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98040 ZIP Code

Mercer Island, Washington

December 30, 2025
ZIP Code:98040
City/Town:Mercer Island
County:King
State:Washington
ZIP Type:Standard
Population:25,464
Median Household Income:$190,985
Per Capita Income:$93,993
Total Housing Units:10,514
Median Home Value:$1,683,600
Land Area:6.4 sq miles
16.5 sq km
Water Area:6.5 sq miles
16.9 sq km
Coordinates:47.5640, -122.2312

Population Information (98040 zip code)

#%US
Total Population:25,464----
Male:12,00847.2%49.6%
Female:13,45652.8%50.4%
Median Age:45.3 yrs--38.5 yrs
Under 5 years:1,0304.0%5.7%
5 to 9 years:1,6636.5%6.0%
10 to 14 years:1,9337.6%6.5%
15 to 19 years:1,9067.5%6.6%
20 to 24 years:8033.2%6.7%
25 to 34 years:2,1188.3%13.7%
35 to 44 years:3,11712.2%12.9%
45 to 54 years:4,31616.9%12.4%
55 to 59 years:1,8327.2%6.5%
60 to 64 years:1,5416.1%6.4%
65 to 74 years:2,60210.2%9.7%
75 to 84 years:1,5506.1%4.8%
85 years and over:1,0534.1%2.0%

Housing Information (98040 zip code)

#%US
Median home value:$1,683,600--$281,900
Median rooms:6.8--5.5
Median rent:$2,315 / mo.--$1,268 / mo.
Total housing units:10,514----
Occupied housing units:9,78293.0%38.0%
Vacant housing units:7327.0%4.6%
Housing tenure:------
Owner-occupied:6,64968.0%64.8%
Renter-occupied:3,13332.0%35.2%

Educational Attainment (98040 zip code)

#%US
Population 25 years and over:18,129----
Less than 9th grade:2761.5%4.7%
9th to 12th grade, no diploma:1250.7%6.1%
High school graduate:1,0275.7%26.4%
Some college, no degree:1,6018.8%19.7%
Associate degree:1,0065.5%8.7%
Bachelor's degree:6,92238.2%20.9%
Graduate or professional degree:7,17239.6%13.7%
Percent high school graduate or higher:--97.8%89.1%
Percent bachelor's degree or higher:--77.7%34.3%

Income Information (98040 zip code)

ValueUS
Median household income:$190,985 / yr.$75,149 / yr.
Mean household income:$290,655 / yr.$105,833 / yr.
Median family income:$250,001 / yr.$92,646 / yr.
Per capita income:$93,993 / yr.$41,261 / yr.

Employment (98040 zip code)

#%US
In labor force:12,205--63.5%
Employed:11,89197.4%96.4%
Unemployed:3142.6%5.3%
Not in labor force:8,328----
Class of Worker:------
Private wage and salary:9,57780.5%79.7%
Government workers:1,1589.7%14.2%
Self-employed:1,1359.5%5.9%
Unpaid family workers:210.2%0.1%

Race & Ethnicity (98040 zip code)

#%US
Race (one race):------
White:16,88266.3%61.6%
Black or African American:3401.3%12.4%
American Indian/Alaska Native:240.1%1.1%
Asian:5,65822.2%6.0%
Native Hawaiian/Pacific Islander:00.0%0.2%
Some other race:2961.2%8.4%
Two or more races:2,2648.9%10.2%
Hispanic or Latino (any race):7783.1%18.7%
Mexican:8263.2%11.2%
Puerto Rican:4201.6%1.8%
Cuban:580.2%0.7%
Other Hispanic or Latino:60.0%5.0%
Not Hispanic or Latino:3421.3%81.1%

Income Distribution (98040 zip code)

Household IncomeHouseholds%US
Less than $10,000:2822.9%4.9%
$10,000 to $14,999:610.6%3.8%
$15,000 to $24,999:2802.9%7.0%
$25,000 to $34,999:5105.2%7.4%
$35,000 to $49,999:4454.5%10.7%
$50,000 to $74,999:8839.0%16.1%
$75,000 to $99,999:5445.6%12.8%
$100,000 to $149,999:1,20412.3%17.1%
$150,000 to $199,999:8538.7%8.8%
$200,000 or more:4,72048.3%11.4%

