99645 ZIP Code
Palmer, Alaska
December 30, 2025
| ZIP Code: | 99645 |
| City/Town: | Palmer |
| County: | Matanuska-Susitna Borough |
| State: | Alaska |
| ZIP Type: | Standard |
| Population: | 30,849 |
| Median Household Income: | $93,242 |
| Per Capita Income: | $50,521 |
| Total Housing Units: | 11,782 |
| Median Home Value: | $313,500 |
| Land Area: | 586.3 sq miles
1518.5 sq km |
| Water Area: | 24.3 sq miles
62.9 sq km |
| Coordinates: | 61.6244, -148.9821 |
Population Information (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 30,849 | -- | -- |
| Male: | 15,802 | 51.2% | 49.6% |
| Female: | 15,047 | 48.8% | 50.4% |
| Median Age: | 35.8 yrs | -- | 38.5 yrs |
| Under 5 years: | 2,099 | 6.8% | 5.7% |
| 5 to 9 years: | 2,114 | 6.9% | 6.0% |
| 10 to 14 years: | 2,367 | 7.7% | 6.5% |
| 15 to 19 years: | 2,189 | 7.1% | 6.6% |
| 20 to 24 years: | 1,975 | 6.4% | 6.7% |
| 25 to 34 years: | 4,383 | 14.2% | 13.7% |
| 35 to 44 years: | 4,201 | 13.6% | 12.9% |
| 45 to 54 years: | 3,721 | 12.1% | 12.4% |
| 55 to 59 years: | 1,993 | 6.5% | 6.5% |
| 60 to 64 years: | 1,770 | 5.7% | 6.4% |
| 65 to 74 years: | 2,720 | 8.8% | 9.7% |
| 75 to 84 years: | 1,053 | 3.4% | 4.8% |
| 85 years and over: | 264 | 0.9% | 2.0% |
Housing Information (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $313,500 | -- | $281,900 |
| Median rooms: | 5.7 | -- | 5.5 |
| Median rent: | $1,260 / mo. | -- | $1,268 / mo. |
| Total housing units: | 11,782 | -- | -- |
| Occupied housing units: | 10,899 | 92.5% | 38.0% |
| Vacant housing units: | 883 | 7.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 8,479 | 77.8% | 64.8% |
| Renter-occupied: | 2,420 | 22.2% | 35.2% |
Educational Attainment (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 20,105 | -- | -- |
| Less than 9th grade: | 315 | 1.6% | 4.7% |
| 9th to 12th grade, no diploma: | 653 | 3.2% | 6.1% |
| High school graduate: | 5,372 | 26.7% | 26.4% |
| Some college, no degree: | 5,515 | 27.4% | 19.7% |
| Associate degree: | 2,222 | 11.1% | 8.7% |
| Bachelor's degree: | 3,936 | 19.6% | 20.9% |
| Graduate or professional degree: | 2,092 | 10.4% | 13.7% |
| Percent high school graduate or higher: | -- | 95.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 30.0% | 34.3% |
Income Information (99645 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $93,242 / yr. | $75,149 / yr. |
| Mean household income: | $114,265 / yr. | $105,833 / yr. |
| Median family income: | $105,607 / yr. | $92,646 / yr. |
| Per capita income: | $50,521 / yr. | $41,261 / yr. |
Employment (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,835 | -- | 63.5% |
| Employed: | 13,354 | 93.1% | 96.4% |
| Unemployed: | 986 | 6.9% | 5.3% |
| Not in labor force: | 8,950 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,073 | 67.9% | 79.7% |
| Government workers: | 3,201 | 24.0% | 14.2% |
| Self-employed: | 1,059 | 7.9% | 5.9% |
| Unpaid family workers: | 21 | 0.2% | 0.1% |
Race & Ethnicity (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 24,186 | 78.4% | 61.6% |
| Black or African American: | 435 | 1.4% | 12.4% |
| American Indian/Alaska Native: | 1,958 | 6.3% | 1.1% |
| Asian: | 393 | 1.3% | 6.0% |
| Native Hawaiian/Pacific Islander: | 267 | 0.9% | 0.2% |
| Some other race: | 445 | 1.4% | 8.4% |
| Two or more races: | 3,165 | 10.3% | 10.2% |
| Hispanic or Latino (any race): | 1,248 | 4.0% | 18.7% |
| Mexican: | 2,031 | 6.6% | 11.2% |
| Puerto Rican: | 1,301 | 4.2% | 1.8% |
| Cuban: | 223 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 12 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 495 | 1.6% | 81.1% |
Income Distribution (99645 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 424 | 3.9% | 4.9% |
| $10,000 to $14,999: | 250 | 2.3% | 3.8% |
| $15,000 to $24,999: | 442 | 4.1% | 7.0% |
| $25,000 to $34,999: | 500 | 4.6% | 7.4% |
