98226 ZIP Code
Bellingham, Washington
December 30, 2025
| ZIP Code: | 98226 |
| City/Town: | Bellingham |
| County: | Whatcom |
| State: | Washington |
| ZIP Type: | Standard |
| Population: | 45,703 |
| Median Household Income: | $71,943 |
| Per Capita Income: | $41,014 |
| Total Housing Units: | 20,370 |
| Median Home Value: | $509,800 |
| Land Area: | 105.8 sq miles
274.0 sq km |
| Water Area: | 8.3 sq miles
21.4 sq km |
| Coordinates: | 48.7967, -122.4324 |
Population Information (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 45,703 | -- | -- |
| Male: | 22,592 | 49.4% | 49.6% |
| Female: | 23,111 | 50.6% | 50.4% |
| Median Age: | 40.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,285 | 5.0% | 5.7% |
| 5 to 9 years: | 2,551 | 5.6% | 6.0% |
| 10 to 14 years: | 2,166 | 4.7% | 6.5% |
| 15 to 19 years: | 1,981 | 4.3% | 6.6% |
| 20 to 24 years: | 4,097 | 9.0% | 6.7% |
| 25 to 34 years: | 6,664 | 14.6% | 13.7% |
| 35 to 44 years: | 6,168 | 13.5% | 12.9% |
| 45 to 54 years: | 5,639 | 12.3% | 12.4% |
| 55 to 59 years: | 2,541 | 5.6% | 6.5% |
| 60 to 64 years: | 2,777 | 6.1% | 6.4% |
| 65 to 74 years: | 5,427 | 11.9% | 9.7% |
| 75 to 84 years: | 2,549 | 5.6% | 4.8% |
| 85 years and over: | 858 | 1.9% | 2.0% |
Housing Information (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $509,800 | -- | $281,900 |
| Median rooms: | 5.2 | -- | 5.5 |
| Median rent: | $1,432 / mo. | -- | $1,268 / mo. |
| Total housing units: | 20,370 | -- | -- |
| Occupied housing units: | 19,347 | 95.0% | 38.0% |
| Vacant housing units: | 1,023 | 5.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 11,716 | 60.6% | 64.8% |
| Renter-occupied: | 7,631 | 39.4% | 35.2% |
Educational Attainment (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 32,623 | -- | -- |
| Less than 9th grade: | 573 | 1.8% | 4.7% |
| 9th to 12th grade, no diploma: | 1,546 | 4.7% | 6.1% |
| High school graduate: | 6,976 | 21.4% | 26.4% |
| Some college, no degree: | 7,930 | 24.3% | 19.7% |
| Associate degree: | 3,314 | 10.2% | 8.7% |
| Bachelor's degree: | 7,824 | 24.0% | 20.9% |
| Graduate or professional degree: | 4,460 | 13.7% | 13.7% |
| Percent high school graduate or higher: | -- | 93.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 37.7% | 34.3% |
Income Information (98226 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $71,943 / yr. | $75,149 / yr. |
| Mean household income: | $98,616 / yr. | $105,833 / yr. |
| Median family income: | $91,681 / yr. | $92,646 / yr. |
| Per capita income: | $41,014 / yr. | $41,261 / yr. |
Employment (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 24,640 | -- | 63.5% |
| Employed: | 23,455 | 95.4% | 96.4% |
| Unemployed: | 1,135 | 4.6% | 5.3% |
| Not in labor force: | 13,562 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 17,342 | 73.9% | 79.7% |
| Government workers: | 3,988 | 17.0% | 14.2% |
| Self-employed: | 2,097 | 8.9% | 5.9% |
| Unpaid family workers: | 28 | 0.1% | 0.1% |
Race & Ethnicity (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 34,450 | 75.4% | 61.6% |
| Black or African American: | 536 | 1.2% | 12.4% |
| American Indian/Alaska Native: | 2,423 | 5.3% | 1.1% |
| Asian: | 2,973 | 6.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 117 | 0.3% | 0.2% |
| Some other race: | 1,489 | 3.3% | 8.4% |
| Two or more races: | 3,715 | 8.1% | 10.2% |
| Hispanic or Latino (any race): | 2,829 | 6.2% | 18.7% |
| Mexican: | 4,330 | 9.5% | 11.2% |
| Puerto Rican: | 3,105 | 6.8% | 1.8% |
| Cuban: | 217 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 31 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 977 | 2.1% | 81.1% |
Income Distribution (98226 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 510 | 2.6% | 4.9% |
| $10,000 to $14,999: | 505 | 2.6% | 3.8% |
| $15,000 to $24,999: | 1,539 | 8.0% | 7.0% |
