45840 ZIP Code
Findlay, Ohio
December 14, 2025
| ZIP Code: | 45840 |
| City/Town: | Findlay |
| County: | Hancock |
| State: | Ohio |
| ZIP Type: | Standard |
| Population: | 54,557 |
| Median Household Income: | $62,163 |
| Per Capita Income: | $40,048 |
| Total Housing Units: | 24,853 |
| Median Home Value: | $186,700 |
| Land Area: | 166.5 sq miles
431.2 sq km |
| Water Area: | 1.7 sq miles
4.4 sq km |
| Coordinates: | 41.0259, -83.6489 |
Population Information (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total Population: | 54,557 | -- | -- |
| Male: | 26,929 | 49.4% | 49.6% |
| Female: | 27,628 | 50.6% | 50.4% |
| Median Age: | 38.2 yrs | -- | 38.5 yrs |
| Under 5 years: | 3,338 | 6.1% | 5.7% |
| 5 to 9 years: | 3,203 | 5.9% | 6.0% |
| 10 to 14 years: | 3,057 | 5.6% | 6.5% |
| 15 to 19 years: | 3,716 | 6.8% | 6.6% |
| 20 to 24 years: | 4,191 | 7.7% | 6.7% |
| 25 to 34 years: | 7,693 | 14.1% | 13.7% |
| 35 to 44 years: | 6,367 | 11.7% | 12.9% |
| 45 to 54 years: | 6,457 | 11.8% | 12.4% |
| 55 to 59 years: | 3,871 | 7.1% | 6.5% |
| 60 to 64 years: | 3,251 | 6.0% | 6.4% |
| 65 to 74 years: | 5,179 | 9.5% | 9.7% |
| 75 to 84 years: | 2,905 | 5.3% | 4.8% |
| 85 years and over: | 1,329 | 2.4% | 2.0% |
Housing Information (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Median home value: | $186,700 | -- | $281,900 |
| Median rooms: | 6.0 | -- | 5.5 |
| Median rent: | $888 / mo. | -- | $1,268 / mo. |
| Total housing units: | 24,853 | -- | -- |
| Occupied housing units: | 23,209 | 93.4% | 38.0% |
| Vacant housing units: | 1,644 | 6.6% | 4.6% |
| Housing tenure: | -- | -- | -- |
| Owner-occupied: | 14,589 | 62.9% | 64.8% |
| Renter-occupied: | 8,620 | 37.1% | 35.2% |
Educational Attainment (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Population 25 years and over: | 37,052 | -- | -- |
| Less than 9th grade: | 413 | 1.1% | 4.7% |
| 9th to 12th grade, no diploma: | 1,995 | 5.4% | 6.1% |
| High school graduate: | 12,384 | 33.4% | 26.4% |
| Some college, no degree: | 7,646 | 20.6% | 19.7% |
| Associate degree: | 3,127 | 8.4% | 8.7% |
| Bachelor's degree: | 7,166 | 19.3% | 20.9% |
| Graduate or professional degree: | 4,321 | 11.7% | 13.7% |
| Percent high school graduate or higher: | -- | 93.5% | 89.1% |
| Percent bachelor's degree or higher: | -- | 31.0% | 34.3% |
Income Information (45840 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median household income: | $62,163 / yr. | $75,149 / yr. |
| Mean household income: | $88,275 / yr. | $105,833 / yr. |
| Median family income: | $88,133 / yr. | $92,646 / yr. |
| Per capita income: | $40,048 / yr. | $41,261 / yr. |
Employment (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| In labor force: | 28,553 | -- | 63.5% |
| Employed: | 27,392 | 96.1% | 96.4% |
| Unemployed: | 1,121 | 3.9% | 5.3% |
| Not in labor force: | 15,714 | -- | -- |
| Class of Worker: | -- | -- | -- |
| Private wage and salary: | 23,662 | 86.4% | 79.7% |
| Government workers: | 2,423 | 8.8% | 14.2% |
| Self-employed: | 1,267 | 4.6% | 5.9% |
| Unpaid family workers: | 40 | 0.1% | 0.1% |
Race & Ethnicity (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Race (one race): | -- | -- | -- |
