98248 ZIP Code
Ferndale, Washington
December 30, 2025
| ZIP Code: | 98248 |
| City/Town: | Ferndale |
| County: | Whatcom |
| State: | Washington |
| ZIP Type: | Standard |
| Population: | 27,147 |
| Median Household Income: | $86,334 |
| Per Capita Income: | $45,337 |
| Total Housing Units: | 10,225 |
| Median Home Value: | $475,300 |
| Land Area: | 71.8 sq miles
186.0 sq km |
| Water Area: | 2.2 sq miles
5.7 sq km |
| Coordinates: | 48.8656, -122.6232 |
Population Information (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 27,147 | -- | -- |
| Male: | 13,509 | 49.8% | 49.6% |
| Female: | 13,638 | 50.2% | 50.4% |
| Median Age: | 36.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,862 | 6.9% | 5.7% |
| 5 to 9 years: | 1,796 | 6.6% | 6.0% |
| 10 to 14 years: | 1,782 | 6.6% | 6.5% |
| 15 to 19 years: | 1,882 | 6.9% | 6.6% |
| 20 to 24 years: | 1,487 | 5.5% | 6.7% |
| 25 to 34 years: | 4,053 | 14.9% | 13.7% |
| 35 to 44 years: | 3,017 | 11.1% | 12.9% |
| 45 to 54 years: | 3,616 | 13.3% | 12.4% |
| 55 to 59 years: | 1,422 | 5.2% | 6.5% |
| 60 to 64 years: | 1,581 | 5.8% | 6.4% |
| 65 to 74 years: | 3,077 | 11.3% | 9.7% |
| 75 to 84 years: | 1,086 | 4.0% | 4.8% |
| 85 years and over: | 486 | 1.8% | 2.0% |
Housing Information (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $475,300 | -- | $281,900 |
| Median rooms: | 5.8 | -- | 5.5 |
| Median rent: | $1,311 / mo. | -- | $1,268 / mo. |
| Total housing units: | 10,225 | -- | -- |
| Occupied housing units: | 9,297 | 90.9% | 38.0% |
| Vacant housing units: | 928 | 9.1% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 7,112 | 76.5% | 64.8% |
| Renter-occupied: | 2,185 | 23.5% | 35.2% |
Educational Attainment (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 18,338 | -- | -- |
| Less than 9th grade: | 576 | 3.1% | 4.7% |
| 9th to 12th grade, no diploma: | 832 | 4.5% | 6.1% |
| High school graduate: | 4,331 | 23.6% | 26.4% |
| Some college, no degree: | 5,080 | 27.7% | 19.7% |
| Associate degree: | 1,730 | 9.4% | 8.7% |
| Bachelor's degree: | 3,514 | 19.2% | 20.9% |
| Graduate or professional degree: | 2,275 | 12.4% | 13.7% |
| Percent high school graduate or higher: | -- | 92.3% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.6% | 34.3% |
Income Information (98248 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $86,334 / yr. | $75,149 / yr. |
| Mean household income: | $116,728 / yr. | $105,833 / yr. |
| Median family income: | $96,704 / yr. | $92,646 / yr. |
| Per capita income: | $45,337 / yr. | $41,261 / yr. |
Employment (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 12,956 | -- | 63.5% |
| Employed: | 12,377 | 96.4% | 96.4% |
| Unemployed: | 464 | 3.6% | 5.3% |
| Not in labor force: | 8,283 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,779 | 79.0% | 79.7% |
| Government workers: | 1,516 | 12.2% | 14.2% |
| Self-employed: | 1,043 | 8.4% | 5.9% |
| Unpaid family workers: | 39 | 0.3% | 0.1% |
Race & Ethnicity (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,485 | 79.1% | 61.6% |
| Black or African American: | 120 | 0.4% | 12.4% |
| American Indian/Alaska Native: | 467 | 1.7% | 1.1% |
| Asian: | 1,769 | 6.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 61 | 0.2% | 0.2% |
| Some other race: | 1,378 | 5.1% | 8.4% |
| Two or more races: | 1,867 | 6.9% | 10.2% |
| Hispanic or Latino (any race): | 2,177 | 8.0% | 18.7% |
| Mexican: | 2,759 | 10.2% | 11.2% |
| Puerto Rican: | 1,664 | 6.1% | 1.8% |
| Cuban: | 153 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 942 | 3.5% | 81.1% |
Income Distribution (98248 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 233 | 2.5% | 4.9% |
| $10,000 to $14,999: | 268 | 2.9% | 3.8% |
| $15,000 to $24,999: | 287 | 3.1% | 7.0% |
| $25,000 to $34,999: | 655 | 7.0% | 7.4% |