| $25,000 to $34,999: | 1,390 | 7.2% | 7.4% |
| $35,000 to $49,999: | 1,614 | 8.3% | 10.7% |
| $50,000 to $74,999: | 4,386 | 22.7% | 16.1% |
| $75,000 to $99,999: | 2,366 | 12.2% | 12.8% |
| $100,000 to $149,999: | 4,045 | 20.9% | 17.1% |
| $150,000 to $199,999: | 1,471 | 7.6% | 8.8% |
| $200,000 or more: | 1,521 | 7.9% | 11.4% |
Commute to Work (98226 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 17,297 | 73.7% | 67.8% |
| Carpooled: | 2,408 | 10.3% | 8.7% |
| Public transportation: | 397 | 1.7% | 4.2% |
| Walked: | 345 | 1.5% | 2.5% |
| Other means: | 437 | 1.9% | 0.9% |
| Worked from home: | 2,325 | 9.9% | 13.8% |
| Mean travel time to work: | 19.6 min | -- | 26.7 min |
Industry (98226 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 423 | 1.8% | 1.6% |
| Construction: | 1,992 | 8.5% | 6.9% |
| Manufacturing: | 2,138 | 9.1% | 10.0% |
| Wholesale trade: | 837 | 3.6% | 2.4% |
| Retail trade: | 1,966 | 8.4% | 11.0% |
| Transportation, warehousing, utilities: | 1,264 | 5.4% | 5.8% |
| Information: | 408 | 1.7% | 1.9% |
| Finance, insurance, real estate: | 1,157 | 4.9% | 6.7% |
| Professional, scientific, management: | 2,786 | 11.9% | 12.1% |
| Education, health care, social services: | 5,849 | 24.9% | 23.3% |
| Arts, entertainment, food services: | 2,452 | 10.5% | 9.0% |
| Other services: | 1,095 | 4.7% | 4.7% |
| Public administration: | 1,088 | 4.6% | 4.7% |
Poverty Status (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 42,356 | 92.7% | 91.3% |
| Private health insurance: | 30,547 | 66.8% | 67.6% |
| Public health coverage: | 18,033 | 39.5% | 35.9% |
| Without health insurance: | 3,141 | 6.9% | 8.7% |
Benefits & Assistance (98226 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 14,862 | 76.8% | 77.4% |
| Social Security income: | 6,375 | 33.0% | 31.0% |
| Retirement income: | 4,844 | 25.0% | 21.8% |
| Supplemental Security Income (SSI): | 555 | 2.9% | 4.5% |
| Cash public assistance income: | 548 | 2.8% | 1.8% |
| SNAP (food stamps) benefits: | 2,231 | 11.5% | 11.4% |
Housing Types (98226 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 12,038 | 59.1% | 61.4% |
| 1-unit, attached: | 825 | 4.1% | 6.1% |
| 2 units: | 523 | 2.6% | 3.4% |
| 3 or 4 units: | 1,052 | 5.2% | 4.3% |
| 5 to 9 units: | 975 | 4.8% | 4.6% |
| 10 to 19 units: | 1,630 | 8.0% | 4.3% |
| 20 or more units: | 2,452 | 12.0% | 9.9% |
| Mobile home: | 862 | 4.2% | 5.8% |
| Boat, RV, van, etc.: | 13 | 0.1% | 0.1% |
Year Structure Built (98226 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 173 | 0.8% | 0.6% |
| Built 2010 to 2019: | 2,867 | 14.1% | 8.2% |
| Built 2000 to 2009: | 4,489 | 22.0% | 13.5% |
| Built 1990 to 1999: | 4,869 | 23.9% | 13.2% |
| Built 1980 to 1989: | 2,634 | 12.9% | 13.2% |
| Built 1970 to 1979: | 2,299 | 11.3% | 14.6% |
| Built 1960 to 1969: | 977 | 4.8% | 10.2% |
| Built 1950 to 1959: | 668 | 3.3% | 9.9% |
| Built 1940 to 1949: | 312 | 1.5% | 4.6% |
| Built 1939 or earlier: | 1,082 | 5.3% | 12.0% |
Bedrooms (98226 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 705 | 3.5% | 2.4% |
| 1 bedroom: | 1,960 | 9.6% | 3.0% |
| 2 bedrooms: | 5,874 | 28.8% | 9.1% |
| 3 bedrooms: | 7,942 | 39.0% | 15.9% |
| 4 bedrooms: | 3,051 | 15.0% | 18.8% |
| 5 or more bedrooms: | 838 | 4.1% | 17.6% |
Heating Fuel (98226 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 7,617 | 39.4% | 47.1% |
| Bottled, tank, or LP gas: | 1,658 | 8.6% | 4.9% |
| Electricity: | 8,622 | 44.6% | 40.2% |
| Fuel oil, kerosene, etc.: | 336 | 1.7% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 933 | 4.8% | 1.5% |
| Solar energy: | 35 | 0.2% | 0.1% |
| Other fuel: | 92 | 0.5% | 0.5% |
| No fuel used: | 54 | 0.3% | 0.2% |
Vehicles Available (98226 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 643 | 3.3% | 8.3% |
| 1 vehicle available: | 6,044 | 31.2% | 32.6% |
