98277 ZIP Code
Oak Harbor, Washington
December 30, 2025
| ZIP Code: | 98277 |
| City/Town: | Oak Harbor |
| County: | Island |
| State: | Washington |
| ZIP Type: | Standard |
| Population: | 40,181 |
| Median Household Income: | $72,441 |
| Per Capita Income: | $42,148 |
| Total Housing Units: | 17,756 |
| Median Home Value: | $415,500 |
| Land Area: | 57.3 sq miles
148.3 sq km |
| Water Area: | 13.9 sq miles
36.0 sq km |
| Coordinates: | 48.3220, -122.6270 |
Population Information (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 40,181 | -- | -- |
| Male: | 19,424 | 48.3% | 49.6% |
| Female: | 20,757 | 51.7% | 50.4% |
| Median Age: | 35.1 yrs | -- | 38.5 yrs |
| Under 5 years: | 3,106 | 7.7% | 5.7% |
| 5 to 9 years: | 2,219 | 5.5% | 6.0% |
| 10 to 14 years: | 2,815 | 7.0% | 6.5% |
| 15 to 19 years: | 1,915 | 4.8% | 6.6% |
| 20 to 24 years: | 2,439 | 6.1% | 6.7% |
| 25 to 34 years: | 7,480 | 18.6% | 13.7% |
| 35 to 44 years: | 5,660 | 14.1% | 12.9% |
| 45 to 54 years: | 3,672 | 9.1% | 12.4% |
| 55 to 59 years: | 2,336 | 5.8% | 6.5% |
| 60 to 64 years: | 2,085 | 5.2% | 6.4% |
| 65 to 74 years: | 3,871 | 9.6% | 9.7% |
| 75 to 84 years: | 1,841 | 4.6% | 4.8% |
| 85 years and over: | 742 | 1.8% | 2.0% |
Housing Information (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $415,500 | -- | $281,900 |
| Median rooms: | 5.4 | -- | 5.5 |
| Median rent: | $1,542 / mo. | -- | $1,268 / mo. |
| Total housing units: | 17,756 | -- | -- |
| Occupied housing units: | 16,264 | 91.6% | 38.0% |
| Vacant housing units: | 1,492 | 8.4% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 9,497 | 58.4% | 64.8% |
| Renter-occupied: | 6,767 | 41.6% | 35.2% |
Educational Attainment (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 27,687 | -- | -- |
| Less than 9th grade: | 686 | 2.5% | 4.7% |
| 9th to 12th grade, no diploma: | 863 | 3.1% | 6.1% |
| High school graduate: | 6,785 | 24.5% | 26.4% |
| Some college, no degree: | 8,070 | 29.1% | 19.7% |
| Associate degree: | 3,941 | 14.2% | 8.7% |
| Bachelor's degree: | 4,577 | 16.5% | 20.9% |
| Graduate or professional degree: | 2,765 | 10.0% | 13.7% |
| Percent high school graduate or higher: | -- | 94.4% | 89.1% |
| Percent bachelor's degree or higher: | -- | 26.5% | 34.3% |
Income Information (98277 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $72,441 / yr. | $75,149 / yr. |
| Mean household income: | $92,962 / yr. | $105,833 / yr. |
| Median family income: | $85,802 / yr. | $92,646 / yr. |
| Per capita income: | $42,148 / yr. | $41,261 / yr. |
Employment (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 20,253 | -- | 63.5% |
| Employed: | 14,612 | 93.5% | 96.4% |
| Unemployed: | 1,010 | 6.5% | 5.3% |
| Not in labor force: | 11,476 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 10,016 | 68.5% | 79.7% |
| Government workers: | 3,820 | 26.1% | 14.2% |
| Self-employed: | 749 | 5.1% | 5.9% |
| Unpaid family workers: | 27 | 0.2% | 0.1% |
Race & Ethnicity (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 29,159 | 72.6% | 61.6% |
| Black or African American: | 1,476 | 3.7% | 12.4% |
| American Indian/Alaska Native: | 523 | 1.3% | 1.1% |
| Asian: | 2,916 | 7.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 310 | 0.8% | 0.2% |
| Some other race: | 1,078 | 2.7% | 8.4% |
| Two or more races: | 4,719 | 11.7% | 10.2% |
| Hispanic or Latino (any race): | 2,740 | 6.8% | 18.7% |
| Mexican: | 5,139 | 12.8% | 11.2% |
| Puerto Rican: | 3,920 | 9.8% | 1.8% |
| Cuban: | 413 | 1.0% | 0.7% |
| Other Hispanic or Latino: | 78 | 0.2% | 5.0% |
| Not Hispanic or Latino: | 728 | 1.8% | 81.1% |
Income Distribution (98277 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 633 | 3.9% | 4.9% |
| $10,000 to $14,999: | 305 | 1.9% | 3.8% |
| $15,000 to $24,999: | 862 | 5.3% | 7.0% |
