45320 ZIP Code
Eaton, Ohio
December 14, 2025
| ZIP Code: | 45320 |
| City/Town: | Eaton |
| County: | Preble |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 15,525 |
| Median Household Income: | $64,828 |
| Per Capita Income: | $41,120 |
| Total Housing Units: | 7,028 |
| Median Home Value: | $160,800 |
| Land Area: | 134.0 sq miles
347.1 sq km |
| Water Area: | 0.4 sq miles
1.0 sq km |
| Coordinates: | 39.7507, -84.6813 |
Population Information (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 15,525 | -- | -- |
| Male: | 7,585 | 48.9% | 49.6% |
| Female: | 7,940 | 51.1% | 50.4% |
| Median Age: | 43.7 yrs | -- | 38.5 yrs |
| Under 5 years: | 682 | 4.4% | 5.7% |
| 5 to 9 years: | 1,207 | 7.8% | 6.0% |
| 10 to 14 years: | 1,224 | 7.9% | 6.5% |
| 15 to 19 years: | 801 | 5.2% | 6.6% |
| 20 to 24 years: | 689 | 4.4% | 6.7% |
| 25 to 34 years: | 1,704 | 11.0% | 13.7% |
| 35 to 44 years: | 1,753 | 11.3% | 12.9% |
| 45 to 54 years: | 1,847 | 11.9% | 12.4% |
| 55 to 59 years: | 1,555 | 10.0% | 6.5% |
| 60 to 64 years: | 818 | 5.3% | 6.4% |
| 65 to 74 years: | 2,023 | 13.0% | 9.7% |
| 75 to 84 years: | 903 | 5.8% | 4.8% |
| 85 years and over: | 319 | 2.1% | 2.0% |
Housing Information (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $160,800 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $812 / mo. | -- | $1,268 / mo. |
| Total housing units: | 7,028 | -- | -- |
| Occupied housing units: | 6,500 | 92.5% | 38.0% |
| Vacant housing units: | 528 | 7.5% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,010 | 77.1% | 64.8% |
| Renter-occupied: | 1,490 | 22.9% | 35.2% |
Educational Attainment (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 10,922 | -- | -- |
| Less than 9th grade: | 127 | 1.2% | 4.7% |
| 9th to 12th grade, no diploma: | 581 | 5.3% | 6.1% |
| High school graduate: | 4,532 | 41.5% | 26.4% |
| Some college, no degree: | 2,309 | 21.1% | 19.7% |
| Associate degree: | 892 | 8.2% | 8.7% |
| Bachelor's degree: | 1,459 | 13.4% | 20.9% |
| Graduate or professional degree: | 1,022 | 9.4% | 13.7% |
| Percent high school graduate or higher: | -- | 93.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 22.7% | 34.3% |
Income Information (45320 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $64,828 / yr. | $75,149 / yr. |
| Mean household income: | $78,286 / yr. | $105,833 / yr. |
| Median family income: | $80,840 / yr. | $92,646 / yr. |
| Per capita income: | $41,120 / yr. | $41,261 / yr. |
Employment (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 7,740 | -- | 63.5% |
| Employed: | 7,513 | 97.1% | 96.4% |
| Unemployed: | 223 | 2.9% | 5.3% |
| Not in labor force: | 4,475 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 6,351 | 84.5% | 79.7% |
| Government workers: | 889 | 11.8% | 14.2% |
| Self-employed: | 273 | 3.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 14,714 | 94.8% | 61.6% |
| Black or African American: | 124 | 0.8% | 12.4% |
| American Indian/Alaska Native: | 15 | 0.1% | 1.1% |
| Asian: | 55 | 0.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 126 | 0.8% | 8.4% |
| Two or more races: | 491 | 3.2% | 10.2% |
| Hispanic or Latino (any race): | 246 | 1.6% | 18.7% |
| Mexican: | 118 | 0.8% | 11.2% |
| Puerto Rican: | 6 | 0.0% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 112 | 0.7% | 81.1% |
Income Distribution (45320 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 296 | 4.6% | 4.9% |
| $10,000 to $14,999: | 299 | 4.6% | 3.8% |
| $15,000 to $24,999: | 537 | 8.3% | 7.0% |
| $25,000 to $34,999: | 529 | 8.1% | 7.4% |
| $35,000 to $49,999: | 851 | 13.1% | 10.7% |
| $50,000 to $74,999: | 1,306 | 20.1% | 16.1% |
| $75,000 to $99,999: | 791 | 12.2% | 12.8% |
