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95928 ZIP Code

Chico, California

January 21, 2026
ZIP Code:95928
City/Town:Chico
County:Butte
State:California
ZIP Type:Standard
Population:38,412
Median Household Income:$66,023
Per Capita Income:$31,503
Total Housing Units:17,549
Median Home Value:$451,600
Land Area:145.4 sq miles
376.5 sq km
Water Area:2.3 sq miles
6.0 sq km
Coordinates:39.6815, -121.8372

Population Information (95928 zip code)

#%US
Total Population:38,412----
Male:18,49448.1%49.6%
Female:19,91851.9%50.4%
Median Age:33.5 yrs--38.5 yrs
Under 5 years:1,5544.0%5.7%
5 to 9 years:1,7774.6%6.0%
10 to 14 years:1,6964.4%6.5%
15 to 19 years:2,6366.9%6.6%
20 to 24 years:6,71317.5%6.7%
25 to 34 years:5,65614.7%13.7%
35 to 44 years:4,32711.3%12.9%
45 to 54 years:3,99110.4%12.4%
55 to 59 years:1,9635.1%6.5%
60 to 64 years:2,2215.8%6.4%
65 to 74 years:3,6249.4%9.7%
75 to 84 years:1,6084.2%4.8%
85 years and over:6461.7%2.0%

Housing Information (95928 zip code)

#%US
Median home value:$451,600--$281,900
Median rooms:5.0--5.5
Median rent:$1,346 / mo.--$1,268 / mo.
Total housing units:17,549----
Occupied housing units:15,58388.8%38.0%
Vacant housing units:1,96611.2%4.6%
Housing tenure:------
Owner-occupied:6,89344.2%64.8%
Renter-occupied:8,69055.8%35.2%

Educational Attainment (95928 zip code)

#%US
Population 25 years and over:24,036----
Less than 9th grade:9403.9%4.7%
9th to 12th grade, no diploma:1,0824.5%6.1%
High school graduate:3,60915.0%26.4%
Some college, no degree:5,89124.5%19.7%
Associate degree:2,43610.1%8.7%
Bachelor's degree:6,51827.1%20.9%
Graduate or professional degree:3,56014.8%13.7%
Percent high school graduate or higher:--91.6%89.1%
Percent bachelor's degree or higher:--41.9%34.3%

Income Information (95928 zip code)

ValueUS
Median household income:$66,023 / yr.$75,149 / yr.
Mean household income:$99,374 / yr.$105,833 / yr.
Median family income:$89,384 / yr.$92,646 / yr.
Per capita income:$31,503 / yr.$41,261 / yr.

Employment (95928 zip code)

#%US
In labor force:21,128--63.5%
Employed:19,44292.2%96.4%
Unemployed:1,6567.8%5.3%
Not in labor force:11,951----
Class of Worker:------
Private wage and salary:14,72775.7%79.7%
Government workers:3,21016.5%14.2%
Self-employed:1,4977.7%5.9%
Unpaid family workers:80.0%0.1%

Race & Ethnicity (95928 zip code)

#%US
Race (one race):------
White:30,21278.7%61.6%
Black or African American:6631.7%12.4%
American Indian/Alaska Native:2340.6%1.1%
Asian:1,3903.6%6.0%
Native Hawaiian/Pacific Islander:2500.7%0.2%
Some other race:2,5066.5%8.4%
Two or more races:3,1578.2%10.2%
Hispanic or Latino (any race):3,8079.9%18.7%
Mexican:7,09518.5%11.2%
Puerto Rican:6,02615.7%1.8%
Cuban:540.1%0.7%
Other Hispanic or Latino:90.0%5.0%
Not Hispanic or Latino:1,0062.6%81.1%

Income Distribution (95928 zip code)

