96738 ZIP Code
Waikoloa, Hawaii
December 26, 2025
| ZIP Code: | 96738 |
| City/Town: | Waikoloa |
| County: | Hawaii |
| State: | Hawaii |
| ZIP Type: | Standard |
| Population: | 7,797 |
| Median Household Income: | $97,083 |
| Per Capita Income: | $41,082 |
| Total Housing Units: | 4,749 |
| Median Home Value: | $627,000 |
| Land Area: | 79.8 sq miles
206.8 sq km |
| Water Area: | 0.4 sq miles
1.1 sq km |
| Coordinates: | 19.8719, -155.8022 |
Population Information (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 7,797 | -- | -- |
| Male: | 3,818 | 49.0% | 49.6% |
| Female: | 3,979 | 51.0% | 50.4% |
| Median Age: | 38.9 yrs | -- | 38.5 yrs |
| Under 5 years: | 524 | 6.7% | 5.7% |
| 5 to 9 years: | 632 | 8.1% | 6.0% |
| 10 to 14 years: | 646 | 8.3% | 6.5% |
| 15 to 19 years: | 499 | 6.4% | 6.6% |
| 20 to 24 years: | 144 | 1.8% | 6.7% |
| 25 to 34 years: | 861 | 11.0% | 13.7% |
| 35 to 44 years: | 1,298 | 16.6% | 12.9% |
| 45 to 54 years: | 787 | 10.1% | 12.4% |
| 55 to 59 years: | 413 | 5.3% | 6.5% |
| 60 to 64 years: | 510 | 6.5% | 6.4% |
| 65 to 74 years: | 969 | 12.4% | 9.7% |
| 75 to 84 years: | 458 | 5.9% | 4.8% |
| 85 years and over: | 56 | 0.7% | 2.0% |
Housing Information (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $627,000 | -- | $281,900 |
| Median rooms: | 4.9 | -- | 5.5 |
| Median rent: | $1,722 / mo. | -- | $1,268 / mo. |
| Total housing units: | 4,749 | -- | -- |
| Occupied housing units: | 2,752 | 57.9% | 38.0% |
| Vacant housing units: | 1,997 | 42.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,979 | 71.9% | 64.8% |
| Renter-occupied: | 773 | 28.1% | 35.2% |
Educational Attainment (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 5,352 | -- | -- |
| Less than 9th grade: | 41 | 0.8% | 4.7% |
| 9th to 12th grade, no diploma: | 288 | 5.4% | 6.1% |
| High school graduate: | 1,284 | 24.0% | 26.4% |
| Some college, no degree: | 1,368 | 25.6% | 19.7% |
| Associate degree: | 644 | 12.0% | 8.7% |
| Bachelor's degree: | 1,220 | 22.8% | 20.9% |
| Graduate or professional degree: | 507 | 9.5% | 13.7% |
| Percent high school graduate or higher: | -- | 93.9% | 89.1% |
| Percent bachelor's degree or higher: | -- | 32.3% | 34.3% |
Income Information (96738 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $97,083 / yr. | $75,149 / yr. |
| Mean household income: | $101,689 / yr. | $105,833 / yr. |
| Median family income: | $105,167 / yr. | $92,646 / yr. |
| Per capita income: | $41,082 / yr. | $41,261 / yr. |
Employment (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,859 | -- | 63.5% |
| Employed: | 3,485 | 90.3% | 96.4% |
| Unemployed: | 374 | 9.7% | 5.3% |
| Not in labor force: | 2,117 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,695 | 77.3% | 79.7% |
| Government workers: | 452 | 13.0% | 14.2% |
| Self-employed: | 338 | 9.7% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 3,181 | 40.8% | 61.6% |
| Black or African American: | 154 | 2.0% | 12.4% |
| American Indian/Alaska Native: | 270 | 3.5% | 1.1% |
| Asian: | 1,264 | 16.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 856 | 11.0% | 0.2% |
| Some other race: | 337 | 4.3% | 8.4% |
| Two or more races: | 1,735 | 22.3% | 10.2% |
| Hispanic or Latino (any race): | 570 | 7.3% | 18.7% |
| Mexican: | 1,107 | 14.2% | 11.2% |
| Puerto Rican: | 748 | 9.6% | 1.8% |
| Cuban: | 71 | 0.9% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 288 | 3.7% | 81.1% |
Income Distribution (96738 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 128 | 4.7% | 4.9% |
| $10,000 to $14,999: | 2 | 0.1% | 3.8% |
| $15,000 to $24,999: | 77 | 2.8% | 7.0% |
| $25,000 to $34,999: | 154 | 5.6% | 7.4% |
| $35,000 to $49,999: | 285 | 10.4% | 10.7% |