| $35,000 to $49,999: | 1,012 | 10.9% | 10.7% |
| $50,000 to $74,999: | 1,411 | 15.2% | 16.1% |
| $75,000 to $99,999: | 1,447 | 15.6% | 12.8% |
| $100,000 to $149,999: | 1,988 | 21.4% | 17.1% |
| $150,000 to $199,999: | 961 | 10.3% | 8.8% |
| $200,000 or more: | 1,035 | 11.1% | 11.4% |
Commute to Work (98248 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 9,540 | 77.1% | 67.8% |
| Carpooled: | 897 | 7.2% | 8.7% |
| Public transportation: | 152 | 1.2% | 4.2% |
| Walked: | 89 | 0.7% | 2.5% |
| Other means: | 101 | 0.8% | 0.9% |
| Worked from home: | 1,389 | 11.2% | 13.8% |
| Mean travel time to work: | 22.4 min | -- | 26.7 min |
Industry (98248 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 286 | 2.3% | 1.6% |
| Construction: | 1,518 | 12.3% | 6.9% |
| Manufacturing: | 1,797 | 14.5% | 10.0% |
| Wholesale trade: | 346 | 2.8% | 2.4% |
| Retail trade: | 1,057 | 8.5% | 11.0% |
| Transportation, warehousing, utilities: | 598 | 4.8% | 5.8% |
| Information: | 173 | 1.4% | 1.9% |
| Finance, insurance, real estate: | 699 | 5.6% | 6.7% |
| Professional, scientific, management: | 997 | 8.1% | 12.1% |
| Education, health care, social services: | 2,667 | 21.5% | 23.3% |
| Arts, entertainment, food services: | 1,033 | 8.3% | 9.0% |
| Other services: | 684 | 5.5% | 4.7% |
| Public administration: | 522 | 4.2% | 4.7% |
Poverty Status (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 24,951 | 91.9% | 91.3% |
| Private health insurance: | 18,518 | 68.2% | 67.6% |
| Public health coverage: | 10,471 | 38.6% | 35.9% |
| Without health insurance: | 2,065 | 7.6% | 8.7% |
Benefits & Assistance (98248 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 7,174 | 77.2% | 77.4% |
| Social Security income: | 2,936 | 31.6% | 31.0% |
| Retirement income: | 2,162 | 23.3% | 21.8% |
| Supplemental Security Income (SSI): | 430 | 4.6% | 4.5% |
| Cash public assistance income: | 473 | 5.1% | 1.8% |
| SNAP (food stamps) benefits: | 1,097 | 11.8% | 11.4% |
Housing Types (98248 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 7,341 | 71.8% | 61.4% |
| 1-unit, attached: | 183 | 1.8% | 6.1% |
| 2 units: | 66 | 0.6% | 3.4% |
| 3 or 4 units: | 392 | 3.8% | 4.3% |
| 5 to 9 units: | 295 | 2.9% | 4.6% |
| 10 to 19 units: | 75 | 0.7% | 4.3% |
| 20 or more units: | 901 | 8.8% | 9.9% |
| Mobile home: | 972 | 9.5% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (98248 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 179 | 1.8% | 0.6% |
| Built 2010 to 2019: | 1,651 | 16.1% | 8.2% |
| Built 2000 to 2009: | 1,559 | 15.2% | 13.5% |
| Built 1990 to 1999: | 2,046 | 20.0% | 13.2% |
| Built 1980 to 1989: | 1,190 | 11.6% | 13.2% |
| Built 1970 to 1979: | 1,843 | 18.0% | 14.6% |
| Built 1960 to 1969: | 426 | 4.2% | 10.2% |
| Built 1950 to 1959: | 341 | 3.3% | 9.9% |
| Built 1940 to 1949: | 211 | 2.1% | 4.6% |
| Built 1939 or earlier: | 779 | 7.6% | 12.0% |
Bedrooms (98248 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 253 | 2.5% | 2.4% |
| 1 bedroom: | 436 | 4.3% | 3.0% |
| 2 bedrooms: | 2,008 | 19.6% | 9.1% |
| 3 bedrooms: | 4,977 | 48.7% | 15.9% |
| 4 bedrooms: | 2,115 | 20.7% | 18.8% |
| 5 or more bedrooms: | 436 | 4.3% | 17.6% |
Heating Fuel (98248 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,351 | 46.8% | 47.1% |
| Bottled, tank, or LP gas: | 1,184 | 12.7% | 4.9% |
| Electricity: | 3,277 | 35.2% | 40.2% |
| Fuel oil, kerosene, etc.: | 129 | 1.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 258 | 2.8% | 1.5% |
| Solar energy: | 58 | 0.6% | 0.1% |
| Other fuel: | 10 | 0.1% | 0.5% |
| No fuel used: | 30 | 0.3% | 0.2% |
Vehicles Available (98248 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 388 | 4.2% | 8.3% |
| 1 vehicle available: | 1,729 | 18.6% | 32.6% |
| 2 vehicles available: | 3,570 | 38.4% | 37.0% |
