95628 ZIP Code
Fair Oaks, California
December 30, 2025
| ZIP Code: | 95628 |
| City/Town: | Fair Oaks |
| County: | Sacramento |
| State: | California |
| ZIP Type: | Standard |
| Population: | 44,256 |
| Median Household Income: | $110,012 |
| Per Capita Income: | $54,397 |
| Total Housing Units: | 17,511 |
| Median Home Value: | $587,700 |
| Land Area: | 12.9 sq miles
33.4 sq km |
| Water Area: | 0.4 sq miles
0.9 sq km |
| Coordinates: | 38.6521, -121.2544 |
Population Information (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 44,256 | -- | -- |
| Male: | 21,801 | 49.3% | 49.6% |
| Female: | 22,455 | 50.7% | 50.4% |
| Median Age: | 43.0 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,284 | 5.2% | 5.7% |
| 5 to 9 years: | 2,325 | 5.3% | 6.0% |
| 10 to 14 years: | 2,480 | 5.6% | 6.5% |
| 15 to 19 years: | 2,442 | 5.5% | 6.6% |
| 20 to 24 years: | 2,194 | 5.0% | 6.7% |
| 25 to 34 years: | 5,761 | 13.0% | 13.7% |
| 35 to 44 years: | 5,437 | 12.3% | 12.9% |
| 45 to 54 years: | 5,603 | 12.7% | 12.4% |
| 55 to 59 years: | 2,959 | 6.7% | 6.5% |
| 60 to 64 years: | 3,264 | 7.4% | 6.4% |
| 65 to 74 years: | 5,659 | 12.8% | 9.7% |
| 75 to 84 years: | 2,806 | 6.3% | 4.8% |
| 85 years and over: | 1,042 | 2.4% | 2.0% |
Housing Information (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $587,700 | -- | $281,900 |
| Median rooms: | 6.1 | -- | 5.5 |
| Median rent: | $1,793 / mo. | -- | $1,268 / mo. |
| Total housing units: | 17,511 | -- | -- |
| Occupied housing units: | 16,954 | 96.8% | 38.0% |
| Vacant housing units: | 557 | 3.2% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 12,012 | 70.9% | 64.8% |
| Renter-occupied: | 4,942 | 29.1% | 35.2% |
Educational Attainment (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 32,531 | -- | -- |
| Less than 9th grade: | 691 | 2.1% | 4.7% |
| 9th to 12th grade, no diploma: | 869 | 2.7% | 6.1% |
| High school graduate: | 5,012 | 15.4% | 26.4% |
| Some college, no degree: | 8,181 | 25.1% | 19.7% |
| Associate degree: | 3,308 | 10.2% | 8.7% |
| Bachelor's degree: | 9,220 | 28.3% | 20.9% |
| Graduate or professional degree: | 5,250 | 16.1% | 13.7% |
| Percent high school graduate or higher: | -- | 95.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 44.5% | 34.3% |
Income Information (95628 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $110,012 / yr. | $75,149 / yr. |
| Mean household income: | $135,995 / yr. | $105,833 / yr. |
| Median family income: | $126,753 / yr. | $92,646 / yr. |
| Per capita income: | $54,397 / yr. | $41,261 / yr. |
Employment (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 23,119 | -- | 63.5% |
| Employed: | 21,758 | 94.4% | 96.4% |
| Unemployed: | 1,289 | 5.6% | 5.3% |
| Not in labor force: | 13,637 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 15,332 | 70.5% | 79.7% |
| Government workers: | 4,497 | 20.7% | 14.2% |
| Self-employed: | 1,886 | 8.7% | 5.9% |
| Unpaid family workers: | 43 | 0.2% | 0.1% |
Race & Ethnicity (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 34,909 | 78.9% | 61.6% |
| Black or African American: | 885 | 2.0% | 12.4% |
| American Indian/Alaska Native: | 223 | 0.5% | 1.1% |
| Asian: | 2,208 | 5.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 145 | 0.3% | 0.2% |
| Some other race: | 1,530 | 3.5% | 8.4% |
| Two or more races: | 4,356 | 9.8% | 10.2% |
| Hispanic or Latino (any race): | 3,362 | 7.6% | 18.7% |
| Mexican: | 6,049 | 13.7% | 11.2% |
| Puerto Rican: | 4,190 | 9.5% | 1.8% |
| Cuban: | 271 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 98 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 1,490 | 3.4% | 81.1% |
Income Distribution (95628 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 708 | 4.2% | 4.9% |
| $10,000 to $14,999: | 350 | 2.1% | 3.8% |
| $15,000 to $24,999: | 357 | 2.1% | 7.0% |
| $25,000 to $34,999: | 552 | 3.3% | 7.4% |
