45431 ZIP Code
Dayton, Ohio
December 14, 2025
| ZIP Code: | 45431 |
| City/Town: | Dayton |
| County: | Greene |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 26,446 |
| Median Household Income: | $75,293 |
| Per Capita Income: | $48,876 |
| Total Housing Units: | 12,873 |
| Median Home Value: | $181,700 |
| Land Area: | 11.7 sq miles
30.4 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 39.7638, -84.0842 |
Population Information (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 26,446 | -- | -- |
| Male: | 13,243 | 50.1% | 49.6% |
| Female: | 13,203 | 49.9% | 50.4% |
| Median Age: | 34.3 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,497 | 5.7% | 5.7% |
| 5 to 9 years: | 1,554 | 5.9% | 6.0% |
| 10 to 14 years: | 1,503 | 5.7% | 6.5% |
| 15 to 19 years: | 1,367 | 5.2% | 6.6% |
| 20 to 24 years: | 2,374 | 9.0% | 6.7% |
| 25 to 34 years: | 5,168 | 19.5% | 13.7% |
| 35 to 44 years: | 2,945 | 11.1% | 12.9% |
| 45 to 54 years: | 2,949 | 11.2% | 12.4% |
| 55 to 59 years: | 1,460 | 5.5% | 6.5% |
| 60 to 64 years: | 1,367 | 5.2% | 6.4% |
| 65 to 74 years: | 2,563 | 9.7% | 9.7% |
| 75 to 84 years: | 1,406 | 5.3% | 4.8% |
| 85 years and over: | 293 | 1.1% | 2.0% |
Housing Information (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $181,700 | -- | $281,900 |
| Median rooms: | 5.5 | -- | 5.5 |
| Median rent: | $1,240 / mo. | -- | $1,268 / mo. |
| Total housing units: | 12,873 | -- | -- |
| Occupied housing units: | 11,844 | 92.0% | 38.0% |
| Vacant housing units: | 1,029 | 8.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 6,297 | 53.2% | 64.8% |
| Renter-occupied: | 5,547 | 46.8% | 35.2% |
Educational Attainment (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 18,151 | -- | -- |
| Less than 9th grade: | 382 | 2.1% | 4.7% |
| 9th to 12th grade, no diploma: | 762 | 4.2% | 6.1% |
| High school graduate: | 4,307 | 23.7% | 26.4% |
| Some college, no degree: | 4,026 | 22.2% | 19.7% |
| Associate degree: | 2,054 | 11.3% | 8.7% |
| Bachelor's degree: | 3,356 | 18.5% | 20.9% |
| Graduate or professional degree: | 3,264 | 18.0% | 13.7% |
| Percent high school graduate or higher: | -- | 93.7% | 89.1% |
| Percent bachelor's degree or higher: | -- | 36.5% | 34.3% |
Income Information (45431 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $75,293 / yr. | $75,149 / yr. |
| Mean household income: | $94,803 / yr. | $105,833 / yr. |
| Median family income: | $99,147 / yr. | $92,646 / yr. |
| Per capita income: | $48,876 / yr. | $41,261 / yr. |
Employment (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 14,499 | -- | 63.5% |
| Employed: | 12,919 | 97.2% | 96.4% |
| Unemployed: | 376 | 2.8% | 5.3% |
| Not in labor force: | 7,055 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 9,453 | 73.2% | 79.7% |
| Government workers: | 2,958 | 22.9% | 14.2% |
| Self-employed: | 499 | 3.9% | 5.9% |
| Unpaid family workers: | 9 | 0.1% | 0.1% |
Race & Ethnicity (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 21,709 | 82.1% | 61.6% |
| Black or African American: | 993 | 3.8% | 12.4% |
| American Indian/Alaska Native: | 19 | 0.1% | 1.1% |
| Asian: | 1,521 | 5.8% | 6.0% |
| Native Hawaiian/Pacific Islander: | 17 | 0.1% | 0.2% |
| Some other race: | 320 | 1.2% | 8.4% |
| Two or more races: | 1,867 | 7.1% | 10.2% |
| Hispanic or Latino (any race): | 840 | 3.2% | 18.7% |
| Mexican: | 1,305 | 4.9% | 11.2% |
| Puerto Rican: | 373 | 1.4% | 1.8% |
| Cuban: | 444 | 1.7% | 0.7% |
| Other Hispanic or Latino: | 123 | 0.5% | 5.0% |
| Not Hispanic or Latino: | 365 | 1.4% | 81.1% |
Income Distribution (45431 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 419 | 3.5% | 4.9% |
| $10,000 to $14,999: | 285 | 2.4% | 3.8% |
| $15,000 to $24,999: | 903 | 7.6% | 7.0% |
| $25,000 to $34,999: | 727 | 6.1% | 7.4% |
