45231 ZIP Code
Cincinnati, Ohio
December 14, 2025
| ZIP Code: | 45231 |
| City/Town: | Cincinnati |
| County: | Hamilton |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 41,466 |
| Median Household Income: | $64,741 |
| Per Capita Income: | $40,562 |
| Total Housing Units: | 18,318 |
| Median Home Value: | $150,400 |
| Land Area: | 14.8 sq miles
38.3 sq km |
| Water Area: | 0.2 sq miles
0.5 sq km |
| Coordinates: | 39.2475, -84.5348 |
Population Information (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 41,466 | -- | -- |
| Male: | 19,645 | 47.4% | 49.6% |
| Female: | 21,821 | 52.6% | 50.4% |
| Median Age: | 41.6 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,880 | 4.5% | 5.7% |
| 5 to 9 years: | 2,775 | 6.7% | 6.0% |
| 10 to 14 years: | 3,094 | 7.5% | 6.5% |
| 15 to 19 years: | 2,161 | 5.2% | 6.6% |
| 20 to 24 years: | 1,967 | 4.7% | 6.7% |
| 25 to 34 years: | 5,406 | 13.0% | 13.7% |
| 35 to 44 years: | 4,735 | 11.4% | 12.9% |
| 45 to 54 years: | 5,188 | 12.5% | 12.4% |
| 55 to 59 years: | 3,320 | 8.0% | 6.5% |
| 60 to 64 years: | 2,883 | 7.0% | 6.4% |
| 65 to 74 years: | 4,531 | 10.9% | 9.7% |
| 75 to 84 years: | 2,479 | 6.0% | 4.8% |
| 85 years and over: | 1,047 | 2.5% | 2.0% |
Housing Information (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $150,400 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $1,078 / mo. | -- | $1,268 / mo. |
| Total housing units: | 18,318 | -- | -- |
| Occupied housing units: | 17,160 | 93.7% | 38.0% |
| Vacant housing units: | 1,158 | 6.3% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 12,121 | 70.6% | 64.8% |
| Renter-occupied: | 5,039 | 29.4% | 35.2% |
Educational Attainment (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 29,589 | -- | -- |
| Less than 9th grade: | 810 | 2.7% | 4.7% |
| 9th to 12th grade, no diploma: | 1,687 | 5.7% | 6.1% |
| High school graduate: | 9,751 | 33.0% | 26.4% |
| Some college, no degree: | 6,890 | 23.3% | 19.7% |
| Associate degree: | 3,016 | 10.2% | 8.7% |
| Bachelor's degree: | 5,203 | 17.6% | 20.9% |
| Graduate or professional degree: | 2,232 | 7.5% | 13.7% |
| Percent high school graduate or higher: | -- | 91.6% | 89.1% |
| Percent bachelor's degree or higher: | -- | 25.1% | 34.3% |
Income Information (45231 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $64,741 / yr. | $75,149 / yr. |
| Mean household income: | $77,640 / yr. | $105,833 / yr. |
| Median family income: | $79,138 / yr. | $92,646 / yr. |
| Per capita income: | $40,562 / yr. | $41,261 / yr. |
Employment (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 20,561 | -- | 63.5% |
| Employed: | 19,540 | 95.0% | 96.4% |
| Unemployed: | 1,021 | 5.0% | 5.3% |
| Not in labor force: | 12,564 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 16,932 | 86.7% | 79.7% |
| Government workers: | 1,969 | 10.1% | 14.2% |
| Self-employed: | 617 | 3.2% | 5.9% |
| Unpaid family workers: | 22 | 0.1% | 0.1% |
Race & Ethnicity (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 20,047 | 48.3% | 61.6% |
| Black or African American: | 17,017 | 41.0% | 12.4% |
| American Indian/Alaska Native: | 91 | 0.2% | 1.1% |
| Asian: | 1,221 | 2.9% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 482 | 1.2% | 8.4% |
| Two or more races: | 2,608 | 6.3% | 10.2% |
| Hispanic or Latino (any race): | 672 | 1.6% | 18.7% |
| Mexican: | 600 | 1.4% | 11.2% |
| Puerto Rican: | 111 | 0.3% | 1.8% |
| Cuban: | 286 | 0.7% | 0.7% |
| Other Hispanic or Latino: | 14 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 189 | 0.5% | 81.1% |
Income Distribution (45231 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 993 | 5.8% | 4.9% |
| $10,000 to $14,999: | 511 | 3.0% | 3.8% |
| $15,000 to $24,999: | 1,301 | 7.6% | 7.0% |
| $25,000 to $34,999: | 1,919 | 11.2% | 7.4% |