| $35,000 to $49,999: | 971 | 5.7% | 10.7% |
| $50,000 to $74,999: | 2,302 | 13.6% | 16.1% |
| $75,000 to $99,999: | 2,470 | 14.6% | 12.8% |
| $100,000 to $149,999: | 3,861 | 22.8% | 17.1% |
| $150,000 to $199,999: | 2,313 | 13.6% | 8.8% |
| $200,000 or more: | 3,070 | 18.1% | 11.4% |
Commute to Work (95628 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 15,402 | 70.8% | 67.8% |
| Carpooled: | 1,503 | 6.9% | 8.7% |
| Public transportation: | 223 | 1.0% | 4.2% |
| Walked: | 200 | 0.9% | 2.5% |
| Other means: | 219 | 1.0% | 0.9% |
| Worked from home: | 3,859 | 17.7% | 13.8% |
| Mean travel time to work: | 29.0 min | -- | 26.7 min |
Industry (95628 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 34 | 0.2% | 1.6% |
| Construction: | 1,725 | 7.9% | 6.9% |
| Manufacturing: | 1,382 | 6.4% | 10.0% |
| Wholesale trade: | 688 | 3.2% | 2.4% |
| Retail trade: | 1,960 | 9.0% | 11.0% |
| Transportation, warehousing, utilities: | 856 | 3.9% | 5.8% |
| Information: | 485 | 2.2% | 1.9% |
| Finance, insurance, real estate: | 1,976 | 9.1% | 6.7% |
| Professional, scientific, management: | 2,820 | 13.0% | 12.1% |
| Education, health care, social services: | 4,801 | 22.1% | 23.3% |
| Arts, entertainment, food services: | 1,937 | 8.9% | 9.0% |
| Other services: | 967 | 4.4% | 4.7% |
| Public administration: | 2,127 | 9.8% | 4.7% |
Poverty Status (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 8.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 42,248 | 95.5% | 91.3% |
| Private health insurance: | 33,892 | 76.6% | 67.6% |
| Public health coverage: | 16,173 | 36.5% | 35.9% |
| Without health insurance: | 1,754 | 4.0% | 8.7% |
Benefits & Assistance (95628 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 12,960 | 76.4% | 77.4% |
| Social Security income: | 6,051 | 35.7% | 31.0% |
| Retirement income: | 5,575 | 32.9% | 21.8% |
| Supplemental Security Income (SSI): | 826 | 4.9% | 4.5% |
| Cash public assistance income: | 232 | 1.4% | 1.8% |
| SNAP (food stamps) benefits: | 739 | 4.4% | 11.4% |
Housing Types (95628 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 13,119 | 74.9% | 61.4% |
| 1-unit, attached: | 1,091 | 6.2% | 6.1% |
| 2 units: | 129 | 0.7% | 3.4% |
| 3 or 4 units: | 1,017 | 5.8% | 4.3% |
| 5 to 9 units: | 865 | 4.9% | 4.6% |
| 10 to 19 units: | 563 | 3.2% | 4.3% |
| 20 or more units: | 705 | 4.0% | 9.9% |
| Mobile home: | 8 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 14 | 0.1% | 0.1% |
Year Structure Built (95628 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 76 | 0.4% | 0.6% |
| Built 2010 to 2019: | 687 | 3.9% | 8.2% |
| Built 2000 to 2009: | 1,102 | 6.3% | 13.5% |
| Built 1990 to 1999: | 1,654 | 9.4% | 13.2% |
| Built 1980 to 1989: | 3,035 | 17.3% | 13.2% |
| Built 1970 to 1979: | 4,360 | 24.9% | 14.6% |
| Built 1960 to 1969: | 2,590 | 14.8% | 10.2% |
| Built 1950 to 1959: | 3,238 | 18.5% | 9.9% |
| Built 1940 to 1949: | 506 | 2.9% | 4.6% |
| Built 1939 or earlier: | 263 | 1.5% | 12.0% |
Bedrooms (95628 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 150 | 0.9% | 2.4% |
| 1 bedroom: | 1,254 | 7.2% | 3.0% |
| 2 bedrooms: | 3,532 | 20.2% | 9.1% |
| 3 bedrooms: | 6,795 | 38.8% | 15.9% |
| 4 bedrooms: | 5,023 | 28.7% | 18.8% |
| 5 or more bedrooms: | 757 | 4.3% | 17.6% |
Heating Fuel (95628 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 11,618 | 68.5% | 47.1% |
| Bottled, tank, or LP gas: | 203 | 1.2% | 4.9% |
| Electricity: | 4,891 | 28.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 20 | 0.1% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 56 | 0.3% | 1.5% |
| Solar energy: | 60 | 0.4% | 0.1% |
| Other fuel: | 8 | 0.0% | 0.5% |
| No fuel used: | 98 | 0.6% | 0.2% |
Vehicles Available (95628 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 594 | 3.5% | 8.3% |
| 1 vehicle available: | 4,794 | 28.3% | 32.6% |