| $35,000 to $49,999: | 1,218 | 10.3% | 10.7% |
| $50,000 to $74,999: | 2,346 | 19.8% | 16.1% |
| $75,000 to $99,999: | 1,854 | 15.7% | 12.8% |
| $100,000 to $149,999: | 2,255 | 19.0% | 17.1% |
| $150,000 to $199,999: | 997 | 8.4% | 8.8% |
| $200,000 or more: | 840 | 7.1% | 11.4% |
Commute to Work (45431 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 11,257 | 87.1% | 67.8% |
| Carpooled: | 1,084 | 8.4% | 8.7% |
| Public transportation: | 49 | 0.4% | 4.2% |
| Walked: | 39 | 0.3% | 2.5% |
| Other means: | 126 | 1.0% | 0.9% |
| Worked from home: | 1,362 | 10.5% | 13.8% |
| Mean travel time to work: | 19.0 min | -- | 26.7 min |
Industry (45431 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 79 | 0.6% | 1.6% |
| Construction: | 552 | 4.3% | 6.9% |
| Manufacturing: | 1,216 | 9.4% | 10.0% |
| Wholesale trade: | 125 | 1.0% | 2.4% |
| Retail trade: | 1,625 | 12.6% | 11.0% |
| Transportation, warehousing, utilities: | 632 | 4.9% | 5.8% |
| Information: | 199 | 1.5% | 1.9% |
| Finance, insurance, real estate: | 459 | 3.6% | 6.7% |
| Professional, scientific, management: | 2,061 | 16.0% | 12.1% |
| Education, health care, social services: | 2,657 | 20.6% | 23.3% |
| Arts, entertainment, food services: | 1,217 | 9.4% | 9.0% |
| Other services: | 423 | 3.3% | 4.7% |
| Public administration: | 1,674 | 13.0% | 4.7% |
Poverty Status (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 9.6% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 23,816 | 90.1% | 91.3% |
| Private health insurance: | 18,916 | 71.5% | 67.6% |
| Public health coverage: | 8,071 | 30.5% | 35.9% |
| Without health insurance: | 1,386 | 5.2% | 8.7% |
Benefits & Assistance (45431 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 9,515 | 80.3% | 77.4% |
| Social Security income: | 3,220 | 27.2% | 31.0% |
| Retirement income: | 2,680 | 22.6% | 21.8% |
| Supplemental Security Income (SSI): | 431 | 3.6% | 4.5% |
| Cash public assistance income: | 171 | 1.4% | 1.8% |
| SNAP (food stamps) benefits: | 895 | 7.6% | 11.4% |
Housing Types (45431 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 6,681 | 51.9% | 61.4% |
| 1-unit, attached: | 1,885 | 14.6% | 6.1% |
| 2 units: | 135 | 1.0% | 3.4% |
| 3 or 4 units: | 1,163 | 9.0% | 4.3% |
| 5 to 9 units: | 1,115 | 8.7% | 4.6% |
| 10 to 19 units: | 797 | 6.2% | 4.3% |
| 20 or more units: | 884 | 6.9% | 9.9% |
| Mobile home: | 213 | 1.7% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45431 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 17 | 0.1% | 0.6% |
| Built 2010 to 2019: | 786 | 6.1% | 8.2% |
| Built 2000 to 2009: | 2,678 | 20.8% | 13.5% |
| Built 1990 to 1999: | 1,308 | 10.2% | 13.2% |
| Built 1980 to 1989: | 1,046 | 8.1% | 13.2% |
| Built 1970 to 1979: | 1,346 | 10.5% | 14.6% |
| Built 1960 to 1969: | 1,814 | 14.1% | 10.2% |
| Built 1950 to 1959: | 2,685 | 20.9% | 9.9% |
| Built 1940 to 1949: | 940 | 7.3% | 4.6% |
| Built 1939 or earlier: | 253 | 2.0% | 12.0% |
Bedrooms (45431 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 95 | 0.7% | 2.4% |
| 1 bedroom: | 992 | 7.7% | 3.0% |
| 2 bedrooms: | 3,682 | 28.6% | 9.1% |
| 3 bedrooms: | 5,366 | 41.7% | 15.9% |
| 4 bedrooms: | 2,222 | 17.3% | 18.8% |
| 5 or more bedrooms: | 516 | 4.0% | 17.6% |
Heating Fuel (45431 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 7,763 | 65.5% | 47.1% |
| Bottled, tank, or LP gas: | 131 | 1.1% | 4.9% |
| Electricity: | 3,606 | 30.4% | 40.2% |
| Fuel oil, kerosene, etc.: | 276 | 2.3% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 43 | 0.4% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 8 | 0.1% | 0.5% |
| No fuel used: | 17 | 0.1% | 0.2% |
Vehicles Available (45431 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 463 | 3.9% | 8.3% |
| 1 vehicle available: | 4,495 | 38.0% | 32.6% |
| 2 vehicles available: | 4,770 | 40.3% | 37.0% |
