45140 ZIP Code
Loveland, Ohio
December 14, 2025
| ZIP Code: | 45140 |
| City/Town: | Loveland |
| County: | Clermont |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 55,364 |
| Median Household Income: | $104,422 |
| Per Capita Income: | $52,196 |
| Total Housing Units: | 21,825 |
| Median Home Value: | $315,400 |
| Land Area: | 44.1 sq miles
114.2 sq km |
| Water Area: | 0.6 sq miles
1.6 sq km |
| Coordinates: | 39.2545, -84.2469 |
Population Information (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 55,364 | -- | -- |
| Male: | 27,576 | 49.8% | 49.6% |
| Female: | 27,788 | 50.2% | 50.4% |
| Median Age: | 40.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 3,139 | 5.7% | 5.7% |
| 5 to 9 years: | 3,912 | 7.1% | 6.0% |
| 10 to 14 years: | 4,231 | 7.6% | 6.5% |
| 15 to 19 years: | 3,928 | 7.1% | 6.6% |
| 20 to 24 years: | 2,262 | 4.1% | 6.7% |
| 25 to 34 years: | 6,133 | 11.1% | 13.7% |
| 35 to 44 years: | 7,076 | 12.8% | 12.9% |
| 45 to 54 years: | 7,805 | 14.1% | 12.4% |
| 55 to 59 years: | 3,980 | 7.2% | 6.5% |
| 60 to 64 years: | 3,857 | 7.0% | 6.4% |
| 65 to 74 years: | 6,286 | 11.4% | 9.7% |
| 75 to 84 years: | 2,249 | 4.1% | 4.8% |
| 85 years and over: | 506 | 0.9% | 2.0% |
Housing Information (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $315,400 | -- | $281,900 |
| Median rooms: | 7.1 | -- | 5.5 |
| Median rent: | $1,300 / mo. | -- | $1,268 / mo. |
| Total housing units: | 21,825 | -- | -- |
| Occupied housing units: | 20,992 | 96.2% | 38.0% |
| Vacant housing units: | 833 | 3.8% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 16,659 | 79.4% | 64.8% |
| Renter-occupied: | 4,333 | 20.6% | 35.2% |
Educational Attainment (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 37,892 | -- | -- |
| Less than 9th grade: | 372 | 1.0% | 4.7% |
| 9th to 12th grade, no diploma: | 966 | 2.5% | 6.1% |
| High school graduate: | 7,510 | 19.8% | 26.4% |
| Some college, no degree: | 6,967 | 18.4% | 19.7% |
| Associate degree: | 3,009 | 7.9% | 8.7% |
| Bachelor's degree: | 11,639 | 30.7% | 20.9% |
| Graduate or professional degree: | 7,429 | 19.6% | 13.7% |
| Percent high school graduate or higher: | -- | 96.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 50.3% | 34.3% |
Income Information (45140 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $104,422 / yr. | $75,149 / yr. |
| Mean household income: | $135,138 / yr. | $105,833 / yr. |
| Median family income: | $130,556 / yr. | $92,646 / yr. |
| Per capita income: | $52,196 / yr. | $41,261 / yr. |
Employment (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 29,413 | -- | 63.5% |
| Employed: | 28,378 | 96.5% | 96.4% |
| Unemployed: | 1,019 | 3.5% | 5.3% |
| Not in labor force: | 13,835 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 24,072 | 84.8% | 79.7% |
| Government workers: | 2,508 | 8.8% | 14.2% |
| Self-employed: | 1,749 | 6.2% | 5.9% |
| Unpaid family workers: | 49 | 0.2% | 0.1% |
Race & Ethnicity (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 49,481 | 89.4% | 61.6% |
| Black or African American: | 1,319 | 2.4% | 12.4% |
| American Indian/Alaska Native: | 163 | 0.3% | 1.1% |
| Asian: | 1,642 | 3.0% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 556 | 1.0% | 8.4% |
| Two or more races: | 2,203 | 4.0% | 10.2% |
| Hispanic or Latino (any race): | 1,463 | 2.6% | 18.7% |
| Mexican: | 2,140 | 3.9% | 11.2% |
| Puerto Rican: | 1,366 | 2.5% | 1.8% |
| Cuban: | 317 | 0.6% | 0.7% |
| Other Hispanic or Latino: | 70 | 0.1% | 5.0% |
| Not Hispanic or Latino: | 387 | 0.7% | 81.1% |
Income Distribution (45140 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 479 | 2.3% | 4.9% |
| $10,000 to $14,999: | 384 | 1.8% | 3.8% |
| $15,000 to $24,999: | 750 | 3.6% | 7.0% |
| $25,000 to $34,999: | 933 | 4.4% | 7.4% |
| $35,000 to $49,999: | 1,937 | 9.2% | 10.7% |
