45440 ZIP Code
Dayton, Ohio
December 14, 2025
| ZIP Code: | 45440 |
| City/Town: | Dayton |
| County: | Montgomery |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 22,256 |
| Median Household Income: | $79,388 |
| Per Capita Income: | $49,916 |
| Total Housing Units: | 9,980 |
| Median Home Value: | $229,700 |
| Land Area: | 9.2 sq miles
23.8 sq km |
| Water Area: | 0.0 sq miles
0.0 sq km |
| Coordinates: | 39.6734, -84.0999 |
Population Information (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 22,256 | -- | -- |
| Male: | 10,983 | 49.3% | 49.6% |
| Female: | 11,273 | 50.7% | 50.4% |
| Median Age: | 40.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 1,375 | 6.2% | 5.7% |
| 5 to 9 years: | 1,136 | 5.1% | 6.0% |
| 10 to 14 years: | 1,734 | 7.8% | 6.5% |
| 15 to 19 years: | 1,317 | 5.9% | 6.6% |
| 20 to 24 years: | 1,030 | 4.6% | 6.7% |
| 25 to 34 years: | 2,868 | 12.9% | 13.7% |
| 35 to 44 years: | 2,948 | 13.2% | 12.9% |
| 45 to 54 years: | 2,854 | 12.8% | 12.4% |
| 55 to 59 years: | 1,361 | 6.1% | 6.5% |
| 60 to 64 years: | 927 | 4.2% | 6.4% |
| 65 to 74 years: | 2,511 | 11.3% | 9.7% |
| 75 to 84 years: | 1,457 | 6.5% | 4.8% |
| 85 years and over: | 738 | 3.3% | 2.0% |
Housing Information (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $229,700 | -- | $281,900 |
| Median rooms: | 6.2 | -- | 5.5 |
| Median rent: | $1,070 / mo. | -- | $1,268 / mo. |
| Total housing units: | 9,980 | -- | -- |
| Occupied housing units: | 9,388 | 94.1% | 38.0% |
| Vacant housing units: | 592 | 5.9% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 5,896 | 62.8% | 64.8% |
| Renter-occupied: | 3,492 | 37.2% | 35.2% |
Educational Attainment (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 15,664 | -- | -- |
| Less than 9th grade: | 64 | 0.4% | 4.7% |
| 9th to 12th grade, no diploma: | 287 | 1.8% | 6.1% |
| High school graduate: | 3,451 | 22.0% | 26.4% |
| Some college, no degree: | 3,135 | 20.0% | 19.7% |
| Associate degree: | 1,545 | 9.9% | 8.7% |
| Bachelor's degree: | 3,871 | 24.7% | 20.9% |
| Graduate or professional degree: | 3,311 | 21.1% | 13.7% |
| Percent high school graduate or higher: | -- | 97.8% | 89.1% |
| Percent bachelor's degree or higher: | -- | 45.9% | 34.3% |
Income Information (45440 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $79,388 / yr. | $75,149 / yr. |
| Mean household income: | $103,615 / yr. | $105,833 / yr. |
| Median family income: | $103,260 / yr. | $92,646 / yr. |
| Per capita income: | $49,916 / yr. | $41,261 / yr. |
Employment (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 11,419 | -- | 63.5% |
| Employed: | 10,849 | 97.5% | 96.4% |
| Unemployed: | 283 | 2.5% | 5.3% |
| Not in labor force: | 6,364 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 8,827 | 81.4% | 79.7% |
| Government workers: | 1,510 | 13.9% | 14.2% |
| Self-employed: | 447 | 4.1% | 5.9% |
| Unpaid family workers: | 65 | 0.6% | 0.1% |
Race & Ethnicity (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 18,690 | 84.0% | 61.6% |
| Black or African American: | 1,280 | 5.8% | 12.4% |
| American Indian/Alaska Native: | 43 | 0.2% | 1.1% |
| Asian: | 711 | 3.2% | 6.0% |
| Native Hawaiian/Pacific Islander: | 0 | 0.0% | 0.2% |
| Some other race: | 224 | 1.0% | 8.4% |
| Two or more races: | 1,308 | 5.9% | 10.2% |
| Hispanic or Latino (any race): | 781 | 3.5% | 18.7% |
| Mexican: | 703 | 3.2% | 11.2% |
| Puerto Rican: | 156 | 0.7% | 1.8% |
| Cuban: | 224 | 1.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 323 | 1.5% | 81.1% |
Income Distribution (45440 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 354 | 3.8% | 4.9% |
| $10,000 to $14,999: | 169 | 1.8% | 3.8% |
| $15,000 to $24,999: | 724 | 7.7% | 7.0% |
| $25,000 to $34,999: | 563 | 6.0% | 7.4% |
| $35,000 to $49,999: | 1,156 | 12.3% | 10.7% |