| 3 or more vehicles available: | 2,116 | 17.9% | 22.1% |
Home Value Distribution (45431 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 272 | 4.3% | 5.7% |
| $50,000 to $99,999: | 1,087 | 17.3% | 7.8% |
| $100,000 to $149,999: | 1,103 | 17.5% | 9.2% |
| $150,000 to $199,999: | 1,293 | 20.5% | 10.8% |
| $200,000 to $299,999: | 1,597 | 25.4% | 19.9% |
| $300,000 to $499,999: | 907 | 14.4% | 24.1% |
| $500,000 to $999,999: | 25 | 0.4% | 17.0% |
| $1,000,000 or more: | 13 | 0.2% | 5.6% |
Housing Costs (45431 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,384 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $620 / mo. | $584 / mo. |
| Median gross rent: | $1,240 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.33 | 2.53 |
| Average household size (renter-occupied): | 2.11 | 2.38 |
Households (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 11,844 | -- | -- |
| Married-couple households: | 5,171 | 43.7% | 47.5% |
| Cohabiting couple households: | 1,902 | 16.1% | 7.0% |
| Male householder, no spouse: | 2,557 | 21.6% | 5.4% |
| Female householder, no spouse: | 3,295 | 27.8% | 12.7% |
| Householder living alone: | 2,811 | 23.7% | 28.6% |
| 65 years and over living alone: | 2,899 | 24.5% | 11.8% |
| Average household size: | 2.23 | -- | 2.53 |
| Average family size: | 2.97 | -- | -- |
Marital Status (45431 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 10,746 | -- | -- |
| Never married: | 4,392 | 40.9% | 37.0% |
| Now married: | 5,246 | 48.8% | 49.5% |
| Separated: | 142 | 1.3% | 1.5% |
| Widowed: | 795 | 7.4% | 2.6% |
| Divorced: | 3,525 | 32.8% | 9.3% |
School Enrollment (45431 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 6,438 | -- | -- |
| Nursery school, preschool: | 357 | 5.5% | 5.8% |
| Kindergarten: | 263 | 4.1% | 5.0% |
| Elementary school (grades 1-8): | 2,415 | 37.5% | 40.5% |
| High school (grades 9-12): | 1,068 | 16.6% | 21.4% |
| College or graduate school: | 2,335 | 36.3% | 27.3% |
Veterans & Disability (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 19,802 | -- | -- |
| Veterans: | 2,519 | 12.7% | 6.3% |
| Civilian noninstitutionalized population: | 25,202 | -- | -- |
| With a disability: | 3,246 | 12.9% | 13.4% |
| Under 18 with disability: | 209 | 6.4% | 5.8% |
| 18 to 64 with disability: | 1,718 | 52.9% | 10.4% |
| 65 and over with disability: | 1,319 | 40.6% | 33.4% |
Mobility (Residence 1 Year Ago) (45431 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 22,022 | 83.3% | 86.9% |
| Different house: | 4,172 | 15.8% | 13.1% |
| Same county: | 1,430 | 34.3% | 7.0% |
| Different county: | 2,580 | 61.8% | 3.2% |
| Different state: | 1,510 | 36.2% | 2.5% |
| Abroad: | 162 | 3.9% | 0.4% |
Place of Birth (45431 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 24,788 | 93.7% | 86.2% |
| Foreign born: | 701 | 2.7% | 13.9% |
| Naturalized citizen: | 1,658 | 236.5% | 52.7% |
| Not a citizen: | 1,658 | 236.5% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,658 | 236.5% | 10.5% |
| Asia: | 225 | 32.1% | 31.3% |
| Africa: | 73 | 10.4% | 5.5% |
| Oceania: | 33 | 4.7% | 0.5% |
| Latin America: | 205 | 29.2% | 50.0% |
| Northern America: | 10 | 1.4% | 2.2% |
Language Spoken at Home (45431 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 24,949 | -- | -- |
| English only: | 22,775 | 91.3% | 78.3% |
| Language other than English: | 2,174 | 8.7% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 643 | 2.6% | 13.3% |
| Other Indo-European languages: | 788 | 3.2% | 3.5% |
| Asian/Pacific Island languages: | 608 | 2.4% | 3.5% |
| Other languages: | 135 | 0.5% | 1.0% |
Computers & Internet (45431 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 11,844 | 100.0% | 93.1% |
| Households with broadband internet: | 11,427 | 96.5% | 89.4% |
Dayton, OH45431