95521 ZIP Code
Arcata, California
January 21, 2026
| ZIP Code: | 95521 |
| City/Town: | Arcata |
| County: | Humboldt |
| State: | California |
| ZIP Type: | Standard |
| Population: | 21,712 |
| Median Household Income: | $47,764 |
| Per Capita Income: | $21,465 |
| Total Housing Units: | 9,715 |
| Median Home Value: | $441,900 |
| Land Area: | 60.4 sq miles
156.3 sq km |
| Water Area: | 11.2 sq miles
28.9 sq km |
| Coordinates: | 40.8434, -124.0453 |
Population Information (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 21,712 | -- | -- |
| Male: | 11,103 | 51.1% | 49.6% |
| Female: | 10,609 | 48.9% | 50.4% |
| Median Age: | 28.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 652 | 3.0% | 5.7% |
| 5 to 9 years: | 678 | 3.1% | 6.0% |
| 10 to 14 years: | 1,029 | 4.7% | 6.5% |
| 15 to 19 years: | 2,281 | 10.5% | 6.6% |
| 20 to 24 years: | 4,704 | 21.7% | 6.7% |
| 25 to 34 years: | 3,782 | 17.4% | 13.7% |
| 35 to 44 years: | 2,302 | 10.6% | 12.9% |
| 45 to 54 years: | 1,560 | 7.2% | 12.4% |
| 55 to 59 years: | 714 | 3.3% | 6.5% |
| 60 to 64 years: | 1,221 | 5.6% | 6.4% |
| 65 to 74 years: | 2,025 | 9.3% | 9.7% |
| 75 to 84 years: | 469 | 2.2% | 4.8% |
| 85 years and over: | 295 | 1.4% | 2.0% |
Housing Information (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $441,900 | -- | $281,900 |
| Median rooms: | 4.4 | -- | 5.5 |
| Median rent: | $1,251 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,715 | -- | -- |
| Occupied housing units: | 8,736 | 89.9% | 38.0% |
| Vacant housing units: | 979 | 10.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 3,239 | 37.1% | 64.8% |
| Renter-occupied: | 5,497 | 62.9% | 35.2% |
Educational Attainment (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 12,368 | -- | -- |
| Less than 9th grade: | 227 | 1.8% | 4.7% |
| 9th to 12th grade, no diploma: | 570 | 4.6% | 6.1% |
| High school graduate: | 1,618 | 13.1% | 26.4% |
| Some college, no degree: | 3,021 | 24.4% | 19.7% |
| Associate degree: | 1,305 | 10.6% | 8.7% |
| Bachelor's degree: | 3,321 | 26.9% | 20.9% |
| Graduate or professional degree: | 2,306 | 18.6% | 13.7% |
| Percent high school graduate or higher: | -- | 93.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 45.5% | 34.3% |
Income Information (95521 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $47,764 / yr. | $75,149 / yr. |
| Mean household income: | $67,713 / yr. | $105,833 / yr. |
| Median family income: | $83,283 / yr. | $92,646 / yr. |
| Per capita income: | $21,465 / yr. | $41,261 / yr. |
Employment (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,672 | -- | 63.5% |
| Employed: | 11,061 | 87.3% | 96.4% |
| Unemployed: | 1,607 | 12.7% | 5.3% |
| Not in labor force: | 6,516 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 7,434 | 67.2% | 79.7% |
| Government workers: | 2,431 | 22.0% | 14.2% |
| Self-employed: | 1,160 | 10.5% | 5.9% |
| Unpaid family workers: | 36 | 0.3% | 0.1% |
Race & Ethnicity (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 15,839 | 73.0% | 61.6% |
| Black or African American: | 648 | 3.0% | 12.4% |
| American Indian/Alaska Native: | 317 | 1.5% | 1.1% |
| Asian: | 740 | 3.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 144 | 0.7% | 0.2% |
| Some other race: | 1,617 | 7.4% | 8.4% |
| Two or more races: | 2,407 | 11.1% | 10.2% |
| Hispanic or Latino (any race): | 2,812 | 13.0% | 18.7% |
| Mexican: | 3,292 | 15.2% | 11.2% |
| Puerto Rican: | 2,193 | 10.1% | 1.8% |
| Cuban: | 368 | 1.7% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 731 | 3.4% | 81.1% |
Income Distribution (95521 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 866 | 9.9% | 4.9% |
| $10,000 to $14,999: | 624 | 7.1% | 3.8% |
| $15,000 to $24,999: | 1,020 | 11.7% | 7.0% |
| $25,000 to $34,999: | 1,010 | 11.6% | 7.4% |