| $50,000 to $74,999: | 1,285 | 13.7% | 16.1% |
| $75,000 to $99,999: | 1,564 | 16.7% | 12.8% |
| $100,000 to $149,999: | 1,701 | 18.1% | 17.1% |
| $150,000 to $199,999: | 786 | 8.4% | 8.8% |
| $200,000 or more: | 1,086 | 11.6% | 11.4% |
Commute to Work (45440 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 8,853 | 81.6% | 67.8% |
| Carpooled: | 649 | 6.0% | 8.7% |
| Public transportation: | 110 | 1.0% | 4.2% |
| Walked: | 161 | 1.5% | 2.5% |
| Other means: | 37 | 0.3% | 0.9% |
| Worked from home: | 1,152 | 10.6% | 13.8% |
| Mean travel time to work: | 21.4 min | -- | 26.7 min |
Industry (45440 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 55 | 0.5% | 1.6% |
| Construction: | 405 | 3.7% | 6.9% |
| Manufacturing: | 1,448 | 13.3% | 10.0% |
| Wholesale trade: | 116 | 1.1% | 2.4% |
| Retail trade: | 1,426 | 13.1% | 11.0% |
| Transportation, warehousing, utilities: | 364 | 3.4% | 5.8% |
| Information: | 210 | 1.9% | 1.9% |
| Finance, insurance, real estate: | 497 | 4.6% | 6.7% |
| Professional, scientific, management: | 1,395 | 12.9% | 12.1% |
| Education, health care, social services: | 3,128 | 28.8% | 23.3% |
| Arts, entertainment, food services: | 738 | 6.8% | 9.0% |
| Other services: | 468 | 4.3% | 4.7% |
| Public administration: | 599 | 5.5% | 4.7% |
Poverty Status (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 10.3% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 20,919 | 94.0% | 91.3% |
| Private health insurance: | 17,078 | 76.7% | 67.6% |
| Public health coverage: | 6,964 | 31.3% | 35.9% |
| Without health insurance: | 782 | 3.5% | 8.7% |
Benefits & Assistance (45440 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 7,185 | 76.5% | 77.4% |
| Social Security income: | 2,710 | 28.9% | 31.0% |
| Retirement income: | 2,846 | 30.3% | 21.8% |
| Supplemental Security Income (SSI): | 291 | 3.1% | 4.5% |
| Cash public assistance income: | 278 | 3.0% | 1.8% |
| SNAP (food stamps) benefits: | 523 | 5.6% | 11.4% |
Housing Types (45440 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 5,865 | 58.8% | 61.4% |
| 1-unit, attached: | 462 | 4.6% | 6.1% |
| 2 units: | 122 | 1.2% | 3.4% |
| 3 or 4 units: | 663 | 6.6% | 4.3% |
| 5 to 9 units: | 1,163 | 11.7% | 4.6% |
| 10 to 19 units: | 905 | 9.1% | 4.3% |
| 20 or more units: | 764 | 7.7% | 9.9% |
| Mobile home: | 36 | 0.4% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45440 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 21 | 0.2% | 0.6% |
| Built 2010 to 2019: | 548 | 5.5% | 8.2% |
| Built 2000 to 2009: | 1,195 | 12.0% | 13.5% |
| Built 1990 to 1999: | 1,194 | 12.0% | 13.2% |
| Built 1980 to 1989: | 861 | 8.6% | 13.2% |
| Built 1970 to 1979: | 1,539 | 15.4% | 14.6% |
| Built 1960 to 1969: | 2,939 | 29.4% | 10.2% |
| Built 1950 to 1959: | 1,307 | 13.1% | 9.9% |
| Built 1940 to 1949: | 73 | 0.7% | 4.6% |
| Built 1939 or earlier: | 303 | 3.0% | 12.0% |
Bedrooms (45440 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 195 | 2.0% | 2.4% |
| 1 bedroom: | 1,184 | 11.9% | 3.0% |
| 2 bedrooms: | 2,134 | 21.4% | 9.1% |
| 3 bedrooms: | 4,077 | 40.9% | 15.9% |
| 4 bedrooms: | 2,011 | 20.2% | 18.8% |
| 5 or more bedrooms: | 379 | 3.8% | 17.6% |
Heating Fuel (45440 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 5,855 | 62.4% | 47.1% |
| Bottled, tank, or LP gas: | 154 | 1.6% | 4.9% |
| Electricity: | 3,310 | 35.3% | 40.2% |
| Fuel oil, kerosene, etc.: | 36 | 0.4% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 0 | 0.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 10 | 0.1% | 0.5% |
| No fuel used: | 23 | 0.2% | 0.2% |
Vehicles Available (45440 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 501 | 5.3% | 8.3% |
| 1 vehicle available: | 3,257 | 34.7% | 32.6% |
| 2 vehicles available: | 3,907 | 41.6% | 37.0% |