Commute to Work (98040 zip code)

Commute MethodWorkers%US
Drove alone:6,09151.2%67.8%
Carpooled:7506.3%8.7%
Public transportation:8397.1%4.2%
Walked:2362.0%2.5%
Other means:2001.7%0.9%
Worked from home:3,53429.7%13.8%
Mean travel time to work:27.0 min--26.7 min

Industry (98040 zip code)

Industry SectorWorkers%US
Agriculture, forestry, fishing, mining:00.0%1.6%
Construction:2772.3%6.9%
Manufacturing:6245.2%10.0%
Wholesale trade:3523.0%2.4%
Retail trade:1,19810.1%11.0%
Transportation, warehousing, utilities:3653.1%5.8%
Information:6695.6%1.9%
Finance, insurance, real estate:1,27410.7%6.7%
Professional, scientific, management:3,19126.8%12.1%
Education, health care, social services:2,47720.8%23.3%
Arts, entertainment, food services:7506.3%9.0%
Other services:4563.8%4.7%
Public administration:2582.2%4.7%

Poverty Status (98040 zip code)

#%US
Poverty Rate:--5.3%8.8%
All people below poverty level:------
Under 18 years:----16.3%
18 to 64 years:----11.0%
65 years and over:----10.3%

Health Insurance (98040 zip code)

#%US
With health insurance:24,82497.5%91.3%
Private health insurance:22,26687.4%67.6%
Public health coverage:6,02823.7%35.9%
Without health insurance:5332.1%8.7%

Benefits & Assistance (98040 zip code)

Households with:#%US
Earnings:7,76079.3%77.4%
Social Security income:2,72427.8%31.0%
Retirement income:2,39924.5%21.8%
Supplemental Security Income (SSI):2152.2%4.5%
Cash public assistance income:1651.7%1.8%
SNAP (food stamps) benefits:1781.8%11.4%

Housing Types (98040 zip code)

Structure TypeUnits%US
1-unit, detached:6,91465.8%61.4%
1-unit, attached:660.6%6.1%
2 units:250.2%3.4%
3 or 4 units:840.8%4.3%
5 to 9 units:4964.7%4.6%
10 to 19 units:4003.8%4.3%
20 or more units:2,47423.5%9.9%
Mobile home:550.5%5.8%
Boat, RV, van, etc.:00.0%0.1%

Year Structure Built (98040 zip code)

Year BuiltUnits%US
Built 2020 or later:520.5%0.6%
Built 2010 to 2019:8988.5%8.2%
Built 2000 to 2009:1,22911.7%13.5%
Built 1990 to 1999:8347.9%13.2%
Built 1980 to 1989:1,0429.9%13.2%
Built 1970 to 1979:1,87417.8%14.6%
Built 1960 to 1969:2,31622.0%10.2%
Built 1950 to 1959:1,23411.7%9.9%
Built 1940 to 1949:6956.6%4.6%
Built 1939 or earlier:3403.2%12.0%

Bedrooms (98040 zip code)

Number of BedroomsUnits%US
No bedroom (studio):5074.8%2.4%
1 bedroom:1,25311.9%3.0%
2 bedrooms:2,01719.2%9.1%
3 bedrooms:2,00719.1%15.9%
4 bedrooms:3,04529.0%18.8%
5 or more bedrooms:1,68516.0%17.6%

Heating Fuel (98040 zip code)

Fuel TypeUnits%US
Utility gas:5,86960.0%47.1%
Bottled, tank, or LP gas:1221.2%4.9%
Electricity:3,54936.3%40.2%
Fuel oil, kerosene, etc.:1211.2%4.2%
Coal or coke:00.0%0.1%
Wood:180.2%1.5%
Solar energy:110.1%0.1%
Other fuel:280.3%0.5%
No fuel used:640.7%0.2%