| $100,000 to $149,999: | 1,073 | 16.5% | 17.1% |
| $150,000 to $199,999: | 551 | 8.5% | 8.8% |
| $200,000 or more: | 267 | 4.1% | 11.4% |
Commute to Work (45320 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 6,567 | 87.4% | 67.8% |
| Carpooled: | 419 | 5.6% | 8.7% |
| Public transportation: | 4 | 0.1% | 4.2% |
| Walked: | 44 | 0.6% | 2.5% |
| Other means: | 26 | 0.3% | 0.9% |
| Worked from home: | 309 | 4.1% | 13.8% |
| Mean travel time to work: | 23.5 min | -- | 26.7 min |
Industry (45320 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 135 | 1.8% | 1.6% |
| Construction: | 422 | 5.6% | 6.9% |
| Manufacturing: | 1,839 | 24.5% | 10.0% |
| Wholesale trade: | 138 | 1.8% | 2.4% |
| Retail trade: | 580 | 7.7% | 11.0% |
| Transportation, warehousing, utilities: | 385 | 5.1% | 5.8% |
| Information: | 85 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 320 | 4.3% | 6.7% |
| Professional, scientific, management: | 431 | 5.7% | 12.1% |
| Education, health care, social services: | 1,858 | 24.7% | 23.3% |
| Arts, entertainment, food services: | 472 | 6.3% | 9.0% |
| Other services: | 464 | 6.2% | 4.7% |
| Public administration: | 384 | 5.1% | 4.7% |
Poverty Status (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 8.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 14,701 | 94.7% | 91.3% |
| Private health insurance: | 11,588 | 74.6% | 67.6% |
| Public health coverage: | 5,059 | 32.6% | 35.9% |
| Without health insurance: | 570 | 3.7% | 8.7% |
Benefits & Assistance (45320 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 4,603 | 70.8% | 77.4% |
| Social Security income: | 2,364 | 36.4% | 31.0% |
| Retirement income: | 1,581 | 24.3% | 21.8% |
| Supplemental Security Income (SSI): | 191 | 2.9% | 4.5% |
| Cash public assistance income: | 111 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 582 | 9.0% | 11.4% |
Housing Types (45320 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,031 | 85.8% | 61.4% |
| 1-unit, attached: | 175 | 2.5% | 6.1% |
| 2 units: | 190 | 2.7% | 3.4% |
| 3 or 4 units: | 286 | 4.1% | 4.3% |
| 5 to 9 units: | 160 | 2.3% | 4.6% |
| 10 to 19 units: | 31 | 0.4% | 4.3% |
| 20 or more units: | 72 | 1.0% | 9.9% |
| Mobile home: | 83 | 1.2% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45320 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 8 | 0.1% | 0.6% |
| Built 2010 to 2019: | 333 | 4.7% | 8.2% |
| Built 2000 to 2009: | 905 | 12.9% | 13.5% |
| Built 1990 to 1999: | 1,363 | 19.4% | 13.2% |
| Built 1980 to 1989: | 852 | 12.1% | 13.2% |
| Built 1970 to 1979: | 1,077 | 15.3% | 14.6% |
| Built 1960 to 1969: | 342 | 4.9% | 10.2% |
| Built 1950 to 1959: | 462 | 6.6% | 9.9% |
| Built 1940 to 1949: | 223 | 3.2% | 4.6% |
| Built 1939 or earlier: | 1,463 | 20.8% | 12.0% |
Bedrooms (45320 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 29 | 0.4% | 2.4% |
| 1 bedroom: | 338 | 4.8% | 3.0% |
| 2 bedrooms: | 1,818 | 25.9% | 9.1% |
| 3 bedrooms: | 3,691 | 52.5% | 15.9% |
| 4 bedrooms: | 852 | 12.1% | 18.8% |
| 5 or more bedrooms: | 300 | 4.3% | 17.6% |
Heating Fuel (45320 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 2,125 | 32.7% | 47.1% |
| Bottled, tank, or LP gas: | 1,020 | 15.7% | 4.9% |
| Electricity: | 2,653 | 40.8% | 40.2% |
| Fuel oil, kerosene, etc.: | 301 | 4.6% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 204 | 3.1% | 1.5% |
| Solar energy: | 6 | 0.1% | 0.1% |
| Other fuel: | 168 | 2.6% | 0.5% |
| No fuel used: | 23 | 0.4% | 0.2% |
Vehicles Available (45320 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 346 | 5.3% | 8.3% |
| 1 vehicle available: | 1,875 | 28.8% | 32.6% |
| 2 vehicles available: | 2,547 | 39.2% | 37.0% |
| 3 or more vehicles available: | 1,732 | 26.6% | 22.1% |