| White: | 48,542 | 89.0% | 61.6% |
| Black or African American: | 1,221 | 2.2% | 12.4% |
| American Indian/Alaska Native: | 54 | 0.1% | 1.1% |
| Asian: | 1,318 | 2.4% | 6.0% |
| Native Hawaiian/Pacific Islander: | 13 | 0.0% | 0.2% |
| Some other race: | 1,372 | 2.5% | 8.4% |
| Two or more races: | 2,037 | 3.7% | 10.2% |
| Hispanic or Latino (any race): | 2,111 | 3.9% | 18.7% |
| Mexican: | 3,746 | 6.9% | 11.2% |
| Puerto Rican: | 3,058 | 5.6% | 1.8% |
| Cuban: | 297 | 0.5% | 0.7% |
| Other Hispanic or Latino: | 0 | 0.0% | 5.0% |
| Not Hispanic or Latino: | 391 | 0.7% | 81.1% |
Income Distribution (45840 zip code)
| Household Income | Households | Percent% | US AvgUS |
|---|---|---|---|
| Less than $10,000: | 851 | 3.7% | 4.9% |
| $10,000 to $14,999: | 1,013 | 4.4% | 3.8% |
| $15,000 to $24,999: | 1,625 | 7.0% | 7.0% |
| $25,000 to $34,999: | 2,430 | 10.5% | 7.4% |
| $35,000 to $49,999: | 3,306 | 14.2% | 10.7% |
| $50,000 to $74,999: | 4,159 | 17.9% | 16.1% |
| $75,000 to $99,999: | 3,101 | 13.4% | 12.8% |
| $100,000 to $149,999: | 3,380 | 14.6% | 17.1% |
| $150,000 to $199,999: | 1,616 | 7.0% | 8.8% |
| $200,000 or more: | 1,728 | 7.4% | 11.4% |
Commute to Work (45840 zip code)
| Commute Method | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Drove alone: | 21,889 | 79.9% | 67.8% |
| Carpooled: | 2,067 | 7.5% | 8.7% |
| Public transportation: | 98 | 0.4% | 4.2% |
| Walked: | 549 | 2.0% | 2.5% |
| Other means: | 353 | 1.3% | 0.9% |
| Worked from home: | 1,923 | 7.0% | 13.8% |
| Mean travel time to work: | 16.6 min | -- | 26.7 min |
Industry (45840 zip code)
| Industry Sector | Workers | Percent% | US AvgUS |
|---|---|---|---|
| Agriculture, forestry, fishing, mining: | 301 | 1.1% | 1.6% |
| Construction: | 1,271 | 4.6% | 6.9% |
| Manufacturing: | 6,396 | 23.3% | 10.0% |
| Wholesale trade: | 665 | 2.4% | 2.4% |
| Retail trade: | 3,204 | 11.7% | 11.0% |
| Transportation, warehousing, utilities: | 1,796 | 6.6% | 5.8% |
| Information: | 292 | 1.1% | 1.9% |
| Finance, insurance, real estate: | 937 | 3.4% | 6.7% |
| Professional, scientific, management: | 1,946 | 7.1% | 12.1% |
| Education, health care, social services: | 5,547 | 20.3% | 23.3% |
| Arts, entertainment, food services: | 2,857 | 10.4% | 9.0% |
| Other services: | 1,460 | 5.3% | 4.7% |
| Public administration: | 720 | 2.6% | 4.7% |
Poverty Status (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Poverty Rate: | -- | 11.4% | 8.8% |
| All people below poverty level: | -- | -- | -- |
| Under 18 years: | -- | -- | 16.3% |
| 18 to 64 years: | -- | -- | 11.0% |
| 65 years and over: | -- | -- | 10.3% |
Health Insurance (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| With health insurance: | 50,999 | 93.5% | 91.3% |
| Private health insurance: | 40,008 | 73.3% | 67.6% |
| Public health coverage: | 18,086 | 33.2% | 35.9% |
| Without health insurance: | 2,815 | 5.2% | 8.7% |
Benefits & Assistance (45840 zip code)
| Households with: | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Earnings: | 17,775 | 76.6% | 77.4% |
| Social Security income: | 7,353 | 31.7% | 31.0% |
| Retirement income: | 5,698 | 24.6% | 21.8% |
| Supplemental Security Income (SSI): | 1,042 | 4.5% | 4.5% |