| 3 or more vehicles available: | 3,610 | 38.8% | 22.1% |
Home Value Distribution (98248 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 127 | 1.8% | 5.7% |
| $50,000 to $99,999: | 134 | 1.9% | 7.8% |
| $100,000 to $149,999: | 92 | 1.3% | 9.2% |
| $150,000 to $199,999: | 210 | 3.0% | 10.8% |
| $200,000 to $299,999: | 734 | 10.3% | 19.9% |
| $300,000 to $499,999: | 2,643 | 37.2% | 24.1% |
| $500,000 to $999,999: | 2,951 | 41.5% | 17.0% |
| $1,000,000 or more: | 221 | 3.1% | 5.6% |
Housing Costs (98248 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,068 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $658 / mo. | $584 / mo. |
| Median gross rent: | $1,311 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 3.01 | 2.53 |
| Average household size (renter-occupied): | 2.57 | 2.38 |
Households (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 9,297 | -- | -- |
| Married-couple households: | 5,847 | 62.9% | 47.5% |
| Cohabiting couple households: | 2,469 | 26.6% | 7.0% |
| Male householder, no spouse: | 965 | 10.4% | 5.4% |
| Female householder, no spouse: | 1,906 | 20.5% | 12.7% |
| Householder living alone: | 3,671 | 39.5% | 28.6% |
| 65 years and over living alone: | 2,989 | 32.2% | 11.8% |
| Average household size: | 2.91 | -- | 2.53 |
| Average family size: | 3.22 | -- | -- |
Marital Status (98248 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,589 | -- | -- |
| Never married: | 3,281 | 31.0% | 37.0% |
| Now married: | 6,200 | 58.6% | 49.5% |
| Separated: | 247 | 2.3% | 1.5% |
| Widowed: | 750 | 7.1% | 2.6% |
| Divorced: | 2,675 | 25.3% | 9.3% |
School Enrollment (98248 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,320 | -- | -- |
| Nursery school, preschool: | 372 | 5.9% | 5.8% |
| Kindergarten: | 372 | 5.9% | 5.0% |
| Elementary school (grades 1-8): | 2,864 | 45.3% | 40.5% |
| High school (grades 9-12): | 1,503 | 23.8% | 21.4% |
| College or graduate school: | 1,209 | 19.1% | 27.3% |
Veterans & Disability (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 20,311 | -- | -- |
| Veterans: | 1,672 | 8.2% | 6.3% |
| Civilian noninstitutionalized population: | 27,016 | -- | -- |
| With a disability: | 3,425 | 12.7% | 13.4% |
| Under 18 with disability: | 382 | 11.2% | 5.8% |
| 18 to 64 with disability: | 1,627 | 47.5% | 10.4% |
| 65 and over with disability: | 1,416 | 41.3% | 33.4% |
Mobility (Residence 1 Year Ago) (98248 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 23,954 | 88.2% | 86.9% |
| Different house: | 2,672 | 9.8% | 13.1% |
| Same county: | 2,162 | 80.9% | 7.0% |
| Different county: | 478 | 17.9% | 3.2% |
| Different state: | 386 | 14.4% | 2.5% |
| Abroad: | 32 | 1.2% | 0.4% |
Place of Birth (98248 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 23,634 | 87.1% | 86.2% |
| Foreign born: | 604 | 2.2% | 13.9% |
| Naturalized citizen: | 3,513 | 581.6% | 52.7% |
| Not a citizen: | 3,513 | 581.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,513 | 581.6% | 10.5% |
| Asia: | 560 | 92.7% | 31.3% |
| Africa: | 27 | 4.5% | 5.5% |
| Oceania: | 1 | 0.2% | 0.5% |
| Latin America: | 678 | 112.3% | 50.0% |
| Northern America: | 403 | 66.7% | 2.2% |
Language Spoken at Home (98248 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 25,285 | -- | -- |
| English only: | 20,992 | 83.0% | 78.3% |
| Language other than English: | 4,293 | 17.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,541 | 6.1% | 13.3% |
| Other Indo-European languages: | 2,286 | 9.0% | 3.5% |
| Asian/Pacific Island languages: | 264 | 1.0% | 3.5% |
| Other languages: | 202 | 0.8% | 1.0% |
Computers & Internet (98248 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 9,297 | 100.0% | 93.1% |
| Households with broadband internet: | 8,867 | 95.4% | 89.4% |
Ferndale, WA98248