| $35,000 to $49,999: | 1,009 | 11.5% | 10.7% |
| $50,000 to $74,999: | 1,368 | 15.7% | 16.1% |
| $75,000 to $99,999: | 874 | 10.0% | 12.8% |
| $100,000 to $149,999: | 1,099 | 12.6% | 17.1% |
| $150,000 to $199,999: | 502 | 5.7% | 8.8% |
| $200,000 or more: | 364 | 4.2% | 11.4% |
Commute to Work (95521 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,513 | 58.9% | 67.8% |
| Carpooled: | 891 | 8.1% | 8.7% |
| Public transportation: | 320 | 2.9% | 4.2% |
| Walked: | 1,136 | 10.3% | 2.5% |
| Other means: | 377 | 3.4% | 0.9% |
| Worked from home: | 1,350 | 12.2% | 13.8% |
| Mean travel time to work: | 18.6 min | -- | 26.7 min |
Industry (95521 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 281 | 2.5% | 1.6% |
| Construction: | 692 | 6.3% | 6.9% |
| Manufacturing: | 450 | 4.1% | 10.0% |
| Wholesale trade: | 159 | 1.4% | 2.4% |
| Retail trade: | 1,617 | 14.6% | 11.0% |
| Transportation, warehousing, utilities: | 402 | 3.6% | 5.8% |
| Information: | 121 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 331 | 3.0% | 6.7% |
| Professional, scientific, management: | 1,117 | 10.1% | 12.1% |
| Education, health care, social services: | 2,939 | 26.6% | 23.3% |
| Arts, entertainment, food services: | 1,563 | 14.1% | 9.0% |
| Other services: | 677 | 6.1% | 4.7% |
| Public administration: | 712 | 6.4% | 4.7% |
Poverty Status (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 31.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 20,649 | 95.1% | 91.3% |
| Private health insurance: | 13,116 | 60.4% | 67.6% |
| Public health coverage: | 10,301 | 47.4% | 35.9% |
| Without health insurance: | 1,056 | 4.9% | 8.7% |
Benefits & Assistance (95521 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 6,925 | 79.3% | 77.4% |
| Social Security income: | 1,952 | 22.3% | 31.0% |
| Retirement income: | 1,853 | 21.2% | 21.8% |
| Supplemental Security Income (SSI): | 692 | 7.9% | 4.5% |
| Cash public assistance income: | 228 | 2.6% | 1.8% |
| SNAP (food stamps) benefits: | 1,548 | 17.7% | 11.4% |
Housing Types (95521 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,115 | 52.7% | 61.4% |
| 1-unit, attached: | 523 | 5.4% | 6.1% |
| 2 units: | 485 | 5.0% | 3.4% |
| 3 or 4 units: | 1,046 | 10.8% | 4.3% |
| 5 to 9 units: | 742 | 7.6% | 4.6% |
| 10 to 19 units: | 596 | 6.1% | 4.3% |
| 20 or more units: | 661 | 6.8% | 9.9% |
| Mobile home: | 525 | 5.4% | 5.8% |
| Boat, RV, van, etc.: | 22 | 0.2% | 0.1% |
Year Structure Built (95521 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 50 | 0.5% | 0.6% |
| Built 2010 to 2019: | 679 | 7.0% | 8.2% |
| Built 2000 to 2009: | 738 | 7.6% | 13.5% |
| Built 1990 to 1999: | 1,037 | 10.7% | 13.2% |
| Built 1980 to 1989: | 1,453 | 15.0% | 13.2% |
| Built 1970 to 1979: | 1,659 | 17.1% | 14.6% |
| Built 1960 to 1969: | 1,070 | 11.0% | 10.2% |
| Built 1950 to 1959: | 1,334 | 13.7% | 9.9% |
| Built 1940 to 1949: | 756 | 7.8% | 4.6% |
| Built 1939 or earlier: | 939 | 9.7% | 12.0% |
Bedrooms (95521 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 726 | 7.5% | 2.4% |
| 1 bedroom: | 1,706 | 17.6% | 3.0% |
| 2 bedrooms: | 3,065 | 31.5% | 9.1% |
| 3 bedrooms: | 3,314 | 34.1% | 15.9% |
| 4 bedrooms: | 634 | 6.5% | 18.8% |
| 5 or more bedrooms: | 270 | 2.8% | 17.6% |
Heating Fuel (95521 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,294 | 60.6% | 47.1% |
| Bottled, tank, or LP gas: | 437 | 5.0% | 4.9% |
| Electricity: | 1,996 | 22.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 45 | 0.5% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 502 | 5.7% | 1.5% |
| Solar energy: | 213 | 2.4% | 0.1% |
| Other fuel: | 91 | 1.0% | 0.5% |
| No fuel used: | 158 | 1.8% | 0.2% |
Vehicles Available (95521 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 560 | 6.4% | 8.3% |
| 1 vehicle available: | 3,940 | 45.1% | 32.6% |