| 2 vehicles available: | 7,141 | 36.9% | 37.0% |
| 3 or more vehicles available: | 5,519 | 28.5% | 22.1% |
Home Value Distribution (98226 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 378 | 3.2% | 5.7% |
| $50,000 to $99,999: | 333 | 2.8% | 7.8% |
| $100,000 to $149,999: | 275 | 2.3% | 9.2% |
| $150,000 to $199,999: | 180 | 1.5% | 10.8% |
| $200,000 to $299,999: | 709 | 6.1% | 19.9% |
| $300,000 to $499,999: | 3,836 | 32.7% | 24.1% |
| $500,000 to $999,999: | 5,272 | 45.0% | 17.0% |
| $1,000,000 or more: | 733 | 6.3% | 5.6% |
Housing Costs (98226 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,126 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $636 / mo. | $584 / mo. |
| Median gross rent: | $1,432 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.48 | 2.53 |
| Average household size (renter-occupied): | 2.14 | 2.38 |
Households (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 19,347 | -- | -- |
| Married-couple households: | 9,375 | 48.5% | 47.5% |
| Cohabiting couple households: | 2,793 | 14.4% | 7.0% |
| Male householder, no spouse: | 3,059 | 15.8% | 5.4% |
| Female householder, no spouse: | 4,462 | 23.1% | 12.7% |
| Householder living alone: | 5,022 | 26.0% | 28.6% |
| 65 years and over living alone: | 6,274 | 32.4% | 11.8% |
| Average household size: | 2.35 | -- | 2.53 |
| Average family size: | 2.76 | -- | -- |
Marital Status (98226 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 18,999 | -- | -- |
| Never married: | 6,874 | 36.2% | 37.0% |
| Now married: | 9,980 | 52.5% | 49.5% |
| Separated: | 506 | 2.7% | 1.5% |
| Widowed: | 1,420 | 7.5% | 2.6% |
| Divorced: | 5,687 | 29.9% | 9.3% |
School Enrollment (98226 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,511 | -- | -- |
| Nursery school, preschool: | 606 | 6.4% | 5.8% |
| Kindergarten: | 753 | 7.9% | 5.0% |
| Elementary school (grades 1-8): | 3,563 | 37.5% | 40.5% |
| High school (grades 9-12): | 1,558 | 16.4% | 21.4% |
| College or graduate school: | 3,031 | 31.9% | 27.3% |
Veterans & Disability (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 37,475 | -- | -- |
| Veterans: | 2,585 | 6.9% | 6.3% |
| Civilian noninstitutionalized population: | 45,497 | -- | -- |
| With a disability: | 5,161 | 11.3% | 13.4% |
| Under 18 with disability: | 344 | 6.7% | 5.8% |
| 18 to 64 with disability: | 2,372 | 46.0% | 10.4% |
| 65 and over with disability: | 2,445 | 47.4% | 33.4% |
Mobility (Residence 1 Year Ago) (98226 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 38,550 | 84.3% | 86.9% |
| Different house: | 6,775 | 14.8% | 13.1% |
| Same county: | 3,444 | 50.8% | 7.0% |
| Different county: | 3,249 | 48.0% | 3.2% |
| Different state: | 1,593 | 23.5% | 2.5% |
| Abroad: | 82 | 1.2% | 0.4% |
Place of Birth (98226 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 40,688 | 89.0% | 86.2% |
| Foreign born: | 927 | 2.0% | 13.9% |
| Naturalized citizen: | 5,015 | 541.0% | 52.7% |
| Not a citizen: | 5,015 | 541.0% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 5,015 | 541.0% | 10.5% |
| Asia: | 683 | 73.7% | 31.3% |
| Africa: | 165 | 17.8% | 5.5% |
| Oceania: | 69 | 7.4% | 0.5% |
| Latin America: | 1,114 | 120.2% | 50.0% |
| Northern America: | 593 | 64.0% | 2.2% |
Language Spoken at Home (98226 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 43,418 | -- | -- |
| English only: | 37,978 | 87.5% | 78.3% |
| Language other than English: | 5,440 | 12.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 2,113 | 4.9% | 13.3% |
| Other Indo-European languages: | 1,272 | 2.9% | 3.5% |
| Asian/Pacific Island languages: | 1,661 | 3.8% | 3.5% |
| Other languages: | 394 | 0.9% | 1.0% |
Computers & Internet (98226 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 19,347 | 100.0% | 93.1% |
| Households with broadband internet: | 18,762 | 97.0% | 89.4% |
Bellingham, WA98226