| $35,000 to $49,999: | 2,211 | 12.9% | 10.7% |
| $50,000 to $74,999: | 2,667 | 15.5% | 16.1% |
| $75,000 to $99,999: | 2,760 | 16.1% | 12.8% |
| $100,000 to $149,999: | 3,057 | 17.8% | 17.1% |
| $150,000 to $199,999: | 1,185 | 6.9% | 8.8% |
| $200,000 or more: | 556 | 3.2% | 11.4% |
Commute to Work (45231 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 14,157 | 72.5% | 67.8% |
| Carpooled: | 1,771 | 9.1% | 8.7% |
| Public transportation: | 336 | 1.7% | 4.2% |
| Walked: | 219 | 1.1% | 2.5% |
| Other means: | 260 | 1.3% | 0.9% |
| Worked from home: | 1,951 | 10.0% | 13.8% |
| Mean travel time to work: | 26.2 min | -- | 26.7 min |
Industry (45231 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 80 | 0.4% | 1.6% |
| Construction: | 1,030 | 5.3% | 6.9% |
| Manufacturing: | 2,497 | 12.8% | 10.0% |
| Wholesale trade: | 601 | 3.1% | 2.4% |
| Retail trade: | 1,615 | 8.3% | 11.0% |
| Transportation, warehousing, utilities: | 1,338 | 6.8% | 5.8% |
| Information: | 377 | 1.9% | 1.9% |
| Finance, insurance, real estate: | 1,792 | 9.2% | 6.7% |
| Professional, scientific, management: | 2,374 | 12.1% | 12.1% |
| Education, health care, social services: | 4,916 | 25.2% | 23.3% |
| Arts, entertainment, food services: | 1,381 | 7.1% | 9.0% |
| Other services: | 1,168 | 6.0% | 4.7% |
| Public administration: | 371 | 1.9% | 4.7% |
Poverty Status (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 13.5% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 38,527 | 92.9% | 91.3% |
| Private health insurance: | 26,104 | 63.0% | 67.6% |
| Public health coverage: | 17,279 | 41.7% | 35.9% |
| Without health insurance: | 2,285 | 5.5% | 8.7% |
Benefits & Assistance (45231 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 13,022 | 75.9% | 77.4% |
| Social Security income: | 5,653 | 32.9% | 31.0% |
| Retirement income: | 4,760 | 27.7% | 21.8% |
| Supplemental Security Income (SSI): | 1,055 | 6.1% | 4.5% |
| Cash public assistance income: | 483 | 2.8% | 1.8% |
| SNAP (food stamps) benefits: | 2,589 | 15.1% | 11.4% |
Housing Types (45231 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 14,177 | 77.4% | 61.4% |
| 1-unit, attached: | 764 | 4.2% | 6.1% |
| 2 units: | 268 | 1.5% | 3.4% |
| 3 or 4 units: | 574 | 3.1% | 4.3% |
| 5 to 9 units: | 578 | 3.2% | 4.6% |
| 10 to 19 units: | 926 | 5.1% | 4.3% |
| 20 or more units: | 859 | 4.7% | 9.9% |
| Mobile home: | 172 | 0.9% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45231 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 0 | 0.0% | 0.6% |
| Built 2010 to 2019: | 672 | 3.7% | 8.2% |
| Built 2000 to 2009: | 843 | 4.6% | 13.5% |
| Built 1990 to 1999: | 874 | 4.8% | 13.2% |
| Built 1980 to 1989: | 1,325 | 7.2% | 13.2% |
| Built 1970 to 1979: | 2,793 | 15.2% | 14.6% |
| Built 1960 to 1969: | 4,039 | 22.0% | 10.2% |
| Built 1950 to 1959: | 4,988 | 27.2% | 9.9% |
| Built 1940 to 1949: | 1,015 | 5.5% | 4.6% |
| Built 1939 or earlier: | 1,769 | 9.7% | 12.0% |
Bedrooms (45231 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 157 | 0.9% | 2.4% |
| 1 bedroom: | 1,455 | 7.9% | 3.0% |
| 2 bedrooms: | 3,735 | 20.4% | 9.1% |
| 3 bedrooms: | 8,451 | 46.1% | 15.9% |
| 4 bedrooms: | 4,217 | 23.0% | 18.8% |
| 5 or more bedrooms: | 303 | 1.7% | 17.6% |
Heating Fuel (45231 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 10,746 | 62.6% | 47.1% |
| Bottled, tank, or LP gas: | 285 | 1.7% | 4.9% |
| Electricity: | 5,837 | 34.0% | 40.2% |
| Fuel oil, kerosene, etc.: | 95 | 0.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 23 | 0.1% | 1.5% |
| Solar energy: | 8 | 0.0% | 0.1% |
| Other fuel: | 48 | 0.3% | 0.5% |
| No fuel used: | 118 | 0.7% | 0.2% |
Vehicles Available (45231 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,553 | 9.1% | 8.3% |
| 1 vehicle available: | 6,220 | 36.2% | 32.6% |