| $50,000 to $74,999: | 2,615 | 12.5% | 16.1% |
| $75,000 to $99,999: | 2,788 | 13.3% | 12.8% |
| $100,000 to $149,999: | 4,177 | 19.9% | 17.1% |
| $150,000 to $199,999: | 3,034 | 14.5% | 8.8% |
| $200,000 or more: | 3,895 | 18.6% | 11.4% |
Commute to Work (45140 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 21,989 | 77.5% | 67.8% |
| Carpooled: | 1,120 | 3.9% | 8.7% |
| Public transportation: | 61 | 0.2% | 4.2% |
| Walked: | 239 | 0.8% | 2.5% |
| Other means: | 258 | 0.9% | 0.9% |
| Worked from home: | 4,198 | 14.8% | 13.8% |
| Mean travel time to work: | 27.2 min | -- | 26.7 min |
Industry (45140 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 48 | 0.2% | 1.6% |
| Construction: | 1,857 | 6.5% | 6.9% |
| Manufacturing: | 4,061 | 14.3% | 10.0% |
| Wholesale trade: | 873 | 3.1% | 2.4% |
| Retail trade: | 3,590 | 12.7% | 11.0% |
| Transportation, warehousing, utilities: | 1,187 | 4.2% | 5.8% |
| Information: | 525 | 1.9% | 1.9% |
| Finance, insurance, real estate: | 2,749 | 9.7% | 6.7% |
| Professional, scientific, management: | 3,427 | 12.1% | 12.1% |
| Education, health care, social services: | 6,031 | 21.3% | 23.3% |
| Arts, entertainment, food services: | 2,261 | 8.0% | 9.0% |
| Other services: | 1,058 | 3.7% | 4.7% |
| Public administration: | 711 | 2.5% | 4.7% |
Poverty Status (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 5.0% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 53,622 | 96.9% | 91.3% |
| Private health insurance: | 45,095 | 81.5% | 67.6% |
| Public health coverage: | 14,861 | 26.8% | 35.9% |
| Without health insurance: | 1,402 | 2.5% | 8.7% |
Benefits & Assistance (45140 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 17,469 | 83.2% | 77.4% |
| Social Security income: | 5,753 | 27.4% | 31.0% |
| Retirement income: | 5,337 | 25.4% | 21.8% |
| Supplemental Security Income (SSI): | 598 | 2.8% | 4.5% |
| Cash public assistance income: | 461 | 2.2% | 1.8% |
| SNAP (food stamps) benefits: | 878 | 4.2% | 11.4% |
Housing Types (45140 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 16,665 | 76.4% | 61.4% |
| 1-unit, attached: | 917 | 4.2% | 6.1% |
| 2 units: | 29 | 0.1% | 3.4% |
| 3 or 4 units: | 219 | 1.0% | 4.3% |
| 5 to 9 units: | 937 | 4.3% | 4.6% |
| 10 to 19 units: | 1,682 | 7.7% | 4.3% |
| 20 or more units: | 761 | 3.5% | 9.9% |
| Mobile home: | 615 | 2.8% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45140 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 151 | 0.7% | 0.6% |
| Built 2010 to 2019: | 2,308 | 10.6% | 8.2% |
| Built 2000 to 2009: | 2,899 | 13.3% | 13.5% |
| Built 1990 to 1999: | 6,005 | 27.5% | 13.2% |
| Built 1980 to 1989: | 3,591 | 16.5% | 13.2% |
| Built 1970 to 1979: | 2,647 | 12.1% | 14.6% |
| Built 1960 to 1969: | 1,309 | 6.0% | 10.2% |
| Built 1950 to 1959: | 1,691 | 7.7% | 9.9% |
| Built 1940 to 1949: | 316 | 1.4% | 4.6% |
| Built 1939 or earlier: | 908 | 4.2% | 12.0% |
Bedrooms (45140 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 101 | 0.5% | 2.4% |
| 1 bedroom: | 1,420 | 6.5% | 3.0% |
| 2 bedrooms: | 3,807 | 17.4% | 9.1% |
| 3 bedrooms: | 7,771 | 35.6% | 15.9% |
| 4 bedrooms: | 7,084 | 32.5% | 18.8% |
| 5 or more bedrooms: | 1,642 | 7.5% | 17.6% |
Heating Fuel (45140 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 10,985 | 52.3% | 47.1% |
| Bottled, tank, or LP gas: | 593 | 2.8% | 4.9% |
| Electricity: | 8,179 | 39.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 914 | 4.4% | 4.2% |
| Coal or coke: | 29 | 0.1% | 0.1% |
| Wood: | 167 | 0.8% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 50 | 0.2% | 0.5% |
| No fuel used: | 75 | 0.4% | 0.2% |
Vehicles Available (45140 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 714 | 3.4% | 8.3% |
| 1 vehicle available: | 4,454 | 21.2% | 32.6% |
| 2 vehicles available: | 10,045 | 47.9% | 37.0% |