| $25,000 to $34,999: | 1,011 | 6.2% | 7.4% |
| $35,000 to $49,999: | 1,812 | 11.1% | 10.7% |
| $50,000 to $74,999: | 3,788 | 23.3% | 16.1% |
| $75,000 to $99,999: | 2,229 | 13.7% | 12.8% |
| $100,000 to $149,999: | 3,209 | 19.7% | 17.1% |
| $150,000 to $199,999: | 1,281 | 7.9% | 8.8% |
| $200,000 or more: | 1,134 | 7.0% | 11.4% |
Commute to Work (98277 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 14,918 | 102.1% | 67.8% |
| Carpooled: | 1,764 | 12.1% | 8.7% |
| Public transportation: | 82 | 0.6% | 4.2% |
| Walked: | 387 | 2.6% | 2.5% |
| Other means: | 356 | 2.4% | 0.9% |
| Worked from home: | 1,183 | 8.1% | 13.8% |
| Mean travel time to work: | 20.8 min | -- | 26.7 min |
Industry (98277 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 169 | 1.2% | 1.6% |
| Construction: | 606 | 4.1% | 6.9% |
| Manufacturing: | 1,083 | 7.4% | 10.0% |
| Wholesale trade: | 359 | 2.5% | 2.4% |
| Retail trade: | 2,220 | 15.2% | 11.0% |
| Transportation, warehousing, utilities: | 1,003 | 6.9% | 5.8% |
| Information: | 232 | 1.6% | 1.9% |
| Finance, insurance, real estate: | 481 | 3.3% | 6.7% |
| Professional, scientific, management: | 1,597 | 10.9% | 12.1% |
| Education, health care, social services: | 3,906 | 26.7% | 23.3% |
| Arts, entertainment, food services: | 1,227 | 8.4% | 9.0% |
| Other services: | 657 | 4.5% | 4.7% |
| Public administration: | 1,072 | 7.3% | 4.7% |
Poverty Status (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 33,625 | 83.7% | 91.3% |
| Private health insurance: | 27,145 | 67.6% | 67.6% |
| Public health coverage: | 13,885 | 34.6% | 35.9% |
| Without health insurance: | 1,830 | 4.6% | 8.7% |
Benefits & Assistance (98277 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 12,792 | 78.7% | 77.4% |
| Social Security income: | 4,463 | 27.4% | 31.0% |
| Retirement income: | 5,228 | 32.1% | 21.8% |
| Supplemental Security Income (SSI): | 600 | 3.7% | 4.5% |
| Cash public assistance income: | 459 | 2.8% | 1.8% |
| SNAP (food stamps) benefits: | 1,335 | 8.2% | 11.4% |
Housing Types (98277 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 11,210 | 63.1% | 61.4% |
| 1-unit, attached: | 877 | 4.9% | 6.1% |
| 2 units: | 968 | 5.5% | 3.4% |
| 3 or 4 units: | 892 | 5.0% | 4.3% |
| 5 to 9 units: | 897 | 5.1% | 4.6% |
| 10 to 19 units: | 834 | 4.7% | 4.3% |
| 20 or more units: | 548 | 3.1% | 9.9% |
| Mobile home: | 1,530 | 8.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (98277 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 64 | 0.4% | 0.6% |
| Built 2010 to 2019: | 1,277 | 7.2% | 8.2% |
| Built 2000 to 2009: | 2,850 | 16.1% | 13.5% |
| Built 1990 to 1999: | 3,626 | 20.4% | 13.2% |
| Built 1980 to 1989: | 3,148 | 17.7% | 13.2% |
| Built 1970 to 1979: | 3,105 | 17.5% | 14.6% |
| Built 1960 to 1969: | 1,672 | 9.4% | 10.2% |
| Built 1950 to 1959: | 1,447 | 8.1% | 9.9% |
| Built 1940 to 1949: | 146 | 0.8% | 4.6% |
| Built 1939 or earlier: | 421 | 2.4% | 12.0% |
Bedrooms (98277 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 445 | 2.5% | 2.4% |
| 1 bedroom: | 1,030 | 5.8% | 3.0% |
| 2 bedrooms: | 4,700 | 26.5% | 9.1% |
| 3 bedrooms: | 8,719 | 49.1% | 15.9% |
| 4 bedrooms: | 2,602 | 14.7% | 18.8% |
| 5 or more bedrooms: | 260 | 1.5% | 17.6% |
Heating Fuel (98277 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 4,777 | 29.4% | 47.1% |
| Bottled, tank, or LP gas: | 1,597 | 9.8% | 4.9% |
| Electricity: | 8,852 | 54.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 227 | 1.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 580 | 3.6% | 1.5% |
| Solar energy: | 20 | 0.1% | 0.1% |
| Other fuel: | 165 | 1.0% | 0.5% |
| No fuel used: | 46 | 0.3% | 0.2% |
Vehicles Available (98277 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 574 | 3.5% | 8.3% |
| 1 vehicle available: | 5,065 | 31.1% | 32.6% |
| 2 vehicles available: | 6,520 | 40.1% | 37.0% |
