45828 ZIP Code
Coldwater, Ohio
December 14, 2025
| ZIP Code: | 45828 |
| City/Town: | Coldwater |
| County: | Mercer |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 6,555 |
| Median Household Income: | $76,853 |
| Per Capita Income: | $41,275 |
| Total Housing Units: | 2,321 |
| Median Home Value: | $217,100 |
| Land Area: | 33.9 sq miles
87.7 sq km |
| Water Area: | 0.1 sq miles
0.2 sq km |
| Coordinates: | 40.4836, -84.6829 |
Population Information (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 6,555 | -- | -- |
| Male: | 3,109 | 47.4% | 49.6% |
| Female: | 3,446 | 52.6% | 50.4% |
| Median Age: | 35.5 yrs | -- | 38.5 yrs |
| Under 5 years: | 530 | 8.1% | 5.7% |
| 5 to 9 years: | 599 | 9.1% | 6.0% |
| 10 to 14 years: | 668 | 10.2% | 6.5% |
| 15 to 19 years: | 439 | 6.7% | 6.6% |
| 20 to 24 years: | 297 | 4.5% | 6.7% |
| 25 to 34 years: | 689 | 10.5% | 13.7% |
| 35 to 44 years: | 739 | 11.3% | 12.9% |
| 45 to 54 years: | 825 | 12.6% | 12.4% |
| 55 to 59 years: | 443 | 6.8% | 6.5% |
| 60 to 64 years: | 394 | 6.0% | 6.4% |
| 65 to 74 years: | 471 | 7.2% | 9.7% |
| 75 to 84 years: | 326 | 5.0% | 4.8% |
| 85 years and over: | 135 | 2.1% | 2.0% |
Housing Information (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $217,100 | -- | $281,900 |
| Median rooms: | 6.7 | -- | 5.5 |
| Median rent: | $636 / mo. | -- | $1,268 / mo. |
| Total housing units: | 2,321 | -- | -- |
| Occupied housing units: | 2,321 | 100.0% | 38.0% |
| Vacant housing units: | 0 | 0.0% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 1,890 | 81.4% | 64.8% |
| Renter-occupied: | 431 | 18.6% | 35.2% |
Educational Attainment (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 4,022 | -- | -- |
| Less than 9th grade: | 36 | 0.9% | 4.7% |
| 9th to 12th grade, no diploma: | 197 | 4.9% | 6.1% |
| High school graduate: | 1,670 | 41.5% | 26.4% |
| Some college, no degree: | 551 | 13.7% | 19.7% |
| Associate degree: | 604 | 15.0% | 8.7% |
| Bachelor's degree: | 655 | 16.3% | 20.9% |
| Graduate or professional degree: | 309 | 7.7% | 13.7% |
| Percent high school graduate or higher: | -- | 94.2% | 89.1% |
| Percent bachelor's degree or higher: | -- | 24.0% | 34.3% |
Income Information (45828 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $76,853 / yr. | $75,149 / yr. |
| Mean household income: | $83,108 / yr. | $105,833 / yr. |
| Median family income: | $106,076 / yr. | $92,646 / yr. |
| Per capita income: | $41,275 / yr. | $41,261 / yr. |
Employment (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 3,378 | -- | 63.5% |
| Employed: | 3,312 | 98.0% | 96.4% |
| Unemployed: | 66 | 2.0% | 5.3% |
| Not in labor force: | 1,337 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 2,626 | 79.3% | 79.7% |
| Government workers: | 466 | 14.1% | 14.2% |
| Self-employed: | 220 | 6.6% | 5.9% |
| Unpaid family workers: | 0 | 0.0% | 0.1% |
Race & Ethnicity (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 6,445 | 98.3% | 61.6% |
| Black or African American: | 29 | 0.4% | 12.4% |
| American Indian/Alaska Native: | 0 | 0.0% | 1.1% |
| Asian: | 33 | 0.5% | 6.0% |
| Native Hawaiian/Pacific Islander: | 20 | 0.3% | 0.2% |
| Some other race: | 0 | 0.0% | 8.4% |
| Two or more races: | 28 | 0.4% | 10.2% |
| Hispanic or Latino (any race): | 0 | 0.0% | 18.7% |
| Mexican: | 95 | 1.4% | 11.2% |
| Puerto Rican: | 78 | 1.2% | 1.8% |
| Cuban: | 0 | 0.0% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 17 | 0.3% | 81.1% |
Income Distribution (45828 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 37 | 1.6% | 4.9% |
| $10,000 to $14,999: | 0 | 0.0% | 3.8% |
| $15,000 to $24,999: | 256 | 11.0% | 7.0% |
| $25,000 to $34,999: | 134 | 5.8% | 7.4% |
