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95357 ZIP Code

Modesto, California

December 30, 2025
ZIP Code:95357
City/Town:Modesto
County:Stanislaus
State:California
ZIP Type:Standard
Population:14,403
Median Household Income:$92,372
Per Capita Income:$38,837
Total Housing Units:4,396
Median Home Value:$392,700
Land Area:39.4 sq miles
101.9 sq km
Water Area:0.1 sq miles
0.3 sq km
Coordinates:37.6712, -120.8863

Population Information (95357 zip code)

#%US
Total Population:14,403----
Male:7,37751.2%49.6%
Female:7,02648.8%50.4%
Median Age:35.0 yrs--38.5 yrs
Under 5 years:9006.2%5.7%
5 to 9 years:1,45710.1%6.0%
10 to 14 years:1,3559.4%6.5%
15 to 19 years:6704.7%6.6%
20 to 24 years:7895.5%6.7%
25 to 34 years:2,03114.1%13.7%
35 to 44 years:2,18115.1%12.9%
45 to 54 years:1,2979.0%12.4%
55 to 59 years:8706.0%6.5%
60 to 64 years:1,1598.0%6.4%
65 to 74 years:1,1427.9%9.7%
75 to 84 years:3572.5%4.8%
85 years and over:1951.4%2.0%

Housing Information (95357 zip code)

#%US
Median home value:$392,700--$281,900
Median rooms:5.9--5.5
Median rent:$2,004 / mo.--$1,268 / mo.
Total housing units:4,396----
Occupied housing units:4,30097.8%38.0%
Vacant housing units:962.2%4.6%
Housing tenure:------
Owner-occupied:3,10372.2%64.8%
Renter-occupied:1,19727.8%35.2%

Educational Attainment (95357 zip code)

#%US
Population 25 years and over:9,232----
Less than 9th grade:6647.2%4.7%
9th to 12th grade, no diploma:9029.8%6.1%
High school graduate:3,04533.0%26.4%
Some college, no degree:2,36225.6%19.7%
Associate degree:5726.2%8.7%
Bachelor's degree:1,21513.2%20.9%
Graduate or professional degree:4725.1%13.7%
Percent high school graduate or higher:--83.0%89.1%
Percent bachelor's degree or higher:--18.3%34.3%

Income Information (95357 zip code)

ValueUS
Median household income:$92,372 / yr.$75,149 / yr.
Mean household income:$115,719 / yr.$105,833 / yr.
Median family income:$106,972 / yr.$92,646 / yr.
Per capita income:$38,837 / yr.$41,261 / yr.

Employment (95357 zip code)

#%US
In labor force:6,635--63.5%
Employed:6,19593.4%96.4%
Unemployed:4406.6%5.3%
Not in labor force:3,839----
Class of Worker:------
Private wage and salary:4,60174.3%79.7%
Government workers:1,14718.5%14.2%
Self-employed:4477.2%5.9%
Unpaid family workers:00.0%0.1%

Race & Ethnicity (95357 zip code)

#%US
Race (one race):------
White:8,15556.6%61.6%
Black or African American:8005.6%12.4%
American Indian/Alaska Native:3752.6%1.1%
Asian:5934.1%6.0%
Native Hawaiian/Pacific Islander:4182.9%0.2%
Some other race:2,30316.0%8.4%
Two or more races:1,75912.2%10.2%
Hispanic or Latino (any race):3,72825.9%18.7%
Mexican:6,50045.1%11.2%
Puerto Rican:6,12642.5%1.8%
Cuban:250.2%0.7%
Other Hispanic or Latino:180.1%5.0%
Not Hispanic or Latino:3312.3%81.1%

Income Distribution (95357 zip code)

Household IncomeHouseholds%US
Less than $10,000:2495.8%4.9%
$10,000 to $14,999:541.3%3.8%
$15,000 to $24,999:1814.2%7.0%
$25,000 to $34,999:3758.7%7.4%
$35,000 to $49,999:3417.9%10.7%
$50,000 to $74,999:56613.2%16.1%
$75,000 to $99,999:56213.1%12.8%
$100,000 to $149,999:1,05424.5%17.1%
$150,000 to $199,999:4119.6%8.8%
$200,000 or more:50711.8%11.4%

Commute to Work (95357 zip code)

Commute MethodWorkers%US
Drove alone:5,09782.3%67.8%
Carpooled:4797.7%8.7%
Public transportation:1071.7%4.2%
Walked:290.5%2.5%
Other means:1021.6%0.9%
Worked from home:2263.6%13.8%
Mean travel time to work:30.4 min--26.7 min

Industry (95357 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:2744.4%1.6%
Construction:5238.4%6.9%
Manufacturing:89014.4%10.0%
Wholesale trade:1201.9%2.4%
Retail trade:71311.5%11.0%
Transportation, warehousing, utilities:4547.3%5.8%
Information:200.3%1.9%
Finance, insurance, real estate:2383.8%6.7%
Professional, scientific, management:3325.4%12.1%
Education, health care, social services:1,45223.4%23.3%
Arts, entertainment, food services:63010.2%9.0%
Other services:2674.3%4.7%
Public administration:2824.6%4.7%

Poverty Status (95357 zip code)

#%US
Poverty Rate:--12.1%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (95357 zip code)

#%US
With health insurance:13,63794.7%91.3%
Private health insurance:9,07163.0%67.6%
Public health coverage:5,46237.9%35.9%
Without health insurance:7665.3%8.7%

Benefits & Assistance (95357 zip code)

Households with:#%US
Earnings:3,52782.0%77.4%
Social Security income:1,22728.5%31.0%
Retirement income:98723.0%21.8%
Supplemental Security Income (SSI):2736.3%4.5%
Cash public assistance income:641.5%1.8%
SNAP (food stamps) benefits:2997.0%11.4%