Household IncomeHouseholds%US
Less than $10,000:9586.1%4.9%
$10,000 to $14,999:8405.4%3.8%
$15,000 to $24,999:1,4569.3%7.0%
$25,000 to $34,999:1,4459.3%7.4%
$35,000 to $49,999:1,62610.4%10.7%
$50,000 to $74,999:2,23014.3%16.1%
$75,000 to $99,999:1,85311.9%12.8%
$100,000 to $149,999:2,04313.1%17.1%
$150,000 to $199,999:1,3688.8%8.8%
$200,000 or more:1,76411.3%11.4%

Commute to Work (95928 zip code)

Commute MethodWorkers%US
Drove alone:13,56469.8%67.8%
Carpooled:1,7709.1%8.7%
Public transportation:1220.6%4.2%
Walked:6853.5%2.5%
Other means:5432.8%0.9%
Worked from home:2,03110.4%13.8%
Mean travel time to work:19.3 min--26.7 min

Industry (95928 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:6473.3%1.6%
Construction:8694.5%6.9%
Manufacturing:9715.0%10.0%
Wholesale trade:6473.3%2.4%
Retail trade:2,40612.4%11.0%
Transportation, warehousing, utilities:7834.0%5.8%
Information:5112.6%1.9%
Finance, insurance, real estate:8694.5%6.7%
Professional, scientific, management:2,26511.7%12.1%
Education, health care, social services:4,97325.6%23.3%
Arts, entertainment, food services:2,79614.4%9.0%
Other services:8634.4%4.7%
Public administration:8424.3%4.7%

Poverty Status (95928 zip code)

#%US
Poverty Rate:--23.3%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (95928 zip code)

#%US
With health insurance:35,58492.6%91.3%
Private health insurance:25,53866.5%67.6%
Public health coverage:15,24639.7%35.9%
Without health insurance:2,5576.7%8.7%

Benefits & Assistance (95928 zip code)

Households with:#%US
Earnings:12,29878.9%77.4%
Social Security income:4,13526.5%31.0%
Retirement income:3,31721.3%21.8%
Supplemental Security Income (SSI):9045.8%4.5%
Cash public assistance income:5483.5%1.8%
SNAP (food stamps) benefits:1,96412.6%11.4%

Housing Types (95928 zip code)

Structure TypeUnits%US
1-unit, detached:10,27558.6%61.4%
1-unit, attached:6733.8%6.1%
2 units:8514.8%3.4%
3 or 4 units:1,0806.2%4.3%
5 to 9 units:2,15812.3%4.6%
10 to 19 units:5503.1%4.3%
20 or more units:1,6159.2%9.9%
Mobile home:3452.0%5.8%
Boat, RV, van, etc.:20.0%0.1%

Year Structure Built (95928 zip code)

Year BuiltUnits%US
Built 2020 or later:1691.0%0.6%
Built 2010 to 2019:9225.3%8.2%
Built 2000 to 2009:2,20112.5%13.5%
Built 1990 to 1999:3,16618.0%13.2%
Built 1980 to 1989:2,99817.1%13.2%
Built 1970 to 1979:2,41013.7%14.6%
Built 1960 to 1969:9855.6%10.2%
Built 1950 to 1959:1,1426.5%9.9%
Built 1940 to 1949:8905.1%4.6%
Built 1939 or earlier:2,66615.2%12.0%

Bedrooms (95928 zip code)

Number of BedroomsUnits%US
No bedroom (studio):6583.7%2.4%
1 bedroom:2,32513.2%3.0%
2 bedrooms:5,21629.7%9.1%
3 bedrooms:6,56337.4%15.9%
4 bedrooms:2,36613.5%18.8%
5 or more bedrooms:4212.4%17.6%

Heating Fuel (95928 zip code)

Fuel TypeUnits%US
Utility gas:7,96551.1%47.1%
Bottled, tank, or LP gas:7534.8%4.9%
Electricity:5,87337.7%40.2%
Fuel oil, kerosene, etc.:00.0%4.2%
Coal or coke:40.0%0.1%
Wood:3492.2%1.5%
Solar energy:3642.3%0.1%
Other fuel:480.3%0.5%
No fuel used:2271.5%0.2%