| 2 vehicles available: | 2,825 | 32.3% | 37.0% |
| 3 or more vehicles available: | 1,411 | 16.2% | 22.1% |
Home Value Distribution (95521 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 149 | 4.6% | 5.7% |
| $50,000 to $99,999: | 203 | 6.3% | 7.8% |
| $100,000 to $149,999: | 31 | 1.0% | 9.2% |
| $150,000 to $199,999: | 33 | 1.0% | 10.8% |
| $200,000 to $299,999: | 318 | 9.8% | 19.9% |
| $300,000 to $499,999: | 1,211 | 37.4% | 24.1% |
| $500,000 to $999,999: | 1,139 | 35.2% | 17.0% |
| $1,000,000 or more: | 155 | 4.8% | 5.6% |
Housing Costs (95521 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,961 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $616 / mo. | $584 / mo. |
| Median gross rent: | $1,251 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.24 | 2.53 |
| Average household size (renter-occupied): | 2.34 | 2.38 |
Households (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 8,736 | -- | -- |
| Married-couple households: | 2,052 | 23.5% | 47.5% |
| Cohabiting couple households: | 684 | 7.8% | 7.0% |
| Male householder, no spouse: | 2,500 | 28.6% | 5.4% |
| Female householder, no spouse: | 2,891 | 33.1% | 12.7% |
| Householder living alone: | 1,697 | 19.4% | 28.6% |
| 65 years and over living alone: | 2,167 | 24.8% | 11.8% |
| Average household size: | 2.30 | -- | 2.53 |
| Average family size: | 2.99 | -- | -- |
Marital Status (95521 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,201 | -- | -- |
| Never married: | 6,949 | 68.1% | 37.0% |
| Now married: | 2,139 | 21.0% | 49.5% |
| Separated: | 187 | 1.8% | 1.5% |
| Widowed: | 780 | 7.6% | 2.6% |
| Divorced: | 5,302 | 52.0% | 9.3% |
School Enrollment (95521 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,632 | -- | -- |
| Nursery school, preschool: | 104 | 1.2% | 5.8% |
| Kindergarten: | 214 | 2.5% | 5.0% |
| Elementary school (grades 1-8): | 1,444 | 16.7% | 40.5% |
| High school (grades 9-12): | 726 | 8.4% | 21.4% |
| College or graduate school: | 6,144 | 71.2% | 27.3% |
Veterans & Disability (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 18,784 | -- | -- |
| Veterans: | 679 | 3.6% | 6.3% |
| Civilian noninstitutionalized population: | 21,705 | -- | -- |
| With a disability: | 3,201 | 14.7% | 13.4% |
| Under 18 with disability: | 239 | 7.5% | 5.8% |
| 18 to 64 with disability: | 2,109 | 65.9% | 10.4% |
| 65 and over with disability: | 853 | 26.6% | 33.4% |
Mobility (Residence 1 Year Ago) (95521 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 15,932 | 73.4% | 86.9% |
| Different house: | 5,658 | 26.1% | 13.1% |
| Same county: | 2,963 | 52.4% | 7.0% |
| Different county: | 2,645 | 46.7% | 3.2% |
| Different state: | 427 | 7.5% | 2.5% |
| Abroad: | 50 | 0.9% | 0.4% |
Place of Birth (95521 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,158 | 92.8% | 86.2% |
| Foreign born: | 204 | 0.9% | 13.9% |
| Naturalized citizen: | 1,554 | 761.8% | 52.7% |
| Not a citizen: | 1,554 | 761.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,554 | 761.8% | 10.5% |
| Asia: | 462 | 226.5% | 31.3% |
| Africa: | 31 | 15.2% | 5.5% |
| Oceania: | 24 | 11.8% | 0.5% |
| Latin America: | 536 | 262.7% | 50.0% |
| Northern America: | 13 | 6.4% | 2.2% |
Language Spoken at Home (95521 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,060 | -- | -- |
| English only: | 18,131 | 86.1% | 78.3% |
| Language other than English: | 2,929 | 13.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,724 | 8.2% | 13.3% |
| Other Indo-European languages: | 531 | 2.5% | 3.5% |
| Asian/Pacific Island languages: | 650 | 3.1% | 3.5% |
| Other languages: | 24 | 0.1% | 1.0% |
Computers & Internet (95521 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 8,736 | 100.0% | 93.1% |
| Households with broadband internet: | 8,387 | 96.0% | 89.4% |
Arcata, CA95521