| Cash public assistance income: | 403 | 1.7% | 1.8% |
| SNAP (food stamps) benefits: | 2,324 | 10.0% | 11.4% |
Housing Types (45840 zip code)
| Structure Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| 1-unit, detached: | 16,387 | 65.9% | 61.4% |
| 1-unit, attached: | 812 | 3.3% | 6.1% |
| 2 units: | 1,630 | 6.6% | 3.4% |
| 3 or 4 units: | 789 | 3.2% | 4.3% |
| 5 to 9 units: | 1,735 | 7.0% | 4.6% |
| 10 to 19 units: | 1,003 | 4.0% | 4.3% |
| 20 or more units: | 1,110 | 4.5% | 9.9% |
| Mobile home: | 1,387 | 5.6% | 5.8% |
| Boat, RV, van, etc.: | 0 | 0.0% | 0.1% |
Year Structure Built (45840 zip code)
| Year Built | Units | Percent% | US AvgUS |
|---|---|---|---|
| Built 2020 or later: | 14 | 0.1% | 0.6% |
| Built 2010 to 2019: | 1,224 | 4.9% | 8.2% |
| Built 2000 to 2009: | 2,765 | 11.1% | 13.5% |
| Built 1990 to 1999: | 3,775 | 15.2% | 13.2% |
| Built 1980 to 1989: | 2,469 | 9.9% | 13.2% |
| Built 1970 to 1979: | 3,221 | 13.0% | 14.6% |
| Built 1960 to 1969: | 2,487 | 10.0% | 10.2% |
| Built 1950 to 1959: | 3,379 | 13.6% | 9.9% |
| Built 1940 to 1949: | 998 | 4.0% | 4.6% |
| Built 1939 or earlier: | 4,521 | 18.2% | 12.0% |
Bedrooms (45840 zip code)
| Number of Bedrooms | Units | Percent% | US AvgUS |
|---|---|---|---|
| No bedroom (studio): | 315 | 1.3% | 2.4% |
| 1 bedroom: | 2,881 | 11.6% | 3.0% |
| 2 bedrooms: | 6,647 | 26.7% | 9.1% |
| 3 bedrooms: | 9,722 | 39.1% | 15.9% |
| 4 bedrooms: | 4,399 | 17.7% | 18.8% |
| 5 or more bedrooms: | 889 | 3.6% | 17.6% |
Heating Fuel (45840 zip code)
| Fuel Type | Units | Percent% | US AvgUS |
|---|---|---|---|
| Utility gas: | 15,421 | 66.4% | 47.1% |
| Bottled, tank, or LP gas: | 1,411 | 6.1% | 4.9% |
| Electricity: | 5,836 | 25.1% | 40.2% |
| Fuel oil, kerosene, etc.: | 67 | 0.3% | 4.2% |
| Coal or coke: | 15 | 0.1% | 0.1% |
| Wood: | 237 | 1.0% | 1.5% |
| Solar energy: | 0 | 0.0% | 0.1% |
| Other fuel: | 140 | 0.6% | 0.5% |
| No fuel used: | 82 | 0.4% | 0.2% |
Vehicles Available (45840 zip code)
| Vehicles | Households | Percent% | US AvgUS |
|---|---|---|---|
| No vehicle available: | 1,253 | 5.4% | 8.3% |
| 1 vehicle available: | 8,336 | 35.9% | 32.6% |
| 2 vehicles available: | 9,080 | 39.1% | 37.0% |
| 3 or more vehicles available: | 4,540 | 19.6% | 22.1% |
Home Value Distribution (45840 zip code)
| Value Range | Owner Units | Percent% | US AvgUS |
|---|---|---|---|
| Less than $50,000: | 1,095 | 7.5% | 5.7% |
| $50,000 to $99,999: | 1,279 | 8.8% | 7.8% |
| $100,000 to $149,999: | 2,485 | 17.0% | 9.2% |
| $150,000 to $199,999: | 3,226 | 22.1% | 10.8% |
| $200,000 to $299,999: | 3,672 | 25.2% | 19.9% |
| $300,000 to $499,999: | 2,213 | 15.2% | 24.1% |
| $500,000 to $999,999: | 483 | 3.3% | 17.0% |
| $1,000,000 or more: | 136 | 0.9% | 5.6% |
Housing Costs (45840 zip code)
| Value | US AvgUS | |
|---|---|---|
| Median owner costs (with mortgage): | $1,342 / mo. | $1,828 / mo. |
| Median owner costs (no mortgage): | $523 / mo. | $584 / mo. |
| Median gross rent: | $888 / mo. | $1,268 / mo. |
| Average household size (owner-occupied): | 2.45 | 2.53 |
| Average household size (renter-occupied): | 1.97 | 2.38 |
Households (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Total households: | 23,209 | -- | -- |