Vehicles Available (95928 zip code)

VehiclesHouseholds%US
No vehicle available:1,1107.1%8.3%
1 vehicle available:4,80530.8%32.6%
2 vehicles available:6,09939.1%37.0%
3 or more vehicles available:3,56922.9%22.1%

Home Value Distribution (95928 zip code)

Value RangeOwner Units%US
Less than $50,000:1201.7%5.7%
$50,000 to $99,999:1121.6%7.8%
$100,000 to $149,999:2083.0%9.2%
$150,000 to $199,999:1822.6%10.8%
$200,000 to $299,999:84212.2%19.9%
$300,000 to $499,999:2,80240.6%24.1%
$500,000 to $999,999:2,13531.0%17.0%
$1,000,000 or more:4927.1%5.6%

Housing Costs (95928 zip code)

ValueUS
Median owner costs (with mortgage):$2,117 / mo.$1,828 / mo.
Median owner costs (no mortgage):$568 / mo.$584 / mo.
Median gross rent:$1,346 / mo.$1,268 / mo.
Average household size (owner-occupied):2.452.53
Average household size (renter-occupied):2.372.38

Households (95928 zip code)

#%US
Total households:15,583----
Married-couple households:5,30234.0%47.5%
Cohabiting couple households:1,61510.4%7.0%
Male householder, no spouse:3,55922.8%5.4%
Female householder, no spouse:5,08832.7%12.7%
Householder living alone:3,25420.9%28.6%
65 years and over living alone:4,20627.0%11.8%
Average household size:2.41--2.53
Average family size:2.94----

Marital Status (95928 zip code)

Population 15 years and over#%US
Total:15,876----
Never married:8,38652.8%37.0%
Now married:5,89537.1%49.5%
Separated:2801.8%1.5%
Widowed:1,0386.5%2.6%
Divorced:8,17151.5%9.3%

School Enrollment (95928 zip code)

Population 3 years and over#%US
Enrolled in school:11,633----
Nursery school, preschool:3483.0%5.8%
Kindergarten:3422.9%5.0%
Elementary school (grades 1-8):2,68223.1%40.5%
High school (grades 9-12):1,51913.1%21.4%
College or graduate school:6,74258.0%27.3%

Veterans & Disability (95928 zip code)

#%US
Civilian population 18 years and over:32,393----
Veterans:1,5264.7%6.3%
Civilian noninstitutionalized population:38,141----
With a disability:5,92015.5%13.4%
Under 18 with disability:5669.6%5.8%
18 to 64 with disability:3,60660.9%10.4%
65 and over with disability:1,74829.5%33.4%

Mobility (Residence 1 Year Ago) (95928 zip code)

Population 1 year and over#%US
Same house:28,86975.2%86.9%
Different house:9,26024.1%13.1%
Same county:5,65161.0%7.0%
Different county:3,55538.4%3.2%
Different state:2442.6%2.5%
Abroad:540.6%0.4%

Place of Birth (95928 zip code)

#%US
Native born:35,42392.2%86.2%
Foreign born:3861.0%13.9%
Naturalized citizen:2,989774.4%52.7%
Not a citizen:2,989774.4%47.3%
Foreign-born by region:------
Europe:2,989774.4%10.5%
Asia:32082.9%31.3%
Africa:6917.9%5.5%
Oceania:123.1%0.5%
Latin America:1,634423.3%50.0%
Northern America:12732.9%2.2%

Language Spoken at Home (95928 zip code)

Population 5 years and over#%US
Total:36,858----
English only:31,12484.4%78.3%
Language other than English:5,73415.6%21.5%
By language:------
Spanish:4,35511.8%13.3%
Other Indo-European languages:6941.9%3.5%
Asian/Pacific Island languages:6481.8%3.5%
Other languages:370.1%1.0%

Computers & Internet (95928 zip code)

Households%US
Households with a computer:15,583100.0%93.1%
Households with broadband internet:14,79094.9%89.4%