| 3 or more vehicles available: | 1,723 | 18.4% | 22.1% |
Home Value Distribution (45440 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 110 | 1.9% | 5.7% |
| $50,000 to $99,999: | 106 | 1.8% | 7.8% |
| $100,000 to $149,999: | 594 | 10.1% | 9.2% |
| $150,000 to $199,999: | 1,266 | 21.5% | 10.8% |
| $200,000 to $299,999: | 2,559 | 43.4% | 19.9% |
| $300,000 to $499,999: | 885 | 15.0% | 24.1% |
| $500,000 to $999,999: | 327 | 5.5% | 17.0% |
| $1,000,000 or more: | 49 | 0.8% | 5.6% |
Housing Costs (45440 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,744 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $696 / mo. | $584 / mo. |
| Median gross rent: | $1,070 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.52 | 2.53 |
| Average household size (renter-occupied): | 2.05 | 2.38 |
Households (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 9,388 | -- | -- |
| Married-couple households: | 4,643 | 49.5% | 47.5% |
| Cohabiting couple households: | 1,931 | 20.6% | 7.0% |
| Male householder, no spouse: | 1,663 | 17.7% | 5.4% |
| Female householder, no spouse: | 2,525 | 26.9% | 12.7% |
| Householder living alone: | 2,751 | 29.3% | 28.6% |
| 65 years and over living alone: | 3,228 | 34.4% | 11.8% |
| Average household size: | 2.34 | -- | 2.53 |
| Average family size: | 2.95 | -- | -- |
Marital Status (45440 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 8,906 | -- | -- |
| Never married: | 2,815 | 31.6% | 37.0% |
| Now married: | 4,880 | 54.8% | 49.5% |
| Separated: | 370 | 4.2% | 1.5% |
| Widowed: | 819 | 9.2% | 2.6% |
| Divorced: | 1,933 | 21.7% | 9.3% |
School Enrollment (45440 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 5,186 | -- | -- |
| Nursery school, preschool: | 285 | 5.5% | 5.8% |
| Kindergarten: | 259 | 5.0% | 5.0% |
| Elementary school (grades 1-8): | 2,317 | 44.7% | 40.5% |
| High school (grades 9-12): | 1,266 | 24.4% | 21.4% |
| College or graduate school: | 1,059 | 20.4% | 27.3% |
Veterans & Disability (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 16,882 | -- | -- |
| Veterans: | 1,683 | 10.0% | 6.3% |
| Civilian noninstitutionalized population: | 21,701 | -- | -- |
| With a disability: | 2,912 | 13.4% | 13.4% |
| Under 18 with disability: | 232 | 8.0% | 5.8% |
| 18 to 64 with disability: | 1,062 | 36.5% | 10.4% |
| 65 and over with disability: | 1,618 | 55.6% | 33.4% |
Mobility (Residence 1 Year Ago) (45440 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 18,835 | 84.6% | 86.9% |
| Different house: | 3,197 | 14.4% | 13.1% |
| Same county: | 1,243 | 38.9% | 7.0% |
| Different county: | 1,922 | 60.1% | 3.2% |
| Different state: | 962 | 30.1% | 2.5% |
| Abroad: | 32 | 1.0% | 0.4% |
Place of Birth (45440 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 20,944 | 94.1% | 86.2% |
| Foreign born: | 429 | 1.9% | 13.9% |
| Naturalized citizen: | 1,312 | 305.8% | 52.7% |
| Not a citizen: | 1,312 | 305.8% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,312 | 305.8% | 10.5% |
| Asia: | 191 | 44.5% | 31.3% |
| Africa: | 225 | 52.4% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 296 | 69.0% | 50.0% |
| Northern America: | 54 | 12.6% | 2.2% |
Language Spoken at Home (45440 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 20,881 | -- | -- |
| English only: | 19,204 | 92.0% | 78.3% |
| Language other than English: | 1,677 | 8.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 513 | 2.5% | 13.3% |
| Other Indo-European languages: | 450 | 2.2% | 3.5% |
| Asian/Pacific Island languages: | 255 | 1.2% | 3.5% |
| Other languages: | 459 | 2.2% | 1.0% |
Computers & Internet (45440 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 9,388 | 100.0% | 93.1% |
| Households with broadband internet: | 9,051 | 96.4% | 89.4% |
Dayton, OH45440