| $50,000 to $74,999: | 554 | 20.1% | 16.1% |
| $75,000 to $99,999: | 187 | 6.8% | 12.8% |
| $100,000 to $149,999: | 818 | 29.7% | 17.1% |
| $150,000 to $199,999: | 394 | 14.3% | 8.8% |
| $200,000 or more: | 153 | 5.6% | 11.4% |
Commute to Work (96738 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,482 | 71.2% | 67.8% |
| Carpooled: | 710 | 20.4% | 8.7% |
| Public transportation: | 0 | 0.0% | 4.2% |
| Walked: | 23 | 0.7% | 2.5% |
| Other means: | 20 | 0.6% | 0.9% |
| Worked from home: | 152 | 4.4% | 13.8% |
| Mean travel time to work: | 29.1 min | -- | 26.7 min |
Industry (96738 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 127 | 3.6% | 1.6% |
| Construction: | 242 | 6.9% | 6.9% |
| Manufacturing: | 102 | 2.9% | 10.0% |
| Wholesale trade: | 12 | 0.3% | 2.4% |
| Retail trade: | 213 | 6.1% | 11.0% |
| Transportation, warehousing, utilities: | 177 | 5.1% | 5.8% |
| Information: | 29 | 0.8% | 1.9% |
| Finance, insurance, real estate: | 174 | 5.0% | 6.7% |
| Professional, scientific, management: | 701 | 20.1% | 12.1% |
| Education, health care, social services: | 469 | 13.5% | 23.3% |
| Arts, entertainment, food services: | 889 | 25.5% | 9.0% |
| Other services: | 164 | 4.7% | 4.7% |
| Public administration: | 186 | 5.3% | 4.7% |
Poverty Status (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 7,500 | 96.2% | 91.3% |
| Private health insurance: | 5,515 | 70.7% | 67.6% |
| Public health coverage: | 3,140 | 40.3% | 35.9% |
| Without health insurance: | 297 | 3.8% | 8.7% |
Benefits & Assistance (96738 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 2,107 | 76.6% | 77.4% |
| Social Security income: | 985 | 35.8% | 31.0% |
| Retirement income: | 772 | 28.1% | 21.8% |
| Supplemental Security Income (SSI): | 130 | 4.7% | 4.5% |
| Cash public assistance income: | 70 | 2.5% | 1.8% |
| SNAP (food stamps) benefits: | 262 | 9.5% | 11.4% |
Housing Types (96738 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,054 | 43.3% | 61.4% |
| 1-unit, attached: | 133 | 2.8% | 6.1% |
| 2 units: | 31 | 0.7% | 3.4% |
| 3 or 4 units: | 153 | 3.2% | 4.3% |
| 5 to 9 units: | 1,488 | 31.3% | 4.6% |
| 10 to 19 units: | 730 | 15.4% | 4.3% |
| 20 or more units: | 160 | 3.4% | 9.9% |
| Mobile home: | 0 | 0.0% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (96738 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 22 | 0.5% | 0.6% |
| Built 2010 to 2019: | 189 | 4.0% | 8.2% |
| Built 2000 to 2009: | 1,403 | 29.5% | 13.5% |
| Built 1990 to 1999: | 1,310 | 27.6% | 13.2% |
| Built 1980 to 1989: | 1,230 | 25.9% | 13.2% |
| Built 1970 to 1979: | 500 | 10.5% | 14.6% |
| Built 1960 to 1969: | 50 | 1.1% | 10.2% |
| Built 1950 to 1959: | 45 | 0.9% | 9.9% |
| Built 1940 to 1949: | 0 | 0.0% | 4.6% |
| Built 1939 or earlier: | 0 | 0.0% | 12.0% |
Bedrooms (96738 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 3 | 0.1% | 2.4% |
| 1 bedroom: | 280 | 5.9% | 3.0% |
| 2 bedrooms: | 1,982 | 41.7% | 9.1% |
| 3 bedrooms: | 1,904 | 40.1% | 15.9% |
| 4 bedrooms: | 454 | 9.6% | 18.8% |
| 5 or more bedrooms: | 126 | 2.7% | 17.6% |
Heating Fuel (96738 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 18 | 0.7% | 47.1% |
| Bottled, tank, or LP gas: | 0 | 0.0% | 4.9% |
| Electricity: | 857 | 31.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 0 | 0.0% | 4.2% |
| Coal or coke: | 28 | 1.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 170 | 6.2% | 0.1% |
| Other fuel: | 0 | 0.0% | 0.5% |
| No fuel used: | 1,679 | 61.0% | 0.2% |
Vehicles Available (96738 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 39 | 1.4% | 8.3% |
| 1 vehicle available: | 874 | 31.8% | 32.6% |
| 2 vehicles available: | 1,107 | 40.2% | 37.0% |
| 3 or more vehicles available: | 732 | 26.6% | 22.1% |