| $35,000 to $49,999: | 212 | 9.1% | 10.7% |
| $50,000 to $74,999: | 480 | 20.7% | 16.1% |
| $75,000 to $99,999: | 265 | 11.4% | 12.8% |
| $100,000 to $149,999: | 767 | 33.0% | 17.1% |
| $150,000 to $199,999: | 151 | 6.5% | 8.8% |
| $200,000 or more: | 19 | 0.8% | 11.4% |
Commute to Work (45828 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 2,746 | 82.9% | 67.8% |
| Carpooled: | 326 | 9.8% | 8.7% |
| Public transportation: | 3 | 0.1% | 4.2% |
| Walked: | 21 | 0.6% | 2.5% |
| Other means: | 15 | 0.5% | 0.9% |
| Worked from home: | 101 | 3.0% | 13.8% |
| Mean travel time to work: | 19.3 min | -- | 26.7 min |
Industry (45828 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 50 | 1.5% | 1.6% |
| Construction: | 193 | 5.8% | 6.9% |
| Manufacturing: | 955 | 28.8% | 10.0% |
| Wholesale trade: | 135 | 4.1% | 2.4% |
| Retail trade: | 613 | 18.5% | 11.0% |
| Transportation, warehousing, utilities: | 53 | 1.6% | 5.8% |
| Information: | 31 | 0.9% | 1.9% |
| Finance, insurance, real estate: | 94 | 2.8% | 6.7% |
| Professional, scientific, management: | 154 | 4.6% | 12.1% |
| Education, health care, social services: | 639 | 19.3% | 23.3% |
| Arts, entertainment, food services: | 97 | 2.9% | 9.0% |
| Other services: | 171 | 5.2% | 4.7% |
| Public administration: | 127 | 3.8% | 4.7% |
Poverty Status (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 2.8% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 6,346 | 96.8% | 91.3% |
| Private health insurance: | 5,541 | 84.5% | 67.6% |
| Public health coverage: | 1,471 | 22.4% | 35.9% |
| Without health insurance: | 102 | 1.6% | 8.7% |
Benefits & Assistance (45828 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 1,880 | 81.0% | 77.4% |
| Social Security income: | 653 | 28.1% | 31.0% |
| Retirement income: | 576 | 24.8% | 21.8% |
| Supplemental Security Income (SSI): | 62 | 2.7% | 4.5% |
| Cash public assistance income: | 15 | 0.6% | 1.8% |
| SNAP (food stamps) benefits: | 129 | 5.6% | 11.4% |
Housing Types (45828 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 2,067 | 89.1% | 61.4% |
| 1-unit, attached: | 17 | 0.7% | 6.1% |
| 2 units: | 96 | 4.1% | 3.4% |
| 3 or 4 units: | 22 | 0.9% | 4.3% |
| 5 to 9 units: | 86 | 3.7% | 4.6% |
| 10 to 19 units: | 0 | 0.0% | 4.3% |
| 20 or more units: | 15 | 0.6% | 9.9% |
| Mobile home: | 18 | 0.8% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45828 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 147 | 6.3% | 0.6% |
| Built 2010 to 2019: | 223 | 9.6% | 8.2% |
| Built 2000 to 2009: | 122 | 5.3% | 13.5% |
| Built 1990 to 1999: | 265 | 11.4% | 13.2% |
| Built 1980 to 1989: | 154 | 6.6% | 13.2% |
| Built 1970 to 1979: | 497 | 21.4% | 14.6% |
| Built 1960 to 1969: | 86 | 3.7% | 10.2% |
| Built 1950 to 1959: | 384 | 16.5% | 9.9% |
| Built 1940 to 1949: | 115 | 5.0% | 4.6% |
| Built 1939 or earlier: | 328 | 14.1% | 12.0% |
Bedrooms (45828 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 0 | 0.0% | 2.4% |
| 1 bedroom: | 129 | 5.6% | 3.0% |
| 2 bedrooms: | 230 | 9.9% | 9.1% |
| 3 bedrooms: | 1,222 | 52.6% | 15.9% |
| 4 bedrooms: | 693 | 29.9% | 18.8% |
| 5 or more bedrooms: | 47 | 2.0% | 17.6% |
Heating Fuel (45828 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 1,157 | 49.8% | 47.1% |
| Bottled, tank, or LP gas: | 318 | 13.7% | 4.9% |
| Electricity: | 644 | 27.7% | 40.2% |
| Fuel oil, kerosene, etc.: | 87 | 3.7% | 4.2% |
| Coal or coke: | 0 | 0.0% | 0.1% |
| Wood: | 46 | 2.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 6 | 0.3% | 0.5% |
| No fuel used: | 63 | 2.7% | 0.2% |
Vehicles Available (45828 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 125 | 5.4% | 8.3% |
| 1 vehicle available: | 600 | 25.9% | 32.6% |