| 3 or more vehicles available: | 5,779 | 27.5% | 22.1% |
Home Value Distribution (45140 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 646 | 3.9% | 5.7% |
| $50,000 to $99,999: | 356 | 2.1% | 7.8% |
| $100,000 to $149,999: | 1,026 | 6.2% | 9.2% |
| $150,000 to $199,999: | 2,094 | 12.6% | 10.8% |
| $200,000 to $299,999: | 3,609 | 21.7% | 19.9% |
| $300,000 to $499,999: | 6,246 | 37.5% | 24.1% |
| $500,000 to $999,999: | 2,561 | 15.4% | 17.0% |
| $1,000,000 or more: | 121 | 0.7% | 5.6% |
Housing Costs (45140 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $2,010 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $732 / mo. | $584 / mo. |
| Median gross rent: | $1,300 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.73 | 2.53 |
| Average household size (renter-occupied): | 2.20 | 2.38 |
Households (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 20,992 | -- | -- |
| Married-couple households: | 13,199 | 62.9% | 47.5% |
| Cohabiting couple households: | 5,599 | 26.7% | 7.0% |
| Male householder, no spouse: | 2,741 | 13.1% | 5.4% |
| Female householder, no spouse: | 3,795 | 18.1% | 12.7% |
| Householder living alone: | 7,171 | 34.2% | 28.6% |
| 65 years and over living alone: | 6,215 | 29.6% | 11.8% |
| Average household size: | 2.62 | -- | 2.53 |
| Average family size: | 3.07 | -- | -- |
Marital Status (45140 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,868 | -- | -- |
| Never married: | 5,485 | 25.1% | 37.0% |
| Now married: | 14,059 | 64.3% | 49.5% |
| Separated: | 277 | 1.3% | 1.5% |
| Widowed: | 1,840 | 8.4% | 2.6% |
| Divorced: | 4,852 | 22.2% | 9.3% |
School Enrollment (45140 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 14,242 | -- | -- |
| Nursery school, preschool: | 838 | 5.9% | 5.8% |
| Kindergarten: | 995 | 7.0% | 5.0% |
| Elementary school (grades 1-8): | 6,101 | 42.8% | 40.5% |
| High school (grades 9-12): | 3,804 | 26.7% | 21.4% |
| College or graduate school: | 2,504 | 17.6% | 27.3% |
Veterans & Disability (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 41,395 | -- | -- |
| Veterans: | 2,721 | 6.6% | 6.3% |
| Civilian noninstitutionalized population: | 55,024 | -- | -- |
| With a disability: | 5,083 | 9.2% | 13.4% |
| Under 18 with disability: | 542 | 10.7% | 5.8% |
| 18 to 64 with disability: | 2,636 | 51.9% | 10.4% |
| 65 and over with disability: | 1,905 | 37.5% | 33.4% |
Mobility (Residence 1 Year Ago) (45140 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 49,289 | 89.0% | 86.9% |
| Different house: | 5,612 | 10.1% | 13.1% |
| Same county: | 2,337 | 41.6% | 7.0% |
| Different county: | 3,107 | 55.4% | 3.2% |
| Different state: | 1,067 | 19.0% | 2.5% |
| Abroad: | 168 | 3.0% | 0.4% |
Place of Birth (45140 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 52,686 | 95.2% | 86.2% |
| Foreign born: | 296 | 0.5% | 13.9% |
| Naturalized citizen: | 2,678 | 904.7% | 52.7% |
| Not a citizen: | 2,678 | 904.7% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 2,678 | 904.7% | 10.5% |
| Asia: | 485 | 163.9% | 31.3% |
| Africa: | 437 | 147.6% | 5.5% |
| Oceania: | 6 | 2.0% | 0.5% |
| Latin America: | 288 | 97.3% | 50.0% |
| Northern America: | 80 | 27.0% | 2.2% |
Language Spoken at Home (45140 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 52,225 | -- | -- |
| English only: | 49,052 | 93.9% | 78.3% |
| Language other than English: | 3,173 | 6.1% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 714 | 1.4% | 13.3% |
| Other Indo-European languages: | 1,007 | 1.9% | 3.5% |
| Asian/Pacific Island languages: | 934 | 1.8% | 3.5% |
| Other languages: | 518 | 1.0% | 1.0% |
Computers & Internet (45140 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 20,992 | 100.0% | 93.1% |
| Households with broadband internet: | 20,482 | 97.6% | 89.4% |
Loveland, OH45140