| Married-couple households: | 10,034 | 43.2% | 47.5% |
| Cohabiting couple households: | 3,971 | 17.1% | 7.0% |
| Male householder, no spouse: | 4,504 | 19.4% | 5.4% |
| Female householder, no spouse: | 6,849 | 29.5% | 12.7% |
| Householder living alone: | 6,521 | 28.1% | 28.6% |
| 65 years and over living alone: | 6,568 | 28.3% | 11.8% |
| Average household size: | 2.27 | -- | 2.53 |
| Average family size: | 2.94 | -- | -- |
Marital Status (45840 zip code)
| Population 15 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 21,857 | -- | -- |
| Never married: | 7,942 | 36.3% | 37.0% |
| Now married: | 10,373 | 47.5% | 49.5% |
| Separated: | 672 | 3.1% | 1.5% |
| Widowed: | 2,433 | 11.1% | 2.6% |
| Divorced: | 6,575 | 30.1% | 9.3% |
School Enrollment (45840 zip code)
| Population 3 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Enrolled in school: | 13,122 | -- | -- |
| Nursery school, preschool: | 678 | 5.2% | 5.8% |
| Kindergarten: | 783 | 6.0% | 5.0% |
| Elementary school (grades 1-8): | 4,949 | 37.7% | 40.5% |
| High school (grades 9-12): | 2,561 | 19.5% | 21.4% |
| College or graduate school: | 4,151 | 31.6% | 27.3% |
Veterans & Disability (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Civilian population 18 years and over: | 42,943 | -- | -- |
| Veterans: | 3,087 | 7.2% | 6.3% |
| Civilian noninstitutionalized population: | 53,814 | -- | -- |
| With a disability: | 7,003 | 13.0% | 13.4% |
| Under 18 with disability: | 1,210 | 17.3% | 5.8% |
| 18 to 64 with disability: | 3,109 | 44.4% | 10.4% |
| 65 and over with disability: | 2,684 | 38.3% | 33.4% |
Mobility (Residence 1 Year Ago) (45840 zip code)
| Population 1 year and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Same house: | 45,781 | 83.9% | 86.9% |
| Different house: | 8,259 | 15.1% | 13.1% |
| Same county: | 4,039 | 48.9% | 7.0% |
| Different county: | 4,011 | 48.6% | 3.2% |
| Different state: | 1,203 | 14.6% | 2.5% |
| Abroad: | 209 | 2.5% | 0.4% |
Place of Birth (45840 zip code)
| Number# | Percent% | US AvgUS | |
|---|---|---|---|
| Native born: | 52,578 | 96.4% | 86.2% |
| Foreign born: | 491 | 0.9% | 13.9% |
| Naturalized citizen: | 1,979 | 403.1% | 52.7% |
| Not a citizen: | 1,979 | 403.1% | 47.3% |
| Foreign-born by region: | -- | -- | -- |
| Europe: | 1,979 | 403.1% | 10.5% |
| Asia: | 126 | 25.7% | 31.3% |
| Africa: | 170 | 34.6% | 5.5% |
| Oceania: | 0 | 0.0% | 0.5% |
| Latin America: | 394 | 80.2% | 50.0% |
| Northern America: | 13 | 2.6% | 2.2% |
Language Spoken at Home (45840 zip code)
| Population 5 years and over | Number# | Percent% | US AvgUS |
|---|---|---|---|
| Total: | 51,219 | -- | -- |
| English only: | 48,270 | 94.2% | 78.3% |
| Language other than English: | 2,949 | 5.8% | 21.5% |
| By language: | -- | -- | -- |
| Spanish: | 1,323 | 2.6% | 13.3% |
| Other Indo-European languages: | 272 | 0.5% | 3.5% |
| Asian/Pacific Island languages: | 1,060 | 2.1% | 3.5% |
| Other languages: | 294 | 0.6% | 1.0% |
Computers & Internet (45840 zip code)
| Households | Percent% | US AvgUS | |
|---|---|---|---|
| Households with a computer: | 23,209 | 100.0% | 93.1% |
| Households with broadband internet: | 22,102 | 95.2% | 89.4% |
Findlay, OH45840