| 2 vehicles available: | 6,343 | 37.0% | 37.0% |
| 3 or more vehicles available: | 3,044 | 17.7% | 22.1% |
Home Value Distribution (45231 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 345 | 2.8% | 5.7% |
| $50,000 to $99,999: | 2,005 | 16.5% | 7.8% |
| $100,000 to $149,999: | 3,679 | 30.4% | 9.2% |
| $150,000 to $199,999: | 3,014 | 24.9% | 10.8% |
| $200,000 to $299,999: | 2,210 | 18.2% | 19.9% |
| $300,000 to $499,999: | 737 | 6.1% | 24.1% |
| $500,000 to $999,999: | 122 | 1.0% | 17.0% |
| $1,000,000 or more: | 9 | 0.1% | 5.6% |
Housing Costs (45231 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,309 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $576 / mo. | $584 / mo. |
| Median gross rent: | $1,078 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.36 | 2.53 |
| Average household size (renter-occupied): | 2.41 | 2.38 |
Households (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 17,160 | -- | -- |
| Married-couple households: | 6,555 | 38.2% | 47.5% |
| Cohabiting couple households: | 1,880 | 11.0% | 7.0% |
| Male householder, no spouse: | 2,920 | 17.0% | 5.4% |
| Female householder, no spouse: | 6,747 | 39.3% | 12.7% |
| Householder living alone: | 4,758 | 27.7% | 28.6% |
| 65 years and over living alone: | 5,680 | 33.1% | 11.8% |
| Average household size: | 2.37 | -- | 2.53 |
| Average family size: | 3.01 | -- | -- |
Marital Status (45231 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 15,375 | -- | -- |
| Never married: | 5,663 | 36.8% | 37.0% |
| Now married: | 7,135 | 46.4% | 49.5% |
| Separated: | 435 | 2.8% | 1.5% |
| Widowed: | 1,805 | 11.7% | 2.6% |
| Divorced: | 5,823 | 37.9% | 9.3% |
School Enrollment (45231 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 8,691 | -- | -- |
| Nursery school, preschool: | 314 | 3.6% | 5.8% |
| Kindergarten: | 415 | 4.8% | 5.0% |
| Elementary school (grades 1-8): | 4,319 | 49.7% | 40.5% |
| High school (grades 9-12): | 2,118 | 24.4% | 21.4% |
| College or graduate school: | 1,525 | 17.5% | 27.3% |
Veterans & Disability (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 32,127 | -- | -- |
| Veterans: | 2,237 | 7.0% | 6.3% |
| Civilian noninstitutionalized population: | 40,812 | -- | -- |
| With a disability: | 7,540 | 18.5% | 13.4% |
| Under 18 with disability: | 1,249 | 16.6% | 5.8% |
| 18 to 64 with disability: | 3,776 | 50.1% | 10.4% |
| 65 and over with disability: | 2,515 | 33.4% | 33.4% |
Mobility (Residence 1 Year Ago) (45231 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 36,765 | 88.7% | 86.9% |
| Different house: | 4,381 | 10.6% | 13.1% |
| Same county: | 3,500 | 79.9% | 7.0% |
| Different county: | 881 | 20.1% | 3.2% |
| Different state: | 515 | 11.8% | 2.5% |
| Abroad: | 0 | 0.0% | 0.4% |
Place of Birth (45231 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 39,987 | 96.4% | 86.2% |
| Foreign born: | 652 | 1.6% | 13.9% |
| Naturalized citizen: | 1,479 | 226.8% | 52.7% |
| Not a citizen: | 1,479 | 226.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,479 | 226.8% | 10.5% |
| Asia: | 325 | 49.8% | 31.3% |
| Africa: | 257 | 39.4% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 201 | 30.8% | 50.0% |
| Northern America: | 63 | 9.7% | 2.2% |
Language Spoken at Home (45231 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 39,586 | -- | -- |
| English only: | 37,800 | 95.5% | 78.3% |
| Language other than English: | 1,786 | 4.5% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 502 | 1.3% | 13.3% |
| Other Indo-European languages: | 920 | 2.3% | 3.5% |
| Asian/Pacific Island languages: | 184 | 0.5% | 3.5% |
| Other languages: | 180 | 0.5% | 1.0% |
Computers & Internet (45231 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 17,160 | 100.0% | 93.1% |
| Households with broadband internet: | 15,753 | 91.8% | 89.4% |
Cincinnati, OH45231