| 2 vehicles available: | 975 | 42.0% | 37.0% |
| 3 or more vehicles available: | 621 | 26.8% | 22.1% |
Home Value Distribution (45828 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 9 | 0.5% | 5.7% |
| $50,000 to $99,999: | 134 | 7.1% | 7.8% |
| $100,000 to $149,999: | 332 | 17.6% | 9.2% |
| $150,000 to $199,999: | 345 | 18.3% | 10.8% |
| $200,000 to $299,999: | 506 | 26.8% | 19.9% |
| $300,000 to $499,999: | 349 | 18.5% | 24.1% |
| $500,000 to $999,999: | 90 | 4.8% | 17.0% |
| $1,000,000 or more: | 125 | 6.6% | 5.6% |
Housing Costs (45828 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,192 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $519 / mo. | $584 / mo. |
| Median gross rent: | $636 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.95 | 2.53 |
| Average household size (renter-occupied): | 2.02 | 2.38 |
Households (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 2,321 | -- | -- |
| Married-couple households: | 1,527 | 65.8% | 47.5% |
| Cohabiting couple households: | 770 | 33.2% | 7.0% |
| Male householder, no spouse: | 247 | 10.6% | 5.4% |
| Female householder, no spouse: | 490 | 21.1% | 12.7% |
| Householder living alone: | 846 | 36.4% | 28.6% |
| 65 years and over living alone: | 607 | 26.2% | 11.8% |
| Average household size: | 2.78 | -- | 2.53 |
| Average family size: | 3.41 | -- | -- |
Marital Status (45828 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 2,163 | -- | -- |
| Never married: | 505 | 23.3% | 37.0% |
| Now married: | 1,546 | 71.5% | 49.5% |
| Separated: | 43 | 2.0% | 1.5% |
| Widowed: | 69 | 3.2% | 2.6% |
| Divorced: | 580 | 26.8% | 9.3% |
School Enrollment (45828 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 1,935 | -- | -- |
| Nursery school, preschool: | 129 | 6.7% | 5.8% |
| Kindergarten: | 121 | 6.3% | 5.0% |
| Elementary school (grades 1-8): | 1,096 | 56.6% | 40.5% |
| High school (grades 9-12): | 388 | 20.1% | 21.4% |
| College or graduate school: | 201 | 10.4% | 27.3% |
Veterans & Disability (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 4,458 | -- | -- |
| Veterans: | 258 | 5.8% | 6.3% |
| Civilian noninstitutionalized population: | 6,448 | -- | -- |
| With a disability: | 465 | 7.2% | 13.4% |
| Under 18 with disability: | 85 | 18.3% | 5.8% |
| 18 to 64 with disability: | 118 | 25.4% | 10.4% |
| 65 and over with disability: | 262 | 56.3% | 33.4% |
Mobility (Residence 1 Year Ago) (45828 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 5,269 | 80.4% | 86.9% |
| Different house: | 1,080 | 16.5% | 13.1% |
| Same county: | 812 | 75.2% | 7.0% |
| Different county: | 235 | 21.8% | 3.2% |
| Different state: | 45 | 4.2% | 2.5% |
| Abroad: | 33 | 3.1% | 0.4% |
Place of Birth (45828 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 6,496 | 99.1% | 86.2% |
| Foreign born: | 0 | 0.0% | 13.9% |
| Naturalized citizen: | 59 | -- | 52.7% |
| Not a citizen: | 59 | -- | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 59 | -- | 10.5% |
| Asia: | 6 | -- | 31.3% |
| Africa: | 0 | -- | 5.5% |
| Oceania: | 3 | -- | 0.5% |
| Latin America: | 17 | -- | 50.0% |
| Northern America: | 0 | -- | 2.2% |
Language Spoken at Home (45828 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 6,025 | -- | -- |
| English only: | 5,963 | 99.0% | 78.3% |
| Language other than English: | 62 | 1.0% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 17 | 0.3% | 13.3% |
| Other Indo-European languages: | 9 | 0.1% | 3.5% |
| Asian/Pacific Island languages: | 36 | 0.6% | 3.5% |
| Other languages: | 0 | 0.0% | 1.0% |
Computers & Internet (45828 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 2,321 | 100.0% | 93.1% |
| Households with broadband internet: | 2,092 | 90.1% | 89.4% |
Coldwater, OH45828