Home Value Distribution (96738 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 3 | 0.2% | 5.7% |
| $50,000 to $99,999: | 3 | 0.2% | 7.8% |
| $100,000 to $149,999: | 46 | 2.3% | 9.2% |
| $150,000 to $199,999: | 0 | 0.0% | 10.8% |
| $200,000 to $299,999: | 109 | 5.5% | 19.9% |
| $300,000 to $499,999: | 442 | 22.3% | 24.1% |
| $500,000 to $999,999: | 1,049 | 53.0% | 17.0% |
| $1,000,000 or more: | 327 | 16.5% | 5.6% |
Housing Costs (96738 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,295 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $624 / mo. | $584 / mo. |
| Median gross rent: | $1,722 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.72 | 2.53 |
| Average household size (renter-occupied): | 3.11 | 2.38 |
Households (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,752 | -- | -- |
| Married-couple households: | 1,786 | 64.9% | 47.5% |
| Cohabiting couple households: | 642 | 23.3% | 7.0% |
| Male householder, no spouse: | 347 | 12.6% | 5.4% |
| Female householder, no spouse: | 481 | 17.5% | 12.7% |
| Householder living alone: | 993 | 36.1% | 28.6% |
| 65 years and over living alone: | 995 | 36.2% | 11.8% |
| Average household size: | 2.83 | -- | 2.53 |
| Average family size: | 3.11 | -- | -- |
Marital Status (96738 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 3,064 | -- | -- |
| Never married: | 763 | 24.9% | 37.0% |
| Now married: | 1,990 | 64.9% | 49.5% |
| Separated: | 14 | 0.5% | 1.5% |
| Widowed: | 272 | 8.9% | 2.6% |
| Divorced: | 741 | 24.2% | 9.3% |
School Enrollment (96738 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,828 | -- | -- |
| Nursery school, preschool: | 167 | 9.1% | 5.8% |
| Kindergarten: | 98 | 5.4% | 5.0% |
| Elementary school (grades 1-8): | 1,056 | 57.8% | 40.5% |
| High school (grades 9-12): | 310 | 17.0% | 21.4% |
| College or graduate school: | 197 | 10.8% | 27.3% |
Veterans & Disability (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 5,637 | -- | -- |
| Veterans: | 461 | 8.2% | 6.3% |
| Civilian noninstitutionalized population: | 7,797 | -- | -- |
| With a disability: | 1,060 | 13.6% | 13.4% |
| Under 18 with disability: | 196 | 18.5% | 5.8% |
| 18 to 64 with disability: | 370 | 34.9% | 10.4% |
| 65 and over with disability: | 494 | 46.6% | 33.4% |
Mobility (Residence 1 Year Ago) (96738 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 6,437 | 82.6% | 86.9% |
| Different house: | 1,286 | 16.5% | 13.1% |
| Same county: | 879 | 68.4% | 7.0% |
| Different county: | 326 | 25.3% | 3.2% |
| Different state: | 277 | 21.5% | 2.5% |
| Abroad: | 81 | 6.3% | 0.4% |
Place of Birth (96738 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,340 | 81.3% | 86.2% |
| Foreign born: | 134 | 1.7% | 13.9% |
| Naturalized citizen: | 1,457 | 1087.3% | 52.7% |
| Not a citizen: | 1,457 | 1087.3% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,457 | 1087.3% | 10.5% |
| Asia: | 137 | 102.2% | 31.3% |
| Africa: | 32 | 23.9% | 5.5% |
| Oceania: | 309 | 230.6% | 0.5% |
| Latin America: | 329 | 245.5% | 50.0% |
| Northern America: | 64 | 47.8% | 2.2% |
Language Spoken at Home (96738 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 7,273 | -- | -- |
| English only: | 4,636 | 63.7% | 78.3% |
| Language other than English: | 2,637 | 36.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 659 | 9.1% | 13.3% |
| Other Indo-European languages: | 158 | 2.2% | 3.5% |
| Asian/Pacific Island languages: | 1,746 | 24.0% | 3.5% |
| Other languages: | 74 | 1.0% | 1.0% |
Computers & Internet (96738 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,752 | 100.0% | 93.1% |
| Households with broadband internet: | 2,639 | 95.9% | 89.4% |
Waikoloa, HI96738