Home Value Distribution (45320 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 274 | 5.5% | 5.7% |
| $50,000 to $99,999: | 692 | 13.8% | 7.8% |
| $100,000 to $149,999: | 1,261 | 25.2% | 9.2% |
| $150,000 to $199,999: | 1,098 | 21.9% | 10.8% |
| $200,000 to $299,999: | 1,060 | 21.2% | 19.9% |
| $300,000 to $499,999: | 401 | 8.0% | 24.1% |
| $500,000 to $999,999: | 178 | 3.6% | 17.0% |
| $1,000,000 or more: | 46 | 0.9% | 5.6% |
Housing Costs (45320 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,253 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $468 / mo. | $584 / mo. |
| Median gross rent: | $812 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.45 | 2.53 |
| Average household size (renter-occupied): | 2.00 | 2.38 |
Households (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 6,500 | -- | -- |
| Married-couple households: | 3,233 | 49.7% | 47.5% |
| Cohabiting couple households: | 1,088 | 16.7% | 7.0% |
| Male householder, no spouse: | 980 | 15.1% | 5.4% |
| Female householder, no spouse: | 1,691 | 26.0% | 12.7% |
| Householder living alone: | 2,000 | 30.8% | 28.6% |
| 65 years and over living alone: | 2,264 | 34.8% | 11.8% |
| Average household size: | 2.34 | -- | 2.53 |
| Average family size: | 2.93 | -- | -- |
Marital Status (45320 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 5,991 | -- | -- |
| Never married: | 1,459 | 24.4% | 37.0% |
| Now married: | 3,342 | 55.8% | 49.5% |
| Separated: | 227 | 3.8% | 1.5% |
| Widowed: | 923 | 15.4% | 2.6% |
| Divorced: | 1,212 | 20.2% | 9.3% |
School Enrollment (45320 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 3,246 | -- | -- |
| Nursery school, preschool: | 170 | 5.2% | 5.8% |
| Kindergarten: | 158 | 4.9% | 5.0% |
| Elementary school (grades 1-8): | 1,727 | 53.2% | 40.5% |
| High school (grades 9-12): | 796 | 24.5% | 21.4% |
| College or graduate school: | 395 | 12.2% | 27.3% |
Veterans & Disability (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 11,824 | -- | -- |
| Veterans: | 1,014 | 8.6% | 6.3% |
| Civilian noninstitutionalized population: | 15,271 | -- | -- |
| With a disability: | 2,137 | 14.0% | 13.4% |
| Under 18 with disability: | 225 | 10.5% | 5.8% |
| 18 to 64 with disability: | 834 | 39.0% | 10.4% |
| 65 and over with disability: | 1,078 | 50.4% | 33.4% |
Mobility (Residence 1 Year Ago) (45320 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 14,209 | 91.5% | 86.9% |
| Different house: | 1,250 | 8.1% | 13.1% |
| Same county: | 720 | 57.6% | 7.0% |
| Different county: | 507 | 40.6% | 3.2% |
| Different state: | 95 | 7.6% | 2.5% |
| Abroad: | 23 | 1.8% | 0.4% |
Place of Birth (45320 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 15,363 | 99.0% | 86.2% |
| Foreign born: | 101 | 0.7% | 13.9% |
| Naturalized citizen: | 162 | 160.4% | 52.7% |
| Not a citizen: | 162 | 160.4% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 162 | 160.4% | 10.5% |
| Asia: | 24 | 23.8% | 31.3% |
| Africa: | 0 | 0.0% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 27 | 26.7% | 50.0% |
| Northern America: | 50 | 49.5% | 2.2% |
Language Spoken at Home (45320 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 14,843 | -- | -- |
| English only: | 14,567 | 98.1% | 78.3% |
| Language other than English: | 276 | 1.9% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 70 | 0.5% | 13.3% |
| Other Indo-European languages: | 56 | 0.4% | 3.5% |
| Asian/Pacific Island languages: | 133 | 0.9% | 3.5% |
| Other languages: | 17 | 0.1% | 1.0% |
Computers & Internet (45320 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 6,500 | 100.0% | 93.1% |
| Households with broadband internet: | 5,997 | 92.3% | 89.4% |
Eaton, OH45320