| 2 vehicles available: | 6,915 | 40.8% | 37.0% |
| 3 or more vehicles available: | 4,651 | 27.4% | 22.1% |
Home Value Distribution (95628 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 129 | 1.1% | 5.7% |
| $50,000 to $99,999: | 17 | 0.1% | 7.8% |
| $100,000 to $149,999: | 52 | 0.4% | 9.2% |
| $150,000 to $199,999: | 52 | 0.4% | 10.8% |
| $200,000 to $299,999: | 407 | 3.4% | 19.9% |
| $300,000 to $499,999: | 3,569 | 29.7% | 24.1% |
| $500,000 to $999,999: | 7,273 | 60.5% | 17.0% |
| $1,000,000 or more: | 513 | 4.3% | 5.6% |
Housing Costs (95628 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,461 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $748 / mo. | $584 / mo. |
| Median gross rent: | $1,793 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.62 | 2.53 |
| Average household size (renter-occupied): | 2.41 | 2.38 |
Households (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,954 | -- | -- |
| Married-couple households: | 8,944 | 52.8% | 47.5% |
| Cohabiting couple households: | 3,097 | 18.3% | 7.0% |
| Male householder, no spouse: | 2,367 | 14.0% | 5.4% |
| Female householder, no spouse: | 4,431 | 26.1% | 12.7% |
| Householder living alone: | 4,866 | 28.7% | 28.6% |
| 65 years and over living alone: | 6,600 | 38.9% | 11.8% |
| Average household size: | 2.56 | -- | 2.53 |
| Average family size: | 3.04 | -- | -- |
Marital Status (95628 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 18,269 | -- | -- |
| Never married: | 5,910 | 32.3% | 37.0% |
| Now married: | 10,039 | 55.0% | 49.5% |
| Separated: | 376 | 2.1% | 1.5% |
| Widowed: | 1,442 | 7.9% | 2.6% |
| Divorced: | 4,671 | 25.6% | 9.3% |
School Enrollment (95628 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,286 | -- | -- |
| Nursery school, preschool: | 448 | 4.8% | 5.8% |
| Kindergarten: | 441 | 4.7% | 5.0% |
| Elementary school (grades 1-8): | 3,530 | 38.0% | 40.5% |
| High school (grades 9-12): | 2,252 | 24.3% | 21.4% |
| College or graduate school: | 2,615 | 28.2% | 27.3% |
Veterans & Disability (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 35,583 | -- | -- |
| Veterans: | 2,919 | 8.2% | 6.3% |
| Civilian noninstitutionalized population: | 44,002 | -- | -- |
| With a disability: | 5,121 | 11.6% | 13.4% |
| Under 18 with disability: | 240 | 4.7% | 5.8% |
| 18 to 64 with disability: | 2,368 | 46.2% | 10.4% |
| 65 and over with disability: | 2,513 | 49.1% | 33.4% |
Mobility (Residence 1 Year Ago) (95628 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 37,989 | 85.8% | 86.9% |
| Different house: | 5,797 | 13.1% | 13.1% |
| Same county: | 3,296 | 56.9% | 7.0% |
| Different county: | 2,064 | 35.6% | 3.2% |
| Different state: | 243 | 4.2% | 2.5% |
| Abroad: | 437 | 7.5% | 0.4% |
Place of Birth (95628 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 39,309 | 88.8% | 86.2% |
| Foreign born: | 652 | 1.5% | 13.9% |
| Naturalized citizen: | 4,947 | 758.7% | 52.7% |
| Not a citizen: | 4,947 | 758.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 4,947 | 758.7% | 10.5% |
| Asia: | 2,037 | 312.4% | 31.3% |
| Africa: | 194 | 29.8% | 5.5% |
| Oceania: | 34 | 5.2% | 0.5% |
| Latin America: | 639 | 98.0% | 50.0% |
| Northern America: | 202 | 31.0% | 2.2% |
Language Spoken at Home (95628 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 41,972 | -- | -- |
| English only: | 35,489 | 84.6% | 78.3% |
| Language other than English: | 6,483 | 15.4% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,134 | 5.1% | 13.3% |
| Other Indo-European languages: | 3,009 | 7.2% | 3.5% |
| Asian/Pacific Island languages: | 852 | 2.0% | 3.5% |
| Other languages: | 488 | 1.2% | 1.0% |
Computers & Internet (95628 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,954 | 100.0% | 93.1% |
| Households with broadband internet: | 16,579 | 97.8% | 89.4% |
Fair Oaks, CA95628