| $35,000 to $49,999: | 1,002 | 9.2% | 10.7% |
| $50,000 to $74,999: | 1,553 | 14.2% | 16.1% |
| $75,000 to $99,999: | 1,715 | 15.7% | 12.8% |
| $100,000 to $149,999: | 2,298 | 21.1% | 17.1% |
| $150,000 to $199,999: | 1,315 | 12.1% | 8.8% |
| $200,000 or more: | 1,400 | 12.8% | 11.4% |
Commute to Work (99645 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 10,016 | 75.0% | 67.8% |
| Carpooled: | 1,349 | 10.1% | 8.7% |
| Public transportation: | 87 | 0.7% | 4.2% |
| Walked: | 314 | 2.4% | 2.5% |
| Other means: | 625 | 4.7% | 0.9% |
| Worked from home: | 1,240 | 9.3% | 13.8% |
| Mean travel time to work: | 31.7 min | -- | 26.7 min |
Industry (99645 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 541 | 4.1% | 1.6% |
| Construction: | 1,461 | 10.9% | 6.9% |
| Manufacturing: | 336 | 2.5% | 10.0% |
| Wholesale trade: | 231 | 1.7% | 2.4% |
| Retail trade: | 1,460 | 10.9% | 11.0% |
| Transportation, warehousing, utilities: | 1,035 | 7.8% | 5.8% |
| Information: | 306 | 2.3% | 1.9% |
| Finance, insurance, real estate: | 443 | 3.3% | 6.7% |
| Professional, scientific, management: | 1,090 | 8.2% | 12.1% |
| Education, health care, social services: | 3,332 | 25.0% | 23.3% |
| Arts, entertainment, food services: | 1,001 | 7.5% | 9.0% |
| Other services: | 684 | 5.1% | 4.7% |
| Public administration: | 1,434 | 10.7% | 4.7% |
Poverty Status (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 7.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 26,286 | 85.2% | 91.3% |
| Private health insurance: | 20,544 | 66.6% | 67.6% |
| Public health coverage: | 9,903 | 32.1% | 35.9% |
| Without health insurance: | 3,438 | 11.1% | 8.7% |
Benefits & Assistance (99645 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 8,691 | 79.7% | 77.4% |
| Social Security income: | 2,836 | 26.0% | 31.0% |
| Retirement income: | 3,191 | 29.3% | 21.8% |
| Supplemental Security Income (SSI): | 553 | 5.1% | 4.5% |
| Cash public assistance income: | 683 | 6.3% | 1.8% |
| SNAP (food stamps) benefits: | 1,048 | 9.6% | 11.4% |
Housing Types (99645 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 9,540 | 81.0% | 61.4% |
| 1-unit, attached: | 307 | 2.6% | 6.1% |
| 2 units: | 302 | 2.6% | 3.4% |
| 3 or 4 units: | 431 | 3.7% | 4.3% |
| 5 to 9 units: | 522 | 4.4% | 4.6% |
| 10 to 19 units: | 134 | 1.1% | 4.3% |
| 20 or more units: | 186 | 1.6% | 9.9% |
| Mobile home: | 347 | 2.9% | 5.8% |
| Boat, RV, van, etc.: | 13 | 0.1% | 0.1% |
Year Structure Built (99645 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 107 | 0.9% | 0.6% |
| Built 2010 to 2019: | 1,533 | 13.0% | 8.2% |
| Built 2000 to 2009: | 3,287 | 27.9% | 13.5% |
| Built 1990 to 1999: | 1,809 | 15.4% | 13.2% |
| Built 1980 to 1989: | 2,723 | 23.1% | 13.2% |
| Built 1970 to 1979: | 1,369 | 11.6% | 14.6% |
| Built 1960 to 1969: | 285 | 2.4% | 10.2% |
| Built 1950 to 1959: | 376 | 3.2% | 9.9% |
| Built 1940 to 1949: | 136 | 1.2% | 4.6% |
| Built 1939 or earlier: | 157 | 1.3% | 12.0% |
Bedrooms (99645 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 261 | 2.2% | 2.4% |
| 1 bedroom: | 894 | 7.6% | 3.0% |
| 2 bedrooms: | 2,143 | 18.2% | 9.1% |
| 3 bedrooms: | 5,305 | 45.0% | 15.9% |
| 4 bedrooms: | 2,595 | 22.0% | 18.8% |
| 5 or more bedrooms: | 584 | 5.0% | 17.6% |
Heating Fuel (99645 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 8,418 | 77.2% | 47.1% |
| Bottled, tank, or LP gas: | 171 | 1.6% | 4.9% |
| Electricity: | 879 | 8.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 987 | 9.1% | 4.2% |
| Coal or coke: | 11 | 0.1% | 0.1% |
| Wood: | 337 | 3.1% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 27 | 0.2% | 0.5% |
| No fuel used: | 69 | 0.6% | 0.2% |
Vehicles Available (99645 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 329 | 3.0% | 8.3% |
| 1 vehicle available: | 2,493 | 22.9% | 32.6% |
