School Enrollment (95354 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,189 | -- | -- |
| Nursery school, preschool: | 361 | 5.8% | 5.8% |
| Kindergarten: | 305 | 4.9% | 5.0% |
| Elementary school (grades 1-8): | 3,211 | 51.9% | 40.5% |
| High school (grades 9-12): | 1,361 | 22.0% | 21.4% |
| College or graduate school: | 951 | 15.4% | 27.3% |
Veterans & Disability (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 18,423 | -- | -- |
| Veterans: | 1,009 | 5.5% | 6.3% |
| Civilian noninstitutionalized population: | 25,086 | -- | -- |
| With a disability: | 3,618 | 14.4% | 13.4% |
| Under 18 with disability: | 280 | 7.7% | 5.8% |
| 18 to 64 with disability: | 1,822 | 50.4% | 10.4% |
| 65 and over with disability: | 1,516 | 41.9% | 33.4% |
Mobility (Residence 1 Year Ago) (95354 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 20,935 | 83.4% | 86.9% |
| Different house: | 3,874 | 15.4% | 13.1% |
| Same county: | 2,565 | 66.2% | 7.0% |
| Different county: | 897 | 23.2% | 3.2% |
| Different state: | 254 | 6.6% | 2.5% |
| Abroad: | 412 | 10.6% | 0.4% |
Place of Birth (95354 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,322 | 81.0% | 86.2% |
| Foreign born: | 181 | 0.7% | 13.9% |
| Naturalized citizen: | 4,778 | 2639.8% | 52.7% |
| Not a citizen: | 4,778 | 2639.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 4,778 | 2639.8% | 10.5% |
| Asia: | 252 | 139.2% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 229 | 126.5% | 0.5% |
| Latin America: | 3,198 | 1766.9% | 50.0% |
| Northern America: | 35 | 19.3% | 2.2% |
Language Spoken at Home (95354 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 23,348 | -- | -- |
| English only: | 14,316 | 61.3% | 78.3% |
| Language other than English: | 9,032 | 38.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 7,349 | 31.5% | 13.3% |
| Other Indo-European languages: | 877 | 3.8% | 3.5% |
| Asian/Pacific Island languages: | 755 | 3.2% | 3.5% |
| Other languages: | 51 | 0.2% | 1.0% |
Computers & Internet (95354 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,721 | 100.0% | 93.1% |
| Households with broadband internet: | 8,190 | 93.9% | 89.4% |
Modesto, CA95354