Housing Types (95357 zip code)

Structure TypeUnits%US
1-unit, detached:3,93589.5%61.4%
1-unit, attached:380.9%6.1%
2 units:00.0%3.4%
3 or 4 units:170.4%4.3%
5 to 9 units:00.0%4.6%
10 to 19 units:00.0%4.3%
20 or more units:00.0%9.9%
Mobile home:4069.2%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (95357 zip code)

Year BuiltUnits%US
Built 2020 or later:00.0%0.6%
Built 2010 to 2019:1483.4%8.2%
Built 2000 to 2009:52912.0%13.5%
Built 1990 to 1999:1,50134.1%13.2%
Built 1980 to 1989:4299.8%13.2%
Built 1970 to 1979:1,12025.5%14.6%
Built 1960 to 1969:2395.4%10.2%
Built 1950 to 1959:1673.8%9.9%
Built 1940 to 1949:1663.8%4.6%
Built 1939 or earlier:972.2%12.0%

Bedrooms (95357 zip code)

Number of BedroomsUnits%US
No bedroom (studio):80.2%2.4%
1 bedroom:1623.7%3.0%
2 bedrooms:47010.7%9.1%
3 bedrooms:2,38354.2%15.9%
4 bedrooms:1,13225.8%18.8%
5 or more bedrooms:2415.5%17.6%

Heating Fuel (95357 zip code)

Fuel TypeUnits%US
Utility gas:2,71663.2%47.1%
Bottled, tank, or LP gas:2576.0%4.9%
Electricity:1,07425.0%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:00.0%0.1%
Wood:1593.7%1.5%
Solar energy:00.0%0.1%
Other fuel:932.2%0.5%
No fuel used:10.0%0.2%

Vehicles Available (95357 zip code)

VehiclesHouseholds%US
No vehicle available:501.2%8.3%
1 vehicle available:90921.1%32.6%
2 vehicles available:1,74440.6%37.0%
3 or more vehicles available:1,59737.1%22.1%

Home Value Distribution (95357 zip code)

Value RangeOwner Units%US
Less than $50,000:2467.9%5.7%
$50,000 to $99,999:1414.5%7.8%
$100,000 to $149,999:1033.3%9.2%
$150,000 to $199,999:933.0%10.8%
$200,000 to $299,999:1655.3%19.9%
$300,000 to $499,999:1,40745.3%24.1%
$500,000 to $999,999:82926.7%17.0%
$1,000,000 or more:1193.8%5.6%

Housing Costs (95357 zip code)

ValueUS
Median owner costs (with mortgage):$2,224 / mo.$1,828 / mo.
Median owner costs (no mortgage):$693 / mo.$584 / mo.
Median gross rent:$2,004 / mo.$1,268 / mo.
Average household size (owner-occupied):3.112.53
Average household size (renter-occupied):3.972.38

Households (95357 zip code)

#%US
Total households:4,300----
Married-couple households:2,65461.7%47.5%
Cohabiting couple households:1,04824.4%7.0%
Male householder, no spouse:60514.1%5.4%
Female householder, no spouse:90921.1%12.7%
Householder living alone:1,97445.9%28.6%
65 years and over living alone:1,29930.2%11.8%
Average household size:3.35--2.53
Average family size:3.67----

Marital Status (95357 zip code)

Population 15 years and over#%US
Total:5,214----
Never married:1,78434.2%37.0%
Now married:2,91155.8%49.5%
Separated:1412.7%1.5%
Widowed:2995.7%2.6%
Divorced:1,42227.3%9.3%

School Enrollment (95357 zip code)

Population 3 years and over#%US
Enrolled in school:4,328----
Nursery school, preschool:1433.3%5.8%
Kindergarten:2656.1%5.0%
Elementary school (grades 1-8):1,96045.3%40.5%
High school (grades 9-12):92221.3%21.4%
College or graduate school:1,03824.0%27.3%

Veterans & Disability (95357 zip code)

#%US
Civilian population 18 years and over:10,191----
Veterans:4784.7%6.3%
Civilian noninstitutionalized population:14,403----
With a disability:1,60011.1%13.4%
Under 18 with disability:23014.4%5.8%
18 to 64 with disability:73345.8%10.4%
65 and over with disability:63739.8%33.4%

Mobility (Residence 1 Year Ago) (95357 zip code)

Population 1 year and over#%US
Same house:12,78388.8%86.9%
Different house:1,46110.1%13.1%
Same county:64644.2%7.0%
Different county:74851.2%3.2%
Different state:1178.0%2.5%
Abroad:674.6%0.4%

Place of Birth (95357 zip code)

#%US
Native born:11,60880.6%86.2%
Foreign born:1391.0%13.9%
Naturalized citizen:2,7952010.8%52.7%
Not a citizen:2,7952010.8%47.3%
Foreign-born by region:------
Europe:2,7952010.8%10.5%
Asia:11079.1%31.3%
Africa:5841.7%5.5%
Oceania:188135.3%0.5%
Latin America:1,8281315.1%50.0%
Northern America:1812.9%2.2%

Language Spoken at Home (95357 zip code)

Population 5 years and over#%US
Total:13,503----
English only:8,05159.6%78.3%
Language other than English:5,45240.4%21.5%
By language:------
Spanish:4,09930.4%13.3%
Other Indo-European languages:4383.2%3.5%
Asian/Pacific Island languages:3482.6%3.5%
Other languages:5674.2%1.0%

Computers & Internet (95357 zip code)

Households%US
Households with a computer:4,300100.0%93.1%
Households with broadband internet:4,13196.1%89.4%