| 2 vehicles available: | 4,090 | 37.5% | 37.0% |
| 3 or more vehicles available: | 3,987 | 36.6% | 22.1% |
Home Value Distribution (99645 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 151 | 1.8% | 5.7% |
| $50,000 to $99,999: | 175 | 2.1% | 7.8% |
| $100,000 to $149,999: | 264 | 3.1% | 9.2% |
| $150,000 to $199,999: | 616 | 7.3% | 10.8% |
| $200,000 to $299,999: | 2,723 | 32.1% | 19.9% |
| $300,000 to $499,999: | 3,498 | 41.3% | 24.1% |
| $500,000 to $999,999: | 976 | 11.5% | 17.0% |
| $1,000,000 or more: | 76 | 0.9% | 5.6% |
Housing Costs (99645 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,017 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $598 / mo. | $584 / mo. |
| Median gross rent: | $1,260 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.86 | 2.53 |
| Average household size (renter-occupied): | 2.38 | 2.38 |
Households (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 10,899 | -- | -- |
| Married-couple households: | 6,310 | 57.9% | 47.5% |
| Cohabiting couple households: | 2,666 | 24.5% | 7.0% |
| Male householder, no spouse: | 1,608 | 14.8% | 5.4% |
| Female householder, no spouse: | 2,258 | 20.7% | 12.7% |
| Householder living alone: | 3,991 | 36.6% | 28.6% |
| 65 years and over living alone: | 2,944 | 27.0% | 11.8% |
| Average household size: | 2.75 | -- | 2.53 |
| Average family size: | 3.17 | -- | -- |
Marital Status (99645 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 12,262 | -- | -- |
| Never married: | 3,937 | 32.1% | 37.0% |
| Now married: | 6,913 | 56.4% | 49.5% |
| Separated: | 262 | 2.1% | 1.5% |
| Widowed: | 1,032 | 8.4% | 2.6% |
| Divorced: | 2,788 | 22.7% | 9.3% |
School Enrollment (99645 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 7,507 | -- | -- |
| Nursery school, preschool: | 296 | 3.9% | 5.8% |
| Kindergarten: | 365 | 4.9% | 5.0% |
| Elementary school (grades 1-8): | 3,540 | 47.2% | 40.5% |
| High school (grades 9-12): | 1,818 | 24.2% | 21.4% |
| College or graduate school: | 1,488 | 19.8% | 27.3% |
Veterans & Disability (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 22,354 | -- | -- |
| Veterans: | 2,897 | 13.0% | 6.3% |
| Civilian noninstitutionalized population: | 29,724 | -- | -- |
| With a disability: | 4,047 | 13.6% | 13.4% |
| Under 18 with disability: | 359 | 8.9% | 5.8% |
| 18 to 64 with disability: | 2,327 | 57.5% | 10.4% |
| 65 and over with disability: | 1,361 | 33.6% | 33.4% |
Mobility (Residence 1 Year Ago) (99645 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 26,061 | 84.5% | 86.9% |
| Different house: | 4,349 | 14.1% | 13.1% |
| Same county: | 1,779 | 40.9% | 7.0% |
| Different county: | 2,493 | 57.3% | 3.2% |
| Different state: | 1,081 | 24.9% | 2.5% |
| Abroad: | 77 | 1.8% | 0.4% |
Place of Birth (99645 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 30,061 | 97.4% | 86.2% |
| Foreign born: | 511 | 1.7% | 13.9% |
| Naturalized citizen: | 788 | 154.2% | 52.7% |
| Not a citizen: | 788 | 154.2% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 788 | 154.2% | 10.5% |
| Asia: | 240 | 47.0% | 31.3% |
| Africa: | 22 | 4.3% | 5.5% |
| Oceania: | 69 | 13.5% | 0.5% |
| Latin America: | 135 | 26.4% | 50.0% |
| Northern America: | 87 | 17.0% | 2.2% |
Language Spoken at Home (99645 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 28,750 | -- | -- |
| English only: | 27,324 | 95.0% | 78.3% |
| Language other than English: | 1,426 | 5.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 483 | 1.7% | 13.3% |
| Other Indo-European languages: | 410 | 1.4% | 3.5% |
| Asian/Pacific Island languages: | 294 | 1.0% | 3.5% |
| Other languages: | 239 | 0.8% | 1.0% |
Computers & Internet (99645 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 10,899 | 100.0% | 93.1% |
| Households with broadband internet: | 10,633 | 97.6% | 89.4% |
Palmer, AK99645