| 3 or more vehicles available: | 4,105 | 25.2% | 22.1% |
Home Value Distribution (98277 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 515 | 5.4% | 5.7% |
| $50,000 to $99,999: | 249 | 2.6% | 7.8% |
| $100,000 to $149,999: | 103 | 1.1% | 9.2% |
| $150,000 to $199,999: | 309 | 3.3% | 10.8% |
| $200,000 to $299,999: | 1,026 | 10.8% | 19.9% |
| $300,000 to $499,999: | 4,480 | 47.2% | 24.1% |
| $500,000 to $999,999: | 2,566 | 27.0% | 17.0% |
| $1,000,000 or more: | 249 | 2.6% | 5.6% |
Housing Costs (98277 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,061 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $710 / mo. | $584 / mo. |
| Median gross rent: | $1,542 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.45 | 2.53 |
| Average household size (renter-occupied): | 2.49 | 2.38 |
Households (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 16,264 | -- | -- |
| Married-couple households: | 9,143 | 56.2% | 47.5% |
| Cohabiting couple households: | 3,677 | 22.6% | 7.0% |
| Male householder, no spouse: | 2,537 | 15.6% | 5.4% |
| Female householder, no spouse: | 3,695 | 22.7% | 12.7% |
| Householder living alone: | 5,124 | 31.5% | 28.6% |
| 65 years and over living alone: | 4,613 | 28.4% | 11.8% |
| Average household size: | 2.46 | -- | 2.53 |
| Average family size: | 2.94 | -- | -- |
Marital Status (98277 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,512 | -- | -- |
| Never married: | 4,252 | 27.4% | 37.0% |
| Now married: | 9,563 | 61.6% | 49.5% |
| Separated: | 342 | 2.2% | 1.5% |
| Widowed: | 1,149 | 7.4% | 2.6% |
| Divorced: | 3,548 | 22.9% | 9.3% |
School Enrollment (98277 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 9,196 | -- | -- |
| Nursery school, preschool: | 817 | 8.9% | 5.8% |
| Kindergarten: | 466 | 5.1% | 5.0% |
| Elementary school (grades 1-8): | 3,933 | 42.8% | 40.5% |
| High school (grades 9-12): | 1,494 | 16.2% | 21.4% |
| College or graduate school: | 2,486 | 27.0% | 27.3% |
Veterans & Disability (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 26,336 | -- | -- |
| Veterans: | 6,130 | 23.3% | 6.3% |
| Civilian noninstitutionalized population: | 35,455 | -- | -- |
| With a disability: | 5,859 | 16.5% | 13.4% |
| Under 18 with disability: | 338 | 5.8% | 5.8% |
| 18 to 64 with disability: | 3,315 | 56.6% | 10.4% |
| 65 and over with disability: | 2,206 | 37.7% | 33.4% |
Mobility (Residence 1 Year Ago) (98277 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 32,143 | 80.0% | 86.9% |
| Different house: | 7,522 | 18.7% | 13.1% |
| Same county: | 3,394 | 45.1% | 7.0% |
| Different county: | 3,714 | 49.4% | 3.2% |
| Different state: | 2,261 | 30.1% | 2.5% |
| Abroad: | 414 | 5.5% | 0.4% |
Place of Birth (98277 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 36,603 | 91.1% | 86.2% |
| Foreign born: | 1,066 | 2.7% | 13.9% |
| Naturalized citizen: | 3,578 | 335.6% | 52.7% |
| Not a citizen: | 3,578 | 335.6% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 3,578 | 335.6% | 10.5% |
| Asia: | 328 | 30.8% | 31.3% |
| Africa: | 22 | 2.1% | 5.5% |
| Oceania: | 172 | 16.1% | 0.5% |
| Latin America: | 647 | 60.7% | 50.0% |
| Northern America: | 181 | 17.0% | 2.2% |
Language Spoken at Home (98277 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 37,075 | -- | -- |
| English only: | 32,137 | 86.7% | 78.3% |
| Language other than English: | 4,938 | 13.3% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,940 | 5.2% | 13.3% |
| Other Indo-European languages: | 784 | 2.1% | 3.5% |
| Asian/Pacific Island languages: | 2,201 | 5.9% | 3.5% |
| Other languages: | 13 | 0.0% | 1.0% |
Computers & Internet (98277 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 16,264 | 100.0% | 93.1% |
| Households with broadband internet: | 15,808 | 97.2% | 89.4% |
Oak Harbor, WA98277