Vehicles Available (98040 zip code)

VehiclesHouseholds%US
No vehicle available:5976.1%8.3%
1 vehicle available:2,78928.5%32.6%
2 vehicles available:4,02941.2%37.0%
3 or more vehicles available:2,36724.2%22.1%

Home Value Distribution (98040 zip code)

Value RangeOwner Units%US
Less than $50,000:490.7%5.7%
$50,000 to $99,999:00.0%7.8%
$100,000 to $149,999:701.1%9.2%
$150,000 to $199,999:90.1%10.8%
$200,000 to $299,999:540.8%19.9%
$300,000 to $499,999:2974.5%24.1%
$500,000 to $999,999:5277.9%17.0%
$1,000,000 or more:5,64384.9%5.6%

Housing Costs (98040 zip code)

ValueUS
Median owner costs (with mortgage):$4,001 / mo.$1,828 / mo.
Median owner costs (no mortgage):$1,501 / mo.$584 / mo.
Median gross rent:$2,315 / mo.$1,268 / mo.
Average household size (owner-occupied):2.882.53
Average household size (renter-occupied):1.972.38

Households (98040 zip code)

#%US
Total households:9,782----
Married-couple households:6,29864.4%47.5%
Cohabiting couple households:2,89029.5%7.0%
Male householder, no spouse:9659.9%5.4%
Female householder, no spouse:2,13021.8%12.7%
Householder living alone:3,33934.1%28.6%
65 years and over living alone:3,41334.9%11.8%
Average household size:2.59--2.53
Average family size:3.10----

Marital Status (98040 zip code)

Population 15 years and over#%US
Total:9,819----
Never married:2,30823.5%37.0%
Now married:6,74368.7%49.5%
Separated:2352.4%1.5%
Widowed:4955.0%2.6%
Divorced:2,31123.5%9.3%

School Enrollment (98040 zip code)

Population 3 years and over#%US
Enrolled in school:6,881----
Nursery school, preschool:5327.7%5.8%
Kindergarten:2063.0%5.0%
Elementary school (grades 1-8):2,91442.3%40.5%
High school (grades 9-12):2,02229.4%21.4%
College or graduate school:1,20717.5%27.3%

Veterans & Disability (98040 zip code)

#%US
Civilian population 18 years and over:19,582----
Veterans:8564.4%6.3%
Civilian noninstitutionalized population:25,357----
With a disability:2,4929.8%13.4%
Under 18 with disability:30212.1%5.8%
18 to 64 with disability:66926.8%10.4%
65 and over with disability:1,52161.0%33.4%

Mobility (Residence 1 Year Ago) (98040 zip code)

Population 1 year and over#%US
Same house:21,56784.7%86.9%
Different house:3,78014.8%13.1%
Same county:2,22758.9%7.0%
Different county:1,33935.4%3.2%
Different state:1,13330.0%2.5%
Abroad:2145.7%0.4%

Place of Birth (98040 zip code)

#%US
Native born:19,20775.4%86.2%
Foreign born:5832.3%13.9%
Naturalized citizen:6,2571073.2%52.7%
Not a citizen:6,2571073.2%47.3%
Foreign-born by region:------
Europe:6,2571073.2%10.5%
Asia:1,274218.5%31.3%
Africa:9316.0%5.5%
Oceania:9516.3%0.5%
Latin America:50586.6%50.0%
Northern America:35260.4%2.2%

Language Spoken at Home (98040 zip code)

Population 5 years and over#%US
Total:24,434----
English only:18,57876.0%78.3%
Language other than English:5,85624.0%21.5%
By language:------
Spanish:5852.4%13.3%
Other Indo-European languages:1,7687.2%3.5%
Asian/Pacific Island languages:3,38913.9%3.5%
Other languages:1140.5%1.0%

Computers & Internet (98040 zip code)

Households%US
Households with a computer:9,782100.0%93.1%
Households with broadband internet:9,51597.3%89.4%